Ralston Reserve
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of November 2026, Ralston Reserve in St Cloud, FL has 4 homes for sale, asking from $379,900 to $389,900 (median $384,900). Over the 12 months ending 2026-11-06, 11 recorded sales closed at a median of $369,900, $167 per square foot, a median 0 days on market, sellers accepting 100% of original asking. Homes listed or recently sold were built 2026 - 2026 with 11 new construction; 15 of 15 report an HOA (median $100/mo); none of the 15 geocoded homes sit in a FEMA special flood hazard zone (median elevation 79 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $5,630 ($5,030 with the full homestead exemption).
Last 30 days in Ralston Reserve: 2 new listings (median asking $384,900), 1 closed sale (median $369,900). As of November 7, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Ralston Reserve
Live MLS inventory for Ralston Reserve. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 21 daysTop listing
Active · 64 days
Active · 21 days
Active · 64 daysActive and pending Ralston Reserve listings as of 2026-11-07, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026. Tap any home to ask about it.
Ralston Reserve right now
🟡 Balanced market. 4.4 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of November 6, 2026. Confidence: High (4 active and pending listings, 11 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 11, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Ralston Reserve market snapshot (as of November 6, 2026): the median sale price is about $370K ($167 per sq ft over the trailing 12 months of closed sales), a median 0 days on market for closed sales, and 4.4 months of supply, a balanced market.
In ZIP 34771 (St Cloud), 1,013 homes closed in the last 12 months at a median of $440K ($203/sq ft), down 1.9% year over year, with a median 47 days on market. Right now 121 active and 83 pending listings put supply at about 1.4 months - a healthy market. See the live ZIP 34771 housing market and the Osceola County market.
Stellar MLS sales records identify 14 homes in Ralston Reserve that have changed hands since 2026, built between 2026 and 2027 (median 2026), with a median living area of about 2,213 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are townhomes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Ralston Reserve: of 10 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St Cloud.
The setting & the homes.
Aerial and on-site photos of Ralston Reserve. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Ralston ReservePhotos from Stellar MLS listings in Ralston Reserve; content deemed reliable but not guaranteed.
Ralston Reserve on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Ralston Reserve
- Dog Park · reported on 7 of 7 listings
- Playground · reported on 7 of 7 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Recent Developments in Ralston Reserve
Development, infrastructure, retail, and school activity affecting Ralston Reserve, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Parks & Amenities
145,000 sq ft All Sports Dome planned on Gus Road in Kissimmee
All Sports Dome Southeast plans a climate-controlled indoor inflatable dome at 3070 Gus Road with multi-sport courts, turf fields and training areas. It would be the brand's first Greater Orlando location, with an opening expected in 2027 and no exact date given.
What it may mean for the marketAn indoor sports venue would add year-round recreation and event space on Kissimmee's Gus Road area. The project is about 27 miles southwest of Ralston Reserve, elsewhere in Osceola County.
Source: What Now Orlando - October 2026Infrastructure
Turnpike widening in Osceola County runs ahead of schedule at Fortune Road Bridge
Steel beams for the new westbound Fortune Road Bridge are in place a month early as Florida's Turnpike is widened from two to four lanes each way between Partin Settlement Road and Osceola Parkway. Westbound bridge traffic is expected at the start of 2027, and the broader project targets 2031. The bridge adds bike lanes and sidewalks.
What it may mean for the marketDoubling Turnpike capacity through this stretch should ease regional commutes between Kissimmee and the Orlando area once complete. The project is about 22 miles southwest of Ralston Reserve, elsewhere in Osceola County.
Source: WFTV - October 2026Development
Experience Kissimmee launches Film Kissimmee commission to recruit productions
The new film commission markets Osceola County to production companies through an online database of more than 100 filming locations and has hired a location manager. Leaders say productions could become a new economic driver, citing spending on hotels, vehicles, food and crew services.
What it may mean for the marketFilm work could add temporary jobs and visitor spending for hospitality and service businesses across Osceola County. The project is about 23 miles southwest of Ralston Reserve, elsewhere in Osceola County.
Source: WFTV - September 2026Infrastructure
CFX holds public meetings on 14-mile toll road through part of Split Oak Forest
The Central Florida Expressway Authority held public meetings on Sept. 16 and 17 for a 14-mile road from State Road 417 near Boggy Creek Road in Orange County to Nova Road in Osceola County. CFX says portions could begin construction next year and that the road would ease traffic on Narcoossee Road. The agency faces a legal challenge from Orange County and is pursuing an eminent domain case.
What it may mean for the marketIf built, the road would add a new east-west route between Lake Nona and St. Cloud, changing commute options and access to east Orange and Osceola land. The site is about 9 miles southwest of Ralston Reserve.
Source: Spectrum News 13 - August 2026Civic
St. Cloud council approves $6.7 million downtown apartment and parking garage agreement
The City Council unanimously approved an agreement with Atlantic Housing Partners for apartments and a parking garage next to City Hall. The Community Redevelopment Agency contributes $6.25 million and the city $460,000. The garage would hold 450 to 500 spaces, with 250 reserved for apartment residents.
