Harbor Winds
Homes for Sale in Jacksonville, FL
All 3,929 homes for sale in Jacksonville, FL · median $299,900 · 135 homes for sale in 32225 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of FLORIDA HOMES REALTY & MTG LLC · via realMLS
As of September 2026, Harbor Winds in Jacksonville, FL has 4 homes for sale, asking from $399,000 to $525,000 (median $439,450). Over the 12 months ending 2026-09-14, 14 recorded sales closed at a median of $437,500, $227 per square foot, a median 45 days on market, sellers accepting 99% of original asking (+8% versus the prior year). Homes listed or recently sold were built 1997–2001; 16 of 16 report an HOA (median $22/mo); 3 of the 15 geocoded homes sit in a FEMA special flood hazard zone (median elevation 36 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $7,820 ($7,080 with the full homestead exemption).
Homes For Sale Right Now in Harbor Winds
Live MLS inventory for Harbor Winds. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 54 daysTop listing
Active · 196 days
Active · 102 days
Active · 3 daysActive and pending Harbor Winds listings as of 2026-09-15, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Harbor Winds is a resale-only market right now: as of July 11, 2026 there are zero active listings, and only 15 closings have moved through the trailing window. In a market that thin, every closed sale carries outsized weight in setting the next price. That scarcity is the backdrop for a median price of $425,000 ($227.81/sqft), up 4.9% year-over-year and up 183% since 2012.
For a buyer, it means there is currently nothing to shop from within the community itself — homes here have been clearing in a median of 28 days, so being ready to act before something lists matters more than usual. For a seller, it means pricing off the most recent comps rather than a live competitive set, which is exactly the kind of moment where a hand-prepared valuation, not a plugged-in number, earns its keep.
Harbor Winds right now
🟡 Balanced market. 3.7 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of September 14, 2026. Confidence: High (4 active and pending listings, 14 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($438K) is up 8.0% from the prior 12 months ($405K) and up 179% since 2012. With about 23 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending September 14. Confidence: Medium (14 and 15 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 16, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harbor Winds market snapshot (as of September 14, 2026): the median sale price is about $438K ($227 per sq ft over the trailing 12 months of closed sales), a median 45 days on market for closed sales, and 3.7 months of supply, a balanced market. The trailing-12-month median is up 8% from the prior 12 months and up 179% since 2012, computed from record-level realMLS closed sales (14 closings in the current window).
In ZIP 32225 (Jacksonville), 988 homes closed in the last 12 months at a median of $375K ($222/sq ft), up 3.9% year over year, with a median 30 days on market. Right now 156 active and 89 pending listings put supply at about 2.7 months — a healthy market. See the live ZIP 32225 housing market and the Duval County market.
County records show 17 qualified sales in Harbor Winds across 2024–2025 (12 in 2024, 5 in 2025), median $400,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Harbor Winds: of 15 listing addresses checked against the FEMA National Flood Hazard Layer, 80% sit outside the FEMA Special Flood Hazard Area (Zone X); 20% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Jacksonville.
Harbor Winds is a community of 211 homes in Jacksonville, Duval County, built between 1994 and 2002 (median 2000), with a median living area of about 2,124 square feet. 78% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Harbor Winds is a built-out community of 474 homes constructed between 1994 and 2002 (median year built 1999.5), so supply here comes almost entirely from resale turnover rather than new construction.
The setting & the homes.
Aerial and on-site photos of Harbor Winds. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Harbor WindsPhotos from realMLS listings in Harbor Winds; content deemed reliable but not guaranteed.
Who Harbor Winds is best for.
Best for
- Buyers targeting a purchase around the $425,000 median who are comfortable moving quickly once something lists.
- Buyers who want an established, built-out home from the 1994-2002 era rather than new construction.
- Sellers who want to test the market where recent demand has pushed values up 4.9% over the past year.
Probably not for
- Buyers who need several active listings to compare before deciding — there are none right now.
- Buyers working with a firm move-in date who cannot wait for a home to come to market.
- Sellers expecting an instant, automated price number rather than a hand-prepared valuation.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 14 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($438K) IS the median in the snapshot above, and the move from 2025 ($405K) IS the +8.0% one-year change.
Windows contain 14 to 33 sales each (14 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Harbor Winds Market Scorecard
Harbor Winds is currently a seller's market. About 3.7 months of supply, a median asking price of $439,450, and homes go under contract in about 78 days.
Typical home value in the 32225 ZIP is $379,460, about 13.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Harbor Winds, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Harbor Winds on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
How far is everything?
