Terra Haven Homes for Sale in St Cloud, FL

New townhomes by Hartizen Homes · St Cloud · ZIP 34771

Hartizen Homes' small new-build townhome enclave on the St. Cloud side of Lake Nona, marketed with no CDD to confirm.

New townhomesNo CDD to confirmLake Nona adjacent

Live Market Pulse

80/100
Momentum

Seller's Market

A small new-construction townhome community where build slot, end-versus-interior unit, and the no-CDD claim drive the real contract; the headline base price is the start of the conversation, not the end.

Free · No obligation

Unlock Off-Market Terra Haven

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

$353K

Median Price

3.8mo

Supply

21days

Avg DOM

Strong

Seller Leverage

$189/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Terra Haven is a small Hartizen Homes new-construction townhome community, roughly ten homes, on the St. Cloud side of Lake Nona, non-gated, with a model at 5228 Luisa Court. Plans are four-bedroom-plus-loft layouts running roughly 1,860 to 2,010 square feet. The read is a builder-market read on a lock-and-leave product: the base plan is a floor, and the end-unit-versus-interior position plus the selections budget decide the finished number. The builder markets no CDD, which is atypical for the Narcoossee and St. Cloud corridor, so confirm it line by line on the parcel. School zoning is reported inconsistently across sources, so verify the current assignment with the district rather than relying on any single page. Set the selections budget before the design studio, weigh the low-maintenance appeal honestly, and price every quote against the closest townhome comps near Lake Nona."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Terra Haven market snapshot (as of June 25, 2026): the median sale price is about $353K ($189 per sq ft), with homes averaging 21 days on market and 3.8 months of supply, a seller's market. Based on 16 recent closings in live Stellar MLS data.

Terra Haven is a new-construction townhome community by Hartizen Homes in St. Cloud, Osceola County, ZIP 34771, on the Lake Nona side of the line. It is a small, non-gated enclave, reported at roughly ten homes, with a model at 5228 Luisa Court.

Plans are four-bedroom-plus-loft townhome layouts running roughly 1,860 to 2,010 square feet, a practical lock-and-leave size near Lake Nona. Because this is builder product, the floor plan, the end-versus-interior unit position, and the design-studio selections decide the finished contract far more than the advertised base, so the selections budget belongs in the plan from day one.

A low monthly HOA is reported and is said to include lawn care and grounds plus pest control; treat that as approximate and confirm the schedule and inclusions. The builder markets no CDD, which is atypical for this corridor, so confirm it on the parcel. School zoning is reported inconsistently across sources, so verify the current assignment with the district before you offer.

Quick Match

Who Terra Haven is best for.

Best for

Buyers who want a new, low-maintenance townhome on the St. Cloud side of Lake Nona
Buyers who value lock-and-leave living with lawn and grounds handled
Buyers who want Lake Nona Town Center, the USTA campus, and MCO within an easy drive
Buyers who will set a selections budget and price the build against real comps

Probably not for

Buyers who want a detached single-family home with a private yard
Buyers who want a gated or amenity-rich community
Buyers who need certainty on school zoning before they verify it
Buyers unwilling to manage builder selections and end-versus-interior pricing

Market Pulse

How Terra Haven is performing right now

80/100
momentum

Seller's Market

Seller's marketBalancedBuyer's market

3.8Months of supplytight

15Median days on marketdays

7 : 5Under contract vs for salestrong demand

16Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Terra Haven listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare The Landing's at Live Oak or St Cloud. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now5 : 7active : pending

For sale5

Pending7

Sold 12mo16

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Terra Haven buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Terra Haven

Live MLS inventory for Terra Haven. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 38 daysTop listing

