Pine Island Tropical Homesites
Homes for Sale in St. James City, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Flagler County MLS
As of September 2026, Pine Island Tropical Homesites in St James City, FL has 4 homes for sale, asking from $345,000 to $454,000 (median $359,000). Over the 12 months ending 2026-07-29, 10 recorded sales closed at a median of $284,250, $230 per square foot, a median 193 days on market, sellers accepting 88% of original asking (+9% versus the prior year). Homes listed or recently sold were built 1972–2002; 3 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft). At the median price and Lee County's FY2025-26 rate of 15.97 mills, annual property tax runs about $4,540 ($3,870 with the full homestead exemption).
Homes For Sale Right Now in Pine Island Tropical Homesites
Live MLS inventory for Pine Island Tropical Homesites. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Pine Island Tropical Homesites listings as of 2026-09-06, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Pine Island Tropical Homesites is a slow-moving, low-turnover market: a median 193 days on market and a heat score of 30 tell you inventory here does not move on impulse. Despite that pace, the median price has climbed 9.3% year over year, which points to a market where sellers are not under pressure to discount and buyers who want in are paying for what they get rather than for speed.
With homestead exemptions on file for only about 31% of homes, a meaningful share of this inventory is held as second homes or investment property rather than primary residences. That ownership pattern, combined with a wide year-built spread (1952 to 2024) and a median living area over 2,300 square feet, means pricing here is driven house by house — lot, water access, age, and condition matter more than any single neighborhood trend.
Pine Island Tropical Homesites right now
🟢 Still climbing. The trailing-12-month median ($284K) is up 9.3% from the prior 12 months ($260K). With about 8 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Flagler County MLS closed sales, 12-month windows ending July 29. Confidence: Medium (10 and 7 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 29, 2026 · Live data: Flagler County MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Pine Island Tropical Homesites market snapshot (as of July 29, 2026): the median sale price is about $284K ($230 per sq ft over the trailing 12 months of closed sales), and a median 193 days on market for closed sales. The trailing-12-month median is up 9% from the prior 12 months, computed from record-level Flagler County MLS closed sales (10 closings in the current window).
Pine Island Tropical Homesites is a community of 226 homes in St James City, Lee County, built between 1952 and 2024 (median 1986.0), with a median living area of about 2,382 square feet. 31% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Pine Island Tropical Homesites is a 226-home pocket of St James City in Lee County, mixing original mid-century construction with newer rebuilds on a lot base that skews toward larger living areas. At a median $284,250 and roughly $229.52 per square foot, it sits in a price band where age and condition explain more of the variation than location alone.
The setting & the homes.
Aerial and on-site photos of Pine Island Tropical Homesites. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Pine Island Tropical Homesites
Pine Island Tropical Homesites
Pine Island Tropical Homesites
Pine Island Tropical HomesitesPhotos from Flagler County MLS listings in Pine Island Tropical Homesites; content deemed reliable but not guaranteed.
Who Pine Island Tropical Homesites is best for.
Best for
- Buyers seeking a larger home footprint and willing to evaluate properties on individual condition rather than a uniform product
- Buyers or investors comfortable holding a second home or non-primary residence in a market with a long typical time-to-sell
- Buyers who want negotiating room and are not chasing a bidding-war pace
Probably not for
- Buyers who need a quick close within weeks given the 193-day median time on market
- Buyers prioritizing built-in community amenities, since none are currently identified in MLS listings
- Buyers who want a uniform housing stock rather than a mix spanning homes built from 1952 to 2024
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 29 of each year, from record-level Flagler County MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($284K) IS the median in the snapshot above, and the move from 2025 ($260K) IS the +9.3% one-year change.
Windows contain 0 to 11 sales each (10 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lee County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lee County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Pine Island Tropical Homesites Market Scorecard
Pine Island Tropical Homesites is currently a thin data market. Limited supply, a median asking price of $359,000, and homes go under contract in about 57 days.
Typical home value in the 33956 ZIP is $430,303, about 33.7% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Pine Island Tropical Homesites on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Flagler County MLS. Map data © OpenStreetMap, tiles © CARTO.
The Pine Island Tropical Homesites buying strategy.
If we were buying in Pine Island Tropical Homesites today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Island Tropical Homesites.
A market that rewards patience, not urgency
The 193-day median days-on-market figure is the number to anchor on. This is not a bidding-war environment — homes here sit, get evaluated, and close on terms rather than momentum. For sellers, that means pricing to the condition and comparable sales in front of you, not to a narrative of scarcity. For buyers, it means there is room to inspect, negotiate, and walk away from a home that does not check out.
The year-built range running from 1952 to 2024 spans two very different products under one community name: original-era homes that may need updating, and newer builds that reset the baseline on systems and elevation. With no clubhouse or community amenities identified from current MLS listings, buyers are paying for the home and the lot itself — not shared infrastructure — so due diligence on the individual structure carries more weight here than it would in an amenity-driven subdivision.
The location and the amenities are priced into every listing in Pine Island Tropical Homesites. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Pine Island Tropical Homesites buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.5). Basis: Recent Direction +9.3% year-over-year; Owner Commitment 31% owner-occupied; Pricing Power 88.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this dependent on the specifics of each home — build year, square footage, condition, and how long a listing has actually been sitting — we pull the comparable sales and days-on-market history property by property rather than leaning on a neighborhood average that will mislead you either way.
Pine Island Tropical Homesites in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pine Island Tropical Homesites buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Island Tropical Homesites sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Island Tropical Homesites, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Island Tropical Homesites home worth?
Get a no-obligation home value based on real comparable sales in Pine Island Tropical Homesites, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Pine Island Tropical Homesites on the map →
Frequently Asked Questions
What is the median home price in Pine Island Tropical Homesites?
How long do homes in Pine Island Tropical Homesites take to sell?
How many homes are in Pine Island Tropical Homesites?
What share of Pine Island Tropical Homesites is owner-occupied?
When were the homes in Pine Island Tropical Homesites built?
Do cash buyers compete in Pine Island Tropical Homesites?
Who is the best real estate agent for Pine Island Tropical Homesites?
How do I find a top St James City real estate agent who knows Pine Island Tropical Homesites?
Can Momentum Realty connect me with an agent for Pine Island Tropical Homesites?
Should you buy in Pine Island Tropical Homesites?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Pine Island Tropical Homesites with Momentum Realty’s local guides.
Data sources & freshness
| Community market stats | Flagler County MLS closed sales, 12-month windows ending July 29, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (8 streets, ZIP 33956)) |
| Under-contract shares | Flagler County MLS records, as of 2026-07-18 |
| Historical depth | Closed-sale records back to 2014 (86 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Flagler County MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Flagler County MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Pine Island Tropical Homesites fits the bigger picture — live prices, inventory, and Momentum Scores: