Waterfront Homes for Sale in Merritt Island, FL
This page tracks every Merritt Island listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
106 waterfront homes are for sale or pending in Merritt Island, FL today across 69 communities. The median asking price is $689,500, from $135,000 to $16,000,000. Listings in Merritt Island without that feature have a median of $350,000. Most listings right now: Cape Crossing (7), River Fly-In (4), Sunset Bay A Condominium (4). Updated November 8, 2026 from the MLS.
Live waterfront homes in Merritt Island: the listings
84 active listings carry the flag today (36% of Merritt Island inventory), median asking $724,000, $387/sq ft, median 53 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Merritt Island
The most expensive waterfront homes in Merritt Island
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 6075 S Tropical Trail | $16,000,000 | 11,749 | brevard county |
| 6075 S Tropical Trail | $16,000,000 | 11,749 | brevard county |
| 4747 S Tropical Trail | $5,900,000 | 7,571 | brevard county |
| 8765 S Tropical Trail | $4,495,000 | 4,346 | brevard county |
| 11150 S Tropical Trail | $4,250,000 | 3,777 | brevard county |
| 4760 Honeyridge Lane | $3,999,000 | 6,371 | Honeymoon Hill |
| 0 Crooked Mile Road | $3,775,000 | 6,476 | brevard county |
| 1840 Harbor Point Drive | $3,495,000 | 5,628 | brevard county |
| 10100 S Tropical Trail | $2,965,000 | 3,853 | brevard county |
| 2175 S Tropical Trail | $2,550,000 | 4,097 | brevard county |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 6 | 7% |
| $300K–$500K | 13 | 15% |
| $500K–$750K | 24 | 29% |
| $750K–$1M | 16 | 19% |
| $1M+ | 25 | 30% |
Merritt Island waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Cape Crossing | 7 | 0 | $420,000 | $369,900 |
| River Fly-In | 4 | 0 | $845,000 | $559,900 |
| Sunset Bay A Condominium | 4 | 0 | $179,450 | $135,000 |
| Georgiana Settlement | 3 | 1 | $1,775,000 | $1,375,000 |
| Surfside Estates Unit 3 | 3 | 0 | $595,000 | $560,000 |
| Sanders Subd | 2 | 1 | $3,192,500 | $1,890,000 |
| Milford Point Beach Subd | 2 | 0 | $1,774,000 | $1,349,000 |
| Banana River Drive Subd | 2 | 0 | $1,374,750 | $850,000 |
| Villa De Palmas Sykes Cove Sec 02 | 2 | 0 | $1,277,000 | $785,000 |
| Chase Hammock Lakes | 2 | 0 | $1,132,000 | $839,000 |
| Glen Isles Sec 3 | 2 | 0 | $921,500 | $893,000 |
| Diana Shores Unit No 9 | 2 | 0 | $857,000 | $789,000 |
| Surfside Estates Unit 5 | 2 | 0 | $575,000 | $475,000 |
| Hampton Homes Unit 7 | 2 | 0 | $574,000 | $429,000 |
| Riviera Isles Unit 1 | 2 | 0 | $535,000 | $535,000 |
| Pelican Creek Estates Addn No 1 | 2 | 0 | $529,900 | $415,000 |
| Island Crossings | 2 | 0 | $465,950 | $456,900 |
| Merritt Towers Condo Ph I | 2 | 0 | $332,495 | $314,990 |
| Island Village Condo No B | 2 | 0 | $187,250 | $164,500 |
| Tequesta Harbor | 1 | 0 | $16,000,000 | $16,000,000 |
| Tequesta Harbor Sub | 1 | 0 | $16,000,000 | $16,000,000 |
| Honeymoon Hill | 1 | 0 | $3,999,000 | $3,999,000 |
| Harbor Point Phase 1 | 1 | 0 | $3,495,000 | $3,495,000 |
| Stewarts Homestead | 1 | 1 | $2,965,000 | $2,965,000 |
| Agnes M. Kraker | 1 | 0 | $2,550,000 | $2,550,000 |
| River Cliff | 1 | 0 | $2,500,000 | $2,500,000 |
| Georgiana Settlement | 1 | 0 | $1,775,000 | $1,775,000 |
