Belmont Lakes Homes for Sale in Jacksonville, FL

Established 1988 · Intracoastal West · ZIP 32224

An established single-family and townhome community on Jacksonville's east side (32225), affordable stucco homes around lakes with trails and a managed HOA near Atlantic Boulevard.

SF and townhomesLakes and trailsEast side (32225)

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.

Free · No obligation

Unlock Off-Market Belmont Lakes

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulserealMLS

$414K

Median Price

0mo

Supply

n/a

Avg DOM

Soft

Seller Leverage

$212/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Belmont Lakes is an established single-family and townhome community on Jacksonville's east side, in the 32225 ZIP near Atlantic Boulevard, with affordable stucco homes set around lakes, walking trails, and a managed HOA (Frankel Realty Group, 2026; neighborhoods.com, 2026). The read is attainable, low-maintenance east-side value with a lake setting, minutes from the beaches, the Town Center, and downtown. The trade is the ownership type, the HOA dues, condition, the lot, and the Duval tax bill."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Belmont Lakes market snapshot (as of June 25, 2026): the median sale price is about $414K ($212 per sq ft), a buyer-leaning market (limited data). Based on 8 recent closings in live realMLS data.

Belmont Lakes is a single-family and townhome community in Jacksonville, Duval County, on the east side in the 32225 ZIP near Atlantic Boulevard (Frankel Realty Group, 2026).

It is a well-established community of beautifully designed homes ranging from single-family homes to townhomes, many in full stucco with fenced yards, set around numerous lakes with scenic walking trails and parks (neighborhoods.com, 2026); confirm the ownership type, size, and condition for any specific home.

The location is convenient: minutes from Atlantic Boulevard shopping and restaurants, the St. Johns Town Center, the Atlantic beaches, schools, and downtown Jacksonville, with quick access to I-295.

Because Belmont Lakes mixes single-family homes and townhomes around lakes, the buyer questions are the ownership type (fee-simple home or townhome and any condo structure), the HOA dues and what they cover, condition, the lot (lake versus interior), and the Duval County tax bill.

A Look Inside Belmont Lakes

The course, the club, the gates.

Real aerial and on-site photos of Belmont Lakes. Swipe to explore the community and its amenities.

Swipe or use the arrows → tap any photo to enlarge

Belmont Lakes

Quick Match

Who Belmont Lakes is best for.

Best for

Buyers who want an affordable single-family home or townhome with a lake setting on the east side
First-time buyers and downsizers who value HOA-managed trails and lakes
Buyers who want quick access to Atlantic Boulevard, the Town Center, and the beaches

Probably not for

Buyers who want a large non-HOA lot or an estate-tier home
Buyers who need oceanfront or new construction
Anyone unwilling to confirm the ownership type and HOA inclusions

Market Pulse

How Belmont Lakes is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

57Median days on marketdays

0 : 0Under contract vs for salestrong demand

8Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Belmont Lakes listings and the trailing twelve months of closed sales.

Where prices are goingn/a2026 YTD

Median sale price by year. Tap a label to compare Arlington or Jacksonville. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square footn/a2026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo8

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Belmont Lakes buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Belmont Lakes

Live MLS inventory for Belmont Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

16 Reeding Ridge Drive home for sale in Belmont Lakes

Sold

$478,000

4 bd · 2.5 ba · 2,222 sqft · built 2002

16 Reeding Ridge Drive, Jacksonville, 32225

Listed by OFFERPAD BROKERAGE FL LLC

42 Sterling Hill Drive home for sale in Belmont Lakes

Sold

$455,000

4 bd · 2.5 ba · 2,343 sqft · built 1999

42 Sterling Hill Drive, Jacksonville, 32225

Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS

12555 Sterling Run Court home for sale in Belmont Lakes

Sold

$437,000

4 bd · 2.5 ba · 2,149 sqft · built 2000

12555 Sterling Run Court, Jacksonville, 32225

Listed by KELLER WILLIAMS JACKSONVILLE

12540 Knollcrest Court home for sale in Belmont Lakes

Sold

$430,000

3 bd · 2 ba · 1,865 sqft · built 2000

12540 Knollcrest Court, Jacksonville, 32225

Listed by UNITED REAL ESTATE GALLERY

12559 Reeding Ridge Drive home for sale in Belmont Lakes

Sold

$399,000

3 bd · 2 ba · 1,617 sqft · built 2000

12559 Reeding Ridge Drive, Jacksonville, 32225

Listed by CHAD AND SANDY REAL ESTATE GROUP

133 Sterling Hill Drive home for sale in Belmont Lakes

Sold

$390,000

4 bd · 2 ba · 1,865 sqft · built 2000

133 Sterling Hill Drive, Jacksonville, 32225

Listed by ENTERA REALTY LLC

97 Reeding Ridge Drive home for sale in Belmont Lakes

Sold

$367,100

3 bd · 2 ba · 1,865 sqft · built 2001

97 Reeding Ridge Drive, Jacksonville, 32225

Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

117 Sterling Hill Drive home for sale in Belmont Lakes

Sold

$340,000

3 bd · 2 ba · 1,264 sqft · built 1999

117 Sterling Hill Drive, Jacksonville, 32225

Listed by EXP REALTY LLC

No homes are actively for sale in Belmont Lakes right now, so its recent closed sales are shown, as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Interactive Map

Belmont Lakes on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Belmont Lakes. They are approximate and vary with traffic and your exact start point.

Atlantic Blvd shopping~5 min · retail, dining, services

St. Johns Town Center~10 to 15 min · south via Kernan or JT Butler

Atlantic & Neptune Beaches~15 to 20 min · east via Atlantic Blvd

Interstate 295~5 to 10 min · via Monument or Atlantic Blvd

Mayo Clinic Jacksonville~15 to 20 min · south via Kernan Blvd

Downtown Jacksonville~15 to 20 min · west via Arlington Expwy

Jacksonville Int'l Airport (JAX)~25 to 30 min · north via I-295

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Belmont Lakes Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

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Bentwater Place Homes for Sale in Intracoastal West, FLIntracoastal West, FL · 1.5 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Belmont Lakes (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Duval County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Belmont Lakes is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Belmont Lakes address.

The takeaway

What actually affects Belmont Lakes owners, sourced and dated. We do not publish rumor.

Recent Developments in Belmont Lakes

Development Intelligence

Our read on what is being built around Belmont Lakes, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThis is a built-out community, so the near-term factors are the HOA budget, east-side demand near Atlantic Boulevard, and the Duval County millage on the tax bill, rather than any new construction in the community.

Affordable, low-maintenance east-side value with lakes

BullishAffordable single-family homes and townhomes around lakes with trails and a managed HOA, minutes from Atlantic Boulevard, the Town Center, and the beaches, support steady demand. impact

SignificanceRadius: East-side Jacksonville (32225)

Affordable, low-maintenance east-side value with lakes

Duval County millage and tax-bill assessments

NeutralProperty taxes here follow the Duval County (City of Jacksonville) millage; a recent sale can reset the assessed value, so read the actual bill for the parcel. impact

SignificanceRadius: Jacksonville / Duval County

Duval County millage and tax-bill assessments

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Belmont Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

2024
Taxes
Duval County millage and property assessments
Property taxes in Jacksonville are set by the Duval County (City of Jacksonville) millage and any non-ad-valorem line items, published by the Duval County Property Appraiser. Why it matters: Pull the actual parcel's tax bill and homestead status before you budget, confirm the Belmont Lakes HOA dues and what they cover, and confirm the ownership type. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Belmont Lakes buying strategy.

If we were buying in Belmont Lakes, this is the order of operations we would run, and the one we run for our clients.

Confirm the ownership type and HOA dues. Verify whether the home is single-family or a townhome (and any condo structure), the HOA dues, the inclusions, and any reserves.

Confirm the lot type. Verify whether the home backs to a lake or sits interior, since the lake view drives the premium.

Inspect the systems and roof. Confirm the roof age, HVAC, and systems on the specific home, since these drive the renovation budget and the insurance quote.

Read the actual Duval tax bill. Confirm the millage, homestead status, and any assessments for the parcel (Duval County Property Appraiser, 2024).

Comp by type. Price single-family against single-family and townhome against townhome rather than a blended average.

The Quick Decision

Best Buy

A well-kept lake-lot home in the type you want with the HOA dues confirmed, in a condition you have inspected.

Biggest Risk

Comparing single-family and townhomes without adjusting, and the HOA reserve health.

Best Lot

Lake-backed lots carry the premium; interior lots are the value.

Smart Timing

Belmont Lakes is a built-out community; pricing tracks the home type, the lot, and condition more than any community-wide trend.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Belmont Lakes is an established single-family and townhome community in Jacksonville, Duval County, on the east side in the 32225 ZIP near Atlantic Boulevard (Frankel Realty Group, 2026). It is a well-established community of homes ranging from single-family to townhomes, many in full stucco with fenced yards, set around numerous lakes with scenic walking trails and parks (neighborhoods.com, 2026), minutes from Atlantic Boulevard shopping, the Town Center, the beaches, and downtown. As a community mixing single-family homes and townhomes around lakes, the central buyer questions are the ownership type, the HOA dues and what they cover, condition, the lot (lake versus interior), and the Duval County tax bill.

