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Live Market Pulse
23/100
Market Heat
Cooler than normal
2015 → 2026 · 89 at the 2022 peak
0 is Pebble Creek's coldest market since 2015, 100 its hottest. Today: 23. How it's scored

Photo via Florida Gulf Coast MLS

Built fromLive Florida Gulf Coast MLS data13 years of closingsUpdated twice daily

As of October 2026, Pebble Creek in Naples, FL has 3 homes for sale. Over the 12 months ending 2026-09-20, 7 recorded sales closed at a median of $1,100,000, $697 per square foot, a median 66 days on market, sellers accepting 88% of original asking (-5% versus the prior year). Homes listed or recently sold were built 1994–1996; 3 of 4 report an HOA (median $275/mo); 2 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 10 ft). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $12,160 ($11,720 with the full homestead exemption).

Pebble Creek key facts
LocationNaples, Collier County, FL · ZIP 34108
Sale prices, last 12 months$1,100,000 median across 7 closed sales · $697 per sq ft · -4.8% vs the prior 12 months
Days on market (closed sales)66 median
For sale right now3 active, 2 pending · median asking $1,195,000

Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Pebble Creek key facts,” movewithmomentum.com/neighborhoods/pebble-creek--collier, data as of September 20, 2026.

Last 30 days in Pebble Creek: 2 new listings (median asking $1,197,500), 1 under contract right now. As of September 30, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Pebble Creek Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$1.10M ▼
Median sold · 12 mo
down 4.8% vs the prior 12 months
-4.8% ▼
1-yr price change
n = 7 and 8 sales in the two windows
$697/sf
Sold $/sqft · 12 mo
peak $875 in 2024
87.5%
Sale vs ask
Tempo
66days
Median DOM · closed
4 days at the 2022 low
40%
Under contract
Collier: 19% (1,017 of 5,466)
3 · 2
For sale · pending
live counts, refreshed twice daily
7
Sold · last 12 mo
10-yr average: about 12 a year
Track record · 13 years of records
1,526sqft
Median sold home size
12-mo windows, closed sales

Homes For Sale Right Now in Pebble Creek

Live MLS inventory for Pebble Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Pebble Creek listings as of 2026-10-01, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Pebble Creek Collier Right Now (4)

All 4 active and pending Pebble Creek Collier listings with a detail page, newest first, refreshed twice a day from the MLS.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Pebble Creek is trading at a median of $1,160,000, with price per square foot near $721.78, and that per-foot figure is really what defines this market: it's a high-cost-per-square-foot pocket of Naples, so total price swings hard with square footage and finish level rather than lot or lifestyle add-ons. With only 8 closings in the current window, any single sale can move the median, so treat the headline number as directional, not a precise ceiling or floor.

A median of 88 days on market and a market heat score of 23 point to a slow-moving, buyer-patient environment. Sellers here should price to the comp set rather than to aspiration, and buyers have room to negotiate on time and terms rather than needing to chase multiple-offer situations.

Pebble Creek Housing Pulse · Momentum Research · as of September 20, 2026

Pebble Creek right now

🟡 Off the recent peak. The trailing-12-month median ($1.10M) is down 4.8% from the prior 12 months ($1.16M). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Medium (7 and 8 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 1, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Pebble Creek market snapshot (as of September 20, 2026): the median sale price is about $1.10M ($697 per sq ft over the trailing 12 months of closed sales), and a median 66 days on market for closed sales. The trailing-12-month median is down 5% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (7 closings in the current window).

In ZIP 34108 (Naples), 629 homes closed in the last 12 months at a median of $955K ($547/sq ft), down 2.0% year over year, with a median 84 days on market. Right now 257 active and 52 pending listings — a soft market. See the live ZIP 34108 housing market and the Collier County market.

Florida Gulf Coast MLS sales records identify 22 homes in Pebble Creek that have changed hands, built between 1994 and 1996 (median 1995), with a median living area of about 1,526 sq ft and a typical 3-bedroom, 2-bath layout; 100% are condominiums. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pebble Creek sits in the higher end of Naples' price-per-square-foot range, with a small, thinly traded resale pool that moves on individual home condition and size more than on broad community-wide demand.

Best for

  • Buyers targeting a specific Naples price-per-square-foot range near $721.78 and willing to evaluate homes on individual merit.
  • Buyers comfortable with a slower listing pace who want time to negotiate rather than compete.
  • Sellers prepared to price precisely to recent comparable sales rather than to a rising market narrative.

Probably not for

  • Buyers who want a community with a defined amenity package, since none are currently identified from MLS listings.
  • Sellers expecting a fast sale timeline in line with more active Naples markets, given the median 88-day days-on-market.
  • Buyers relying on a large recent-sales sample to validate pricing, since the current closings window is small.

