Palm Lakes Gardens in Fort Pierce

Palm Lakes Gardens
Homes for Sale in Fort Pierce, FL

All 831 homes for sale in Fort Pierce, FL · median $310,000 · 179 homes for sale in 34951 · St. Lucie County homes for sale

Community in Fort Pierce · St. Lucie County · ZIP 34951
88 homesBuilt 1991–2018
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Photo via Beaches MLS

Built fromLive Beaches MLS data22 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Palm Lakes Gardens in Fort Pierce, FL has 5 homes for sale and 1 pending, asking from $449,000 to $599,000 (median $475,000). Homes listed or recently sold were built 1992–2005; 7 of 7 report an HOA (median $75/mo); none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 13 ft).

Palm Lakes Gardens key facts
LocationFort Pierce, St. Lucie County, FL · ZIP 34951, 34981, 34982
Homes in the community88 (FL DOR 2025 assessment roll)
Years built1991–2018 (median 2004)
Typical living area2,392 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersGated, None, Entry - Phone/Intercom, Gated - No Guard, Other, Security
For sale right now3 active, 0 pending · median asking $537,700 · 36.0 months of supply
Owner-occupied (homestead) share81%

Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Palm Lakes Gardens key facts,” movewithmomentum.com/neighborhoods/palm-lakes-gardens, data as of September 20, 2026.

Last 30 days in Palm Lakes Gardens: 3 new listings (median asking $449,900), 1 under contract right now. As of October 2, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.

Live · Palm Lakes Gardens Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
36.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
St. Lucie: 23% (743 of 3,210)
3 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
81%
Owner-occupied · Palm Lakes Gardens
71 of 88 parcels homesteaded (FL DOR 2025)
19%
Non-owner-occupied · Palm Lakes Gardens
incl. 1% trust or LLC-held · 3% out-of-state
88
Homes in the community
88 residential parcels (FL DOR 2025)
Track record · 22 years of records
6
Recorded sales · 2024-2025
median $549K · qualified sales on the county roll (FL DOR 2025)
Est. 1991
Community established
homes built 1991-2018, median 2004 (FL DOR 2025)
1.1%/yr
Turnover rate
about 1 of 88 homes trade a year

Homes For Sale Right Now in Palm Lakes Gardens

Live MLS inventory for Palm Lakes Gardens. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Palm Lakes Gardens listings as of 2026-09-30, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Every Home for Sale in Palm Lakes Gardens Right Now (6)

All 6 active and pending Palm Lakes Gardens listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 2728 Serenity Circle · $449,000 · 3 bd / 3 ba · listed Sep 25, 2026 · listed by RE/MAX Gold
  • 2809 Serenity Circle · $599,000 · 4 bd / 3 ba · listed Sep 22, 2026 · listed by Floridian International Realty
  • 2702 Serenity Circle · $449,900 · 4 bd / 2 ba · listed Sep 22, 2026 · listed by LoKation
  • 2606 Serenity Circle · $475,000 · 4 bd / 2 ba · listed Jul 21, 2026 · listed by Southern Key Realty
  • 2811 Serenity Circle · $537,700 · 4 bd / 3 ba · listed Jul 12, 2026 · listed by Mystique Realty Group LLC
  • 2902 Serenity Circle · $568,000 · 5 bd / 3 ba · pending · listed Jul 8, 2026 · listed by Opendoor Brokerage LLC
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Palm Lakes Gardens is a small, quiet residential pocket in Fort Pierce with minimal MLS presence. With only a handful of recent transactions in our window, pricing here is set less by neighborhood-wide comparables and more by condition, lot position, and the small pool of buyers who know the area exists. That means appraisals lean on nearby sales outside the community, and negotiation often hinges on the individual property rather than broad market momentum.

For buyers, this is not a high-activity market where you chase listings. It's the opposite: patient search, careful inspection, and a willingness to wait for the right match. Sellers should expect longer marketing cycles and price realism tied to condition; without HOA amenities or heavy buyer traffic, the home itself has to justify the number.

