Somerset Bay
Homes for Sale in Spring Hill, FL
All 428 homes for sale in Spring Hill, FL · median $345,595 · 45 homes for sale in 34608 · Hernando County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Somerset Bay in Spring Hill, FL has 6 homes for sale and 6 pending, asking from $255,000 to $300,000 (median $276,000). Over the 12 months ending 2026-09-20, 20 recorded sales closed at a median of $276,490, $176 per square foot, a median 30 days on market, sellers accepting 99% of original asking. Homes listed or recently sold were built 2026–2026 with 21 new construction; 23 of 24 report an HOA (median $9/mo); none of the 24 geocoded homes sit in a FEMA special flood hazard zone (median elevation 32 ft). At the median price and Hernando County's FY2025-26 rate of 18.64 mills, annual property tax runs about $5,150 ($4,380 with the full homestead exemption).
Last 30 days in Somerset Bay: 6 new listings (median asking $276,000), 6 under contract right now, 4 closed sales (median $258,720). As of October 26, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Somerset Bay
Live MLS inventory for Somerset Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 1 daysTop listing
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Pending · 7 daysActive and pending Somerset Bay listings as of 2026-10-19, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026. Tap any home to ask about it.
Every Home for Sale in Somerset Bay Right Now (12)
All 12 active and pending Somerset Bay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 4124 Kona Circle · $255,000 · 3 bd / 2 ba · listed Oct 22, 2026 · listed by D R Horton Realty Of Tampa Llc
- 4103 Kona Circle · $277,000 · 5 bd / 2 ba · listed Oct 5, 2026 · listed by D R Horton Realty Of Tampa Llc
- 4106 Kona Circle · $255,000 · 3 bd / 2 ba · listed Oct 5, 2026 · listed by D R Horton Realty Of Tampa Llc
- 4100 Kona Circle · $275,000 · 5 bd / 2 ba · listed Oct 5, 2026 · listed by D R Horton Realty Of Tampa Llc
- 4688 Kona Circle · $260,000 · 3 bd / 2 ba · pending · listed Oct 5, 2026 · listed by D R Horton Realty Of Tampa Llc
- 4092 Kona Circle · $268,000 · 4 bd / 2 ba · pending · listed Oct 5, 2026 · listed by D R Horton Realty Of Tampa Llc
- 4080 Kona Circle · $277,000 · 5 bd / 2 ba · pending · listed Oct 5, 2026 · listed by D R Horton Realty Of Tampa Llc
- 4086 Kona Circle · $240,000 · 3 bd / 2 ba · pending · listed Oct 5, 2026 · listed by D R Horton Realty Of Tampa Llc
- 4584 Kona Circle · $278,000 · 3 bd / 2 ba · listed Sep 10, 2026 · listed by D R Horton Realty Of Tampa Llc
- 4129 Kona Circle · $250,000 · 3 bd / 2 ba · pending · listed Sep 10, 2026 · listed by D R Horton Realty Of Tampa Llc
- 4628 Kona Circle · $245,000 · 3 bd / 2 ba · pending · listed Sep 10, 2026 · listed by D R Horton Realty Of Tampa Llc
- 4596 Kona Circle · $300,000 · 5 bd / 2 ba · listed Aug 22, 2026 · listed by D R Horton Realty Of Tampa Llc
The numbers here come entirely from recent closings, not from anything currently listed - there is nothing active on the market in Somerset Bay as of this snapshot. That in itself is the story: a small community where turnover happens in short bursts, and when a home does list, it does not sit long. A median of 10 days on market over the recent closing window says buyers were ready to move the moment something came up.
At a median of $281,490 and roughly $183 per square foot, this reads as an entry-to-mid-tier price point for Spring Hill. With zero active listings to compare against, anyone watching this community right now is working from historical data only - there is no current inventory to test pricing against, which means timing and direct outreach matter more here than browsing a portal.
Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Somerset Bay right now
🟡 Balanced market. 4.8 months of supply and 47% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Very High (15 active and pending listings, 20 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 24, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Somerset Bay market snapshot (as of September 20, 2026): the median sale price is about $276K ($176 per sq ft over the trailing 12 months of closed sales), a median 31 days on market for closed sales, and 4.8 months of supply, a balanced market.
In ZIP 34608 (Spring Hill), 1,773 homes closed in the last 12 months at a median of $300K ($190/sq ft), down 1.4% year over year, with a median 32 days on market. Right now 85 active and 33 pending listings put supply at about 3.5 months - a balanced market. See the live ZIP 34608 housing market and the Hernando County market.
Stellar MLS sales records identify 22 homes in Somerset Bay that have changed hands since 2026, built between 2026 and 2027 (median 2026), with a median living area of about 1,560 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Somerset Bay: of 13 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Spring Hill.
Somerset Bay is a Spring Hill community in Hernando County where recent sales moved quickly, though the market currently has no active listings to shop from.
The setting & the homes.
Aerial and on-site photos of Somerset Bay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Somerset BaySomerset BaySomerset BaySomerset BaySomerset BaySomerset BaySomerset BaySomerset BayPhotos from Stellar MLS listings in Somerset Bay; content deemed reliable but not guaranteed.
Who Somerset Bay is best for.
Best for
- A buyer targeting a lower price point in Spring Hill and willing to wait for a listing to become available
- A buyer comfortable moving quickly, given a recent median of just 10 days on market
- A buyer using recent closing data, rather than active listings, to gauge whether this area fits their budget
Probably not for
- A buyer who wants to compare several active listings before making a decision
- A buyer relying on a documented list of community amenities to guide their choice
- A buyer on a tight timeline who cannot wait for new inventory to surface
Somerset Bay on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Schools
- Hernando County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Hernando County Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
Zoned schools reflect the assignments reported on recent Somerset Bay listings and can change; always confirm with Hernando County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Somerset Bay address.
Shop the zone: Homes zoned for Frank W Springstead High School
Recent Developments in Somerset Bay
Development, infrastructure, retail, and school activity affecting Somerset Bay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- July 2026Infrastructure
Brooksville-Tampa Bay Regional Airport receives $13.6 million federal grant
The Brooksville-Tampa Bay Regional Airport received a $13.6 million federal grant from the U.S. Economic Development Administration for roads, drainage, utilities, electrical service, and converting an unused 5,000-foot runway into a modern taxiway. The work will prepare about 600 acres of airport land for aviation and aerospace company development.
What it may mean for the marketAirport infrastructure funding readies roughly 600 acres for aviation and aerospace facilities, strengthening the area industrial and employment base. The project is about 3 miles east of Somerset Bay, elsewhere in Hernando County.
Source: Hernando Sun - July 2026Development
Board approves height allowance increase at One Hernando Center
The Hernando County Commission unanimously approved raising the maximum building height from 60 feet to 85 feet for One Hernando Center, a 146-acre industrial distribution development east of Kettering Road in Brooksville. The added height accommodates automated storage and retrieval systems for uses such as cold storage and manufacturing.
What it may mean for the marketA 146-acre industrial distribution park advances with taller warehouse capacity, adding to the area logistics and manufacturing footprint. The project is about 7 miles northeast of Somerset Bay, elsewhere in Hernando County.
Source: Hernando Sun - July 2026Civic
County Board approves new fire station prototype
The Hernando County Board voted 4-0 on June 23 to approve two prototype fire station designs, a 3-bay and a 4-bay configuration, by KMF Architects at a Phase 1 design cost of about $296,902. The reusable prototypes are intended to speed and standardize future fire station construction countywide.
What it may mean for the marketStandardized fire station prototypes aim to expedite future public safety facility construction across the county, supporting emergency service infrastructure as growth continues. The project is about 8 miles northeast of Somerset Bay, elsewhere in Hernando County.
Source: Hernando Sun - June 2026Development
Hernando School Board signs off on two large housing developments
On June 9 the Hernando County School Board approved school concurrency for two subdivisions between I-75 and Lockhart Road: Black Jack Ridge with up to 978 houses and Ginny Grove with up to 907 units. The board determined area schools have sufficient capacity to accommodate the new developments.
What it may mean for the marketTwo large residential subdivisions totaling roughly 1,885 homes are cleared to advance in the I-75 corridor, expanding the local housing supply pipeline. The project is about 9 miles east of Somerset Bay, elsewhere in Hernando County.
Source: Hernando Sun - May 2026Infrastructure
County Line Road widening moves forward
Hernando County commissioners unanimously approved a funding strategy to widen County Line Road between Mariner Boulevard and the Suncoast Parkway, a project shared with Pasco County and FDOT. Land acquisition is budgeted at $20 million and construction at $65 million, with funds set aside in the Five-Year Capital Improvement Program.
What it may mean for the marketA long stalled County Line Road widening advances toward funding, improving a key east-west corridor at the Hernando and Pasco boundary. The site is about 3 miles southwest of Somerset Bay.
Source: Hernando Sun - January 2026Development
Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco
Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.
What it may mean for the marketA large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 12 miles south of Somerset Bay.
Source: WUSF
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Somerset Bay buying strategy.
If we were buying in Somerset Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Somerset Bay.
A Market Defined by Its Absence
With zero active listings, Somerset Bay is effectively closed for browsing at this moment. The available data - a median closing price of $281,490, a per-square-foot figure near $183, and a median of just 10 days on market - all comes from what has already sold, not from anything you can walk through today. That combination of fast turnover and thin inventory suggests homes here get absorbed close to list, not the kind of community where a buyer negotiates from a stack of competing options.
No community amenities were identified from current MLS listings, which likely reflects the absence of active listings to describe rather than a definitive statement about what the neighborhood offers. Buyers interested in this pocket of Spring Hill should treat the recent closing data as a baseline for value, understanding that the next listing to hit the market may be the only one available for some time.