Everyday stops around Harbor Winds are close: the nearest shopping is about 6 minutes away.
- Atlantic North · Shopping6 min
- Whataburger · Dining7 min
- Starbucks · Coffee8 min
- Brian Food Mart · Groceries9 min
- Buck Park · Parks10 min
- Ascension St. Vincent's Emergency Care · Health14 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near Harbor Winds with Momentum Realty’s local guides.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Sabal Palm Elementary SchoolFLDOE grade B · Public PreK-5
- Landmark Middle SchoolFLDOE grade A · Public 6-8
- Sandalwood High SchoolFLDOE grade A · Public 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Harbor Winds address.
Shop the zone: Homes zoned for Sabal Palm Elementary School · Homes zoned for Landmark Middle School · Homes zoned for Sandalwood High School
Recent Developments in Harbor Winds
Development, infrastructure, retail, and school activity affecting Harbor Winds, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 17 miles southwest of Harbor Winds, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 10 miles west of Harbor Winds, elsewhere in Duval County.
Source: News4Jax - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The project is about 25 miles west of Harbor Winds, elsewhere in Duval County.
Source: Jax Daily Record - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 4 miles northwest of Harbor Winds.
Source: JAXPORT - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The project is about 25 miles west of Harbor Winds, elsewhere in Duval County.
Source: Jax Daily Record - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 4 miles northwest of Harbor Winds.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Harbor Winds buying strategy.
If we were buying in Harbor Winds today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Winds.
A built-out community running on resale turnover
The housing stock in Harbor Winds is tightly clustered by age — every home was built within an eight-year window, 1994 to 2002 — and runs a median living area of about 2,089.5 square feet. About 78.7% of homes here carry a homestead exemption, the Florida property-tax designation limited to owner-occupied primary residences, which points to a housing stock that leans owner-occupied rather than investment or rental inventory.
That owner-occupied tilt, paired with zero active listings against 15 closings in the recent window, helps explain why supply is so constrained. The median price of $425,000 works out to $227.81 per square foot, and it has climbed 4.9% over the past year and 183% since 2012 — a long run of appreciation built on a market heat score of 48, which reads as steady rather than frenzied.
The location and the amenities are priced into every listing in Harbor Winds. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Harbor Winds buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (8.2). Basis: Long-Term Appreciation +179% since 2012; Recent Direction +8.0% year-over-year; Liquidity & Demand 3.7 months of supply; Owner Commitment 78% owner-occupied; Pricing Power 98.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With no active listings to benchmark against, pricing a home in Harbor Winds correctly is not a plug-and-play exercise — it takes pulling the actual recent closings, weighing condition against a median year built of 1999.5, and building a hand-prepared valuation rather than leaning on an automated estimate. That is the approach we bring to every Harbor Winds conversation, whether you are pricing a sale or deciding what a specific home is worth to you as a buyer.
Harbor Winds in 15 seconds.
HOA, CDD & Fees
- No CDD
- HOA reported ~$264/year
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Harbor Winds is governed by Harbor Winds Homeowners Association, Inc., a registered Florida corporation, and maintains its own community website (harborwinds.com) with sections for a board of directors and neighborhood notices.
Page states no CDD.
Tools for a Harbor Winds buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Winds sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Winds, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Winds home worth?
Get a no-obligation home value based on real comparable sales in Harbor Winds, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Harbor Winds
Homes in Harbor Winds that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 13 on record.
- 1014 Bass Harbor Drive · off market
- 12339 Sutton Island Drive · off market
- 12341 Bucks Harbor Drive · off market
- 12355 Bucks Harbor Drive · off market
- 12361 York Harbor Drive · off market
- 12362 Bucks Harbor Drive · off market
- 12369 Shore Acres Drive · off market
- 12437 Harbor Winds Drive · off market
Price History: What Homes Here Have Actually Sold For
Median sale prices in Harbor Winds Jacksonville year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
What is the median home price in Harbor Winds?
How long do homes in Harbor Winds take to sell?
Is Harbor Winds a buyer's or seller's market right now?
How many homes are in Harbor Winds?
What share of Harbor Winds is owner-occupied?
When were the homes in Harbor Winds built?
Have Harbor Winds home prices gone up?
What schools serve Harbor Winds?
Who is the best real estate agent for Harbor Winds?
How do I find a top Jacksonville real estate agent who knows Harbor Winds?
Can Momentum Realty connect me with an agent for Harbor Winds?
Should you buy in Harbor Winds?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 15, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending September 14, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32225/32246)) |
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (600 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Harbor Winds fits the bigger picture — live prices, inventory, and Momentum Scores: