Mt Pleasant Creek in Jacksonville

Mt Pleasant Creek

Established 1988 · Intracoastal West · ZIP 32224

A quiet, water-oriented single-family neighborhood in Jacksonville's Fort Caroline area, with creek access for boating and kayaking.

Fort Caroline areaCreek and water accessQuiet, established
Live Market Pulse
66/100
Momentum
Balanced Market
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Unlock Off-Market Mt Pleasant Creek

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$432K
Median Price
9mo
Supply
20days
Avg DOM
Balanced
Seller Leverage
$196/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Mt Pleasant Creek reads as a quiet, water-oriented single-family neighborhood in Jacksonville's Fort Caroline area (32225), where creek access for boating, kayaking, and fishing is part of the appeal. Homes vary in age and updates with a wide size range, so the buy is condition-and-lot, with the water access as a premium where it applies. Confirm any HOA, the Duval tax and FEMA flood zone, the exact zoned schools, and any dock or water-access rights. Pricing context is third-party and illustrative, accessed June 2026; confirm per home."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Mt Pleasant Creek is a quiet, established residential neighborhood in the Fort Caroline area of Jacksonville, Duval County, ZIP 32225, off the Mt Pleasant Road corridor (neighborhoods.com; Watson Realty; accessed June 2026; confirm per home).

The neighborhood is a mix of single-family homes with a wide size range, roughly 1,612 to 2,616 square feet, that vary in age and updates, so the right comparison is house-by-house on lot, size, water access, and condition. Recent third-party listings have spanned roughly the mid $200,000s to high $400,000s; confirm current pricing per home.

Water is the draw: the area is oriented to Mt Pleasant Creek and the nearby St. Johns River system, popular with boating, kayaking, and fishing enthusiasts, in the historic Fort Caroline part of Jacksonville's Arlington-area east side.

As an established water-oriented neighborhood, the central diligence items are any HOA, the Duval County tax, the FEMA flood zone given the creek, any dock or water-access rights for the specific home, and the condition of the older home.

Best for

  • Buyers who want a quiet, water-oriented home with creek and river access
  • Boating, kayaking, and fishing enthusiasts who value the Fort Caroline setting
  • Buyers comfortable verifying flood zone, water rights, and any HOA per home

Probably not for

  • Buyers who want new construction or a gated amenity master plan
  • Buyers who want to avoid any flood-zone or waterfront-insurance considerations
  • Anyone unwilling to inspect older homes and confirm water access

How Mt Pleasant Creek is performing right now

66/100
momentum
Balanced Market
Seller's marketBalancedBuyer's market
9Months of supplytight
12Median days on marketdays
3 : 3Under contract vs for salestrong demand
4Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+11%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 10, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Mt Pleasant Creek listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Mt Pleasant Creek buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Mt Pleasant Creek

Live MLS inventory for Mt Pleasant Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Mt Pleasant Creek listings as of 2026-06-10, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Mt Pleasant Creek / St. Johns access~1 to 5 min · boating and kayaking
Fort Caroline National Memorial~5 to 12 min · parks and history
Monument / Atlantic Boulevard corridor~8 to 15 min · shopping and dining
St. Johns Town Center~15 to 25 min · south for major shopping
Atlantic beaches~20 to 30 min · east via Atlantic Blvd
Downtown Jacksonville~18 to 25 min · west via the Arlington corridors
Jacksonville Int'l Airport (JAX)~22 to 30 min · north

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Mt Pleasant Creek with Momentum Realty’s local guides.

Fort CarolineJacksonville · 0.2 miReed IslandJacksonville · 0.9 miSt. Johns Landing EstatesJacksonville · 1.0 miRiver Point at Monument LandingJacksonville · 1.5 miHarbour Island and Harbour NorthJacksonville · 1.6 miKernan ForestJacksonville · 1.9 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Mt Pleasant Creek (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Mt Pleasant Creek is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Mt Pleasant Creek address.

The takeaway

What is actually moving near Mt Pleasant Creek, sourced and dated. We do not publish rumor.

Recent Developments in Mt Pleasant Creek

Our read on what is being built around Mt Pleasant Creek, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe Fort Caroline area is a built-out, water-oriented part of Jacksonville, so the story for Mt Pleasant Creek is the water access, condition, and flood diligence rather than new construction.

Water access as a durable draw

BullishNotable impact
SignificanceRadius: Fort Caroline / 32225

Creek and St. Johns River access for boating, kayaking, and fishing is a durable, hard-to-replicate draw that supports demand where a home has real water access; verify the access for the specific home.

