Pine Lake
Homes for Sale in Fleming Island, FL
All 105 homes for sale in Fleming Island, FL · median $419,000 · 87 homes for sale in 32003 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-11-08, 7 recorded sales closed at a median of $300,000, $186 per square foot, a median 17 days on market, sellers accepting 97% of original asking. At the median price and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,520 ($3,920 with the full homestead exemption).
Pine Lake is a tight, purpose-built pocket in Fleming Island — 237 homes built across 2002 and 2003, with a median around 1,615 square feet. When the vintage and size are this consistent, price stops being about the neighborhood and starts being about the individual house. At a median of $300,000 and roughly $186 per square foot, condition, updates, and lot position are what separate one sale from the next. Do the interior work and it shows in the number; skip it and buyers will price that in.
The current posture is mixed and worth reading carefully. Homes are moving quickly — a median of 17 days on market — but the year-over-year figure is down 18.9%, so speed and price are pulling in different directions. For a buyer, that combination means motivated pricing without a lot of dead inventory to negotiate against; move deliberately, but move. For a seller, the fast clock is real, but the annual trend says you price to today's comps, not to what the street was getting a year ago.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Pine Lake right now
🔴 Off the recent peak. The trailing-12-month median ($300K) is down 15.3% from the prior 12 months ($354K). With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending November 8. Confidence: Medium (7 and 9 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 9, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Pine Lake right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Pine Lake market snapshot (as of November 8, 2026): the median sale price is about $300K ($186 per sq ft over the trailing 12 months of closed sales), and a median 17 days on market for closed sales. The trailing-12-month median is down 15% from the prior 12 months, computed from record-level realMLS closed sales (7 closings in the current window).
In ZIP 32003 (Fleming Island), 437 homes closed in the last 12 months at a median of $458K ($215/sq ft), down 0.5% year over year, with a median 32 days on market. Right now 78 active and 24 pending listings put supply at about 2.1 months — a healthy market. See the live ZIP 32003 housing market and the Clay County market.
County records show 22 qualified sales in Pine Lake across 2024–2025 (10 in 2024, 12 in 2025), median $310,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pine Lake is a community of 237 homes in Fleming Island, Clay County, built between 2002 and 2003 (median 2003), with a median living area of about 1,615 square feet. 66% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Pine Lake is a small, uniform enclave of early-2000s homes in Fleming Island — the kind of place where the floor plans are known quantities and the differentiators are condition and lot. A homestead share near 66% points to a core of long-term owner-occupants rather than a churn of rentals.
Who Pine Lake is best for.
Best for
- Buyers targeting a median around $300,000 who want an early-2000s home in Fleming Island
- Owner-occupants who plan to stay a while and value a high homestead-owner core over rental churn
- Buyers ready to move fast and write on turnkey listings before they clear in about two weeks
Probably not for
- Buyers seeking large square footage — the median here sits near 1,615 square feet
- Investors counting on near-term appreciation given the 18.9% year-over-year decline
- Buyers wanting a range of home vintages and styles rather than a uniform 2002–2003 build
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending November 8 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($300K) IS the median in the snapshot above, and the move from 2025 ($354K) IS the -15.3% one-year change.
Windows contain 1 to 9 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
30% of homes for sale in ZIP 32003 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-08).
The Pine Lake buying strategy.
If we were buying in Pine Lake today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Lake.
A condition-driven market on a fast clock
Because Pine Lake was built in a two-year window, buyers here can compare apples to apples in a way most communities don't allow. That transparency cuts both ways: a well-updated kitchen, roof, or HVAC is easy for the market to reward, and deferred maintenance is just as easy to spot and discount. With a median price of $300,000 and a median near 1,615 square feet, the value story is less about square footage and more about what's been done to the house since 2003.
The 17-day median on market signals genuine demand for turnkey product, while the 18.9% year-over-year decline is a reminder that the broader pricing environment has softened. A seller who prepares the home and prices to current comps can transact fast; one who anchors to last year's numbers will sit. For buyers, the short days-on-market means the good listings don't linger — be pre-approved and ready to write.