Palm Lakes Gardens Housing Pulse · Momentum Research · as of September 20, 2026

Palm Lakes Gardens right now

🟢 Buyer-leaning market. 36.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of September 20, 2026. Confidence: Low (3 active and pending listings, 1 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Palm Lakes Gardens is a low-profile Fort Pierce neighborhood with sporadic turnover and no identified community amenities, making every transaction property-specific and patience the primary buyer skill.

BeachesMLS sales records identify 56 homes in Palm Lakes Gardens that have changed hands since 2004, built between 1991 and 2005 (median 2005), with a median living area of about 2,392 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 6 qualified sales in Palm Lakes Gardens across 2024–2025 (4 in 2024, 2 in 2025), median $549,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Budget-conscious buyers seeking Fort Pierce access without premium pricing or HOA fees
  • Investors comfortable with longer hold periods and condition-driven value plays
  • Buyers who prioritize lot size and privacy over shared amenities or neighborhood programming

Probably not for

  • Buyers who want immediate inventory selection or competitive multiple-offer scenarios
  • Anyone expecting resort-style amenities, gated security, or a strong neighborhood identity
  • Sellers on a tight timeline who need predictable, fast absorption and active buyer traffic

The market around Palm Lakes Gardens

Palm Lakes Gardens is too small for its own price trend, so here is the market around it.

In ZIP 34951, 233 homes are on the market and 28% are under contract — a steady corner of Fort Pierce.

Across St. Lucie County, 2,467 homes are active and 743 pending (23% under contract).

In ZIP 34951 (Fort Pierce), 353 homes closed in the last 12 months at a median of $313K ($187/sq ft), down 6.2% year over year, with a median 97 days on market. Right now 129 active and 38 pending listings put supply at about 6.0 months — a buyer's market. See the live ZIP 34951 housing market and the St. Lucie County market.

ZIP and county figures describe the wider market, not Palm Lakes Gardens specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Palm Lakes Gardens, Fort Pierce

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 8 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-09-30)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Palm Lakes Gardens today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palm Lakes Gardens.

Best Buy
Buyers prioritizing affordability and location over amenities, with patience for a slower search.
Biggest Risk
Sparse inventory and longer sale cycles require flexibility on timing and condition.
Sweet Spot
Well-maintained single-family homes priced to appraise cleanly using Fort Pierce-wide comps.
Avoid If
You need HOA amenities, walkability, or a fast-moving market with multiple listing choices.

What you're actually buying

This is a residential neighborhood that doesn't market itself. There are no gates, no clubhouse, no HOA pools or tennis courts pulling buyers in. What you're evaluating is the home, the lot, the block, and the immediate access to Fort Pierce's broader infrastructure—schools, shopping, the Turnpike, beaches to the east. Palm Lakes Gardens offers single-family living at a price point that reflects its lack of resort-style extras.

The market here moves in ones and twos, not waves. A well-maintained home will find its buyer, but days-on-market stretch longer than in amenity-rich communities. Appraisers pull comps from surrounding Fort Pierce neighborhoods, so your offer and your listing price need to be grounded in recent closed sales across a wider footprint, not just hyperlocal data. Condition drives value more than curb appeal or brand recognition.

Fort Pierce's location offers real upside—oceanfront minutes away, reasonable commute access, and a cost basis well below coastal St. Lucie County averages. But Palm Lakes Gardens itself is for the buyer who doesn't need the neighborhood to do the heavy lifting. You're buying the house and the zip code, not the lifestyle package.

“

The location and the amenities are priced into every listing in Palm Lakes Gardens. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-inventory, low-amenity community like Palm Lakes Gardens, your broker's ability to source comps, manage appraisal risk, and set realistic timelines is the entire value proposition. Momentum's team knows how to price and position homes that don't fit a templated neighborhood model, and we'll tell you up front if a property's condition or list price makes it a poor candidate. We also monitor surrounding Fort Pierce inventory daily, so you see opportunities the moment they surface—and we know when to walk away.

