Aerial view of Pine Lakes

Pine Lakes
Homes for Sale in Orange Park, FL

Community in Orange Park · Clay County · ZIP 32003
80 homesBuilt 2002–2003
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Built fromLive realMLS data24 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, the MLS records 15 closed sales in Pine Lakes in Orange Park, FL since 2002, the most recent in July 2026. Across Orange Park as a whole, 654 homes closed in the last 12 months at a median of $330,000, 39 median days on market, with 162 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,970 ($4,370 with the full homestead exemption).

Live · Pine Lakes Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
64%
Owner-occupied · Pine Lakes
51 of 80 parcels homesteaded (FL DOR 2025)
36%
Non-owner-occupied · Pine Lakes
incl. 5% trust or LLC-held · 6% out-of-state
80
Homes in the community
80 residential parcels (FL DOR 2025)
Track record · 24 years of records
8
Recorded sales · 2024-2025
median $300K · qualified sales on the county roll (FL DOR 2025)
Est. 2002
Community established
homes built 2002-2003, median 2002 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Pine Lakes is a tight, single-era subdivision in Orange Park — 201 homes, nearly all built in 2002–2003, with a median living area around 1,615 square feet. When the housing stock is this uniform in age and footprint, price is driven far less by floor plan and far more by condition and updates. A home with a refreshed kitchen, newer roof, and updated systems will separate itself from one still wearing its original finishes, and that spread is where the real negotiation happens.

Roughly two-thirds of homes here carry a homestead exemption, which points to an owner-occupied core rather than a churn of rentals. For sellers, that generally means less inventory pressure from investors and a market that rewards a well-prepped, move-in-ready listing. For buyers, expect competition on the cleanest homes and more room to negotiate on the ones that need work — bring an eye for what a renovation actually costs.

Nearby homes for sale

No active listings inside Pine Lakes right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

2367 OLD PINE Trail
$325K · 0.0 mi away
3 bd · 2 ba · 1,340 sqft
2367 OLD PINE Trail
Listed by FLORIDA HOMES REALTY & MTG LLC
2036 ARDEN FOREST Place
$740K · 0.4 mi away
6 bd · 3.5 ba · 3,528 sqft
2036 ARDEN FOREST Place
Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS
1717 COUNTY ROAD 220 #1705
$149K · 0.4 mi away
2 bd · 2 ba · 1,104 sqft
1717 COUNTY ROAD 220 #1705
Listed by FLORIDA HOMES REALTY & MTG LLC
2144 ARDEN FOREST Place
$539K · 0.6 mi away
4 bd · 3 ba · 2,498 sqft
2144 ARDEN FOREST Place
Listed by COASTAL REAL ESTATE GROUP INC
2045 SECRET GARDEN Lane #605
$320K · 0.6 mi away
3 bd · 3 ba · 1,966 sqft
2045 SECRET GARDEN Lane #605
Listed by HERRON REAL ESTATE LLC
2045 SECRET GARDEN Lane #606
$315K · 0.6 mi away
3 bd · 3 ba · 1,966 sqft
2045 SECRET GARDEN Lane #606
Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Pine Lakes is a compact, early-2000s community in Clay County's Orange Park — small enough to know quickly, consistent enough that you're really comparing condition, not square footage.

County records show 8 qualified sales in Pine Lakes across 2024–2025 (4 in 2024, 4 in 2025), median $300,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a modest, established single-family home in Clay County who plan to stay put for years
  • Renovation-minded buyers willing to trade a dated home for a lower entry point and build equity through updates
  • Owner-occupants who value a stable, low-turnover neighborhood over constant new inventory

Probably not for

  • Buyers needing significantly more than roughly 1,600 square feet of living space
  • Anyone wanting new-construction systems and finishes with no near-term maintenance
  • Investors expecting deep inventory and quick flips in a predominantly owner-occupied community

The market around Pine Lakes

Pine Lakes is too small for its own price trend, so here is the market around it.

In ZIP 32003, 158 homes are on the market and 32% are under contract — a fast-moving corner of Orange Park.

Across Clay County, 1,286 homes are active and 456 pending (26% under contract).

In ZIP 32003 (Orange Park), 449 homes closed in the last 12 months at a median of $460K ($214/sq ft), down 2.3% year over year, with a median 32 days on market. Right now 86 active and 35 pending listings put supply at about 3.2 months — a healthy market. See the live ZIP 32003 housing market and the Clay County market.