Windows contain 2 to 17 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$500K$750K$1M$1.3M2014201620182020202220242026
Down 4.8% year over year.
Every sale since 2013 · price vs size
$0$500K$1M$1.5M2k2k2k
147 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$400$600$8002014201620182020202220242026
Up from $333 in 2013 to a $875 peak in 2024; $697 now.
Median days on market · closed sales
0501002014201620182020202220242026
4 days at the 2022 low; 66 now.
Sale price vs original ask · median
90%95%100%2014201620182020202220242026
87.5% now.
Homes sold per 12-mo window
0510152014201620182020202220242026
2 to 17 a year; 7 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning201620182020202220242026
89 at the 2022 peak, 23 in the troughs, 23 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$3,363/mo
Collier County typical true cost to own
$179/mo
Collier County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

15% of homes for sale in ZIP 34108 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Pebble Creek Market Scorecard

Balanced

Pebble Creek is currently a balanced market., a median asking price of $1,195,000, and homes go under contract in about 17 days.

$1,195,000
Median list
$1,100,000
Median sold
$794
List $/sqft
17
Days on mkt
3/1/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Pebble Creek, Naples

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 10 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-09-23)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Pebble Creek today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pebble Creek.

Best Buy
Buyers focused on Naples value at a specific price-per-square-foot point rather than a broad amenity package.
Biggest Risk
With only 8 closings in the current window, the median price and per-foot figures can shift quickly as new sales close.
Sweet Spot
Buyers and sellers who plan to lean on individual home comps rather than a community-wide narrative.
Avoid If
You need an amenity-rich, actively managed community — none are currently identified from MLS listings here.

A slow, price-per-foot market

With a median days-on-market of 88, Pebble Creek listings are not moving on urgency. That's consistent with the market heat score of 23, which signals a market weighted toward buyers relative to more competitive Naples pockets. For sellers, this means pricing precision matters more than it might elsewhere — overpricing against a slow-absorbing market tends to compound the time-on-market problem rather than resolve with a late price cut.

Year-over-year, the median has moved up 3.1%, a modest gain that suggests values are holding rather than running. Combined with the low closing count in the current window, that appreciation figure should be read as a general trend rather than a precise annual return — the sample size here is small enough that a few unusually large or small homes can shift it.

“

The location and the amenities are priced into every listing in Pebble Creek. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market with only a handful of closings to reference, comping a home correctly takes more than pulling a median — it takes a working knowledge of which recent sales are truly comparable in size, condition, and finish. We track Pebble Creek at that level of detail so pricing and offer strategy reflect the actual comp set, not a thin average.

Pebble Creek in 15 seconds.

Best forBuyers focused on Naples value at a specific price-per-square-foot point rather than a broad amenity package.
Biggest advantageThe 88-day median days-on-market gives buyers negotiating room that's harder to find in faster-moving Naples communities.
Biggest riskWith only 8 closings in the current window, the median price and per-foot figures can shift quickly as new sales close.
Sweet spotBuyers and sellers who plan to lean on individual home comps rather than a community-wide narrative.
Avoid ifYou need an amenity-rich, actively managed community — none are currently identified from MLS listings here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Pebble Creek Condos for Sale in Naples, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Pebble Creek Condos for Sale in Naples, FL.
In short
  • HOA dues reported around $275/month (about $3,300/yr) · median of 71 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $275 per month ($3,300 a year) — the median AssociationFee across 71 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pebble Creek sales matched to your home.

What is your Pebble Creek home worth?

Get a no-obligation home value based on real comparable sales in Pebble Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Naples →

Real comps, not an automated estimate.

Recently off market in Pebble Creek

Homes in Pebble Creek that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.

Frequently Asked Questions

What is the median home price in Pebble Creek?
The median sale price in Pebble Creek was $1.10M over the 12 months ending September 20, 2026 (7 closed sales, Florida Gulf Coast MLS).
How long do homes in Pebble Creek take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 66 days on market (7 sales, Florida Gulf Coast MLS).
Who is the best real estate agent for Pebble Creek?
The best agent for Pebble Creek is one who actively works Naples and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Pebble Creek.
How do I find a top Naples real estate agent who knows Pebble Creek?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Pebble Creek and the wider Naples area.
Can Momentum Realty connect me with an agent for Pebble Creek?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Pebble Creek purchase or sale - no call center and no pressure.
Where is Pebble Creek, and what county is it in?
Pebble Creek is in Naples, Collier County, FL, ZIP 34108. The community's center is about 4 miles northwest of the center of Naples (straight-line).
Buyers targeting a specific Naples price-per-square-foot range near $721.78 and willing to evaluate homes on individual merit.Excellent fit
Buyers comfortable with a slower listing pace who want time to negotiate rather than compete.Excellent fit
Sellers prepared to price precisely to recent comparable sales rather than to a rising market narrative.Excellent fit
Buyers who want a community with a defined amenity package, since none are currently identified from MLS listings.Probably not
Sellers expecting a fast sale timeline in line with more active Naples markets, given the median 88-day days-on-market.Probably not
Buyers relying on a large recent-sales sample to validate pricing, since the current closings window is small.Probably not

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: October 1, 2026)
Community market statsFlorida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2013 (147 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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Thinking of selling in Pebble Creek? 7 recorded closings; median 66 days on market (window ending 2026-09-20). See the Collier County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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