Rosemary Beach, the Flats in Inlet Beach

Rosemary Beach, the Flats
Homes for Sale in Inlet Beach, FL

All 294 homes for sale in Inlet Beach, FL · median $1,925,000 · 296 homes for sale in 32461 · Walton County homes for sale

Community in Inlet Beach · Walton County · ZIP 32461
5 homesBuilt 2001–2004
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True comps, carrying-cost math, and listings before the portals.

Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data19 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 15 closed sales in Rosemary Beach, the Flats in Inlet Beach, FL since 2007, the most recent in September 2026. Across Inlet Beach as a whole, 97 homes closed in the last 12 months at a median of $1,272,500, 99 median days on market, with 48 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $12,420 ($12,030 with the full homestead exemption).

ROSEMARY BEACH, THE FLATS key facts
LocationInlet Beach, Walton County, FL · ZIP 32461
Homes in the community5 (FL DOR 2025 assessment roll)
Years built2001–2004 (median 2003.0)
Typical living area2,942 sq ft (median)
Amenities listed by sellersBeach, Deed Access, Exercise Room, Fishing, Pavillion/Gazebo, Picnic Area
For sale right now0 active, 0 pending
Owner-occupied (homestead) share0%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “ROSEMARY BEACH, THE FLATS key facts,” movewithmomentum.com/neighborhoods/rosemary-beach-the-flats, data as of September 20, 2026.

Live · Rosemary Beach, the Flats Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
0%
Owner-occupied · Rosemary Beach, the Flats
0 of 5 parcels homesteaded (FL DOR 2025)
100%
Non-owner-occupied · Rosemary Beach, the Flats
incl. 20% trust or LLC-held · 60% out-of-state
5
Homes in the community
5 residential parcels (FL DOR 2025)
Track record · 19 years of records
Est. 2001
Community established
homes built 2001-2004, median 2003 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

The Flats sits inside Rosemary Beach on the Walton County side of Inlet Beach, and what sets price here is location and condition rather than any published range. With a single active listing as of mid-2026, this is a thin, low-inventory pocket where one property effectively is the market. Price will be driven by the specific unit's finish level, proximity to the Rosemary Beach core, and what a buyer is willing to pay when there is no comparable alternative on the shelf.

For a buyer, that thinness cuts both ways: little competition on the ground, but also little leverage, because there is no backup listing to walk to. For a seller, one active listing means your pricing story is told almost entirely by your own home and recent closings, not by a crowded field. Patience and a clear read on the specific asset matter more than chasing a market average here.

Nearby homes for sale

No active listings inside ROSEMARY BEACH, THE FLATS right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

108 Georgetown Avenue ## 6301
$1.50M · 0.0 mi away
2 bd · 2 ba
108 Georgetown Avenue ## 6301
Listed by Rosemary Beach Realty LLC
23 Johnstown Lane
$4M · 0.0 mi away
4 bd · 4.5 ba
23 Johnstown Lane
Listed by Christies International Real Estate Emerald Coast
5 Johnstown Lane
$3.39M · 0.0 mi away
5 bd · 4.5 ba
5 Johnstown Lane
Listed by Watersound Real Estate
27 St Augustine Street #6202
$1.50M · 0.1 mi away
2 bd · 2 ba
27 St Augustine Street #6202
Listed by Rosemary Beach Realty LLC
107 Wiggle Lane
$3.40M · 0.1 mi away
6 bd · 5 ba
107 Wiggle Lane
Listed by Compass
77 Wiggle Lane
$4.05M · 0.1 mi away
4 bd · 4.5 ba
77 Wiggle Lane
Listed by Rosemary Beach Realty LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

The Flats is a small, defined enclave within Rosemary Beach in Inlet Beach, and current MLS data shows just one active listing with no distinct community amenities surfacing from those listings. Treat it as a walkable Rosemary Beach address first and a standalone community second.

Emerald Coast MLS sales records identify 12 homes in ROSEMARY BEACH, THE FLATS that have changed hands since 2007, built between 2002 and 2004 (median 2004), with a median living area of about 1,012 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers committed to the Rosemary Beach location and willing to wait for the right listing
  • Second-home buyers who prioritize walkability to the beach and town core over shared amenities
  • Buyers with the flexibility to move decisively when a single fitting property appears

Probably not for

  • Buyers who want to compare several homes side by side before committing
  • Buyers who need on-site community amenities to justify the purchase
  • Buyers on a tight timeline who cannot wait for limited inventory to turn over

The market around Rosemary Beach, the Flats

Rosemary Beach, the Flats is too small for its own price trend, so here is the market around it.

In ZIP 32461, 536 homes are on the market and 24% are under contract — a steady corner of Inlet Beach.

Across Walton County, 3,174 homes are active and 698 pending (18% under contract).

