Pine Lake Ii
Homes for Sale in Orange Park, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of WATSON REALTY CORP · via realMLS

Pine Lake II is a compact, cohesive pocket in Orange Park — 90 homes built in a tight 2002 to 2003 window, which means you are shopping a consistent early-2000s product rather than a mix of eras. When homes are this uniform in age and size, with a median around 1,859 square feet, price gets set less by square footage and more by condition and updates. The kitchen, the roof, the HVAC, the flooring — that is where the spread lives.
About two-thirds of the homes here are homesteaded, which points to an owner-occupied core that does not churn constantly. That tends to mean fewer listings at any given time and less distressed inventory, but it also means when a well-kept home hits the market, it draws focused attention. Sellers should not assume the neighbor's sale sets their number; buyers should be ready to move on the updated ones and to negotiate hard on the deferred-maintenance cases.
The setting & the homes.
Aerial and on-site photos of Pine Lake Ii. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Pine Lake Ii; content deemed reliable but not guaranteed.
Who Pine Lake Ii is best for.
Best for
- Buyers wanting a mid-sized, established Clay County home and willing to prioritize condition over novelty
- Owner-occupants planning to stay put in a slower-turnover, low-churn setting
- Value-focused buyers ready to take on a dated home and budget for roof, HVAC, and kitchen updates
Probably not for
- Buyers who need new construction or the latest floor plans and finishes
- Shoppers who want a broad, always-available selection of homes and price points
- Anyone unwilling to underwrite the cost of aging original systems on an early-2000s home
The market around Pine Lake Ii
Pine Lake Ii is a small community — 21 recorded sales on file, most recently in 2023 — too few for its own price trend. Here is the market around it.
In ZIP 32003, 115 homes are on the market and 34% are under contract — a fast-moving corner of Orange Park.
Across Clay County, 725 homes are active and 300 pending (29% under contract).
The housing mix here is 99% single family residence, 1% townhouse.
ZIP and county figures describe the wider market, not Pine Lake Ii specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Pine Lake Ii
Live MLS inventory for Pine Lake Ii. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Pine Lake Ii listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Life at Pine Lake Ii
- Basketball Court · reported on 1 of 1 listings
- Clubhouse · reported on 1 of 1 listings
- Fitness Center · reported on 1 of 1 listings
- Golf Course · reported on 1 of 1 listings
- Jogging Path · reported on 1 of 1 listings
- Playground · reported on 1 of 1 listings
- Tennis Court(s) · reported on 1 of 1 listings
- Pickleball · reported on 1 of 1 listings
- Children's Pool · reported on 1 of 1 listings
- Pool · reported on 1 of 1 listings
- Restaurant · reported on 1 of 1 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Pine Lake Ii buying strategy.
If we were buying in Pine Lake Ii today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Lake Ii.
A uniform vintage cuts both ways
The narrow build window is the defining fact of Pine Lake II. Homes here are now into an age where original systems are reaching the end of their service life — roofs, water heaters, air handlers, and kitchens from the early 2000s are the components that separate a turnkey listing from a project. Two homes with the same floor plan can carry very different prices depending on whether that work has already been done.
With a median living area around 1,859 square feet, this is a middle-of-the-market size — enough room for most buyers without stepping into large-home territory. Because the housing stock is so consistent, valuation here rewards diligence: compare recent updates line by line rather than leaning on price-per-foot alone, and the median sale figure will read as a starting point, not a ceiling.
The location and the amenities are priced into every listing in Pine Lake Ii. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a neighborhood this small and this uniform, the difference between homes is condition, and condition is exactly what a walkthrough and a sharp comparable read expose. We price and negotiate off what has actually been updated — not a blanket per-foot number — and because inventory turns slowly, we help sellers time a listing and help buyers stay ready for the right one.
Pine Lake Ii in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pine Lake Ii buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Lake Ii sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Lake Ii, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Lake Ii home worth?
Get a no-obligation home value based on real comparable sales in Pine Lake Ii, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Pine Lake Ii on the map →
37% of homes for sale in ZIP 32003 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Pine Lake Ii?
What share of Pine Lake Ii is owner-occupied?
When were the homes in Pine Lake Ii built?
Who is the best real estate agent for Pine Lake Ii?
How do I find a top Orange Park real estate agent who knows Pine Lake Ii?
Can Momentum Realty connect me with an agent for Pine Lake Ii?
Should you buy in Pine Lake Ii?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Pine Lake Ii with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32003)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2002 (105 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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