Ralston Reserve
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Ralston Reserve in St Cloud, FL has 1 home for sale. Over the 12 months ending 2026-08-23, 3 recorded sales closed at a median of $369,900, $167 per square foot, a median 0 days on market, sellers accepting 100% of original asking. Homes listed or recently sold were built 2026 - 2026 with 11 new construction; 13 of 13 report an HOA (median $100/mo); none of the 11 geocoded homes sit in a FEMA special flood hazard zone (median elevation 79 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $5,630 ($5,030 with the full homestead exemption).
Ralston Reserve right now
🟡 Balanced market. 4.0 months of supply and 88% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 23, 2026. Confidence: Medium (8 active and pending listings, 3 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 23, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Ralston Reserve market snapshot (as of August 23, 2026): the median sale price is about $370K ($167 per sq ft over the trailing 12 months of closed sales), a median 0 days on market for closed sales, and 4.0 months of supply, a balanced market.
Housing distress & ownership in RALSTON RESERVE, ST CLOUD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Ralston Reserve
Live MLS inventory for Ralston Reserve. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Pending · 67 days
Pending · 0 days
Pending · 0 days
Pending · 290 days
Pending · 108 daysActive and pending Ralston Reserve listings as of 2026-09-04, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026. Tap any home to ask about it.
Ralston Reserve on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Ralston Reserve
- Dog Park · reported on 7 of 7 listings
- Playground · reported on 7 of 7 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Ralston Reserve buying strategy.
If we were buying in Ralston Reserve today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ralston Reserve.
A closer look at the Ralston Reserve market
At a median of $167 per square foot, Ralston Reserve prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 4.0 months of supply, a balanced market. Homes that do trade take a median 0 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Ralston Reserve. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Ralston Reserve buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ralston Reserve sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ralston Reserve, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ralston Reserve home worth?
Get a no-obligation home value based on real comparable sales in Ralston Reserve, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Ralston Reserve on the map →
Recently off market in RALSTON RESERVE
Homes in RALSTON RESERVE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 28 Sunset Haven Loop · off market
- 34 Sunset Haven Loop · off market
- 36 Sunset Haven Loop · off market
- 40 Sunset Haven Loop · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
RALSTON RESERVE Market Scorecard
RALSTON RESERVE is currently a balanced market. About 4.0 months of supply, a median asking price of $384,900, and homes go under contract in about 1 days.
Typical home value in the 34771 ZIP is $436,543, about 13.8% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Ralston Reserve?
How long do homes in Ralston Reserve take to sell?
Is Ralston Reserve a buyer's or seller's market right now?
Who is the best real estate agent for Ralston Reserve?
How do I find a top ST CLOUD real estate agent who knows Ralston Reserve?
Can Momentum Realty connect me with an agent for Ralston Reserve?
Nearby Communities
Explore more neighborhoods near Ralston Reserve with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 23, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 23, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-08-18 |
| Historical depth | Closed-sale records back to 2026 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how RALSTON RESERVE fits the bigger picture — live prices, inventory, and Momentum Scores: