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Belmont Lakes in Jacksonville

Belmont Lakes
Homes for Sale in Jacksonville, FL

Community in Jacksonville · Duval County · ZIP 32225
179 homesBuilt 1999–2003Median sale $414K
Free · No obligation
Talk to a Belmont Lakes Expert

True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
78/100
Market Heat
Hotter than normal
2013 → 2026 · 81 at the 2022 peak
0 is Belmont Lakes's coldest market since 2013, 100 its hottest. Today: 78. How it's scored
Built fromLive realMLS data24 years of closingsFL DOR public recordsUpdated twice daily
Live · Belmont Lakes Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$414K
Median sold · 12 mo
$212/sf
Sold $/sqft · 12 mo
peak $222 in 2023
98.9%
Sale vs ask
+196%
T12M median vs 2012
from a $140K median in 2012
Tempo
20days
Median DOM · closed
13 days at the 2021 low
0 · 0
For sale · pending
live counts, refreshed twice daily
8
Sold · last 12 mo
10-yr average: about 6 a year
Ownership and context
70%
Owner-occupied · Belmont Lakes
126 of 179 parcels homesteaded (FL DOR 2025)
30%
Non-owner-occupied · Belmont Lakes
incl. 10% trust or LLC-held · 12% out-of-state
0%
Cash buyers · Belmont Lakes
0 of 6 sales, 12 mo ending July 2023
179
Homes in the community
179 residential parcels (FL DOR 2025)
Track record · 24 years of records
Est. 1999
Community established
homes built 1999-2003, median 2001 (FL DOR 2025)
0
Failed listings · 2025
peaked at 15 in 2006
1,865sqft
Median sold home size
12-mo windows, closed sales
4.5%/yr
Turnover rate
about 8 of 179 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Belmont Lakes prices off a narrow build window — homes went up between 1999 and 2003, with a median year built of 2001, so the 179 homes here read as one consistent generation of construction rather than a patchwork of eras. At a median of $414,500 and $212.12 per square foot on a median 2,070-square-foot home, the math is straightforward: buyers are paying for consistent square footage and a known construction period, not for wide variation in age or size.

The current posture favors sellers. We're tracking zero active listings against a median 19.5 days on market across the eight closings in our window, and a market heat score of 78. Value here has appreciated 196% since 2012, and 70.4% of homes carry a homestead exemption — a base weighted toward owner-occupied property tends to keep inventory tight, which is exactly what we're seeing right now.

The 60-Second Overview

Belmont Lakes market snapshot (as of July 14, 2026): the median sale price is about $414K ($212 per sq ft over the trailing 12 months of closed sales), and a median 20 days on market for closed sales.

Belmont Lakes is a community of 179 homes in Jacksonville, Duval County, built between 1999 and 2003 (median 2001), with a median living area of about 2,070 square feet. 70% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Belmont Lakes is a tight, single-era subdivision of 179 homes in Duval County built out between 1999 and 2003 — the kind of construction consistency that keeps valuations easy to compare and inventory easy to track. With zero active listings at the moment, most activity here happens through relationships and pre-market conversations rather than scrolling the portals.

Best for

  • Buyers who want price certainty from a single-era build rather than a mix of renovation states and construction years.
  • Buyers ready to act quickly once a listing appears, given how fast homes here have historically moved.
  • Buyers or sellers who prefer a smaller, well-defined subdivision over a sprawling master-planned community.

Probably not for

  • Buyers who want to browse and compare several active listings before deciding — there is currently no active inventory to compare.
  • Buyers seeking a wide range of home styles, sizes, or build years within one neighborhood.
  • Buyers assuming resort-style private amenities — MLS records list grounds maintenance only, so confirm what's actually included with the HOA.
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How Belmont Lakes is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
0 : 0Under contract vs for salestrong demand
8Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Belmont Lakes listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Belmont Lakes buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Belmont Lakes

Live MLS inventory for Belmont Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

No homes are actively for sale in Belmont Lakes right now, so its recent closed sales are shown, as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Atlantic Blvd shopping~5 min · retail, dining, services
St. Johns Town Center~10 to 15 min · south via Kernan or JT Butler
Atlantic & Neptune Beaches~15 to 20 min · east via Atlantic Blvd
Interstate 295~5 to 10 min · via Monument or Atlantic Blvd
Mayo Clinic Jacksonville~15 to 20 min · south via Kernan Blvd
Downtown Jacksonville~15 to 20 min · west via Arlington Expwy
Jacksonville Int'l Airport (JAX)~25 to 30 min · north via I-295

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Belmont Lakes Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

Cobblestone Homes for Sale in Jacksonville, FLCobblestone Homes for Sale in Jacksonville, FLJacksonville, FL · 0.4 miBrookwood Forest Homes for Sale in Jacksonville, FLBrookwood Forest Homes for Sale in Jacksonville, FLJacksonville, FL · 0.6 miHammock Grove Homes for Sale in Jacksonville, FLHammock Grove Homes for Sale in Jacksonville, FLJacksonville, FL · 0.7 miSutton Lakes Homes for Sale in Jacksonville, FLSutton Lakes Homes for Sale in Jacksonville, FLJacksonville, FL · 0.8 miLantana Lakes Homes for Sale in Jacksonville, FLLantana Lakes Homes for Sale in Jacksonville, FLJacksonville, FL · 0.9 miKernan Lakes Homes for Sale in Jacksonville, FLKernan Lakes Homes for Sale in Jacksonville, FLJacksonville, FL · 1.0 miHarbor Winds Homes for Sale in Jacksonville, FLHarbor Winds Homes for Sale in Jacksonville, FLJacksonville, FL · 1.3 miMonument Oaks Homes for Sale in Jacksonville, FLMonument Oaks Homes for Sale in Jacksonville, FLJacksonville, FL · 1.4 miBentwater Place Homes for Sale in Intracoastal West, FLBentwater Place Homes for Sale in Intracoastal West, FLIntracoastal West, FL · 1.5 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Belmont Lakes (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Belmont Lakes is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Belmont Lakes address.

The takeaway

What actually affects Belmont Lakes owners, sourced and dated. We do not publish rumor.

Recent Developments in Belmont Lakes

Our read on what is being built around Belmont Lakes, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThis is a built-out community, so the near-term factors are the HOA budget, east-side demand near Atlantic Boulevard, and the Duval County millage on the tax bill, rather than any new construction in the community.

Affordable, low-maintenance east-side value with lakes

BullishAffordable single-family homes and townhomes around lakes with trails and a managed HOA, minutes from Atlantic Boulevard, the Town Center, and the beaches, support steady demand. impact
SignificanceRadius: East-side Jacksonville (32225)

Affordable, low-maintenance east-side value with lakes

Duval County millage and tax-bill assessments

NeutralProperty taxes here follow the Duval County (City of Jacksonville) millage; a recent sale can reset the assessed value, so read the actual bill for the parcel. impact
SignificanceRadius: Jacksonville / Duval County

Duval County millage and tax-bill assessments

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Belmont Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Taxes

    Duval County millage and property assessments

    Property taxes in Jacksonville are set by the Duval County (City of Jacksonville) millage and any non-ad-valorem line items, published by the Duval County Property Appraiser. Why it matters: Pull the actual parcel's tax bill and homestead status before you budget, confirm the Belmont Lakes HOA dues and what they cover, and confirm the ownership type. Source

Development alerts for Belmont LakesGet a short monthly email when something new is approved, funded, or opens near Belmont Lakes.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Belmont Lakes, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the ownership type and HOA dues. Verify whether the home is single-family or a townhome (and any condo structure), the HOA dues, the inclusions, and any reserves.

2

Confirm the lot type. Verify whether the home backs to a lake or sits interior, since the lake view drives the premium.

3

Inspect the systems and roof. Confirm the roof age, HVAC, and systems on the specific home, since these drive the renovation budget and the insurance quote.

4

Read the actual Duval tax bill. Confirm the millage, homestead status, and any assessments for the parcel (Duval County Property Appraiser, 2024).

5

Comp by type. Price single-family against single-family and townhome against townhome rather than a blended average.

Best Buy
A well-kept lake-lot home in the type you want with the HOA dues confirmed, in a condition you have inspected.
Biggest Risk
Comparing single-family and townhomes without adjusting, and the HOA reserve health.
Best Lot
Lake-backed lots carry the premium; interior lots are the value.
Smart Timing
Belmont Lakes is a built-out community; pricing tracks the home type, the lot, and condition more than any community-wide trend.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Belmont Lakes is an established single-family and townhome community in Jacksonville, Duval County, on the east side in the 32225 ZIP near Atlantic Boulevard (Frankel Realty Group, 2026). It is a well-established community of homes ranging from single-family to townhomes, many in full stucco with fenced yards, set around numerous lakes with scenic walking trails and parks (neighborhoods.com, 2026), minutes from Atlantic Boulevard shopping, the Town Center, the beaches, and downtown. As a community mixing single-family homes and townhomes around lakes, the central buyer questions are the ownership type, the HOA dues and what they cover, condition, the lot (lake versus interior), and the Duval County tax bill.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: townhomes and interior homes
$340K to $399K

Townhomes and interior-lot single-family homes, the value end of Belmont Lakes. Confirm the ownership type and HOA inclusions before you write.

Lowest entry
Mid: core single-family homes
$399K to $455K

Stucco single-family homes around the community median, the core of Belmont Lakes. Lot, size, and condition separate these more than floor plan does.

Most inventory
High: larger or lake-backed homes
$455K to $478K

Larger homes or those backing to a lake set the community's ceiling. Size and the water view drive the premium; price each on its lot and condition.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$340K to $399K
Entry: townhomes and interior homes
Townhomes and interior-lot single-family homes, the value end of Belmont Lakes. Confirm the ownership type and HOA inclusions before you write.
$399K to $455K
Mid: core single-family homes
Stucco single-family homes around the community median, the core of Belmont Lakes. Lot, size, and condition separate these more than floor plan does.
$455K to $478K
High: larger or lake-backed homes
Larger homes or those backing to a lake set the community's ceiling. Size and the water view drive the premium; price each on its lot and condition.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Belmont Lakes

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Belmont Lakes sells affordable, low-maintenance east-side living around lakes with trails, minutes from Atlantic Boulevard and the beaches. The value is real; the work is the ownership type, the HOA dues, the lake-versus-interior lot, and the Duval tax bill, not the brochure.

Jon Brooks · Founder, Momentum Realty
6.9B · Buy Score
Resale Strength6.8/10
Renovation Risk6.8/10
Location Efficiency7.6/10
Long-Term Defensibility6.6/10
Carrying Cost Advantage7.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Belmont Lakes is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • Lake-backed lots carry the premium here.
  • Interior lots and townhomes are the value play.
  • Type, the lot, and condition matter more than headline price; comp like-for-like.

In Belmont Lakes, the home type, the lot, and condition drive price more than floor plan, because the community mixes stucco single-family homes and townhomes around lakes. Lake-backed lots command a premium, while interior lots and townhomes are the value play. Because the community mixes ownership types, price single-family against single-family and townhome against townhome, confirm the lot type and the HOA, and read the Duval tax bill before pricing.

Belmont Lakes in 15 seconds.

Best forBuyers who want an affordable single-family home or townhome with a lake setting on the east side near Atlantic Boulevard.
Strong onAffordable stucco homes around lakes with trails, a managed HOA, and quick access to Atlantic Boulevard, the Town Center, and the beaches.
WatchThe ownership type (single-family or townhome) and the HOA reserve health.
Not forBuyers who want a large non-HOA lot, an estate-tier home, oceanfront, or new construction.
The edgeAffordable, low-maintenance east-side value around lakes, minutes from Atlantic Boulevard and the beaches.

HOA, CDD & Fees

15-Second Take
  • There is a managed HOA; confirm the dues and what they cover for your home type.
  • Confirm whether the home is single-family or an attached townhome.
  • Lake-backed lots carry the premium; price the lot type.

Belmont Lakes is a managed HOA community, so dues apply and typically fund the common areas, the lakes and trails, and any shared maintenance, with the structure depending on whether the home is single-family or a townhome. Confirm the current dues, what they cover, the reserve position, and any planned special assessments with the association before you rely on them.

HOA dues fund the common areas, the lakes and walking trails, and parks; townhome dues may also cover exterior maintenance. Confirm the current inclusions and reserves with the association.

There is no golf or private club; the amenities are the community lakes, walking trails, and parks. Confirm current amenity access with the association.

The takeaway

Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Belmont Lakes, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Arlington, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Belmont Lakes home worth?

Get a no-obligation home value based on real comparable sales in Belmont Lakes matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Belmont Lakes on the map →

Real comps, not an automated estimate.
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Windows contain 1 to 13 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K20122014201620182020202220242026
Every sale since 2002 · price vs size
$0$200K$400K2k2k2k
179 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$20020122014201620182020202220242026
Up from $87 in 2012 to a $222 peak in 2023; $212 now.
Median days on market · closed sales
25507510020122014201620182020202220242026
13 days at the 2021 low; 20 now.
Sale price vs original ask · median
96%98%100%20122014201620182020202220242026
98.9% now.
Homes sold per 12-mo window
051020122014201620182020202220242026
1 to 13 a year; 8 in the current window.
Sellers who gave up · failed listings per year
051015200420082012201620202025
Canceled, expired, or withdrawn. 15 quit in 2006; 0 so far in 2025. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning201420162018202020222026
81 at the 2022 peak, 14 in the troughs, 78 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,614/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Belmont Lakes Market Scorecard

No active listings

Belmont Lakes is currently a no active listings. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$414,500
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/8
Active/Pend/Sold

Typical home value in the 32225 ZIP is $379,757, about 13.3% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

  • Maintenance Grounds · reported on 1 of 2 listings

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Belmont Lakes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Belmont Lakes.

Best Buy
Buyers who want a single, consistent build era and are prepared to move fast the moment something lists.
Biggest Risk
With zero active listings right now, there is simply nothing to tour until new inventory surfaces.
Sweet Spot
A buyer comfortable with the community's current median price who values a tight, easy-to-comp subdivision built between 1999 and 2003.
Avoid If
You need to compare multiple active listings side by side before deciding — that inventory does not currently exist here.

One Build Era, Consistent Value

This is a small, self-contained subdivision — 179 homes total, all built within a five-year window between 1999 and 2003, with a median year built of 2001. That construction consistency shows up in the numbers: the median living area is 2,070 square feet, the median sale price is $414,500, and that works out to $212.12 per square foot. When a community's housing stock is this uniform, price-per-square-foot is a genuinely useful comparison tool rather than an average masking wide swings.

On the market side, we're tracking zero active listings right now, and the eight closings in our recent window moved at a median of 19.5 days on market — fast by most standards. Our market heat score for Belmont Lakes sits at 78. Values here are up 196% since 2012, and 70.4% of homes carry a homestead exemption, pointing to a base weighted toward owner-occupied property rather than heavy investor turnover. MLS records list Maintenance Grounds as a community amenity; buyers should confirm current amenities and access directly with the HOA.

The location and the amenities are priced into every listing in Belmont Lakes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
8.8A- · Buy Score
Long-Term Appreciation10.0/10
Owner Commitment7.0/10
Pricing Power9.3/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (8.8). Basis: Long-Term Appreciation +196% since 2012; Owner Commitment 70% owner-occupied; Pricing Power 98.9% sale-to-list. Refreshed with each data update.

Why work with Momentum here

With zero active listings and a median 19.5 days on market, Belmont Lakes is not a community where a buyer can afford to watch and wait — the next listing here is more likely to move through a network of agents than to sit visible on the portals for long. Momentum's Northeast Florida team tracks micro-markets like this one closing by closing, so when a homeowner in Belmont Lakes starts thinking about selling, or a new listing is about to hit, our clients hear about it before it's public.

Belmont Lakes in 15 seconds.

Best forBuyers who want a single, consistent build era and are prepared to move fast the moment something lists.
Biggest advantageConsistency — every home here was built within the same five-year window, which keeps comparisons and pricing straightforward.
Biggest riskWith zero active listings right now, there is simply nothing to tour until new inventory surfaces.
Sweet spotA buyer comfortable with the community's current median price who values a tight, easy-to-comp subdivision built between 1999 and 2003.
Avoid ifYou need to compare multiple active listings side by side before deciding — that inventory does not currently exist here.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Belmont Lakes sales matched to your home.

What is your Belmont Lakes home worth?

Get a no-obligation home value based on real comparable sales in Belmont Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Belmont Lakes on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Belmont Lakes?
The median sale price in Belmont Lakes was $414K over the 12 months ending July 14, 2026 (8 closed sales, realMLS).
How long do homes in Belmont Lakes take to sell?
Homes that closed in the 12 months ending July 14, 2026 took a median 20 days on market (8 sales, realMLS).
How many homes are in Belmont Lakes?
The Florida DOR 2025 assessment roll shows 179 homes in Belmont Lakes (public records).
What share of Belmont Lakes is owner-occupied?
70% of Belmont Lakes parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Belmont Lakes built?
Homes in Belmont Lakes were built between 1999 and 2003, with a median year built of 2001 (FL DOR 2025 roll).
Do cash buyers compete in Belmont Lakes?
Cash buyers took 0% of Belmont Lakes sales in the 12 months ending July 2023 (0 of 6 closings, realMLS).
Have Belmont Lakes home prices gone up?
The trailing-12-month median is up 196% since 2012, from $140K to $414K (realMLS closed records).
Who is the best real estate agent for Belmont Lakes?
The best agent for Belmont Lakes is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Belmont Lakes.
How do I find a top Jacksonville real estate agent who knows Belmont Lakes?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Belmont Lakes and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Belmont Lakes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Belmont Lakes purchase or sale - no call center and no pressure.
Buyers who want price certainty from a single-era build rather than a mix of renovation states and construction years.Excellent fit
Buyers ready to act quickly once a listing appears, given how fast homes here have historically moved.Excellent fit
Buyers or sellers who prefer a smaller, well-defined subdivision over a sprawling master-planned community.Excellent fit
Buyers who want to browse and compare several active listings before deciding — there is currently no active inventory to compare.Probably not
Buyers seeking a wide range of home styles, sizes, or build years within one neighborhood.Probably not
Buyers assuming resort-style private amenities — MLS records list grounds maintenance only, so confirm what's actually included with the HOA.Probably not

Nearby Communities

Explore more neighborhoods near Belmont Lakes with Momentum Realty’s local guides.

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Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Community market statsrealMLS closed sales, 12-month windows ending July 14, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (7 streets, ZIP 32225))
Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2002 (179 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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