Sugar Cove Estates in Santa Rosa Beach

Sugar Cove Estates
Homes for Sale in Santa Rosa Beach, FL

All 855 homes for sale in Santa Rosa Beach, FL · median $1,150,000 · 865 homes for sale in 32459 · Walton County homes for sale

Community in Santa Rosa Beach · Walton County · ZIP 32459
21 homesBuilt 1987–2023
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS dataFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 1 closed sale in Sugar Cove Estates in Santa Rosa Beach, FL, the most recent in August 2026. Across Santa Rosa Beach as a whole, 545 homes closed in the last 12 months at a median of $975,000, 84 median days on market, with 302 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $9,510 ($9,130 with the full homestead exemption).

SUGAR COVE ESTATES key facts
LocationSanta Rosa Beach, Walton County, FL · ZIP 32459
Homes in the community21 (FL DOR 2025 assessment roll)
Years built1987–2023 (median 1997)
Typical living area2,243 sq ft (median)
For sale right now0 active, 0 pending
Owner-occupied (homestead) share62%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “SUGAR COVE ESTATES key facts,” movewithmomentum.com/neighborhoods/sugar-cove-estates, data as of September 20, 2026.

Live · Sugar Cove Estates Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
62%
Owner-occupied · Sugar Cove Estates
13 of 21 parcels homesteaded (FL DOR 2025)
38%
Non-owner-occupied · Sugar Cove Estates
incl. 19% trust or LLC-held · 5% out-of-state
21
Homes in the community
21 residential parcels (FL DOR 2025)
Track record · 0 years of records
Est. 1987
Community established
homes built 1987-2023, median 1997 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Sugar Cove Estates currently shows no active listings on the MLS, so there is no live pricing to anchor a read. In a small Santa Rosa Beach enclave like this, price is set less by any published community figure and more by the specific home that comes to market — lot, condition, and proximity to the coast do the heavy lifting.

For a buyer, the posture here is patience: with nothing active, you are waiting on inventory rather than choosing among options, and you may need to move quickly when a home does list. For a seller, the empty board can be an advantage — a well-prepared listing arrives with little or no direct competition inside the community, which puts a premium on getting condition and presentation right before you go live.

Nearby homes for sale

No active listings inside SUGAR COVE ESTATES right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

49 Corte Roble ## 86-A
$486K · 0.2 mi away
3 bd · 2.5 ba
49 Corte Roble ## 86-A
Listed by Inlet Beach Real Estate
54 Sugar Sands Drive
$749K · 0.2 mi away
4 bd · 3.5 ba
54 Sugar Sands Drive
Listed by EXP Realty LLC
36 Corte Bambu ## 116-A
$575K · 0.2 mi away
3 bd · 2.5 ba
36 Corte Bambu ## 116-A
Listed by Scenic Real Estate
15 Sugar Sands Drive
$830K · 0.2 mi away
4 bd · 3.5 ba
15 Sugar Sands Drive
Listed by Scenic Sotheby's International Realty
19 Sugar Sands Drive
$790K · 0.2 mi away
4 bd · 3.5 ba
19 Sugar Sands Drive
Listed by 1 Percent Lists Florida Coast
247 N Bishop Road
$1M · 0.3 mi away
3 bd · 2 ba
247 N Bishop Road
Listed by Berkshire Hathaway Home Services PenFed Realty

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Sugar Cove Estates is a small residential pocket in Santa Rosa Beach, Walton County, with no homes currently active on the MLS as of July 2026. That quiet board means the community trades thinly, and any single sale carries outsized weight for what comes next.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a specific Walton County coastal location who can wait for the right home to list
  • Buyers comfortable making a decision on condition and fit without a shelf of active comparables
  • Sellers who want to launch into a community with no direct competing listings

Probably not for

  • Buyers who need to compare several active homes side by side right now
  • Buyers seeking shared community amenities, since none are identified here
  • Buyers on a rigid timeline who cannot wait for inventory to appear

The market around Sugar Cove Estates

Sugar Cove Estates is too small for its own price trend, so here is the market around it.

In ZIP 32459, 1,067 homes are on the market and 18% are under contract — a slower corner of Santa Rosa Beach.

Across Walton County, 3,174 homes are active and 698 pending (18% under contract).

In ZIP 32459 (Santa Rosa Beach), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.