What it may mean for the marketNew downtown rental housing and public parking would add residents and parking capacity to the St. Cloud core. The project is about 20 miles southwest of Ralston Reserve, elsewhere in Osceola County.
Source: Spectrum News 13
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Ralston Reserve buying strategy.
If we were buying in Ralston Reserve today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ralston Reserve.
A closer look at the Ralston Reserve market
At a median of $167 per square foot, Ralston Reserve prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 4.4 months of supply, a balanced market. Homes that do trade take a median 0 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Ralston Reserve. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Ralston Reserve buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.2). Basis: Liquidity & Demand 4.4 months of supply; Owner Commitment 0% owner-occupied; Pricing Power 100.0% sale-to-list. Refreshed with each data update.
Tools for a Ralston Reserve buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ralston Reserve sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ralston Reserve, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ralston Reserve home worth?
Get a no-obligation home value based on real comparable sales in Ralston Reserve, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Ralston Reserve on the map →
Recently off market in Ralston Reserve
Homes in Ralston Reserve that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 10 on record.
- 18 Sunset Haven Loop · off market
- 20 Sunset Haven Loop · off market
- 28 Sunset Haven Loop · off market
- 30 Sunset Haven Loop · off market
- 32 Sunset Haven Loop · off market
- 34 Sunset Haven Loop · off market
- 36 Sunset Haven Loop · off market
- 38 Sunset Haven Loop · off market
| Location | St Cloud, Osceola County, FL · ZIP 34771 |
|---|---|
| Homes in the community | 1 (FL DOR 2025 assessment roll) |
| Home types (current listings and sales) | townhouses 100% |
| Amenities listed by sellers | Dog Park, Playground |
| Sale prices, last 12 months | $369,900 median across 11 closed sales · $167 per sq ft |
| For sale right now | 4 active, 0 pending · median asking $384,900 · 4.4 months of supply |
| Owner-occupied (homestead) share | 0% |
Data as of November 6, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Ralston Reserve key facts,” movewithmomentum.com/neighborhoods/ralston-reserve-st-cloud, data as of November 6, 2026.
Housing distress & ownership in Ralston Reserve, St Cloud
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
Every Home for Sale in Ralston Reserve St Cloud Right Now (4)
All 4 active and pending Ralston Reserve St Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.
- 48 Sunset Haven Loop · $379,900 · 3 bd / 2.5 ba · listed Oct 16, 2026 · listed by Cambridge Realty Of Central Fl
- 46 Sunset Haven Loop · $389,900 · 4 bd / 2.5 ba · listed Oct 16, 2026 · listed by Cambridge Realty Of Central Fl
- 5443 Osprey Meadow Way · $379,900 · 3 bd / 2.5 ba · listed Sep 10, 2026 · listed by Cambridge Realty Of Central Fl
- 5441 Osprey Meadow Way · $389,900 · 4 bd / 2.5 ba · listed Sep 10, 2026 · listed by Cambridge Realty Of Central Fl
Recently sold in Ralston Reserve St Cloud
- 20 Sunset Haven Loop · sold $369,900
- 42 Sunset Haven Loop · sold $379,900
- 18 Sunset Haven Loop · sold $369,900
- 38 Sunset Haven Loop · sold $369,900
- 32 Sunset Haven Loop · sold $369,900
- 40 Sunset Haven Loop · sold $369,900
- 34 Sunset Haven Loop · sold $369,900
- 28 Sunset Haven Loop · sold $379,900
- 36 Sunset Haven Loop · sold $369,900
- 30 Sunset Haven Loop · sold $369,900
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More St Cloud home searches
- All homes for sale in St Cloud, FL
- Homes for sale in Osceola County, FL
- Gated communities in St Cloud
- St Cloud home values: what is my house worth?
St Cloud guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Osceola County)
- Homestead exemption (Osceola County)
- New construction
- New construction (Osceola County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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What it really costs to own in Ralston Reserve
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $1,200/year (about $100/month) across 15 MLS listings (most billed annually; 2026-11-11). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Osceola County is $1,735/yr (2,188 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 10 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2026 across 15 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Ralston Reserve
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Ralston Reserve
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Ralston Reserve will answer, and the answer is published on this page for the next buyer.
30% of homes for sale in ZIP 34771 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-11).
RALSTON RESERVE Market Scorecard
RALSTON RESERVE is currently a balanced market. About 4.4 months of supply, a median asking price of $384,900, and homes go under contract in about 42 days.
Typical home value in the 34771 ZIP is $432,082, about 6.7% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Ralston Reserve?
How long do homes in Ralston Reserve take to sell?
Is Ralston Reserve a buyer's or seller's market right now?
What share of Ralston Reserve is owner-occupied?
Who is the best real estate agent for Ralston Reserve?
How do I find a top St Cloud real estate agent who knows Ralston Reserve?
Can Momentum Realty connect me with an agent for Ralston Reserve?
Where is Ralston Reserve, and what county is it in?
Is Ralston Reserve in a flood zone?
Is Ralston Reserve a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 7, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending November 6, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34771)) |
| Under-contract shares | Stellar MLS records, as of 2026-11-06 |
| Historical depth | Closed-sale records back to 2026 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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