$389,999

4 bd · 3.5 ba · 2,010 sqft · built 2026

5200 Luisa Court, ST CLOUD, 34771

Listed by MALTBIE REALTY GROUP

Active · 15 days

$384,999

4 bd · 3.5 ba · 2,010 sqft · built 2026

5224 Luisa Court, ST CLOUD, 34771

Renovated

Listed by MALTBIE REALTY GROUP

Active · 0 days

$352,485

4 bd · 2.5 ba · 1,860 sqft · built 2026

5212 Luisa Court, ST CLOUD, 34771

Strong resaleRenovatedBest value

Listed by MALTBIE REALTY GROUP

Active · 0 days

$351,360

4 bd · 2.5 ba · 1,860 sqft · built 2026

5204 Luisa Court, ST CLOUD, 34771

Strong resaleRenovatedBest value

Listed by MALTBIE REALTY GROUP

Active · 53 days

$349,999

4 bd · 2.5 ba · 1,860 sqft · built 2026

5229 Luisa Court, ST CLOUD, 34771

Strong resaleRenovatedBest value

Listed by MALTBIE REALTY GROUP

Pending · 37 days

$389,999

4 bd · 3.5 ba · 2,010 sqft · built 2026

5205 Luisa Court, ST CLOUD, 34771

Listed by MALTBIE REALTY GROUP

Pending · 133 days

$379,999

4 bd · 3.5 ba · 2,010 sqft · built 2026

5233 Luisa Court, ST CLOUD, 34771

Reno opportunityBest value

Listed by MALTBIE REALTY GROUP

Pending · 44 days

$359,999

4 bd · 2.5 ba · 1,860 sqft · built 2026

5225 Luisa Court, ST CLOUD, 34771

Strong resaleLakefront

Listed by MALTBIE REALTY GROUP

Pending · 27 days

$349,999

4 bd · 2.5 ba · 1,860 sqft · built 2026

5217 Luisa Court, ST CLOUD, 34771

Strong resaleRenovatedBest value

Listed by MALTBIE REALTY GROUP

Pending · 23 days

$349,990

4 bd · 2.5 ba · 1,860 sqft · built 2026

5213 Luisa Court, ST CLOUD, 34771

Strong resaleReno opportunityBest value

Listed by MALTBIE REALTY GROUP

Pending · 71 days

$340,000

4 bd · 2.5 ba · 1,860 sqft · built 2026

5209 Luisa Court, ST CLOUD, 34771

Strong resaleReno opportunityBest value

Listed by MALTBIE REALTY GROUP

Pending · 113 days

$339,999

4 bd · 2.5 ba · 1,860 sqft · built 2026

5221 Luisa Court, ST CLOUD, 34771

Strong resaleReno opportunityBest value

Listed by MALTBIE REALTY GROUP

Active and pending Terra Haven listings as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Interactive Map

Terra Haven on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the draw: a Lake Nona-adjacent address on the St. Cloud side puts the Town Center, the USTA campus, and MCO within an easy drive in a low-maintenance home.

Drive times from the St. Cloud side of Lake Nona. The Town Center, Valencia, the USTA campus, and the airport are all an easy run, which is the location case here.

Lake Nona Town Center~12-15 min · ~5.9 mi

Valencia College Lake Nona~13-16 min · ~6.1 mi

USTA National Campus~15-18 min · ~7.7 mi

Orlando Int'l Airport (MCO)~18-22 min · ~10.4 mi

Shingle Creek Regional Park~22-26 min · ~13.6 mi

Drive times are approximate and vary with traffic and your exact departure point. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Terra Haven Homes for Sale in St Cloud, FL with Momentum Realty’s local guides.

WCThe Waters at Center Lake Ranch Homes for Sale in StSt. Cloud, FL · 0.9 mi EPELLINGTON PLACE Homes for Sale in St Cloud, FLSt Cloud, FL · 1.4 mi BHBridgewalk Homes for Sale in StSt. Cloud, FL · 1.8 mi BRBrack Ranch Homes for Sale in St Cloud, FLSt Cloud, FL · 2.1 mi BPBridge Pointe Homes for Sale in St Cloud, FLSt Cloud, FL · 2.2 mi LSThe Landing's at Live Oak Homes for Sale in St Cloud, FLSt Cloud, FL · 2.3 mi CLCenter Lake on the Park Homes for Sale in St Cloud, FLSt Cloud, FL · 2.6 mi BLBay Lake Farms Homes for Sale in St Cloud, FLSt Cloud, FL · 2.6 mi TGThompson Grove Homes for Sale in StSt. Cloud, FL · 2.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Terra Haven (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Osceola County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Terra Haven is served by Osceola County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Terra Haven address.

