Summit Lake in West Palm Beach
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Photo courtesy of Keller Williams Realty/P B · via Beaches MLS

Built fromLive Beaches MLS dataFL DOR public recordsUpdated twice daily

As of October 2026, Summit Lake West Palm Beach in West Palm Beach, FL has 3 homes for sale. Homes listed or recently sold were built 2000–2001; 4 of 4 report an HOA (median $325/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 18 ft).

Last 30 days in Summit Lake: 1 new listing (median asking $270,000), 1 closed sale (median $305,000). As of October 20, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.

Live · Summit Lake Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
18.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Palm Beach: 29% (476 of 1,647)
3 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
36%
Owner-occupied · Summit Lake
48 of 134 parcels homesteaded (FL DOR 2025)
64%
Non-owner-occupied · Summit Lake
incl. 19% trust or LLC-held · 100% out-of-state
134
Homes in the community
134 residential parcels (FL DOR 2025)
Track record · years of records
Est. 2000
Community established
homes built 2000-2002, median 2001 (FL DOR 2025)
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 20, 2026

Summit Lake was built out in a tight window, 2000 to 2002, and that consistency shows up in the housing stock: 134 homes with a median living area of 1,276 square feet, a compact footprint that keeps this community priced for efficiency rather than square footage. With only 3 active listings right now, there is not much to compare against, and any single listing can swing the read on value.

The 18-months-supply figure puts this squarely in buyer-leaning territory, but with a listing count this thin, that number should be read as directional, not precise. A seller here is not competing against a deep pool of alternatives, but a buyer also has very few homes to choose from at any given moment — patience and a pre-qualified offer matter more than urgency.

Figures in this note are as of July 20, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Summit Lake Housing Pulse · Momentum Research · as of July 15, 2026

Summit Lake right now

🟢 Buyer-leaning market. 18.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of July 15, 2026. Confidence: Low (3 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 20, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Summit Lake is a small, single-era community in West Palm Beach built entirely between 2000 and 2002, offering compact, efficiently laid-out homes with a shared set of community amenities rather than a wide range of home sizes or architectural styles.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer seeking a smaller, easier-to-maintain home rather than maximum square footage
  • A buyer comfortable waiting for the right listing in a low-inventory community
  • An investor evaluating a community with a notable share of non-homestead ownership

Probably not for

  • A buyer who wants to compare multiple active listings before deciding
  • A buyer prioritizing larger living space over a compact footprint
  • A buyer expecting fast turnover or a highly competitive resale market

The market around Summit Lake

Summit Lake is too small for its own price trend, so here is the market around it.

Across Palm Beach County, 1,171 homes are active and 476 pending (29% under contract).

ZIP and county figures describe the wider market, not Summit Lake specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Summit Lake

Live MLS inventory for Summit Lake. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Summit Lake listings as of 2026-10-19, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.

Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Palm Beach County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Berkshire · Elementary
  • Palm Springs Community (Palm Beach) · Middle
  • John I. Leonard · High

Zoned schools reflect the assignments reported on recent Summit Lake listings and can change; always confirm with Palm Beach County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Summit Lake address.

Recent Developments in Summit Lake

Development, infrastructure, retail, and school activity affecting Summit Lake, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.

Dev Momentum78/100 · High
  1. September 2026
    Development

    Palm Beach County approves $26M deal for 400-room second convention center hotel

    Palm Beach County commissioners voted 6-1 to approve a $26 million deal with Related Ross for a 400-room hotel on land adjacent to the county convention center in downtown West Palm Beach. The county would buy the property and lease it back to the developer, and officials estimate about 650 permanent jobs, including roughly 255 hotel jobs. Construction could finish within three years.

    What it may mean for the marketAdds hotel capacity and several hundred permanent jobs next to the downtown convention district, supporting nearby dining and retail demand. The site is about 4 miles northeast of Summit Lake.

    Source: WPTV
  2. September 2026
    Parks & Amenities

    $280M Palm Beach County parks bond on November ballot would fund fieldhouse, new parks and upgrades

    The $280 million bond on the November 3 ballot would be repaid at 5 cents per $1,000 of taxable value over 20 years. Projects include a multisport fieldhouse at Okeeheelee Park, a 125-acre off-highway-vehicle complex near 20-Mile Bend, a 136-acre Sansbury Way Park and a 90-acre Lantana District I Park. The project list may change.