Palm Lakes Gardens in 15 seconds.

Best forBuyers prioritizing affordability and location over amenities, with patience for a slower search.
Biggest advantageLow cost basis in Fort Pierce with proximity to beaches and major routes.
Biggest riskSparse inventory and longer sale cycles require flexibility on timing and condition.
Sweet spotWell-maintained single-family homes priced to appraise cleanly using Fort Pierce-wide comps.
Avoid ifYou need HOA amenities, walkability, or a fast-moving market with multiple listing choices.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Palm Lakes Gardens homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Palm Lakes Gardens.
In short
  • HOA dues reported around $75/month (about $900/yr) · median of 24 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $75 per month ($900 a year) — the median AssociationFee across 24 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palm Lakes Gardens sales matched to your home.

What is your Palm Lakes Gardens home worth?

Get a no-obligation home value based on real comparable sales in Palm Lakes Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
How much local inventory is already under contract

14% of homes for sale in ZIP 34981 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).

Frequently Asked Questions

Is Palm Lakes Gardens a buyer's or seller's market right now?
As of September 20, 2026, Palm Lakes Gardens leans toward buyers: 36.0 months of supply at the current sales pace (Beaches MLS live counts).
How many homes are in Palm Lakes Gardens?
The Florida DOR 2025 assessment roll shows 88 homes in Palm Lakes Gardens (public records).
What share of Palm Lakes Gardens is owner-occupied?
81% of Palm Lakes Gardens parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Palm Lakes Gardens built?
Homes in Palm Lakes Gardens were built between 1991 and 2018, with a median year built of 2004 (FL DOR 2025 roll).
Who is the best real estate agent for Palm Lakes Gardens?
The best agent for Palm Lakes Gardens is one who actively works Fort Pierce and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Palm Lakes Gardens.
How do I find a top Fort Pierce real estate agent who knows Palm Lakes Gardens?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Palm Lakes Gardens and the wider Fort Pierce area.
Can Momentum Realty connect me with an agent for Palm Lakes Gardens?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Palm Lakes Gardens purchase or sale - no call center and no pressure.
Where is Palm Lakes Gardens, and what county is it in?
Palm Lakes Gardens is in Fort Pierce, St. Lucie County, FL, ZIP codes 34951, 34981, 34982. The community's center is about 5 miles south of the center of Fort Pierce (straight-line).
Budget-conscious buyers seeking Fort Pierce access without premium pricing or HOA feesExcellent fit
Investors comfortable with longer hold periods and condition-driven value playsExcellent fit
Buyers who prioritize lot size and privacy over shared amenities or neighborhood programmingExcellent fit
Buyers who want immediate inventory selection or competitive multiple-offer scenariosProbably not
Anyone expecting resort-style amenities, gated security, or a strong neighborhood identityProbably not
Sellers on a tight timeline who need predictable, fast absorption and active buyer trafficProbably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: September 30, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 34951/34981/34982))
Under-contract sharesBeaches MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2004 (70 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in Palm Lakes Gardens? 1 recorded closings (window ending 2026-09-20). See the St. Lucie County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Palm Lakes Gardens with Momentum Realty’s local guides.

OAOak Alley0.2 mi away · 53 homes, built 2007–24PLPalm Lake Gardens0.2 mi away · 70 homes, built 1991–07RFRaintree Forest0.8 mi away · 22 homes, built 1980–23TOTwelve Oaks Estates0.9 mi away · 24 homes, built 1975–94NONoble Oaks Estates1.0 mi away · 4 homes, built 2023–23River Branch Estates1.0 mi awayCSClyatt S1.0 mi awayMLModel Land Company S1.0 mi away

Browse all neighborhood guides →

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