Summerly Ph 3
Homes for Sale in St Cloud, FL

Community in St Cloud · Osceola County
246 homesBuilt 2021–2024Median sale $485K
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data3 years of closingsFL DOR public recordsUpdated twice daily
Live · Summerly Ph 3 Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$485K
Median sold · 12 mo
$206/sf
Sold $/sqft · 12 mo
peak $206 in 2026
100.0%
Sale vs ask
Osceola median: 95.9%
Tempo
25days
Median DOM · closed
25 days at the 2026 low
3
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
73%
Owner-occupied · Summerly Ph 3
179 of 246 parcels homesteaded (FL DOR 2025)
27%
Non-owner-occupied · Summerly Ph 3
incl. 2% trust or LLC-held · 11% out-of-state
0%
Cash buyers · Summerly Ph 3
0 of 3 sales, 12 mo ending June 2026
246
Homes in the community
246 residential parcels (FL DOR 2025)
Track record · 3 years of records
Est. 2021
Community established
homes built 2021-2024, median 2022 (FL DOR 2025)
8
Failed listings · 2026
peaked at 12 in 2025
2,626sqft
Median sold home size
12-mo windows, closed sales
1.2%/yr
Turnover rate
about 3 of 246 homes trade a year

The 60-Second Overview

Summerly Ph 3 market snapshot (as of July 13, 2026): the median sale price is about $485K ($206 per sq ft over the trailing 12 months of closed sales), and a median 25 days on market for closed sales.

Summerly Ph 3 is a community of 246 homes in St Cloud, Osceola County, built between 2021 and 2024 (median 2022.0), with a median living area of about 2,127 square feet. 73% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

If we were buying in Summerly Ph 3 today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summerly Ph 3.

A closer look at the Summerly Ph 3 market

At a median of $206 per square foot, Summerly Ph 3 prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

The housing stock is 246 homes built between 2021 and 2024, and 73% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in Summerly Ph 3. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summerly Ph 3 sales matched to your home.

What is your Summerly Ph 3 home worth?

Get a no-obligation home value based on real comparable sales in Summerly Ph 3, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Summerly Ph 3 on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Summerly Ph 3?
The median sale price in Summerly Ph 3 was $485K over the 12 months ending July 13, 2026 (3 closed sales, Stellar MLS).
How long do homes in Summerly Ph 3 take to sell?
Homes that closed in the 12 months ending July 13, 2026 took a median 25 days on market (3 sales, Stellar MLS).
How many homes are in Summerly Ph 3?
The Florida DOR 2025 assessment roll shows 246 homes in Summerly Ph 3 (public records).
What share of Summerly Ph 3 is owner-occupied?
73% of Summerly Ph 3 parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Summerly Ph 3 built?
Homes in Summerly Ph 3 were built between 2021 and 2024, with a median year built of 2022.0 (FL DOR 2025 roll).
Do cash buyers compete in Summerly Ph 3?
Cash buyers took 0% of Summerly Ph 3 sales in the 12 months ending June 2026 (0 of 3 closings, Stellar MLS).
Who is the best real estate agent for Summerly Ph 3?
The best agent for Summerly Ph 3 is one who actively works St Cloud and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Summerly Ph 3.
How do I find a top St Cloud real estate agent who knows Summerly Ph 3?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Summerly Ph 3 and the wider St Cloud area.
Can Momentum Realty connect me with an agent for Summerly Ph 3?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Summerly Ph 3 purchase or sale - no call center and no pressure.

Data sources & freshness

Community market statsStellar MLS closed sales, 12-month windows ending July 13, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 34771))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2023 (6 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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