Belmont Lakes Homes For Sale

What your money buys in Belmont Lakes.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Belmont Lakes today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: townhomes and interior homes

$340K to $399K

Townhomes and interior-lot single-family homes, the value end of Belmont Lakes. Confirm the ownership type and HOA inclusions before you write.

Lowest entry

Mid: core single-family homes

$399K to $455K

Stucco single-family homes around the community median, the core of Belmont Lakes. Lot, size, and condition separate these more than floor plan does.

Most inventory

High: larger or lake-backed homes

$455K to $478K

Larger homes or those backing to a lake set the community's ceiling. Size and the water view drive the premium; price each on its lot and condition.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$414K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$340K to $399K

Entry: townhomes and interior homes

Townhomes and interior-lot single-family homes, the value end of Belmont Lakes. Confirm the ownership type and HOA inclusions before you write.

$399K to $455K

Mid: core single-family homes

Stucco single-family homes around the community median, the core of Belmont Lakes. Lot, size, and condition separate these more than floor plan does.

$455K to $478K

High: larger or lake-backed homes

Larger homes or those backing to a lake set the community's ceiling. Size and the water view drive the premium; price each on its lot and condition.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Belmont Lakes, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Belmont Lakes is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Belmont Lakes holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong

Central Intracoastal West locationStrong

Scarce golf and lake homesitesStrong

$30M club reinvestment to 2028Positive

All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Belmont Lakes

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Belmont Lakes sells affordable, low-maintenance east-side living around lakes with trails, minutes from Atlantic Boulevard and the beaches. The value is real; the work is the ownership type, the HOA dues, the lake-versus-interior lot, and the Duval tax bill, not the brochure.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

6.9B · Buy Score

Resale Strength6.8/10

Renovation Risk6.8/10

Location Efficiency7.6/10

Long-Term Defensibility6.6/10

Carrying Cost Advantage7.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Belmont Lakes is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take

Lake-backed lots carry the premium here.
Interior lots and townhomes are the value play.
Type, the lot, and condition matter more than headline price; comp like-for-like.

In Belmont Lakes, the home type, the lot, and condition drive price more than floor plan, because the community mixes stucco single-family homes and townhomes around lakes. Lake-backed lots command a premium, while interior lots and townhomes are the value play. Because the community mixes ownership types, price single-family against single-family and townhome against townhome, confirm the lot type and the HOA, and read the Duval tax bill before pricing.

The 15-Second Verdict

Belmont Lakes in 15 seconds.

Best forBuyers who want an affordable single-family home or townhome with a lake setting on the east side near Atlantic Boulevard.

Strong onAffordable stucco homes around lakes with trails, a managed HOA, and quick access to Atlantic Boulevard, the Town Center, and the beaches.

WatchThe ownership type (single-family or townhome) and the HOA reserve health.

Not forBuyers who want a large non-HOA lot, an estate-tier home, oceanfront, or new construction.

The edgeAffordable, low-maintenance east-side value around lakes, minutes from Atlantic Boulevard and the beaches.

HOA, CDD & Fees

15-Second Take

There is a managed HOA; confirm the dues and what they cover for your home type.
Confirm whether the home is single-family or an attached townhome.
Lake-backed lots carry the premium; price the lot type.

Belmont Lakes is a managed HOA community, so dues apply and typically fund the common areas, the lakes and trails, and any shared maintenance, with the structure depending on whether the home is single-family or a townhome. Confirm the current dues, what they cover, the reserve position, and any planned special assessments with the association before you rely on them.

HOA dues fund the common areas, the lakes and walking trails, and parks; townhome dues may also cover exterior maintenance. Confirm the current inclusions and reserves with the association.

There is no golf or private club; the amenities are the community lakes, walking trails, and parks. Confirm current amenity access with the association.

Run Your Numbers

Tools for a Belmont Lakes buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxDuval County millage and the homestead picture.Rent vs buyThe breakeven on owning in Belmont Lakes.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Belmont Lakes

Thinking of selling in Belmont Lakes?

Your buyer is cross-shopping affordable east-side communities around Atlantic Boulevard. Sell what is specific: the ownership type, the lake or interior lot, the home's updates, the HOA dues, and the access to the beaches and the Town Center.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Belmont Lakes, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Arlington, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Belmont Lakes home worth?

