Harbor Winds
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of FLORIDA HOMES REALTY & MTG LLC · via realMLS
Homes For Sale Right Now in Harbor Winds
Live MLS inventory for Harbor Winds. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 95 daysTop listing
Active · 38 days
Active · 3 daysActive and pending Harbor Winds listings as of 2026-10-26, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Harbor Winds is a resale-only market right now: as of July 11, 2026 there are zero active listings, and only 15 closings have moved through the trailing window. In a market that thin, every closed sale carries outsized weight in setting the next price. That scarcity is the backdrop for a median price of $425,000 ($227.81/sqft), up 4.9% year-over-year and up 183% since 2012.
For a buyer, it means there is currently nothing to shop from within the community itself — homes here have been clearing in a median of 28 days, so being ready to act before something lists matters more than usual. For a seller, it means pricing off the most recent comps rather than a live competitive set, which is exactly the kind of moment where a hand-prepared valuation, not a plugged-in number, earns its keep.
Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Harbor Winds right now
🟡 Balanced market. 3.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 26, 2026. Confidence: Medium (3 active and pending listings, 4 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 26, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harbor Winds market snapshot (as of October 26, 2026): the median sale price is about $408K ($239 per sq ft over the trailing 12 months of closed sales), a median 52 days on market for closed sales, and 3.0 months of supply, a balanced market.
Harbor Winds is a community of 158 homes in Jacksonville, Duval County, built between 1994 and 2001 (median 1999.5), with a median living area of about 2,096 square feet. 82% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Harbor Winds is a built-out community of 474 homes constructed between 1994 and 2002 (median year built 1999.5), so supply here comes almost entirely from resale turnover rather than new construction.
The setting & the homes.
Aerial and on-site photos of Harbor Winds. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Harbor WindsPhotos from realMLS listings in Harbor Winds; content deemed reliable but not guaranteed.
Who Harbor Winds is best for.
Best for
- Buyers targeting a purchase around the $425,000 median who are comfortable moving quickly once something lists.
- Buyers who want an established, built-out home from the 1994-2002 era rather than new construction.
- Sellers who want to test the market where recent demand has pushed values up 4.9% over the past year.
Probably not for
- Buyers who need several active listings to compare before deciding — there are none right now.
- Buyers working with a firm move-in date who cannot wait for a home to come to market.
- Sellers expecting an instant, automated price number rather than a hand-prepared valuation.
Housing distress & ownership in Harbor Winds, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Harbor Winds on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
How far is everything?
Everyday stops around Harbor Winds are close: the nearest shopping is about 6 minutes away.
- Atlantic North · Shopping6 min
- Whataburger · Dining7 min
- Starbucks · Coffee8 min
- Brian Food Mart · Groceries9 min
- Buck Park · Parks10 min
- Ascension St. Vincent's Emergency Care · Health14 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Sabal Palm Elementary SchoolFLDOE grade B · Public PreK-5
- Landmark Middle SchoolFLDOE grade A · Public 6-8
- Sandalwood High SchoolFLDOE grade A · Public 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Harbor Winds address.
Recent Developments in Harbor Winds
Development, infrastructure, retail, and school activity affecting Harbor Winds, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Retail & Dining
Council committee defers vote on incentives for Downtown Publix at 119 W. Beaver St.
The Finance Committee deferred a $49.65 million incentive package for Gateway Jax's $140.15 million high-rise anchored by a Publix at 119 W. Beaver St. The tower is planned with 259 apartments and about 400 parking spaces. The committee is scheduled to revisit the bill Nov. 4, the day after the Amendment 3 vote.
What it may mean for the marketThe timing of the first full-size grocery store in the Downtown core depends on the incentive vote, affecting nearby retail access. The project is about 11 miles west of Harbor Winds, elsewhere in Duval County.
Source: Jacksonville Today - September 2026Infrastructure
JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT
JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.
What it may mean for the marketRaised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 4 miles northwest of Harbor Winds.
Source: News4JAX - September 2026Development
Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle
Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.
What it may mean for the marketIf approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The project is about 10 miles west of Harbor Winds, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 10 miles west of Harbor Winds, elsewhere in Duval County.
Source: News4Jax - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 4 miles northwest of Harbor Winds.
Source: JAXPORT - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 4 miles northwest of Harbor Winds.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Harbor Winds buying strategy.
If we were buying in Harbor Winds today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Winds.
A built-out community running on resale turnover
The housing stock in Harbor Winds is tightly clustered by age — every home was built within an eight-year window, 1994 to 2002 — and runs a median living area of about 2,089.5 square feet. About 78.7% of homes here carry a homestead exemption, the Florida property-tax designation limited to owner-occupied primary residences, which points to a housing stock that leans owner-occupied rather than investment or rental inventory.
That owner-occupied tilt, paired with zero active listings against 15 closings in the recent window, helps explain why supply is so constrained. The median price of $425,000 works out to $227.81 per square foot, and it has climbed 4.9% over the past year and 183% since 2012 — a long run of appreciation built on a market heat score of 48, which reads as steady rather than frenzied.
The location and the amenities are priced into every listing in Harbor Winds. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Harbor Winds buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.8). Basis: Liquidity & Demand 3.0 months of supply; Owner Commitment 82% owner-occupied; Pricing Power 97.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With no active listings to benchmark against, pricing a home in Harbor Winds correctly is not a plug-and-play exercise — it takes pulling the actual recent closings, weighing condition against a median year built of 1999.5, and building a hand-prepared valuation rather than leaning on an automated estimate. That is the approach we bring to every Harbor Winds conversation, whether you are pricing a sale or deciding what a specific home is worth to you as a buyer.
Harbor Winds in 15 seconds.
HOA, CDD & Fees
- No CDD
- HOA dues in listing data look inconsistent (~$264/year entered). Confirm current dues with the association
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Harbor Winds is governed by Harbor Winds Homeowners Association, Inc., a registered Florida corporation, and maintains its own community website (harborwinds.com) with sections for a board of directors and neighborhood notices.
Page states no CDD.
Flood & Insurance Context
Of 13 sampled listing addresses in this community: 85% outside the FEMA Special Flood Hazard Area (Zone X/B/C); 15% in an A-series Special Flood Hazard Area zone.
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=13) · as of 2026-10
Tools for a Harbor Winds buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Winds sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Winds, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Winds home worth?
Get a no-obligation home value based on real comparable sales in Harbor Winds, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Harbor Winds on the map →
Frequently Asked Questions
What is the median home price in Harbor Winds?
How long do homes in Harbor Winds take to sell?
Is Harbor Winds a buyer's or seller's market right now?
How many homes are in Harbor Winds?
What share of Harbor Winds is owner-occupied?
When were the homes in Harbor Winds built?
What schools serve Harbor Winds?
Who is the best real estate agent for Harbor Winds?
How do I find a top Jacksonville real estate agent who knows Harbor Winds?
Can Momentum Realty connect me with an agent for Harbor Winds?
Should you buy in Harbor Winds?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Harbor Winds with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 26, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending October 26, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32225)) |
| Under-contract shares | realMLS records, as of 2026-10-25 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2026 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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