St James Condo
Homes for Sale in Treasure Island, FL
True comps, carrying-cost math, and listings before the portals.
St James Condo is a small, single-vintage building in Treasure Island — all 16 units date to 1974, and the median unit runs about 1,055 square feet. With a footprint this tight and one construction era across the board, price here is driven less by floor plan variety than by condition, interior updates, and where a given unit sits in the building.
There were no recorded closings in the current window, so there is no fresh trade to anchor pricing off of. That cuts both ways: sellers lack a recent comp to lean on, and buyers should expect valuation to hinge on the specific unit and the association's financial health rather than on a run of recent sales. In a building this size, a single transaction can reset expectations quickly.
Who St James Condo is best for.
Best for
- Buyers wanting a right-sized coastal condo who value low square-footage upkeep
- Investors comfortable with a building weighted toward non-owner-occupied use, after checking rental rules
- Cash or flexible buyers who can move without a wall of recent comps
Probably not for
- Buyers needing significant living space or multiple floor-plan options
- Anyone requiring recent closing data to justify their offer price
- Buyers unwilling to underwrite the reserve and maintenance realities of a 1970s building
The market around St James Condo
St James Condo is a small community — 46 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
Across Pinellas County, 6,909 homes are active and 1,852 pending (21% under contract).
The housing mix here is 98% condominium, 2% ?.
ZIP and county figures describe the wider market, not St James Condo specifically. Momentum Research analysis of MLS records.
The St James Condo buying strategy.
If we were buying in St James Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St James Condo.
A small building, a single vintage
Everything here was built in 1974, and units cluster around 1,055 square feet. That uniformity simplifies comparison — you are largely weighing one unit's updates against another's — but it also means the whole building shares the same age-related considerations. For any 1970s coastal condo, roof, plumbing, and reserve funding are the questions that decide value, and buyers should read the association documents closely before making an offer.
Owner-occupancy runs low here — only about 19% of units carry a homestead exemption — which points to a building weighted toward non-primary use. For a buyer, that shapes what to check on rental rules and lender requirements; for a seller, it frames who the likely purchaser is. With just 16 doors total, turnover is thin and each listing carries outsized weight in how the building is perceived.
The location and the amenities are priced into every listing in St James Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A 16-unit building with no recent closings is exactly where local, document-level knowledge pays off. We read the association financials, reserves, and rental rules before you commit, and we price off the specific unit rather than a headline number that does not exist here. When the data is thin, judgment matters more, not less.
St James Condo in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a St James Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St James Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St James Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St James Condo home worth?
Get a no-obligation home value based on real comparable sales in St James Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in St James Condo?
What share of St James Condo is owner-occupied?
When were the homes in St James Condo built?
Do cash buyers compete in St James Condo?
Who is the best real estate agent for St James Condo?
How do I find a top Treasure Island real estate agent who knows St James Condo?
Can Momentum Realty connect me with an agent for St James Condo?
Should you buy in St James Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (16 streets, ZIP 33706)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2014 (15 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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