Silver Terrace Delray
Homes for Sale in Delray Beach, FL
True comps, carrying-cost math, and listings before the portals.
Silver Terrace Delray sits in a Palm Beach County market where the median home trades at $785,000—nearly $500 per square foot—and that pricing reflects more than just coastal proximity. You're buying into Delray Beach's walkable downtown culture and beach access, amenities that command a premium even when the community itself offers no identified recreational infrastructure. The pricing here is condition- and location-driven, with no master-plan frills to subsidize.
At 68 days median time on market, absorption is slower than the county's typical turnover, and just three closings in the window mean inventory is thin but not moving quickly. Sellers have time to hold their number; buyers should expect negotiation leverage only when a property has specific condition or layout issues. This is a prove-it-to-me market, not a bidding-war environment.
The 60-Second Overview
Silver Terrace Delray market snapshot (as of July 15, 2026): the median sale price is about $785K ($498 per sq ft over the trailing 12 months of closed sales), and a median 68 days on market for closed sales.
Silver Terrace Delray is a residential enclave in Delray Beach with no community amenities infrastructure, where $785,000 median pricing reflects the city's broader appeal rather than on-site recreation or master planning.
Who Silver Terrace Delray is best for.
Best for
- Buyers with budgets around the median who value Delray Beach's walkable downtown and beach proximity over master-planned amenities
- Second-home or investment buyers who understand coastal Palm Beach County pricing and are comfortable with longer hold periods
- Downsizers seeking a low-maintenance home in a recognizable city without the monthly amenity fees of a resort community
Probably not for
- Buyers expecting poolside social life, tennis courts, or clubhouse programming without leaving the subdivision
- First-time buyers stretching to the median price who may be better served by adjacent communities with more predictable resale dynamics
- Anyone needing to sell quickly in a downturn, given the thin transaction volume and slower absorption pace
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Beaches MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($785K) IS the median in the snapshot above.
Windows contain 0 to 5 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
The Silver Terrace Delray buying strategy.
If we were buying in Silver Terrace Delray today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Terrace Delray.
What the pricing really buys
The $785,000 median and $497.73 per-square-foot pricing in Silver Terrace Delray are best understood as Delray Beach access fees. You are not paying for a clubhouse, pool, or gatehouse—none have been identified in current listings. Instead, the valuation hinges on proximity to Atlantic Avenue's dining and retail corridor, beach access within a short drive, and the broader desirability of a coastal Palm Beach County address.
With only three closings in the measurement window and a 68-day median absorption period, this is a market where patience outlasts urgency. Homes that show well and price accurately will transact, but there is no feeding frenzy. Buyers have time to inspect, negotiate repairs, and walk away if the value proposition does not align. Sellers, conversely, need realistic pricing from day one—inventory moves when it is priced to condition and location, not to aspiration.
The lack of community amenities means resale value will always track the broader Delray Beach market and the individual home's condition, not the prestige of a community brand. If you need resort-style living on-site, this is the wrong search. If you want a Delray Beach address and plan to use the city as your amenity, the model works—but only if the home itself justifies the per-square-foot cost.
The location and the amenities are priced into every listing in Silver Terrace Delray. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Silver Terrace Delray rewards local insight and forensic pricing analysis. Our team knows which blocks justify the premium and which homes are overpriced relative to comparable sales in adjacent neighborhoods. We will walk the property with you, flag deferred maintenance before you make an offer, and negotiate from a position of data—not hype. In a market this thin, having an agent who will tell you when to wait is worth more than one who will tell you to bid.
Silver Terrace Delray in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Silver Terrace Delray buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Terrace Delray sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Silver Terrace Delray, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Silver Terrace Delray home worth?
Get a no-obligation home value based on real comparable sales in Silver Terrace Delray, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Silver Terrace Delray?
How long do homes in Silver Terrace Delray take to sell?
Who is the best real estate agent for Silver Terrace Delray?
How do I find a top Delray Beach real estate agent who knows Silver Terrace Delray?
Can Momentum Realty connect me with an agent for Silver Terrace Delray?
Should you buy in Silver Terrace Delray?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Beaches MLS closed sales, 12-month windows ending July 15, 2026 |
| Under-contract shares | Beaches MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2010 (33 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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