In ZIP 32461 (Inlet Beach), 562 homes closed in the last 12 months at a median of $935K, down 7.0% year over year, with a median 61 days on market. Right now 262 active and 101 pending listings put supply at about 5.9 months — a buyer's market. See the live ZIP 32461 housing market and the Walton County market.

ZIP and county figures describe the wider market, not Rosemary Beach, the Flats specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in ROSEMARY BEACH, THE FLATS, Inlet Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 19 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

If we were buying in Rosemary Beach, the Flats today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Rosemary Beach, the Flats.

Best Buy
Buyers set on a Rosemary Beach address who value walkability over a menu of community amenities.
Biggest Risk
Thin inventory means few comps and no backup option if the one listing does not fit.
Sweet Spot
A well-conditioned unit priced honestly against recent Rosemary Beach closings.
Avoid If
You need choice, on-site amenities, or a fast, low-friction transaction.

A thin-inventory pocket inside Rosemary Beach

With one active listing, there is no meaningful spread to analyze and no amenity package identified from the current listings. That does not mean there is nothing here; it means the value case rests on the Rosemary Beach location and the individual home rather than on shared features you can point to in the MLS. Buyers should underwrite the specific unit and its walk to the beach and town core, not a community brochure.

Because inventory is this limited, timing is unusually important. A buyer who wants in may wait for the right listing rather than choose among several, and a seller who lists into an empty field has room to set the tone but also carries the burden of proving the price alone. This is a place where you study the one available property closely and move deliberately.

“

The location and the amenities are priced into every listing in Rosemary Beach, the Flats. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a pocket this small, the wrong comp or a lazy read on condition can cost real money on either side of the table. We work Walton County and the Rosemary Beach area listing by listing, so we can tell you what the single available home is actually worth relative to recent closings and what it would take to buy well or list credibly here.

Rosemary Beach, the Flats in 15 seconds.

Best forBuyers set on a Rosemary Beach address who value walkability over a menu of community amenities.
Biggest advantageAlmost no competition on the ground given the single active listing.
Biggest riskThin inventory means few comps and no backup option if the one listing does not fit.
Sweet spotA well-conditioned unit priced honestly against recent Rosemary Beach closings.
Avoid ifYou need choice, on-site amenities, or a fast, low-friction transaction.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Rosemary Beach, the Flats homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Rosemary Beach, the Flats.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Rosemary Beach, the Flats sales matched to your home.

What is your Rosemary Beach, the Flats home worth?

Get a no-obligation home value based on real comparable sales in Rosemary Beach, the Flats, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Inlet Beach →

Real comps, not an automated estimate.

Recently off market in ROSEMARY BEACH, THE FLATS

Homes in ROSEMARY BEACH, THE FLATS that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$3,772/mo
Walton County typical true cost to own
$162/mo
Walton County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Rosemary Beach, the Flats?
The Florida DOR 2025 assessment roll shows 5 homes in Rosemary Beach, the Flats (public records).
What share of Rosemary Beach, the Flats is owner-occupied?
0% of Rosemary Beach, the Flats parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Rosemary Beach, the Flats built?
Homes in Rosemary Beach, the Flats were built between 2001 and 2004, with a median year built of 2003.0 (FL DOR 2025 roll).
Who is the best real estate agent for Rosemary Beach, the Flats?
The best agent for Rosemary Beach, the Flats is one who actively works Inlet Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Rosemary Beach, the Flats.
How do I find a top Inlet Beach real estate agent who knows Rosemary Beach, the Flats?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Rosemary Beach, the Flats and the wider Inlet Beach area.
Can Momentum Realty connect me with an agent for Rosemary Beach, the Flats?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Rosemary Beach, the Flats purchase or sale - no call center and no pressure.
Where is Rosemary Beach, the Flats, and what county is it in?
Rosemary Beach, the Flats is in Inlet Beach, Walton County, FL, ZIP 32461. The community's center is about 8 miles east of the center of Inlet Beach (straight-line).
Buyers committed to the Rosemary Beach location and willing to wait for the right listingExcellent fit
Second-home buyers who prioritize walkability to the beach and town core over shared amenitiesExcellent fit
Buyers with the flexibility to move decisively when a single fitting property appearsExcellent fit
Buyers who want to compare several homes side by side before committingProbably not
Buyers who need on-site community amenities to justify the purchaseProbably not
Buyers on a tight timeline who cannot wait for limited inventory to turn overProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32461))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2007 (15 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Rosemary Beach, the Flats with Momentum Realty’s local guides.

Rosemary Beach The Georgetown0.1 mi awayRosemary Beach The Lofts West At Barrett Square0.1 mi away · 1 for saleRosemary Beach The Mercado0.2 mi away · 1 for saleCosta Carina0.2 mi away · 45 homes, built 1943–24, 1 for saleRosemary Beach The Savannah0.2 mi awayWest Shore Place (Walton)0.2 mi away · 53 homes, built 1987–24, 3 for saleThe Village Of South Walton0.2 mi away · 1 for sale

Browse all neighborhood guides →

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