Flood zone and waterfront insurance

NeutralNotable impact
SignificanceRadius: Mt Pleasant Creek

Given the creek, pull the FEMA flood zone for the specific parcel and a bindable insurance quote, since flood and any waterfront exposure shape the carrying cost.

Duval millage and the tax bill

NeutralMinor impact
SignificanceRadius: Duval County

Property taxes follow City of Jacksonville and Duval County millage on the assessed value; read the actual figure for the specific parcel (Duval County Property Appraiser, 2024).

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Mt Pleasant Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Taxes

    Duval County millage and assessments

    Property taxes in Mt Pleasant Creek follow City of Jacksonville and Duval County millage applied to the assessed value, with any HOA billed separately; the authoritative figure is the specific parcel's record. Why it matters: Pull the actual Duval County Property Appraiser record and the FEMA flood zone for the exact home, since assessed value and flood status drive the carrying cost. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Mt Pleasant Creek, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the water access and any dock rights. Verify whether the specific home has creek frontage, a dock, or shared water access, since it drives both value and cost.

2

Pull the FEMA flood zone and an insurance quote. Given the creek, confirm the determination and a bindable quote for the specific parcel.

3

Confirm any HOA or deed restrictions. Verify whether an HOA applies to the specific home and what it covers.

4

Inspect the home's basics. Roof age, HVAC, systems, and any dock or seawall drive the real cost; budget them before you write.

5

Verify the exact zoned schools by address, and comp house-by-house against the closest comparable Mt Pleasant Creek sale by water access and condition.

Best Buy
A well-kept home with real, verified water access and a clean flood and insurance picture, priced to its condition and access.
Biggest Risk
Overpaying for limited water access, unexpected flood exposure, or deferred maintenance on an older home or dock.
Best Lot
The lot, the water access, and the home's condition are the value here; verified creek frontage or a dock is the premium.
Smart Timing
A quiet, water-oriented market gives a prepared buyer who has verified the access, flood, and insurance room to negotiate on condition.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Gating

Dual-gated, with attended North and South entrances.

Styles & age

Traditional, ranch, and contemporary single-family, built 1987-2000.

Lots & sizes

Golf, lake, preserve, and interior lots (~0.25-0.5+ acres); homes ~2,400-4,000 sq ft.

Builder

Arvida (with JMB Partners).

Costs & Governance

CDD

None. No Community Development District bond on the tax bill.

POA dues

Quarterly POA dues (separate from the club) vary by lot size and include Hotwire internet and cable TV. Confirm the current amount.

Amenities & Lifestyle

Golf

18-hole course and a 26,000 sq ft member-owned clubhouse (membership optional).

Pool & fitness

Heated club pool, a fitness center, and ten lighted clay tennis courts.

Kids

In-community Woodland Park with a playground, basketball court, and sports field.

Getting around

Sidewalks on some roads; a golf-cart-friendly community.

Location & Nearby

Setting

Intracoastal West Jacksonville, ZIP 32224, off Hunt Club Road.

Nearby

Under 15 minutes to the beaches, St. Johns Town Center, and Mayo Clinic; UNF about 8 minutes.

Schools

Duval County: Chets Creek, Kernan Middle, Atlantic Coast (ratings below).

Homes & Architecture

Mt Pleasant Creek homes were built largely between 1987 and 2000 in traditional, ranch, and contemporary styles, on a mix of golf frontage, lakefront, preserve, and interior lots. Because the community is built out, you are buying into a spectrum that runs from original 1990s condition to fully renovated, and the price gap between the two is enormous. A dated home and a beautifully renovated one a few doors apart can differ by hundreds of thousands of dollars, which is exactly where buyers overpay or find value.

This makes Mt Pleasant Creek a renovation market as much as a resale market. Many of the best buys are homes in great locations that need updating, where an honest budget for roof, HVAC, pool, and modernization turns a dated house into a strong long-term hold. The risk is underestimating that budget, which is why reading the renovation math is the core skill here.

More on Living in Mt Pleasant Creek

The depth without the wall of text. Open what matters to you.