The takeaway

What actually shapes value at Terra Haven is structural rather than headline driven: the Lake Nona-adjacent location, the lock-and-leave product, the no-CDD claim to confirm, and the small-community resale picture.

Recent Developments in Terra Haven

Development Intelligence

Our read on what is being built around Terra Haven, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe durable factors here are structural: a Lake Nona-adjacent location, low-maintenance living, and a marketed no-CDD picture to confirm, balanced against thin resale data in a very small build and unsettled school zoning. The near-term watch item is how builder incentives move as the enclave sells out.

Small active new-construction townhome supply

Ongoing

NeutralNotable impact

SignificanceRadius: Community

A small, actively selling build means specs, build slots, and early resales compete on price; that is buyer leverage, not a value signal by itself.

Builder markets no CDD, atypical for the corridor

Ongoing

BullishNotable impact

SignificanceRadius: Community

A no-CDD picture is a real carrying-cost edge versus bond-funded master plans nearby; because it is unusual here, confirm it on the parcel.

Lake Nona-adjacent location on the St. Cloud side

Ongoing

BullishNotable impact

SignificanceRadius: Area

Proximity to the Lake Nona job and amenity core supports demand and does not appear in the HOA fee.

Low-maintenance, lock-and-leave product

Ongoing

BullishMinor impact

SignificanceRadius: Community

Reported lawn, grounds, and pest coverage support demand from buyers who want low upkeep; confirm exactly what is included.

Conflicting school zoning across sources

Ongoing

NeutralNotable impact

SignificanceRadius: Community

Sources disagree on the assigned schools, so verify the current zoning by address rather than weighting any single page.

Very small community size

Ongoing

NeutralMinor impact

SignificanceRadius: Community

A roughly ten-home enclave means thin resale data and infrequent turnover; lean on broader Lake Nona townhome comps.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Terra Haven, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Terra Haven buying strategy.

If we were buying in Terra Haven, this is the order of operations we would run, and the one we run for our clients.

Set the all-in selections budget first. The base price is a floor; structural options and studio finishes decide the real contract.

Confirm the no-CDD claim on the parcel. The builder markets no CDD, which is atypical here; verify it line by line on the tax bill before you offer.

Verify the school assignment with the district. Sources conflict on zoning, so confirm the current schools by address rather than trusting any single page.

Price the end-unit premium honestly. End units and better orientations hold value better than standard interior positions in a small townhome run.

Benchmark the quote against Lake Nona townhome comps. Test the builder number against the closest closed townhome sales on the St. Cloud side.

The Quick Decision

Best Buy

An end-unit or well-oriented plan, matched to nearby townhome comps

Biggest Risk

Letting selections drift, or relying on the no-CDD and school claims before verifying

Best Lot

End units and better orientations over standard interior positions

Smart Timing

Confirm the current incentive, the no-CDD picture, and zoning before you sign

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Terra Haven is a small new-construction townhome community by Hartizen Homes in St. Cloud, Osceola County, on the Lake Nona side, with a model at 5228 Luisa Court (builder and aggregator pages, 2026). It is non-gated and reported at roughly ten homes. Plans are four-bedroom-plus-loft townhome layouts running roughly 1,860 to 2,010 square feet. A low monthly HOA is reported, said to include lawn care, grounds, and pest control; confirm the current schedule and inclusions. The builder markets no CDD, which is atypical for the Narcoossee and St. Cloud area, so confirm it on the specific parcel. School zoning conflicts across sources: one reference zones Narcoossee Elementary, Narcoossee Middle, and St. Cloud High, while the builder lists Voyager K-8 and Nova Lakes High; do not assert either, and verify the current assignment with the district. Treat builder and aggregator figures as starting points.

Terra Haven Homes For Sale

What your money buys in Terra Haven.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Terra Haven today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry Unit

$340K to $350K

An interior townhome on a standard position, the attainable route into a new, low-maintenance home near Lake Nona.

Lowest entry

The Core Unit

$350K to $375K

A well-oriented townhome with a sensible selections budget, the balanced buy in a small build.

Most inventory

The End Unit

$375K to $388K

An end-unit position with the strongest orientation and selections, the home that resells best in this enclave.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$353K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$340K to $350K

The Entry Unit

An interior townhome on a standard position, the attainable route into a new, low-maintenance home near Lake Nona.