The location and the amenities are priced into every listing in Pine Lake. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Pine Lake buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.6). Basis: Recent Direction -15.3% year-over-year; Owner Commitment 66% owner-occupied; Pricing Power 97.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a uniform community, pricing precision is everything — the difference between selling in two weeks and stalling is often a condition adjustment, not a market swing. We read Pine Lake's comps house-by-house against a soft year-over-year trend and a fast median clock, so sellers price to what today's buyers will actually pay and buyers know when a listing is sharp versus overreaching.
Pine Lake in 15 seconds.
Tools for a Pine Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Lake home worth?
Get a no-obligation home value based on real comparable sales in Pine Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fleming Island →
Housing distress & ownership in Pine Lake, Fleming Island
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
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Fleming Island guides & data
- Market data
- Cost of living
- Best neighborhoods
- Property taxes (Clay County)
- Homestead exemption (Clay County)
- Home insurance cost
- New construction
- New construction (Clay County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Old Pine Trail (51 homes on record)
- Cross Pines Drive (30 homes on record)
- Trailwood Drive (29 homes on record)
- Trailwood Drive (9 homes on record)
- Trailing Pines Way (9 homes on record)
- Trailing Pines Way (4 homes on record)
Email me new listings in Pine Lake
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Pine Lake
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Pine Lake will answer, and the answer is published on this page for the next buyer.
Recent Developments in Pine Lake
Development, infrastructure, retail, and school activity affecting Pine Lake, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Schools
Clay school district says one-mill referendum renews, not raises, property tax
The Clay County school district says the referendum on the upcoming ballot renews the one-mill levy voters first approved in 2020 at the same rate. The money funds school law enforcement contracts and compensation to retain and attract teachers and support staff. A citizens' advisory committee reviews spending, and the district says non-renewal would leave a funding shortfall.
What it may mean for the marketThe outcome sets school operating funding and staffing support for Clay County without changing the current millage rate. The site is about 13 miles southeast of Pine Lake.
Source: Clay Today - September 2026Infrastructure
County Road 220 widening and Little Black Creek bridge replacement open to traffic in Clay County
The project finished ahead of schedule, with a new four-lane bridge over Little Black Creek replacing a 1947 structure. Phase 1 began in December 2024 with intersection improvements at Rideout Ferry Road, and Phase 2 began in January 2025. Officials say it should ease traffic along the corridor.
What it may mean for the marketA four-lane CR 220 corridor improves commute capacity for Fleming Island and Middleburg area drivers. The site is about 5 miles east of Pine Lake.
Source: News4JAX - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 7 miles north of Pine Lake.
Source: Jax Daily Record - June 2026Builder Activity
Hyland Trail to bring over 3,000 homes to Lake Asbury in Clay County
News4Jax reported that Hyland Trail, along with the related Edenbrooke and The Glens communities, will bring more than 3,000 new homes to the Lake Asbury area of Clay County. Homes are being built by Dream Finders, Pulte and Lennar, with a Lodge amenity center featuring a beach-entry pool, splash zone, exercise facility and pickleball courts. Edenbrooke includes an age-restricted, low-maintenance home section.
What it may mean for the marketAdds a large volume of new single-family housing supply and a private amenity center to the Lake Asbury area, expanding for-sale inventory across a range of home sizes and price points. The project is about 7 miles southeast of Pine Lake, elsewhere in Clay County.
Source: News4Jax - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 10 miles southeast of Pine Lake.
Source: Jax Daily Record - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 7 miles north of Pine Lake.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in Pine Lake?
How long do homes in Pine Lake take to sell?
How many homes are in Pine Lake?
What share of Pine Lake is owner-occupied?
When were the homes in Pine Lake built?
Who is the best real estate agent for Pine Lake?
How do I find a top Fleming Island real estate agent who knows Pine Lake?
Can Momentum Realty connect me with an agent for Pine Lake?
Where is Pine Lake, and what county is it in?
How far is Pine Lake from downtown Jacksonville and the beach?
Is Pine Lake a good place to live?
Should you buy in Pine Lake?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending November 8, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32003/32073)) |
| Under-contract shares | realMLS records, as of 2026-11-08 |
| Historical depth | Closed-sale records back to 2011 (93 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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