Rose-Ann Sub
Homes for Sale in Clearwater, FL

Community in Clearwater · Pinellas County
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Built fromLive Stellar MLS data9 years of closingsUpdated twice daily
Live · Rose-Ann Sub Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Track record · 9 years of records
1
Failed listings · 2026
peaked at 1 in 2026
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Rose-Ann Sub is a small, quiet pocket in Clearwater, and with so few current MLS listings tied to the name, pricing here is going to be set by individual home condition and lot characteristics rather than by any subdivision-wide pattern. Anyone shopping this address should expect to evaluate each property on its own terms rather than lean on comparable sales within the community itself.

Because current MLS data does not show any listed community amenities, this reads as a standard residential subdivision rather than an amenity-driven one. That is not a negative, but it does mean the value proposition here is the home and its location in Pinellas County, not a clubhouse, pool, or shared recreation space.

Best for

  • Buyers prioritizing a Clearwater location over community-provided amenities
  • Buyers comfortable evaluating a home largely on its own merits, given limited subdivision-specific sales data
  • Buyers who prefer simpler association structures without shared recreational facilities to fund

Probably not for

  • Buyers who want a pool, clubhouse, or other on-site community amenities as part of the purchase
  • Buyers who rely heavily on a deep set of recent same-subdivision comparables to validate price
  • Buyers expecting a heavily documented, amenity-marketed community experience

The market around Rose-Ann Sub

Rose-Ann Sub is a small community — 1 recorded sale on file, most recently in 2026 — too few for its own price trend. Here is the market around it.

Across Pinellas County, 6,909 homes are active and 1,852 pending (21% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Rose-Ann Sub specifically. Momentum Research analysis of MLS records.

If we were buying in Rose-Ann Sub today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Rose-Ann Sub.

Best Buy
Buyers who want a straightforward residential lot in Clearwater without amenity fees attached to it.
Biggest Risk
Limited listing activity tied to this subdivision name means fewer direct comparables to lean on when pricing a home.
Sweet Spot
Buyers focused on the property itself — condition, lot, and location — rather than a shared amenity package.
Avoid If
You are specifically shopping for a community with a pool, clubhouse, or organized recreation space.

A Community Defined by the Home, Not the HOA

When a subdivision does not show identified amenities in current listings, it usually means there is no shared clubhouse, pool, or recreation area tied to an association — buyers are paying for the structure, the lot, and the location, full stop. That can simplify due diligence considerably: fewer HOA documents to review, fewer shared-asset assessments to worry about, and a cleaner read on what you are actually buying.

The tradeoff is that Rose-Ann Sub will not offer the kind of built-in draw that amenity-rich communities use to hold value in soft markets. For buyers, that puts more weight on the individual home's condition, updates, and lot. For sellers, it means the listing has to sell itself on the property, not on the neighborhood package.

The location and the amenities are priced into every listing in Rose-Ann Sub. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a subdivision with limited standalone MLS history and no amenity package to lean on, pricing and positioning come down to careful, property-specific analysis rather than pattern-matching against a well-documented community. That is the kind of work we do daily across Pinellas County — pulling the right comparables, reading condition accurately, and making sure a listing or an offer is grounded in what is actually happening on the ground, not assumptions about the name on the plat.

Rose-Ann Sub in 15 seconds.

Best forBuyers who want a straightforward residential lot in Clearwater without amenity fees attached to it.
Biggest advantageNo identified community amenities likely means fewer shared costs and simpler association paperwork to review.
Biggest riskLimited listing activity tied to this subdivision name means fewer direct comparables to lean on when pricing a home.
Sweet spotBuyers focused on the property itself — condition, lot, and location — rather than a shared amenity package.
Avoid ifYou are specifically shopping for a community with a pool, clubhouse, or organized recreation space.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Rose-Ann Sub sales matched to your home.

What is your Rose-Ann Sub home worth?

Get a no-obligation home value based on real comparable sales in Rose-Ann Sub, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Rose-Ann Sub on the map →

Real comps, not an automated estimate.
Buyers prioritizing a Clearwater location over community-provided amenitiesExcellent fit
Buyers comfortable evaluating a home largely on its own merits, given limited subdivision-specific sales dataExcellent fit
Buyers who prefer simpler association structures without shared recreational facilities to fundExcellent fit
Buyers who want a pool, clubhouse, or other on-site community amenities as part of the purchaseProbably not
Buyers who rely heavily on a deep set of recent same-subdivision comparables to validate priceProbably not
Buyers expecting a heavily documented, amenity-marketed community experienceProbably not

Data sources & freshness

Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2017 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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