$350K to $375K

The Core Unit

A well-oriented townhome with a sensible selections budget, the balanced buy in a small build.

$375K to $388K

The End Unit

An end-unit position with the strongest orientation and selections, the home that resells best in this enclave.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Terra Haven, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Terra Haven is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Terra Haven holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD marketed (confirm)Strong

New-build warranty coverageStrong

Lake Nona-adjacent locationStrong

Low-maintenance lock-and-leaveSolid

Thin small-community resale dataManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Terra Haven

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The base plan is the floor. The deal is won or lost on the unit position, the selections budget, and the no-CDD verification.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.9B- · Buy Score

Resale Strength7.6/10

Renovation Risk8.2/10

Location Efficiency8.0/10

Long-Term Defensibility7.2/10

Carrying Cost Advantage8.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Terra Haven is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

End units hold value best in a small townhome run
Standard interior positions are where buyers overpay
Better orientation resells stronger
The unit position is durable, finishes depreciate
Read the position before the design studio

In a small townhome build the part of your money the market gives back is the unit position. End units and better-oriented homes at Terra Haven outlast every finish upgrade, while a standard interior position is where buyers most often overpay. Read the position and what it backs to first, then price the plan and the selections against it.

The 15-Second Verdict

Terra Haven in 15 seconds.

Best forBuyers who want a new, low-maintenance townhome on the St. Cloud side of Lake Nona.

Biggest advantageLock-and-leave living and a marketed no-CDD picture in a Lake Nona-adjacent location.

Biggest riskSelections drift, plus unverified no-CDD and school claims taken at face value.

Sweet spotAn end unit with a disciplined selections budget, priced to nearby townhome comps.

Avoid ifYou want a detached home with a yard, a gated setting, or settled school zoning.

HOA, CDD & Fees

15-Second Take

No CDD is marketed, confirm it on the parcel
A low monthly HOA, confirm the current schedule
Lawn, grounds, and pest are reported as included
Budget the selections, not just the base price
Price the end-unit position before the finishes

A low monthly HOA is reported by third-party and builder sources. Treat that as approximate and confirm the current schedule and inclusions for a specific home.

Reported to include lawn care, grounds, and pest control, supporting the lock-and-leave appeal. Confirm exactly what is covered before you rely on it.

No private club. This is a small, non-gated townhome enclave; the HOA funds grounds and shared maintenance rather than an amenity center.

Run Your Numbers

Tools for a Terra Haven buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxOsceola County millage and the homestead picture.Rent vs buyThe breakeven on owning in Terra Haven.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Terra Haven

Sell against the builder's remaining inventory, not the Zestimate.

Until the small build closes out, a resale here competes with the last new units and build slots carrying incentives. A resale wins on what a builder cannot offer: a finished interior, window treatments, and immediate occupancy in a low-maintenance home.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Terra Haven, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping The Landing's at Live Oak, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Terra Haven home worth?

Get a no-obligation home value based on real comparable sales in Terra Haven matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Terra Haven on the map →
Or get your Terra Haven home value & selling guide →

Real comps, not a Zestimate.

How much local inventory is already under contract

58% of homes for sale in Terra Haven are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-25).

Terra Haven Market Scorecard

Seller's market

Terra Haven is currently a seller's market. About 3.8 months of supply, a median asking price of $349,999, and homes go under contract in about 38 days.

3.8

Months supply

$349,999

Median list

$353,492

Median sold

$188

Per sqft

Days on mkt

5/5/16

Active/Pend/Sold

Typical home value in the 34771 ZIP is $440,175, about 12.6% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Terra Haven located?

In St. Cloud, Osceola County, Florida, ZIP 34771, on the Lake Nona side of the line, with a model at 5228 Luisa Court near the Narcoossee corridor.

Who builds Terra Haven?

Hartizen Homes builds this new-construction townhome community. Confirm the current plan availability and build slots with the builder for a specific home.

Are these townhomes or single-family homes?

These are new townhomes, reported as four-bedroom-plus-loft plans. It is a low-maintenance, attached-home product rather than detached single-family construction.

What size are the homes?

