Pine Lake
Homes for Sale in Fleming Island, FL
All 124 homes for sale in Fleming Island, FL · median $517,000 · 110 homes for sale in 32003 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-09-26, 6 recorded sales closed at a median of $307,500, $176 per square foot, a median 29 days on market, sellers accepting 98% of original asking (-13% versus the prior year). At the median price and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,630 ($4,030 with the full homestead exemption).
Pine Lake is a tight, purpose-built pocket in Fleming Island — 237 homes built across 2002 and 2003, with a median around 1,615 square feet. When the vintage and size are this consistent, price stops being about the neighborhood and starts being about the individual house. At a median of $300,000 and roughly $186 per square foot, condition, updates, and lot position are what separate one sale from the next. Do the interior work and it shows in the number; skip it and buyers will price that in.
The current posture is mixed and worth reading carefully. Homes are moving quickly — a median of 17 days on market — but the year-over-year figure is down 18.9%, so speed and price are pulling in different directions. For a buyer, that combination means motivated pricing without a lot of dead inventory to negotiate against; move deliberately, but move. For a seller, the fast clock is real, but the annual trend says you price to today's comps, not to what the street was getting a year ago.
Pine Lake right now
🔴 Off the recent peak. The trailing-12-month median ($308K) is down 13.1% from the prior 12 months ($354K). With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending September 26. Confidence: Medium (6 and 9 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Pine Lake right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Pine Lake market snapshot (as of September 26, 2026): the median sale price is about $308K ($176 per sq ft over the trailing 12 months of closed sales), and a median 30 days on market for closed sales. The trailing-12-month median is down 13% from the prior 12 months, computed from record-level realMLS closed sales (6 closings in the current window).
In ZIP 32003 (Fleming Island), 508 homes closed in the last 12 months at a median of $425K ($214/sq ft), down 2.0% year over year, with a median 34 days on market. Right now 86 active and 36 pending listings put supply at about 3.1 months — a healthy market. See the live ZIP 32003 housing market and the Clay County market.
County records show 22 qualified sales in Pine Lake across 2024–2025 (10 in 2024, 12 in 2025), median $310,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pine Lake is a community of 237 homes in Fleming Island, Clay County, built between 2002 and 2003 (median 2003), with a median living area of about 1,615 square feet. 66% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Pine Lake is a small, uniform enclave of early-2000s homes in Fleming Island — the kind of place where the floor plans are known quantities and the differentiators are condition and lot. A homestead share near 66% points to a core of long-term owner-occupants rather than a churn of rentals.
Who Pine Lake is best for.
Best for
- Buyers targeting a median around $300,000 who want an early-2000s home in Fleming Island
- Owner-occupants who plan to stay a while and value a high homestead-owner core over rental churn
- Buyers ready to move fast and write on turnkey listings before they clear in about two weeks
Probably not for
- Buyers seeking large square footage — the median here sits near 1,615 square feet
- Investors counting on near-term appreciation given the 18.9% year-over-year decline
- Buyers wanting a range of home vintages and styles rather than a uniform 2002–2003 build
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 26 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($308K) IS the median in the snapshot above, and the move from 2025 ($354K) IS the -13.1% one-year change.
Windows contain 0 to 11 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
31% of homes for sale in ZIP 32003 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).
Housing distress & ownership in Pine Lake, Fleming Island
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Pine Lake buying strategy.
If we were buying in Pine Lake today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Lake.
A condition-driven market on a fast clock
Because Pine Lake was built in a two-year window, buyers here can compare apples to apples in a way most communities don't allow. That transparency cuts both ways: a well-updated kitchen, roof, or HVAC is easy for the market to reward, and deferred maintenance is just as easy to spot and discount. With a median price of $300,000 and a median near 1,615 square feet, the value story is less about square footage and more about what's been done to the house since 2003.
The 17-day median on market signals genuine demand for turnkey product, while the 18.9% year-over-year decline is a reminder that the broader pricing environment has softened. A seller who prepares the home and prices to current comps can transact fast; one who anchors to last year's numbers will sit. For buyers, the short days-on-market means the good listings don't linger — be pre-approved and ready to write.
The location and the amenities are priced into every listing in Pine Lake. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Pine Lake buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.1). Basis: Recent Direction -13.1% year-over-year; Owner Commitment 66% owner-occupied; Pricing Power 98.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a uniform community, pricing precision is everything — the difference between selling in two weeks and stalling is often a condition adjustment, not a market swing. We read Pine Lake's comps house-by-house against a soft year-over-year trend and a fast median clock, so sellers price to what today's buyers will actually pay and buyers know when a listing is sharp versus overreaching.
Pine Lake in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pine Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Lake home worth?
Get a no-obligation home value based on real comparable sales in Pine Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fleming Island →
Frequently Asked Questions
What is the median home price in Pine Lake?
How long do homes in Pine Lake take to sell?
How many homes are in Pine Lake?
What share of Pine Lake is owner-occupied?
When were the homes in Pine Lake built?
Who is the best real estate agent for Pine Lake?
How do I find a top Fleming Island real estate agent who knows Pine Lake?
Can Momentum Realty connect me with an agent for Pine Lake?
Where is Pine Lake, and what county is it in?
How far is Pine Lake from downtown Jacksonville and the beach?
Is Pine Lake a good place to live?
Should you buy in Pine Lake?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending September 26, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32003/32073)) |
| Under-contract shares | realMLS records, as of 2026-09-26 |
| Historical depth | Closed-sale records back to 2002 (280 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Pine Lake fits the bigger picture — live prices, inventory, and Momentum Scores:
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Old Pine Trail (51 homes on record)
- Cross Pines Drive (30 homes on record)
- Trailwood Drive (29 homes on record)
- Trailwood Drive (9 homes on record)
- Trailing Pines Way (9 homes on record)
- Trailing Pines Way (4 homes on record)
Nearby Communities
Explore more neighborhoods near Pine Lake with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Pine Lake. These are the public schools most often assigned to other communities in ZIP 32003; zones change and vary by address, so confirm with the district before you buy.
- Fleming Island High School · 9-12 (zoned; confirm by address) · FLDOE grade A (assigned to 34 nearby communities)
- Green Cove Springs Junior High School · 7-8 (zoned; confirm by address) · FLDOE grade A (assigned to 16 nearby communities)
- Thunderbolt Elementary School · (zoned; confirm by address) · FLDOE grade A (assigned to 9 nearby communities)
- Fleming Island Elementary School · PreK-5 (in the community) · FLDOE grade A (assigned to 8 nearby communities)
- Thunderbolt Elementary · K-5 · FLDOE grade A (assigned to 7 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).