Location and commute
Mt Pleasant Creek's Intracoastal West position is a big part of its appeal. It is about four miles from the Atlantic beaches, roughly a 10 to 15 minute drive, and about ten minutes from the St. Johns Town Center for shopping and dining. The UNF and Mayo Clinic corridor is close, and Downtown and the Southside job centers are an easy reach via Beach and JT Butler boulevards.
Traffic reality
The community itself is quiet and gated, but the surrounding Hodges, Beach, and JT Butler boulevard corridors are busy and commercial, and continue to develop. That is the trade-off for the central, convenient location, with everyday shopping and dining minutes away. Test-drive your real commute at your real departure time.
Shopping and dining
The St. Johns Town Center, one of the region's largest shopping and dining destinations, is about ten minutes away, and the Beach Boulevard and Hodges corridors cover everyday needs. The beaches at Atlantic, Neptune, and Ponte Vedra are a short drive east for dining and recreation.
Insurance and flood
As an Intracoastal West community a few miles inland with 26 community lakes, flood exposure varies lot by lot, so pull the exact FEMA flood zone for a specific address rather than assuming. On the homeowners side, roof age is the biggest swing on a 1990s home, so a recently re-roofed house is far easier and cheaper to insure. Always get a real insurance quote on the specific home.
Mt Pleasant Creek Buyer Due Diligence

Before you write an offer on any Mt Pleasant Creek home, run this list. Missing any one of these is how buyers overpay or inherit a problem.

Property Systems

  • Roof and HVAC age, and the resulting insurance quote
  • Pool equipment age and condition
  • An honest renovation budget for roof, HVAC, pool, and updates

Financial

  • POA dues and inclusions (Hotwire internet and cable, access control) in writing
  • The club decision and the true cost of the membership you would use
  • Total carrying cost: HOA, optional club, insurance, near-term repairs

Resale Strength

  • Lot quality and view, and whether the premium is fair
  • Golf, lake, or preserve frontage versus an interior lot
  • The interior-lot warning: where buyers overpay

Verification

  • Flood zone for the specific parcel, given the community lakes
  • School zoning by address, confirmed with the district
  • True closed comps by condition and lot, not a Zestimate

Questions we ask on a specific home

The questions a local who knows Mt Pleasant Creek asks are different from the ones a portal answers. On any specific home, we want to know:

  • Homes along the fairways at Mt Pleasant Creek

    How old are the roof, HVAC, and pool equipment, and what does that do to the insurance quote?

  • Clubhouse entrance at Mt Pleasant Creek

    What is the honest renovation budget to bring this home current?

  • Lakes and amenities at Mt Pleasant Creek

    What does the view back to: golf, lake, preserve, or another home?

  • Clubhouse at Mt Pleasant Creek

    What exactly do the POA dues include (Hotwire internet and cable, access control), and what would the club cost at the tier we would use?

  • Gated entrance at Mt Pleasant Creek

    Is this one of the stronger resale lots, or a base lot priced like a premium one?

  • Aerial of Mt Pleasant Creek

    How does this home compare to the closest active and sold listings in Glen Kernan?

Jon Brooks · Co-Founder, Momentum Realty

Mt Pleasant Creek is a condition game. The gates, the course, and the location are priced into every listing, so the money is made or lost on the renovation math, the lot and view, and the club decision. A dated interior home and a renovated golf-frontage home are completely different buys at very different true costs, even when the list prices look close. The listing agent works for the seller. Our job is to read the renovation honestly, verify the POA inclusions and the full carrying costs, pull the true comparable sales, and structure an offer that protects you.

Our advice to Mt Pleasant Creek buyers is to cross-shop it against Glen Kernan and Deerwood on location, lot, and total cost of ownership, and to move decisively on the right golf or lakefront home, since the best views still sell fast. With no CDD and an optional, affordable club, Mt Pleasant Creek is one of the strongest values among Jacksonville's gated golf communities for the buyer who reads it right.

Mt Pleasant Creek vs. Comparable Communities

How Mt Pleasant Creek cross-shops against the communities buyers most often weigh against it, on the factors that actually decide the buy.

CommunityEntryNo CDD?ClubTo BeachBest ForThe Watch-Out
Jacksonville G&CC$$YesMember-owned, optional~15 minGated golf without Ponte Vedra pricing1990s resale condition
Glen Kernan$$$$YesMember-owned~15 minAll-custom estate buyersHigher entry, thin market
Deerwood$$$YesPrivate country club~25 minEstablished prestige, larger lotsOlder stock, farther from beach
Queens Harbour$$$YesYacht & country club~15 minBoating & Intracoastal accessMarina/club fees, higher entry
Pablo Creek Reserve$$$$YesLuxury enclave (no on-site club)~10 minNewer custom luxuryTop-of-market pricing
Nocatee$$NoMaster-planned amenities~20-25 minNew construction & amenitiesFull CDD, longer drive
Sawgrass Country Club$$$YesResort golf & tennis~10 minPonte Vedra resort lifestyleHigher priced

Cross-shop read from Momentum. Entry tiers ($$ from the high $600s, $$$ around $1M+, $$$$ estate-level), club style, and drive times are approximate orientation, not quotes. Confirm CDD status, fees, and current pricing per community and parcel.