The plans run roughly 1,860 to 2,010 square feet, per builder materials. Confirm the exact plan and unit for any specific home.

How many homes are there?

It is a small enclave, reported at roughly ten homes, so inventory is limited and turns infrequently. Treat that count as approximate and confirm with the builder.

Is there a CDD?

The builder markets no CDD here, which is atypical for the Narcoossee and St. Cloud corridor. Because it is unusual, confirm it on the parcel's actual tax bill before you offer.

What is the HOA?

A low monthly HOA is reported, said to include lawn care, grounds, and pest control. Treat that as approximate and confirm the current schedule and inclusions for a specific home.

What schools serve the community?

Sources conflict: one reference zones Narcoossee Elementary, Narcoossee Middle, and St. Cloud High, while the builder lists Voyager K-8 and Nova Lakes High. Do not rely on either; verify the current assignment by address with Osceola County Schools.

How close is Lake Nona?

Lake Nona Town Center is roughly 5.9 miles, about 12 to 15 minutes, with Valencia College Lake Nona and the USTA National Campus also nearby. Confirm your real drive at your real departure time.

How far is the airport?

Orlando International Airport is roughly 10.4 miles, about 18 to 22 minutes. Confirm your real drive at your real departure time.

Is this new construction or resale?

It is an actively selling, small new-construction community, so you will see builder specs, build slots, and the first resales trading side by side. We comp all of them before you offer.

Is it gated?

No. Terra Haven is reported as non-gated. Confirm the current community setup with the builder before you rely on it.

Do I need my own agent to buy here?

Yes. The listing agent or builder sales consultant works for the seller, not for you. Your own agent benchmarks the price against real closed comps, reads the contract and any incentive strings, verifies the fee and tax math, and negotiates on your side, at no cost to you. Momentum Realty represents you, not the seller.

Should I use the listing agent to buy in this community?

No. The listing agent represents the seller's interest. Having your own representation is the highest-leverage decision you make on a purchase, especially where condition, homesite, and the fee stack swing the real cost of ownership.

The Verdict

Should you buy in Terra Haven?

An honest fit check. We will tell you when it is not your community.

Buyers who want a new, low-maintenance townhome on the St. Cloud side of Lake NonaExcellent fit

Buyers who value lock-and-leave living with grounds handledExcellent fit

Buyers who want Lake Nona, the USTA campus, and MCO within an easy driveExcellent fit

Buyers who will set a selections budget and price the build to compsExcellent fit

Buyers who want new-build warranties and a marketed no-CDD picture to confirmExcellent fit

Buyers who want a detached single-family home with a private yardProbably not

Buyers who want a gated or amenity-rich communityProbably not

Buyers who need settled school zoning before verifying itProbably not

Buyers unwilling to manage builder selections and unit-position pricingProbably not

Buyers who want a turnkey resale in a large, built-out neighborhoodProbably not

Get the inside read on Terra Haven

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Terra Haven home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Terra Haven specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Terra Haven — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Terra Haven Homes for Sale in St Cloud, FL

The 60-Second Overview

Who Terra Haven is best for.

Best for

Probably not for

How Terra Haven is performing right now

Homes For Sale Right Now in Terra Haven

Terra Haven on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in Terra Haven

Small active new-construction townhome supply

Builder markets no CDD, atypical for the corridor

Lake Nona-adjacent location on the St. Cloud side

Low-maintenance, lock-and-leave product

Conflicting school zoning across sources

Very small community size

The Terra Haven buying strategy.

The full read, only if you want it.

What your money buys in Terra Haven.

What ~$353K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Terra Haven holds value.

5 Mistakes Buyers Make in Terra Haven

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Terra Haven is different.

Which Lots & Views Hold Value Best

Terra Haven in 15 seconds.

HOA, CDD & Fees

Tools for a Terra Haven buy.

Sell against the builder's remaining inventory, not the Zestimate.

In Terra Haven, condition and view decide your number

What is your Terra Haven home worth?

Price History: What Homes Here Have Actually Sold For

Terra Haven Market Scorecard

Frequently Asked Questions

Should you buy in Terra Haven?

Get the inside read on Terra Haven

You are all set.

Need to sell fast in Osceola County?

You just read the data. Now see what your home is worth.