    What it may mean for the marketIf approved, the bond would add and upgrade county recreation amenities, including indoor sports space near Okeeheelee Park. The site is about 3 miles west of Summit Lake.

    Source: Stet News
  3. September 2026
    Civic

    Palm Beach County puts $175M library bond on November 3 ballot to replace Main Library

    Voters will decide on November 3 whether to authorize a $175 million library bond. It would fund a roughly $150 million, 150,000-square-foot replacement for the 1972 Main Library on Summit Boulevard, renovations at 18 branches and completion of a 19th branch in Hypoluxo. The bond needs a simple majority.

    What it may mean for the marketIf approved, the bond would upgrade public library facilities across the county's library taxing district and add a branch in Hypoluxo. The site is less than a mile south of Summit Lake.

    Source: Hoodline
  4. August 2026
    Builder Activity

    Banyan Tree Residences wins unanimous Downtown Action Committee approval in West Palm Beach

    The West Palm Beach Downtown Action Committee unanimously approved a 25-story, 88-condominium project at 400 Hibiscus Street on August 12. Mast Capital and Curated JCZM Development are partnering with Banyan Group. No construction start or completion dates were given.

    What it may mean for the marketAdds a small amount of for-sale condominium inventory at the southern edge of downtown West Palm Beach. The site is about 4 miles northeast of Summit Lake.

    Source: Florida YIMBY
  5. August 2026
    Development

    Construction progresses on 10 and 15 CityPlace office towers in downtown West Palm Beach

    Related Ross is building two office towers in the CityPlace district totaling nearly one million square feet, including the 25-story 15 CityPlace. Both towers are scheduled for completion in 2027.

    What it may mean for the marketRoughly one million square feet of new downtown office space expands the local employment base and daytime demand for nearby dining and retail. The site is about 4 miles northeast of Summit Lake.

    Source: Florida YIMBY
  6. July 2026
    Market

    Palm Beach County Total Home Sales Jump for 10th Consecutive Month

    Palm Beach County total home sales rose 22.3% year-over-year in June 2026 to 2,456 transactions, with total dollar volume up 53.90% to $2.7 billion. The single-family median sale price increased to $700,000 and the condominium median rose to $325,000.

    What it may mean for the marketRising sales volume and median prices signal strengthening demand and higher valuations across the Palm Beach County housing market. The site is about 4 miles northeast of Summit Lake.

    Source: MIAMI REALTORS

Development alerts for Summit LakeGet a short monthly email when something new is approved, funded, or opens near Summit Lake.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Summit Lake today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summit Lake.

Best Buy
A buyer who wants a smaller, low-maintenance home in a single-era community and does not need a large selection to choose from.
Biggest Risk
With only 3 active listings, pricing signals and the 18-month supply figure are based on a very small sample.
Sweet Spot
Buyers prioritizing a compact, efficient home over maximum square footage.
Avoid If
You need a wide selection of homes to compare or a quick, competitive-offer environment.

A tight build window, a thin resale market

Every home in Summit Lake was built within a three-year span, which means the housing stock is unusually uniform in age and construction style compared to communities built across multiple decades. The median living area of 1,276 square feet points to a community of smaller-footprint homes, likely appealing to buyers prioritizing lower maintenance and a smaller property over maximum square footage.

Roughly 36% of homes carry a homestead exemption, which suggests a meaningful share of the community's ownership is non-homestead — investment or secondary ownership. That mix, combined with just 3 active listings against a community of 134 homes, means inventory here turns over slowly and unevenly; a buyer watching this community should expect to wait for the right listing rather than choose from several at once.

“

The location and the amenities are priced into every listing in Summit Lake. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With active inventory this thin, timing and access matter more than negotiation tactics alone. We track Summit Lake listings as they hit the market and can help you move quickly and with clear terms when one of the few available homes fits, or help a seller price realistically against a buyer-leaning backdrop rather than guessing.

Summit Lake in 15 seconds.

Best forA buyer who wants a smaller, low-maintenance home in a single-era community and does not need a large selection to choose from.
Biggest advantageA uniform, early-2000s housing stock with community amenities already in place.
Biggest riskWith only 3 active listings, pricing signals and the 18-month supply figure are based on a very small sample.
Sweet spotBuyers prioritizing a compact, efficient home over maximum square footage.
Avoid ifYou need a wide selection of homes to compare or a quick, competitive-offer environment.

