TEMPLE TERRACES in TAMPA

TEMPLE TERRACES
Homes for Sale in TAMPA, FL

Community in TAMPA · Hillsborough County · ZIP 33604
660 homesBuilt 1900–2024Median sale $340K
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Live Market Pulse
67/100
Market Heat
Hotter than normal
2013 → 2026 · 71 at the 2021 peak
0 is TEMPLE TERRACES's coldest market since 2013, 100 its hottest. Today: 67. How it's scored
Built fromLive Stellar MLS data22 years of closingsFL DOR public recordsUpdated twice daily
Live · TEMPLE TERRACES Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$340K
Median sold · 12 mo
up 9.5% vs the prior 12 months
+9.5%
1-yr price change
n = 16 and 12 sales in the two windows
$198/sf
Sold $/sqft · 12 mo
peak $223 in 2024
97.5%
Sale vs ask
Tempo
2.0mo
Supply
3 to 6 months is the balanced band
10days
Median DOM · closed
2 days at the 2021 low
40%
Under contract
Hillsborough: 25% (2,098 of 8,357)
3 · 2
For sale · pending
live counts, refreshed twice daily
16
Sold · last 12 mo
10-yr average: about 8 a year
Ownership and context
40%
Owner-occupied · TEMPLE TERRACES
263 of 660 parcels homesteaded (FL DOR 2025)
60%
Non-owner-occupied · TEMPLE TERRACES
incl. 26% trust or LLC-held · 11% out-of-state
39%
Cash buyers · TEMPLE TERRACES
7 of 18 sales, 12 mo ending June 2026
660
Homes in the community
660 residential parcels (FL DOR 2025)
Track record · 22 years of records
Est. 1900
Community established
homes built 1900-2024, median 1974 (FL DOR 2025)
6
Failed listings · 2026
peaked at 35 in 2008
1,639sqft
Median sold home size
12-mo windows, closed sales
2.4%/yr
Turnover rate
about 16 of 660 homes trade a year
TEMPLE TERRACES Housing Pulse · Momentum Research · as of August 2, 2026

TEMPLE TERRACES right now

🔴 Seller-leaning market. 2.0 months of supply and 40% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: High (5 active and pending listings, 16 closed sales in 12 months).

🟢 Still climbing. The trailing-12-month median ($340K) is up 9.5% from the prior 12 months ($310K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Medium (16 and 12 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

TEMPLE TERRACES market snapshot (as of August 2, 2026): the median sale price is about $340K ($198 per sq ft over the trailing 12 months of closed sales), a median 10 days on market for closed sales, and 2.0 months of supply, a seller-leaning market. The trailing-12-month median is up 10% from the prior 12 months, computed from record-level Stellar MLS closed sales (16 closings in the current window).

TEMPLE TERRACES is a community of 660 homes in TAMPA, Hillsborough County, built between 1900 and 2024 (median 1974), with a median living area of about 2,065 square feet. 40% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($340K) IS the median in the snapshot above, and the move from 2025 ($310K) IS the +9.5% one-year change.

Windows contain 1 to 16 sales each (16 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K$400K20122014201620182020202220242026
Up 9.5% year over year.
Every sale since 2004 · price vs size
$0$200K$400K$600K1k2k3k
122 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$20020122014201620182020202220242026
Up from $70 in 2012 to a $223 peak in 2024; $198 now.
Median days on market · closed sales
0204020122014201620182020202220242026
2 days at the 2021 low; 10 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
97.5% now.
Homes sold per 12-mo window
05101520122014201620182020202220242026
1 to 16 a year; 16 in the current window.
Sellers who gave up · failed listings per year
01020302004200820122016202020242026
Canceled, expired, or withdrawn. 35 quit in 2008; 6 so far in 2026. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning201420162018202220242026
71 at the 2021 peak, 18 in the troughs, 67 now. Same score as the hero card, full history.
How much local inventory is already under contract

28% of homes for sale in ZIP 33604 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).

TEMPLE TERRACES Market Scorecard

Seller-leaning

TEMPLE TERRACES is currently a seller-leaning market. About 2.0 months of supply, a median asking price of $425,000, and homes go under contract in about 27 days.

