Palm Lakes Gardens
Homes for Sale in Fort Pierce, FL
All 831 homes for sale in Fort Pierce, FL · median $310,000 · 179 homes for sale in 34951 · St. Lucie County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of October 2026, Palm Lakes Gardens in Fort Pierce, FL has 5 homes for sale and 1 pending, asking from $449,000 to $599,000 (median $475,000). Homes listed or recently sold were built 1992–2005; 7 of 7 report an HOA (median $75/mo); none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 13 ft).
| Location | Fort Pierce, St. Lucie County, FL · ZIP 34951, 34981, 34982 |
|---|---|
| Homes in the community | 88 (FL DOR 2025 assessment roll) |
| Years built | 1991–2018 (median 2004) |
| Typical living area | 2,392 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Gated, None, Entry - Phone/Intercom, Gated - No Guard, Other, Security |
| For sale right now | 3 active, 0 pending · median asking $537,700 · 36.0 months of supply |
| Owner-occupied (homestead) share | 81% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Palm Lakes Gardens key facts,” movewithmomentum.com/neighborhoods/palm-lakes-gardens, data as of September 20, 2026.
Last 30 days in Palm Lakes Gardens: 3 new listings (median asking $449,900), 1 under contract right now. As of October 2, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.
Homes For Sale Right Now in Palm Lakes Gardens
Live MLS inventory for Palm Lakes Gardens. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 8 daysTop listing
Active · 80 days
Active · 71 days
Active · 8 days
Active · 5 days
Pending · 82 daysActive and pending Palm Lakes Gardens listings as of 2026-09-30, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Every Home for Sale in Palm Lakes Gardens Right Now (6)
All 6 active and pending Palm Lakes Gardens listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2728 Serenity Circle · $449,000 · 3 bd / 3 ba · listed Sep 25, 2026 · listed by RE/MAX Gold
- 2809 Serenity Circle · $599,000 · 4 bd / 3 ba · listed Sep 22, 2026 · listed by Floridian International Realty
- 2702 Serenity Circle · $449,900 · 4 bd / 2 ba · listed Sep 22, 2026 · listed by LoKation
- 2606 Serenity Circle · $475,000 · 4 bd / 2 ba · listed Jul 21, 2026 · listed by Southern Key Realty
- 2811 Serenity Circle · $537,700 · 4 bd / 3 ba · listed Jul 12, 2026 · listed by Mystique Realty Group LLC
- 2902 Serenity Circle · $568,000 · 5 bd / 3 ba · pending · listed Jul 8, 2026 · listed by Opendoor Brokerage LLC

Palm Lakes Gardens is a small, quiet residential pocket in Fort Pierce with minimal MLS presence. With only a handful of recent transactions in our window, pricing here is set less by neighborhood-wide comparables and more by condition, lot position, and the small pool of buyers who know the area exists. That means appraisals lean on nearby sales outside the community, and negotiation often hinges on the individual property rather than broad market momentum.
For buyers, this is not a high-activity market where you chase listings. It's the opposite: patient search, careful inspection, and a willingness to wait for the right match. Sellers should expect longer marketing cycles and price realism tied to condition; without HOA amenities or heavy buyer traffic, the home itself has to justify the number.
Palm Lakes Gardens right now
🟢 Buyer-leaning market. 36.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of September 20, 2026. Confidence: Low (3 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Palm Lakes Gardens is a low-profile Fort Pierce neighborhood with sporadic turnover and no identified community amenities, making every transaction property-specific and patience the primary buyer skill.
BeachesMLS sales records identify 56 homes in Palm Lakes Gardens that have changed hands since 2004, built between 1991 and 2005 (median 2005), with a median living area of about 2,392 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 6 qualified sales in Palm Lakes Gardens across 2024–2025 (4 in 2024, 2 in 2025), median $549,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Palm Lakes Gardens. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Beaches MLS listings in Palm Lakes Gardens; content deemed reliable but not guaranteed.
Who Palm Lakes Gardens is best for.
