Pine Lake
Homes for Sale in Fleming Island, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Pine Lake is a tight, purpose-built pocket in Fleming Island — 237 homes built across 2002 and 2003, with a median around 1,615 square feet. When the vintage and size are this consistent, price stops being about the neighborhood and starts being about the individual house. At a median of $300,000 and roughly $186 per square foot, condition, updates, and lot position are what separate one sale from the next. Do the interior work and it shows in the number; skip it and buyers will price that in.
The current posture is mixed and worth reading carefully. Homes are moving quickly — a median of 17 days on market — but the year-over-year figure is down 18.9%, so speed and price are pulling in different directions. For a buyer, that combination means motivated pricing without a lot of dead inventory to negotiate against; move deliberately, but move. For a seller, the fast clock is real, but the annual trend says you price to today's comps, not to what the street was getting a year ago.
Pine Lake right now
🔴 Off the recent peak. The trailing-12-month median ($300K) is down 18.9% from the prior 12 months ($370K). With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 11. Confidence: Medium (7 and 9 sales in the two windows).
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Updated July 11, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Pine Lake market snapshot (as of July 11, 2026): the median sale price is about $300K ($186 per sq ft over the trailing 12 months of closed sales), and a median 17 days on market for closed sales. The trailing-12-month median is down 19% from the prior 12 months, computed from record-level realMLS closed sales (7 closings in the current window).
Pine Lake is a community of 237 homes in Fleming Island, Clay County, built between 2002 and 2003 (median 2003), with a median living area of about 1,615 square feet. 66% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Pine Lake is a small, uniform enclave of early-2000s homes in Fleming Island — the kind of place where the floor plans are known quantities and the differentiators are condition and lot. A homestead share near 66% points to a core of long-term owner-occupants rather than a churn of rentals.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 11 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($300K) IS the median in the snapshot above, and the move from 2025 ($370K) IS the -18.9% one-year change.
Windows contain 2 to 9 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
34% of homes for sale in ZIP 32003 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-10).
A condition-driven market on a fast clock
Because Pine Lake was built in a two-year window, buyers here can compare apples to apples in a way most communities don't allow. That transparency cuts both ways: a well-updated kitchen, roof, or HVAC is easy for the market to reward, and deferred maintenance is just as easy to spot and discount. With a median price of $300,000 and a median near 1,615 square feet, the value story is less about square footage and more about what's been done to the house since 2003.
The 17-day median on market signals genuine demand for turnkey product, while the 18.9% year-over-year decline is a reminder that the broader pricing environment has softened. A seller who prepares the home and prices to current comps can transact fast; one who anchors to last year's numbers will sit. For buyers, the short days-on-market means the good listings don't linger — be pre-approved and ready to write.
Why work with Momentum here
In a uniform community, pricing precision is everything — the difference between selling in two weeks and stalling is often a condition adjustment, not a market swing. We read Pine Lake's comps house-by-house against a soft year-over-year trend and a fast median clock, so sellers price to what today's buyers will actually pay and buyers know when a listing is sharp versus overreaching.
Pine Lake in 15 seconds.
Tools for a Pine Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
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Frequently Asked Questions
What is the median home price in Pine Lake?
How long do homes in Pine Lake take to sell?
How many homes are in Pine Lake?
What share of Pine Lake is owner-occupied?
When were the homes in Pine Lake built?
Do cash buyers compete in Pine Lake?
Who is the best real estate agent for Pine Lake?
How do I find a top Fleming Island real estate agent who knows Pine Lake?
Can Momentum Realty connect me with an agent for Pine Lake?
Should you buy in Pine Lake?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending July 11, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (5 streets, ZIP 32003/32073)) |
| Under-contract shares | realMLS records, as of 2026-07-10 |
| Historical depth | Closed-sale records back to 2002 (280 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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