Get a no-obligation home value based on real comparable sales in Belmont Lakes matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Belmont Lakes on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,609/mo

Duval County typical true cost to own

$110/mo

Duval County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Belmont Lakes Market Scorecard

No active listings

Belmont Lakes is currently a no active listings. Limited supply, a median asking price of n/a.

n/a

Months supply

n/a

Median list

$414,500

Median sold

n/a

Per sqft

n/a

Days on mkt

0/0/8

Active/Pend/Sold

Typical home value in the 32225 ZIP is $378,192, about 13.2% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Belmont Lakes?

It is an established single-family and townhome community in Jacksonville, Duval County, on the east side in the 32225 ZIP near Atlantic Boulevard (Frankel Realty Group, 2026).

What kinds of homes are in Belmont Lakes?

A mix of single-family homes and townhomes, many in full stucco with fenced yards, set around lakes (neighborhoods.com, 2026). Confirm the ownership type, size, and condition for any specific home.

Does Belmont Lakes have lakes and trails?

Yes. The community is set around numerous lakes with scenic walking trails and parks (neighborhoods.com, 2026).

Does Belmont Lakes have an HOA?

Yes. There is a managed HOA funding the common areas, lakes, and trails, with townhome dues that may also cover exterior maintenance. Confirm the current dues and inclusions with the association.

How far are the beaches?

The Atlantic and Neptune beaches are roughly a 15 to 20 minute drive east via Atlantic Boulevard, with the Town Center and downtown also close.

Are the townhomes fee-simple or condos?

Confirm the ownership structure for the specific townhome, since it changes financing and insurance.

What schools serve Belmont Lakes?

It is in Duval County Public Schools, with assignments by address. Verify the exact zoned schools for a specific home with the district before you rely on it.

Are there lake-view homes?

Yes. Lake-backed homesites carry a premium over interior lots.

What should I check on the parcel?

Confirm the ownership type, the HOA dues and inclusions, the lot type, the actual Duval tax bill, and the exact school zoning.

How is the market here?

Belmont Lakes is a built-out community where pricing tracks the home type, the lot, and condition more than any community-wide trend. Confirm current conditions for the exact home.

Is Belmont Lakes a good buy?

For affordable, low-maintenance east-side value around lakes it can be. The decision turns on the ownership type, the HOA dues, the lot, and the Duval tax bill, so verify those before you commit.

What is the Belmont Lakes area like?

It is a quiet, established east-side community set around lakes with walking trails and parks, minutes from Atlantic Boulevard shopping, the Town Center, and the beaches.

Who is the best real estate agent for Belmont Lakes Real Estate?

The best agent for Belmont Lakes Real Estate is one who actively works Jacksonville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Belmont Lakes Real Estate.

How do I find a top Jacksonville real estate agent who knows Belmont Lakes Real Estate?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Belmont Lakes Real Estate and the wider Jacksonville area.

Can Momentum Realty connect me with an agent for Belmont Lakes Real Estate?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Belmont Lakes Real Estate purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Belmont Lakes?

An honest fit check. We will tell you when it is not your community.

You want an affordable single-family home or townhome with a lake setting on the east sideExcellent fit

You value HOA-managed lakes and trails and quick access to Atlantic Boulevard and the beachesExcellent fit

You will confirm the ownership type, HOA dues, and school zoningExcellent fit

You want a large non-HOA lot or an estate-tier homeProbably not

You need oceanfront or new constructionProbably not

You are not willing to confirm the ownership type and HOAProbably not

Get the inside read on Belmont Lakes

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Belmont Lakes home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Belmont Lakes specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Belmont Lakes - what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

Belmont Lakes Homes for Sale in Jacksonville, FL

The 60-Second Overview

The course, the club, the gates.

Who Belmont Lakes is best for.

Best for

Probably not for

How Belmont Lakes is performing right now

Homes For Sale Right Now in Belmont Lakes

Belmont Lakes on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in Belmont Lakes

Affordable, low-maintenance east-side value with lakes

Duval County millage and tax-bill assessments

Duval County millage and property assessments

The Belmont Lakes buying strategy.

The full read, only if you want it.

What your money buys in Belmont Lakes.

What ~$414K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Belmont Lakes holds value.

5 Mistakes Buyers Make in Belmont Lakes

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Belmont Lakes is different.

Which Lots & Views Hold Value Best

Belmont Lakes in 15 seconds.

HOA, CDD & Fees

Tools for a Belmont Lakes buy.

Thinking of selling in Belmont Lakes?

In Belmont Lakes, condition and view decide your number

What is your Belmont Lakes home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Belmont Lakes Market Scorecard

Frequently Asked Questions

Should you buy in Belmont Lakes?

Get the inside read on Belmont Lakes

You are all set.

Need to sell fast in Duval County?

You just read the data. Now see what your home is worth.