What it really costs to own in Summit Lake

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $4,677/yr across 4 listings here (MLS tax records, 2026-10-20).
HOA duesMedian $325/month across 4 MLS listings (most billed monthly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Palm Beach County is $1,753/yr (18,387 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 2001 across 4 listings. An original roof here would be about 25 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Summit Lake

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Summit Lake

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Summit Lake will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Summit Lake homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Summit Lake.
In short
  • HOA dues reported around $325/month (about $3,900/yr) · median of 4 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $325 per month ($3,900 a year) — the median AssociationFee across 4 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summit Lake sales matched to your home.

What is your Summit Lake home worth?

Get a no-obligation home value based on real comparable sales in Summit Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in West Palm Beach →

Real comps, not an automated estimate.

Recently off market in Summit Lake West Palm Beach

Homes in Summit Lake West Palm Beach that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.

Summit Lake key facts
LocationWest Palm Beach, Palm Beach County, FL
Homes in the community134 (FL DOR 2025 assessment roll)
Years built2000–2002 (median 2001)
Typical living area1,276 sq ft (median)
Amenities listed by sellersPool, Parking, Playground, Picnic Area, Security Patrol
For sale right now3 active, 0 pending · median asking $319,000 · 18.0 months of supply
Owner-occupied (homestead) share36%

Data as of July 15, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Summit Lake key facts,” movewithmomentum.com/neighborhoods/summit-lake-west-palm-beach, data as of July 15, 2026.

Just listed in Summit Lake

The newest homes for sale in Summit Lake right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS Oct 20, 2026. All new listings in this market.

Every Home for Sale in Summit Lake West Palm Beach Right Now (2)

All 2 active and pending Summit Lake West Palm Beach listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

How much local inventory is already under contract

26% of homes for sale in ZIP 33406 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).

Summit Lake Market Scorecard

Buyer-Leaning Market (limited data)

Summit Lake is currently a buyer-leaning market (limited data). About 12.0 months of supply, a median asking price of $304,500, and homes go under contract in about 79.5 days.

12.0
Months supply
$304,500
Median list
$300,000
Median sold
$215
Per sqft
79.5
Days on mkt
2/0/2
Active/Pend/Sold

Typical home value in the 33406 ZIP is $429,073, about 8.8% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Summit Lake a buyer's or seller's market right now?
As of July 15, 2026, Summit Lake leans toward buyers: 18.0 months of supply at the current sales pace (Beaches MLS live counts).
How many homes are in Summit Lake?
The Florida DOR 2025 assessment roll shows 134 homes in Summit Lake (public records).
What share of Summit Lake is owner-occupied?
36% of Summit Lake parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Summit Lake built?
Homes in Summit Lake were built between 2000 and 2002, with a median year built of 2001 (FL DOR 2025 roll).
Who is the best real estate agent for Summit Lake?
The best agent for Summit Lake is one who actively works West Palm Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Summit Lake.
How do I find a top West Palm Beach real estate agent who knows Summit Lake?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Summit Lake and the wider West Palm Beach area.
Can Momentum Realty connect me with an agent for Summit Lake?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Summit Lake purchase or sale - no call center and no pressure.
Where is Summit Lake, and what county is it in?
Summit Lake is in West Palm Beach, Palm Beach County, FL.
A buyer seeking a smaller, easier-to-maintain home rather than maximum square footageExcellent fit
A buyer comfortable waiting for the right listing in a low-inventory communityExcellent fit
An investor evaluating a community with a notable share of non-homestead ownershipExcellent fit
A buyer who wants to compare multiple active listings before decidingProbably not
A buyer prioritizing larger living space over a compact footprintProbably not
A buyer expecting fast turnover or a highly competitive resale marketProbably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: October 19, 2026)
Housing stock & ownershipFlorida DOR assessment roll (community parcel extract)
Under-contract sharesBeaches MLS records, as of 2026-07-12

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Summit Lake with Momentum Realty’s local guides.

SRSky Ranch0.1 mi away · median $495K, 3 sales/12 moLCLake Colony (Palm Beach)0.2 mi away · median $268K, 10 sales/12 moBEBergantino Estates Repl0.3 mi awayTATrail Acres0.3 mi away · 63 homes, built 1950–95PGPine Grove Townhouses Condo0.4 mi awaySVSummit Villas Condo0.5 mi awayDHDillman Heights0.5 mi away · 256 homes, built 1952–23, 1 for sale

Browse all neighborhood guides →

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