Best for
- Budget-conscious buyers seeking Fort Pierce access without premium pricing or HOA fees
- Investors comfortable with longer hold periods and condition-driven value plays
- Buyers who prioritize lot size and privacy over shared amenities or neighborhood programming
Probably not for
- Buyers who want immediate inventory selection or competitive multiple-offer scenarios
- Anyone expecting resort-style amenities, gated security, or a strong neighborhood identity
- Sellers on a tight timeline who need predictable, fast absorption and active buyer traffic
The market around Palm Lakes Gardens
Palm Lakes Gardens is too small for its own price trend, so here is the market around it.
In ZIP 34951, 233 homes are on the market and 28% are under contract — a steady corner of Fort Pierce.
Across St. Lucie County, 2,467 homes are active and 743 pending (23% under contract).
In ZIP 34951 (Fort Pierce), 353 homes closed in the last 12 months at a median of $313K ($187/sq ft), down 6.2% year over year, with a median 97 days on market. Right now 129 active and 38 pending listings put supply at about 6.0 months — a buyer's market. See the live ZIP 34951 housing market and the St. Lucie County market.
ZIP and county figures describe the wider market, not Palm Lakes Gardens specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Palm Lakes Gardens, Fort Pierce
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Palm Lakes Gardens on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.
The Palm Lakes Gardens buying strategy.
If we were buying in Palm Lakes Gardens today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palm Lakes Gardens.
What you're actually buying
This is a residential neighborhood that doesn't market itself. There are no gates, no clubhouse, no HOA pools or tennis courts pulling buyers in. What you're evaluating is the home, the lot, the block, and the immediate access to Fort Pierce's broader infrastructure—schools, shopping, the Turnpike, beaches to the east. Palm Lakes Gardens offers single-family living at a price point that reflects its lack of resort-style extras.
The market here moves in ones and twos, not waves. A well-maintained home will find its buyer, but days-on-market stretch longer than in amenity-rich communities. Appraisers pull comps from surrounding Fort Pierce neighborhoods, so your offer and your listing price need to be grounded in recent closed sales across a wider footprint, not just hyperlocal data. Condition drives value more than curb appeal or brand recognition.
Fort Pierce's location offers real upside—oceanfront minutes away, reasonable commute access, and a cost basis well below coastal St. Lucie County averages. But Palm Lakes Gardens itself is for the buyer who doesn't need the neighborhood to do the heavy lifting. You're buying the house and the zip code, not the lifestyle package.
The location and the amenities are priced into every listing in Palm Lakes Gardens. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-inventory, low-amenity community like Palm Lakes Gardens, your broker's ability to source comps, manage appraisal risk, and set realistic timelines is the entire value proposition. Momentum's team knows how to price and position homes that don't fit a templated neighborhood model, and we'll tell you up front if a property's condition or list price makes it a poor candidate. We also monitor surrounding Fort Pierce inventory daily, so you see opportunities the moment they surface—and we know when to walk away.
Palm Lakes Gardens in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $75/month (about $900/yr) · median of 24 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $75 per month ($900 a year) — the median AssociationFee across 24 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Palm Lakes Gardens buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palm Lakes Gardens sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Palm Lakes Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Palm Lakes Gardens home worth?
Get a no-obligation home value based on real comparable sales in Palm Lakes Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Pierce →
14% of homes for sale in ZIP 34981 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Frequently Asked Questions
Is Palm Lakes Gardens a buyer's or seller's market right now?
How many homes are in Palm Lakes Gardens?
What share of Palm Lakes Gardens is owner-occupied?
When were the homes in Palm Lakes Gardens built?
Who is the best real estate agent for Palm Lakes Gardens?
How do I find a top Fort Pierce real estate agent who knows Palm Lakes Gardens?
Can Momentum Realty connect me with an agent for Palm Lakes Gardens?
Where is Palm Lakes Gardens, and what county is it in?
Should you buy in Palm Lakes Gardens?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: September 30, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34951/34981/34982)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2004 (70 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Palm Lakes Gardens fits the bigger picture — live prices, inventory, and Momentum Scores:
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