The location and the amenities are priced into every listing in Somerset Bay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with no current active listings, being first to know about a new one matters more than usual. We track closings and pricing trends in Somerset Bay continuously, so when something does come up, our clients are positioned to move with real numbers behind them instead of guesswork.
Somerset Bay in 15 seconds.
Tools for a Somerset Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Somerset Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Somerset Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Somerset Bay home worth?
Get a no-obligation home value based on real comparable sales in Somerset Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Spring Hill →
Recently off market in Somerset Bay
Homes in Somerset Bay that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 11 on record.
- 4063 Kona Circle · off market
- 4064 Kona Circle · off market
- 4073 Kona Circle · off market
- 4083 Kona Circle · off market
- 4089 Kona Circle · off market
- 4095 Kona Circle · off market
- 4109 Kona Circle · off market
- 4599 Kona Circle · off market
| Location | Spring Hill, Hernando County, FL · ZIP 34608 |
|---|---|
| Home types (current listings and sales) | single-family 100% |
| Sale prices, last 12 months | $276,490 median across 20 closed sales · $176 per sq ft |
| Days on market (closed sales) | 30 median |
| For sale right now | 8 active, 7 pending · median asking $275,530 · 4.8 months of supply |
| Zoned public schools | Hernando County Schools (verify by address); Confirm zoned elementary, middle, and high |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Somerset Bay key facts,” movewithmomentum.com/neighborhoods/somerset-bay, data as of September 20, 2026.
Housing distress & ownership in Somerset Bay, Spring Hill
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in Somerset Bay
The newest homes for sale in Somerset Bay right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 4596 Kona Circle $300,000 · 5 bd · 2 ba · 1,708 sq ft · listed Oct 19, 2026 Courtesy of D R HORTON REALTY OF TAMPA LLC
- 4103 Kona Circle $277,000 · 5 bd · 2 ba · 1,739 sq ft · listed Oct 4, 2026 Courtesy of D R HORTON REALTY OF TAMPA LLC
- 4584 Kona Circle $278,000 · 3 bd · 2 ba · 1,328 sq ft · listed Oct 4, 2026 Courtesy of D R HORTON REALTY OF TAMPA LLC
- 4106 Kona Circle $255,000 · 3 bd · 2 ba · 1,223 sq ft · listed Oct 4, 2026 Courtesy of D R HORTON REALTY OF TAMPA LLC
- 4100 Kona Circle $275,000 · 5 bd · 2 ba · 1,739 sq ft · listed Oct 4, 2026 Courtesy of D R HORTON REALTY OF TAMPA LLC
- 4628 Kona Circle $245,000 · 3 bd · 2 ba · 1,328 sq ft · listed Oct 4, 2026 Courtesy of D R HORTON REALTY OF TAMPA LLC
Checked against the MLS nightly. All new listings in this market.
Recently sold in Somerset Bay
- 4648 Kona Circle · sold $296,070
- 4083 Kona Circle · sold $259,370
- 4073 Kona Circle · sold $248,990
- 4063 Kona Circle · sold $258,070
- 4654 Kona Circle · sold $288,070
- 4635 Kona Circle · sold $368,990
- 4050 Kona Circle · sold $264,290
- 4056 Kona Circle · sold $258,070
- 4040 Kona Circle · sold $251,990
- 4724 Kona Circle · sold $275,990
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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- Spring Hill home values: what is my house worth?
- ZIP 34608 housing scorecard
Spring Hill guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Hernando County)
- Homestead exemption (Hernando County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
Real estate agent in Spring Hill? Join Momentum in Spring Hill: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Kona Circle (35 homes on record)
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Hernando County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Hernando County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Somerset Bay Market Scorecard
Somerset Bay is currently a balanced market. About 5.0 months of supply, a median asking price of $277,000, and homes go under contract in about 22 days.
Typical home value in the 34608 ZIP is $291,463, about 5.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
What it really costs to own in Somerset Bay
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| CDD / special assessments | Listings here report a median of $1,880/yr in CDD or special-district assessments on the tax bill (24 listings, MLS, 2026-10-24). 100% of the 24 listings that report the field show one. The amount is per lot and set by the district: confirm it on the parcel's TRIM notice. |
|---|---|
| HOA dues | Median $9/month across 23 MLS listings (most billed monthly; 2026-10-24). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Hernando County is $1,699/yr (4,534 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 13 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2026 across 24 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Somerset Bay
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Somerset Bay
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Somerset Bay will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Somerset Bay?
How long do homes in Somerset Bay take to sell?
Is Somerset Bay a buyer's or seller's market right now?
What schools serve Somerset Bay?
Who is the best real estate agent for Somerset Bay?
How do I find a top Spring Hill real estate agent who knows Somerset Bay?
Can Momentum Realty connect me with an agent for Somerset Bay?
Where is Somerset Bay, and what county is it in?
Is Somerset Bay in a flood zone?
Is Somerset Bay a good place to live?
Should you buy in Somerset Bay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2026 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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