2.0
Months supply
$425,000
Median list
$339,500
Median sold
$156
List $/sqft
27
Days on mkt
3/2/21
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in TEMPLE TERRACES, TAMPA

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
1.07%
3 of 280 listings · short sale 3
Distress share trend — 1.07% now (2026-08-10 → 2026-08-24)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in TEMPLE TERRACES

Live MLS inventory for TEMPLE TERRACES. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending TEMPLE TERRACES listings as of 2026-08-23, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Greco Middle School · Middle
  • King High SchoolFLDOE grade C · High

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Hillsborough County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any TEMPLE TERRACES address.

If we were buying in TEMPLE TERRACES today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in TEMPLE TERRACES.

A closer look at the TEMPLE TERRACES market

At a median of $198 per square foot, TEMPLE TERRACES prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

Inventory runs at 2.0 months of supply, a seller-leaning market and the trailing-12-month median up 10% year over year. Homes that do trade take a median 10 days on market, useful leverage on any listing that has lingered.

The housing stock is 660 homes built between 1900 and 2024, and 40% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in TEMPLE TERRACES. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.2B · Buy Score
Recent Direction8.4/10
Liquidity & Demand8.0/10
Owner Commitment4.0/10
Pricing Power8.3/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.2). Basis: Recent Direction +9.5% year-over-year; Liquidity & Demand 2.0 months of supply; Owner Commitment 40% owner-occupied; Pricing Power 97.5% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

In short
  • Mandatory HOA. Confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed TEMPLE TERRACES sales matched to your home.

What is your TEMPLE TERRACES home worth?

Get a no-obligation home value based on real comparable sales in TEMPLE TERRACES, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in TEMPLE TERRACES on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in TEMPLE TERRACES?
The median sale price in TEMPLE TERRACES was $340K over the 12 months ending August 2, 2026 (16 closed sales, Stellar MLS).
How long do homes in TEMPLE TERRACES take to sell?
Homes that closed in the 12 months ending August 2, 2026 took a median 10 days on market (16 sales, Stellar MLS).
Is TEMPLE TERRACES a buyer's or seller's market right now?
As of August 2, 2026, TEMPLE TERRACES leans toward sellers: 2.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in TEMPLE TERRACES?
The Florida DOR 2025 assessment roll shows 660 homes in TEMPLE TERRACES (public records).
What share of TEMPLE TERRACES is owner-occupied?
40% of TEMPLE TERRACES parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in TEMPLE TERRACES built?
Homes in TEMPLE TERRACES were built between 1900 and 2024, with a median year built of 1974 (FL DOR 2025 roll).
Do cash buyers compete in TEMPLE TERRACES?
Cash buyers took 39% of TEMPLE TERRACES sales in the 12 months ending June 2026 (7 of 18 closings, Stellar MLS).
What schools serve TEMPLE TERRACES?
TEMPLE TERRACES is served by Hillsborough County Public Schools, typically Greco Middle School and King High School. Confirm the exact zoning by address with the district.
Who is the best real estate agent for TEMPLE TERRACES?
The best agent for TEMPLE TERRACES is one who actively works TAMPA and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for TEMPLE TERRACES.
How do I find a top TAMPA real estate agent who knows TEMPLE TERRACES?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows TEMPLE TERRACES and the wider TAMPA area.
Can Momentum Realty connect me with an agent for TEMPLE TERRACES?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your TEMPLE TERRACES purchase or sale - no call center and no pressure.

Nearby Communities

Explore more neighborhoods near TEMPLE TERRACES with Momentum Realty’s local guides.

Terrace Oaks Twnhms Tampa0.1 mi awayTTTemple Terrace Plaza0.3 mi awayTTTemple Terrace Heights Additio0.3 mi awayTemple Terrace Patio Homes A C0.5 mi awayBTBella Terraza Twnhms Temple Terrace0.5 mi awayTemple Terrace Estates0.7 mi awayTemple Terrace Hills0.8 mi awayTheresa Arbor Temple Terrace1.1 mi away

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: August 2, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending August 2, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (community parcel extract)
Under-contract sharesStellar MLS records, as of 2026-08-01
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2004 (122 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in TEMPLE TERRACES? 16 recorded closings; median 10 days on market (window ending 2026-08-02). See the Hillsborough County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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