Aerial view of St Johns Marina

St Johns Marina
Homes for Sale in Satsuma, FL

All 53 homes for sale in Satsuma, FL · median $235,000 · 66 homes for sale in 32189 · Putnam County homes for sale

Community in Satsuma · Putnam County · ZIP 32189
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data18 years of closingsUpdated twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

St Johns Marina sits along the water in Satsuma, out in Putnam County, and that setting is the story. Price here is driven less by any standard price-per-foot and more by what the individual property offers: proximity to the river, dock or water access, lot orientation, and the condition of the structure itself. Two homes a block apart can trade very differently based on those factors, so the spread is wide and condition-sensitive.

This is a small, water-oriented pocket rather than a high-volume subdivision, which means comparable sales are thin and timing matters. Buyers should expect to underwrite each property on its own merits instead of leaning on neighborhood averages. Sellers should expect a narrower pool of interested buyers and price accordingly — the right buyer pays for the water and the setup, but you have to reach them.

Nearby homes for sale

No active listings inside St Johns Marina right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

107 WOODLAWN Road
$168K · 0.2 mi away
3 bd · 1 ba · 1,068 sqft
107 WOODLAWN Road
Listed by JULIES REALTY LLC
140 ISLANDER Road
$270K · 0.3 mi away
2 bd · 2 ba · 1,040 sqft
140 ISLANDER Road
Listed by LANTERN REALTY, LLC.
137 KERRY Drive
$295K · 0.3 mi away
2 bd · 2 ba · 1,560 sqft
137 KERRY Drive
Listed by IHEART REALTY INC
103 ISLANDER Road
$185K · 0.4 mi away
3 bd · 2 ba · 952 sqft
103 ISLANDER Road
Listed by MAXREV, LLC
203 HORSE LANDING Road
$220K · 0.5 mi away
3 bd · 2 ba · 1,512 sqft
203 HORSE LANDING Road
Listed by COLDWELL BANKER BEN BATES INC
101 WATERWAY Avenue
$197K · 0.5 mi away
3 bd · 2 ba · 924 sqft
101 WATERWAY Avenue
Listed by COLDWELL BANKER PREMIER PROPERTIES

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

St Johns Marina is a small waterfront-oriented community in Satsuma, in Putnam County, where the value proposition is river access and setting rather than density or amenities. It rewards buyers who know exactly what they want from the water.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing river or water access who will underwrite a single property on its own merits
  • Buyers comfortable with a quieter, more rural setting away from the metro
  • Buyers with the budget and patience to verify flood zone, insurance, and dock condition before committing

Probably not for

  • Buyers who want walkable services and a dense amenity base close at hand
  • Buyers who need a fast, liquid resale market backed by plentiful comparable sales
  • Buyers unwilling to budget for waterfront-specific costs like flood insurance and seawall or dock upkeep

The market around St Johns Marina

St Johns Marina is too small for its own price trend, so here is the market around it.

In ZIP 32189, 81 homes are on the market and 18% are under contract — a steady corner of Satsuma.

Across Putnam County, 701 homes are active and 159 pending (18% under contract).

In ZIP 32189 (Satsuma), 114 homes closed in the last 12 months at a median of $185K ($148/sq ft), up 0.9% year over year, with a median 64 days on market. See the live ZIP 32189 housing market and the Putnam County market.

ZIP and county figures describe the wider market, not St Johns Marina specifically. Momentum Research analysis of MLS records.

If we were buying in St Johns Marina today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Johns Marina.

Best Buy
Buyers who specifically want river access and a quieter Putnam County setting.
Biggest Risk
Thin comps and parcel-by-parcel variation make pricing an exercise in judgment, not averages.
Sweet Spot
A well-maintained property with verified water access and manageable insurance exposure.
Avoid If
You need dense services nearby or a fast, liquid resale market.

Buying on the water in Putnam County

The practical work here is due diligence on the property itself. Water access varies parcel to parcel, so confirm exactly what a listing offers — direct frontage, a dock, a shared ramp, or simply nearness — before you anchor a price to it. Elevation, flood zone, insurance cost, and the condition of any dock or seawall are the line items that separate a fair deal from an expensive surprise.

Satsuma is a quieter, more rural stretch than the coastal metro to the northeast, and that trade-off is deliberate: you get the river and the space in exchange for distance from denser services. That suits some buyers perfectly and frustrates others, which is why fit matters more here than in a cookie-cutter suburb.

“

The location and the amenities are priced into every listing in St Johns Marina. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Thin comparable data and property-by-property variability are exactly the conditions where a broker earns their keep. We help buyers pressure-test what a specific parcel's water access, flood exposure, and dock condition are actually worth, and we help sellers position a distinctive property in front of the narrower audience that will pay for it.

St Johns Marina in 15 seconds.

Best forBuyers who specifically want river access and a quieter Putnam County setting.
Biggest advantageThe waterfront setting is the durable draw and hard to replicate.
Biggest riskThin comps and parcel-by-parcel variation make pricing an exercise in judgment, not averages.
Sweet spotA well-maintained property with verified water access and manageable insurance exposure.
Avoid ifYou need dense services nearby or a fast, liquid resale market.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the St Johns Marina homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in St Johns Marina.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Johns Marina sales matched to your home.

What is your St Johns Marina home worth?

Get a no-obligation home value based on real comparable sales in St Johns Marina, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Satsuma →

Real comps, not an automated estimate.
Buyers prioritizing river or water access who will underwrite a single property on its own meritsExcellent fit
Buyers comfortable with a quieter, more rural setting away from the metroExcellent fit
Buyers with the budget and patience to verify flood zone, insurance, and dock condition before committingExcellent fit
Buyers who want walkable services and a dense amenity base close at handProbably not
Buyers who need a fast, liquid resale market backed by plentiful comparable salesProbably not
Buyers unwilling to budget for waterfront-specific costs like flood insurance and seawall or dock upkeepProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-09-24
Historical depthClosed-sale records back to 2008 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for St Johns Marina. These are the public schools most often assigned to other communities in ZIP 32189; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Common questions about St Johns Marina

Where is St Johns Marina?

St Johns Marina is a community in Satsuma, Putnam County, Florida, ZIP 32189.

Are there homes for sale in St Johns Marina right now?

No active listings inside St Johns Marina at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does St Johns Marina have an HOA or CDD?

No HOA is on record for St Johns Marina in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near St Johns Marina with Momentum Realty’s local guides.

Hidden Hills1.0 mi awayWindmill Creek1.0 mi away · 6 homes, built 1995–07Shady Oaks1.1 mi awayDunn Creek1.2 mi away · 24 homes, built 1959–17Dunns Creek1.4 mi away · 182 homes, built 1955–23Hoot Owl Ridge1.4 mi away · median $175K, 12 sales/12 moBCBayout Club1.4 mi awayBayou Club1.4 mi away · median $250K, 3 sales/12 mo

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,368/mo
Putnam County typical true cost to own
$112/mo
Putnam County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.