Who Mt Pleasant Creek Fits Best

We would rather tell you the truth than sell you the wrong house. Here is who Mt Pleasant Creek fits, and who should look elsewhere. It is a property question, not a personal one.

Great fit if you want

  • A gated, established golf community in a central, convenient location.
  • An optional, relatively affordable member-owned club.
  • No CDD and a strong resale story on the right lot.
  • Renovation upside on a well-located 1990s home.
  • Minutes to the Town Center, beaches, UNF, and Mayo Clinic.

Probably not ideal if you want

  • A brand-new build with the latest finishes and a builder warranty.
  • The lowest possible entry price; this is a seven-figure market on average.
  • A turnkey home with zero renovation, with no premium to pay for it.
  • No HOA structure and none of the rules that come with a gated community.
  • Estate-size acreage; lots here are master-planned, not sprawling.

The honest trade-offs

Pros

  • Gated, established golf community in a central Intracoastal West location.
  • 18-hole course and a member-owned club with optional, relatively affordable dues.
  • NO CDD, a real carrying-cost edge over newer master plans.
  • Minutes from the St. Johns Town Center, beaches, UNF, and Mayo Clinic.
  • Dual attended gates and 26 lakes give it a mature, private character.
  • Renovation upside on well-located 1990s homes.

Cons

  • A seven-figure market on average; not an entry-level community.
  • All-resale 1990s housing stock that often needs updating.
  • HOA dues plus optional club costs to budget separately.
  • The best golf and lakefront lots command premiums and sell fast.
  • Busy surrounding Hodges, Beach, and JT Butler corridors.
  • No new construction; every purchase is a resale.
The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: interior homes without direct water access
$340K to $415K

Homes set back from the water are the value entry. Budget updates and verify any shared water access before you write (third-party context, June 2026, not MLS).

Lowest entry
Mid: updated homes near the water
$415K to $452K

Updated homes near the creek with good access are the core of the neighborhood. Condition, lot, and access separate these; price on the closest comparable Mt Pleasant Creek sale.

Most inventory
High: creek-frontage or dock homes
$452K to $452K

Homes with verified creek frontage or a private dock sit at the top. Price each on its water access, condition, and flood and insurance picture, not square footage.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$340K to $415K
Entry: interior homes without direct water access
Homes set back from the water are the value entry. Budget updates and verify any shared water access before you write (third-party context, June 2026, not MLS).
$415K to $452K
Mid: updated homes near the water
Updated homes near the creek with good access are the core of the neighborhood. Condition, lot, and access separate these; price on the closest comparable Mt Pleasant Creek sale.
$452K to $452K
High: creek-frontage or dock homes
Homes with verified creek frontage or a private dock sit at the top. Price each on its water access, condition, and flood and insurance picture, not square footage.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Asking price per square foot
Renovated$216
Original$157
Median days on market
Renovated9
Original31

From current Mt Pleasant Creek listings (renovated 5, original 1); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Jon Brooks, Momentum Realty
Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Mt Pleasant Creek

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Mt Pleasant Creek is about quiet, water-oriented living with creek access, not amenities. The deal is read in the verified water access, the flood and insurance picture, and the home's condition, not the sticker.

Jon Brooks · Founder, Momentum Realty
6.4B · Buy Score
Resale Strength6.4/10
Renovation Risk5.6/10
Location Efficiency6.8/10
Long-Term Defensibility6.4/10
Carrying Cost Advantage5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Mt Pleasant Creek is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • The lot, the water access, and the home's condition are the value; verified creek frontage or a dock is the premium.
  • Pull the FEMA flood zone and an insurance quote given the creek.
  • Confirm any dock, ramp, or shared water-access rights for the specific home.

In a water-oriented neighborhood, value comes down to the lot, the water access, and the home's condition. At Mt Pleasant Creek, the homes are driven by roof age, systems, and updates, and verified creek frontage or a dock is the durable premium, while the creek makes flood zone and waterfront insurance central diligence items. The honest approach is to confirm the real water access, the flood zone, and any HOA, then price the specific home on its access and condition against the closest comparable Mt Pleasant Creek sale rather than an area median.

Mt Pleasant Creek in 15 seconds.

