Pine Lakes
Homes for Sale in Orange Park, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 15 closed sales in Pine Lakes in Orange Park, FL since 2002, the most recent in July 2026. Across Orange Park as a whole, 654 homes closed in the last 12 months at a median of $330,000, 39 median days on market, with 162 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,970 ($4,370 with the full homestead exemption).

Pine Lakes is a tight, single-era subdivision in Orange Park — 201 homes, nearly all built in 2002–2003, with a median living area around 1,615 square feet. When the housing stock is this uniform in age and footprint, price is driven far less by floor plan and far more by condition and updates. A home with a refreshed kitchen, newer roof, and updated systems will separate itself from one still wearing its original finishes, and that spread is where the real negotiation happens.
Roughly two-thirds of homes here carry a homestead exemption, which points to an owner-occupied core rather than a churn of rentals. For sellers, that generally means less inventory pressure from investors and a market that rewards a well-prepped, move-in-ready listing. For buyers, expect competition on the cleanest homes and more room to negotiate on the ones that need work — bring an eye for what a renovation actually costs.
Nearby homes for sale
No active listings inside Pine Lakes right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Pine Lakes is a compact, early-2000s community in Clay County's Orange Park — small enough to know quickly, consistent enough that you're really comparing condition, not square footage.
County records show 8 qualified sales in Pine Lakes across 2024–2025 (4 in 2024, 4 in 2025), median $300,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Pine Lakes is best for.
Best for
- Buyers seeking a modest, established single-family home in Clay County who plan to stay put for years
- Renovation-minded buyers willing to trade a dated home for a lower entry point and build equity through updates
- Owner-occupants who value a stable, low-turnover neighborhood over constant new inventory
Probably not for
- Buyers needing significantly more than roughly 1,600 square feet of living space
- Anyone wanting new-construction systems and finishes with no near-term maintenance
- Investors expecting deep inventory and quick flips in a predominantly owner-occupied community
The market around Pine Lakes
Pine Lakes is too small for its own price trend, so here is the market around it.
In ZIP 32003, 158 homes are on the market and 32% are under contract — a fast-moving corner of Orange Park.
Across Clay County, 1,286 homes are active and 456 pending (26% under contract).
In ZIP 32003 (Orange Park), 449 homes closed in the last 12 months at a median of $460K ($214/sq ft), down 2.3% year over year, with a median 32 days on market. Right now 86 active and 35 pending listings put supply at about 3.2 months — a healthy market. See the live ZIP 32003 housing market and the Clay County market.
ZIP and county figures describe the wider market, not Pine Lakes specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Pine Lakes, Orange Park
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Pine Lakes buying strategy.
If we were buying in Pine Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Lakes.
A single-vintage neighborhood
The defining fact about Pine Lakes is how narrow its build window is. With homes clustered in 2002 and 2003, buyers are shopping a shared set of aging components — roofs, HVAC, water heaters, and original finishes all reaching the same stage of life at roughly the same time. That's an advantage if you go in informed: two comparable homes can trade at very different prices purely on how much of that deferred maintenance has already been handled.
The modest median footprint of about 1,615 square feet keeps this a practical, right-sized market rather than a move-up trophy market. The high homestead share reinforces that read — this is a place people settle into and hold, which tends to mean pride-of-ownership stock but also fewer listings hitting the market in any given month. Patience and readiness to move when the right home appears both matter here.
The location and the amenities are priced into every listing in Pine Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a neighborhood this uniform, the money is made or lost on condition — and that's exactly what a hyperlocal broker reads best. We know which Pine Lakes homes have already tackled roof and system replacements and which are still due, and we'll price and negotiate against those specifics rather than a generic per-square-foot number. Whether you're preparing a listing to stand out in a thin-inventory market or trying to value a fixer honestly, we'll give you the straight math.
Pine Lakes in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pine Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Lakes home worth?
Get a no-obligation home value based on real comparable sales in Pine Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Orange Park →
Frequently Asked Questions
How many homes are in Pine Lakes?
What share of Pine Lakes is owner-occupied?
When were the homes in Pine Lakes built?
Who is the best real estate agent for Pine Lakes?
How do I find a top Orange Park real estate agent who knows Pine Lakes?
Can Momentum Realty connect me with an agent for Pine Lakes?
Should you buy in Pine Lakes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32002/32003/32073)) |
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2002 (15 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Pine Lakes fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Pine Lakes with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Pine Lakes. These are the public schools most often assigned to other communities in ZIP 32003; zones change and vary by address, so confirm with the district before you buy.
- Fleming Island High School · 9-12 (zoned; confirm by address) · FLDOE grade A (assigned to 34 nearby communities)
- Green Cove Springs Junior High School · 7-8 (zoned; confirm by address) · FLDOE grade A (assigned to 16 nearby communities)
- Thunderbolt Elementary School · (zoned; confirm by address) · FLDOE grade A (assigned to 9 nearby communities)
- Fleming Island Elementary School · PreK-5 (in the community) · FLDOE grade A (assigned to 8 nearby communities)
- Thunderbolt Elementary · K-5 · FLDOE grade A (assigned to 7 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).