| Villa De Palmas Sykes Cove Sec 02 | 1 | 0 | $1,769,000 | $1,769,000 |
| Dicksons Subd | 1 | 0 | $1,250,000 | $1,250,000 |
| Waterway Manor Unit 2 | 1 | 0 | $1,200,000 | $1,200,000 |
| Paradise Point No 4 | 1 | 0 | $1,200,000 | $1,200,000 |
| River Edge Estates Unit 4 | 1 | 0 | $1,175,000 | $1,175,000 |
| Villa De Palmas Unit 1 | 1 | 0 | $999,999 | $999,999 |
| Pelican Creek Estates Addn No 2 | 1 | 0 | $999,999 | $999,999 |
| Sherwood Forest Second Div | 1 | 0 | $899,999 | $899,999 |
| Bridgewater Phase 1 | 1 | 0 | $875,000 | $875,000 |
| Waterway Manor Unit 1 | 1 | 0 | $800,000 | $800,000 |
| Diana Shores Unit No 3 | 1 | 0 | $799,000 | $799,000 |
| Glen Isles Sec 1 | 1 | 0 | $750,000 | $750,000 |
| Riviera Isles Sec 4 | 1 | 0 | $715,000 | $715,000 |
| Sunset Lakes Phase IV-B | 1 | 0 | $699,999 | $699,999 |
| Diana Shores Unit No 4 | 1 | 0 | $699,000 | $699,000 |
| Diana Shores Unit 04 | 1 | 0 | $699,000 | $699,000 |
| Diana Shores Unit No 3A | 1 | 0 | $680,000 | $680,000 |
| Watermill | 1 | 0 | $650,000 | $650,000 |
| Diana Shores Unit No 2 | 1 | 0 | $649,000 | $649,000 |
| Villa De Palmas Unit 2 | 1 | 0 | $625,000 | $625,000 |
| Egrets Landing | 1 | 0 | $609,000 | $609,000 |
| Vetter Isles Ests Sec 3 | 1 | 0 | $599,900 | $599,900 |
| Timuquana Subd | 1 | 0 | $599,000 | $599,000 |
| Savannahs PUD The | 1 | 0 | $599,000 | $599,000 |
| Diana Shores Unit No 6 | 1 | 0 | $599,000 | $599,000 |
| Sunset Lakes PUD Phase X | 1 | 0 | $598,000 | $598,000 |
| Diana Shores Unit No 1 | 1 | 0 | $589,000 | $589,000 |
| Sunset Lakes Phase 1-B | 1 | 0 | $585,000 | $585,000 |
| Sunset Lakes Phase VII | 1 | 0 | $579,500 | $579,500 |
| Sunset Lakes Phase V and A Replat of Tract B Sunse | 1 | 0 | $565,000 | $565,000 |
| Raintree By Lake | 1 | 0 | $549,000 | $549,000 |
| Riviera Isles Unit 1 Replat | 1 | 0 | $530,000 | $530,000 |
| Palmetto | 1 | 0 | $524,900 | $524,900 |
Also with waterfront homes for sale
- Palmetto (1)
- Glen Haven Subd Sec 2B (1)
- Catalina Isle Estates Unit 2A (1)
- Gateway Unit 2 Revised (1)
- Gateway Unit 2 Revised (1)
- Merritt Towers (1)
- Merritt Towers Condo Ph III (1)
- Osprey Village at Cedar Creek Ph II (1)
- Treasure Coast Harbour Villas Condo (1)
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Merritt Island?
What do waterfront homes cost in Merritt Island?
Which Merritt Island community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Merritt Island
- All homes for sale in Merritt Island
- Merritt Island ZIP codes with prices
- Merritt Island pool homes
- Merritt Island gated community homes
- Merritt Island 4-bedroom homes
- Merritt Island homes under $300K
- Merritt Island homes $300K–$500K
- Waterfront Homes in every city
Waterfront Homes in nearby Brevard County cities
- Melbourne waterfront homes (168 for sale)
- Cocoa Beach waterfront homes (152 for sale)
- Palm Bay waterfront homes (73 for sale)
- Satellite Beach waterfront homes (69 for sale)
- Titusville waterfront homes (58 for sale)
- Rockledge waterfront homes (56 for sale)
- Cocoa waterfront homes (53 for sale)
- Cape Canaveral waterfront homes (51 for sale)
Live data: Space Coast MLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Merritt Island, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.