Best forBuyers who want a quiet, water-oriented Fort Caroline home with creek and river access.
Strong onWater access and setting: boating, kayaking, and fishing in a quiet, established east-side neighborhood.
WatchFlood zone and waterfront insurance, the level of real water access, and older-home condition.
Not forBuyers who want new construction, a gated amenity master plan, or no flood-zone considerations.
The edgeCreek and St. Johns River access in a quiet, established Fort Caroline neighborhood.

HOA, CDD & Fees

15-Second Take
  • Confirm whether an HOA applies and what it covers for the specific home.
  • Verify any dock, ramp, or shared water-access rights.
  • Budget the FEMA flood determination and waterfront insurance.

Mt Pleasant Creek is an established neighborhood; whether an HOA applies, and its dues, are best confirmed for the specific home, along with any community dock or water-access arrangement. No CDD is expected in an established neighborhood; confirm per parcel.

Any association is likely limited; verify what, if anything, is funded, and confirm any shared dock, ramp, or water-access rights for the specific home.

There is no reported private club or mandatory membership; the draws are the creek and river access and the quiet, historic Fort Caroline setting.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Mt Pleasant Creek, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Fort Caroline, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Mt Pleasant Creek home worth?

Get a no-obligation home value based on real comparable sales in Mt Pleasant Creek matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Mt Pleasant Creek year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Mt Pleasant Creek Market Scorecard

Buyer's market

Mt Pleasant Creek is currently a buyer's market. About 9.0 months of supply, a median asking price of $434,900, and homes go under contract in about 12 days.

9.0
Months supply
$434,900
Median list
$432,300
Median sold
$216
Per sqft
12
Days on mkt
3/3/4
Active/Pend/Sold

Typical home value in the 32225 ZIP is $378,192, about 13.2% below the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Mt Pleasant Creek?
Mt Pleasant Creek is a quiet, established neighborhood in the Fort Caroline area of Jacksonville, Duval County, ZIP 32225, off the Mt Pleasant Road corridor.
What kind of homes are in Mt Pleasant Creek?
Mostly single-family homes with a wide size range, roughly 1,612 to 2,616 square feet, that vary in age and condition. Compare house-by-house on lot, size, water access, and condition (third-party data, June 2026).
Does Mt Pleasant Creek have water access?
The area is oriented to Mt Pleasant Creek and the St. Johns River system and is popular for boating, kayaking, and fishing. Confirm the specific home's creek frontage, dock, or shared access before you rely on it.
Is there an HOA?
It depends on the specific home. Confirm whether an HOA applies and what it covers, along with any community dock or water-access arrangement, in writing.
What do homes cost in Mt Pleasant Creek?
Recent third-party listings have spanned roughly the mid $200,000s to high $400,000s (June 2026, not MLS), with water access driving the top end. Confirm current pricing per home.
Is Mt Pleasant Creek in a flood zone?
Given the creek, flood exposure should be checked per parcel. The FEMA map is authoritative, so confirm the determination and a bindable insurance quote for the specific home.
Is there a CDD?
No CDD is expected in an established neighborhood like Mt Pleasant Creek, but confirm per parcel as a matter of course.
What should I check before buying here?
Confirm the real water access and any dock, pull the FEMA flood zone and an insurance quote, inspect the roof and systems, and confirm any HOA, since those decide the deal.
What schools serve Mt Pleasant Creek?
It is in Duval County Public Schools, assigned by address. Confirm the current zoned schools for the specific home with the district before you rely on it.
What is nearby?
Mt Pleasant Creek and St. Johns River access, the Fort Caroline National Memorial, the Monument and Atlantic Boulevard corridors, the St. Johns Town Center, and the beaches to the east.
How are property taxes here?
Property taxes follow City of Jacksonville and Duval County millage on the assessed value, with any HOA billed separately. Pull the actual Duval County Property Appraiser record for the parcel (2024).
Should I use the listing agent to buy in Mt Pleasant Creek?
No. The listing agent works for the seller. Having your own representation, which costs you nothing as the buyer, to verify water access, flood, and comps is the highest-leverage decision you make.
You want a quiet, water-oriented home with creek and river accessExcellent fit
You are a boating, kayaking, or fishing enthusiast who values the Fort Caroline settingExcellent fit
You will verify flood zone, water access, and any HOA per homeExcellent fit
You want new construction or a gated amenity master planProbably not
You want to avoid any flood-zone or waterfront-insurance considerationsProbably not
You are unwilling to inspect older homes and confirm water accessProbably not

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