ZIP and county figures describe the wider market, not Pine Lakes specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Pine Lakes, Orange Park

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-13)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Pine Lakes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Lakes.

Best Buy
Buyers who want a right-sized, established Orange Park home and are comfortable shopping on condition.
Biggest Risk
Homes share a 2002–2003 vintage, so aging roofs and systems are a real budget line.
Sweet Spot
An updated home near the median footprint, priced to reflect the work already done.
Avoid If
You need a large floor plan or want new-construction finishes without a renovation.

A single-vintage neighborhood

The defining fact about Pine Lakes is how narrow its build window is. With homes clustered in 2002 and 2003, buyers are shopping a shared set of aging components — roofs, HVAC, water heaters, and original finishes all reaching the same stage of life at roughly the same time. That's an advantage if you go in informed: two comparable homes can trade at very different prices purely on how much of that deferred maintenance has already been handled.

The modest median footprint of about 1,615 square feet keeps this a practical, right-sized market rather than a move-up trophy market. The high homestead share reinforces that read — this is a place people settle into and hold, which tends to mean pride-of-ownership stock but also fewer listings hitting the market in any given month. Patience and readiness to move when the right home appears both matter here.

The location and the amenities are priced into every listing in Pine Lakes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a neighborhood this uniform, the money is made or lost on condition — and that's exactly what a hyperlocal broker reads best. We know which Pine Lakes homes have already tackled roof and system replacements and which are still due, and we'll price and negotiate against those specifics rather than a generic per-square-foot number. Whether you're preparing a listing to stand out in a thin-inventory market or trying to value a fixer honestly, we'll give you the straight math.

Pine Lakes in 15 seconds.

Best forBuyers who want a right-sized, established Orange Park home and are comfortable shopping on condition.
Biggest advantageA uniform, owner-occupied community where a well-maintained home clearly stands out.
Biggest riskHomes share a 2002–2003 vintage, so aging roofs and systems are a real budget line.
Sweet spotAn updated home near the median footprint, priced to reflect the work already done.
Avoid ifYou need a large floor plan or want new-construction finishes without a renovation.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Lakes sales matched to your home.

What is your Pine Lakes home worth?

Get a no-obligation home value based on real comparable sales in Pine Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Orange Park →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Pine Lakes?
The Florida DOR 2025 assessment roll shows 80 homes in Pine Lakes (public records).
What share of Pine Lakes is owner-occupied?
64% of Pine Lakes parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Pine Lakes built?
Homes in Pine Lakes were built between 2002 and 2003, with a median year built of 2002.0 (FL DOR 2025 roll).
Who is the best real estate agent for Pine Lakes?
The best agent for Pine Lakes is one who actively works Orange Park and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Pine Lakes.
How do I find a top Orange Park real estate agent who knows Pine Lakes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Pine Lakes and the wider Orange Park area.
Can Momentum Realty connect me with an agent for Pine Lakes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Pine Lakes purchase or sale - no call center and no pressure.
Buyers seeking a modest, established single-family home in Clay County who plan to stay put for yearsExcellent fit
Renovation-minded buyers willing to trade a dated home for a lower entry point and build equity through updatesExcellent fit
Owner-occupants who value a stable, low-turnover neighborhood over constant new inventoryExcellent fit
Buyers needing significantly more than roughly 1,600 square feet of living spaceProbably not
Anyone wanting new-construction systems and finishes with no near-term maintenanceProbably not
Investors expecting deep inventory and quick flips in a predominantly owner-occupied communityProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32002/32003/32073))
Under-contract sharesrealMLS records, as of 2026-09-12
Historical depthClosed-sale records back to 2002 (15 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Pine Lakes with Momentum Realty’s local guides.

PLPine Lake Fleming Island0.0 mi away · median $308K, 6 sales/12 moPLPine Lake Ii0.1 mi away · 90 homes, built 2002–03DRDeer Run0.1 mi away · 35 homes, built 1980–98CFCobblestone Fleming Island0.3 mi awayCACobblestone At Eagle Harb Fleming Island0.4 mi away · 1 for saleHLHawks Landing Fleming Island0.4 mi away · 36 homes, built 2007–23ENEagle Nest Preserve Fleming Island0.6 mi away · median $485K, 3 sales/12 mo

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Pine Lakes. These are the public schools most often assigned to other communities in ZIP 32003; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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