ZIP and county figures describe the wider market, not Sugar Cove Estates specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in SUGAR COVE ESTATES, Santa Rosa Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

If we were buying in Sugar Cove Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sugar Cove Estates.

Best Buy
Buyers who want a specific Santa Rosa Beach coastal address and can wait for the right home.
Biggest Risk
Thin inventory means valuation rests on outside comps, not live listings.
Sweet Spot
A well-prepared listing that arrives when the community board is empty.
Avoid If
You need to choose among options today or want shared community amenities.

A thin-inventory enclave

With zero active listings and no community amenities identified from current MLS data, Sugar Cove Estates is best understood as a location play along the Walton County coast rather than an amenity-driven community. What you are buying is the address and the individual house — not a slate of shared facilities.

Because there is nothing on the market to benchmark against, valuation here is condition-driven and negotiated one home at a time. Expect a wide spread between a dated home and a renovated one, and plan to lean on recent nearby sales rather than any live comps inside the community itself.

“

The location and the amenities are priced into every listing in Sugar Cove Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with no active listings, timing and access matter more than browsing. We track when Sugar Cove Estates homes come to market, help you read condition-driven pricing without live comps to lean on, and prepare sellers to launch cleanly into a board with no direct in-community competition.

Sugar Cove Estates in 15 seconds.

Best forBuyers who want a specific Santa Rosa Beach coastal address and can wait for the right home.
Biggest advantageSellers face little in-community competition when nothing else is listed.
Biggest riskThin inventory means valuation rests on outside comps, not live listings.
Sweet spotA well-prepared listing that arrives when the community board is empty.
Avoid ifYou need to choose among options today or want shared community amenities.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Sugar Cove Estates homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Sugar Cove Estates.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sugar Cove Estates sales matched to your home.

What is your Sugar Cove Estates home worth?

Get a no-obligation home value based on real comparable sales in Sugar Cove Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Santa Rosa Beach →

Real comps, not an automated estimate.

Recently off market in SUGAR COVE ESTATES

Homes in SUGAR COVE ESTATES that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

How many homes are in Sugar Cove Estates?
The Florida DOR 2025 assessment roll shows 21 homes in Sugar Cove Estates (public records).
What share of Sugar Cove Estates is owner-occupied?
62% of Sugar Cove Estates parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Sugar Cove Estates built?
Homes in Sugar Cove Estates were built between 1987 and 2023, with a median year built of 1997 (FL DOR 2025 roll).
Who is the best real estate agent for Sugar Cove Estates?
The best agent for Sugar Cove Estates is one who actively works Santa Rosa Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Sugar Cove Estates.
How do I find a top Santa Rosa Beach real estate agent who knows Sugar Cove Estates?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Sugar Cove Estates and the wider Santa Rosa Beach area.
Can Momentum Realty connect me with an agent for Sugar Cove Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Sugar Cove Estates purchase or sale - no call center and no pressure.
Where is Sugar Cove Estates, and what county is it in?
Sugar Cove Estates is in Santa Rosa Beach, Walton County, FL, ZIP 32459. The community's center is about 9 miles northwest of the center of Santa Rosa Beach (straight-line).
Buyers targeting a specific Walton County coastal location who can wait for the right home to listExcellent fit
Buyers comfortable making a decision on condition and fit without a shelf of active comparablesExcellent fit
Sellers who want to launch into a community with no direct competing listingsExcellent fit
Buyers who need to compare several active homes side by side right nowProbably not
Buyers seeking shared community amenities, since none are identified hereProbably not
Buyers on a rigid timeline who cannot wait for inventory to appearProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32459))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2026 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Sugar Cove Estates with Momentum Realty’s local guides.

Sugar Estates0.1 mi away · 21 homes, built 1987–23Escada (Walton)0.1 mi away · median $575K, 9 sales/12 moEscada S D0.2 mi away · 55 homes, built 1998–04, 2 for saleSugar Sands Estates0.2 mi away · 39 homes, built 2020–23, 2 for saleHidden Highlands0.4 mi away · 22 homes, built 2004–22, 1 for saleTopsail Village0.4 mi away · median $368K, 7 sales/12 moRIReserves In Serenity At Dune Allen0.4 mi away · 5 for saleBeach Highlands0.4 mi away · median $2.43M, 3 sales/12 mo

Browse all neighborhood guides →

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