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Mt Pleasant Creek in Jacksonville

Mt Pleasant Creek
Homes for Sale in Jacksonville, FL

Community in Jacksonville · Duval County · ZIP 32225
319 homesBuilt 1988–2016Median sale $420K
Free · No obligation
Talk to a Mt Pleasant Creek Expert

True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
61/100
Market Heat
Hotter than normal
2013 → 2026 · 71 at the 2020 peak
0 is Mt Pleasant Creek's coldest market since 2013, 100 its hottest. Today: 61. How it's scored
Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily
Live · Mt Pleasant Creek Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$420K ▲
Median sold · 12 mo
up -0.0% vs the prior 12 months
-0.0% ▲
1-yr price change
n = 6 and 6 sales in the two windows
$198/sf
Sold $/sqft · 12 mo
peak $221 in 2024
97.5%
Sale vs ask
+223%
T12M median vs 2012
from a $130K median in 2012
Tempo
4.0mo
Supply
3 to 6 months is the balanced band
25days
Median DOM · closed
10 days at the 2021 low
60%
Under contract
Duval: 30% (1,188 of 4,002)
2 · 3
For sale · pending
live counts, refreshed twice daily
6
Sold · last 12 mo
10-yr average: about 10 a year
Ownership and context
83%
Owner-occupied · Mt Pleasant Creek
264 of 319 parcels homesteaded (FL DOR 2025)
17%
Non-owner-occupied · Mt Pleasant Creek
incl. 6% trust or LLC-held · 7% out-of-state
33%
Cash buyers · Mt Pleasant Creek
2 of 6 sales, 12 mo ending July 2025
319
Homes in the community
319 residential parcels (FL DOR 2025)
Track record · 25 years of records
Est. 1988
Community established
homes built 1988-2016, median 1991 (FL DOR 2025)
0
Failed listings · 2025
peaked at 13 in 2004
1,999sqft
Median sold home size
12-mo windows, closed sales
1.9%/yr
Turnover rate
about 6 of 319 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Mt Pleasant Creek's 319 homes were built out between 1988 and 2016, with a median build year of 1991 and a median size of 2,163 square feet — that spread in age and finish level, not any single price tier, is what actually separates one closing from the next. At a $419,800 median price and $197.58 per square foot, condition and updates carry more weight here than location alone.

Right now supply is thin: just 3 active listings against 319 total homes, with six months of supply keeping the market in balanced territory and a market heat score of 58. Pricing has been flat year-over-year, and over the trailing six months homes have typically found a buyer in about 24 days — well-priced, updated homes are still moving, but there is little room in current inventory for a buyer to wait out a bad price.

Mt Pleasant Creek Housing Pulse · Momentum Research · as of July 14, 2026

Mt Pleasant Creek right now

🟡 Balanced market. 4.0 months of supply and 60% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 14, 2026. Confidence: Medium (5 active and pending listings, 6 closed sales in 12 months).

🟡 Still climbing. The trailing-12-month median ($420K) is up 0.0% from the prior 12 months ($420K) and up 223% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Medium (6 and 6 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Mt Pleasant Creek market snapshot (as of July 14, 2026): the median sale price is about $420K ($198 per sq ft over the trailing 12 months of closed sales), a median 25 days on market for closed sales, and 4.0 months of supply, a balanced market. The trailing-12-month median is up 0% from the prior 12 months and up 223% since 2012, computed from record-level realMLS closed sales (6 closings in the current window).

Mt Pleasant Creek is a community of 319 homes in Jacksonville, Duval County, built between 1988 and 2016 (median 1991), with a median living area of about 2,163 square feet. 83% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Mt Pleasant Creek is a 319-home community in Jacksonville's Duval County, built out between 1988 and 2016 with a median living size of 2,163 square feet — values here have climbed 222% since 2012 even as the last year has been flat.

Quick Match

Who Mt Pleasant Creek is best for.

Best for

  • Buyers comfortable competing for one of a small number of active listings.
  • Sellers with an updated, well-priced home who want to benefit from six months of supply and steady interest.
  • Move-up or downsizing buyers targeting a home near the $419,800 median with 2,163 square feet of living space.

Probably not for

  • Buyers who need to compare many homes side-by-side before deciding — inventory is currently just 3 listings.
  • Buyers seeking new construction — homes here were built between 1988 and 2016.
  • Sellers expecting fast year-over-year price gains — the trailing year has been flat.
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Market Pulse

How Mt Pleasant Creek is performing right now

59/100
momentum
Balanced Market (limited data)
Seller's marketBalancedBuyer's market
7.2Months of supplytight
27Median days on marketdays
2 : 3Under contract vs for salestrong demand
5Sold in last 12 monthsliquidity
+6%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Mt Pleasant Creek listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Mt Pleasant Creek buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Mt Pleasant Creek

Live MLS inventory for Mt Pleasant Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

12430 Gentle Ben Court home for sale in Mt Pleasant CreekActive · 60 daysTop listing
$475,000
4 bd · 2 ba · 1,946 sqft · built 1989
12430 Gentle Ben Court, Jacksonville, 32225
Strong resaleRenovatedLakefront
Listed by RIVER CITY REALTY
1594 Point Park Drive home for sale in Mt Pleasant CreekActive · 19 days
$434,900
3 bd · 2 ba · 2,009 sqft · built 1993
1594 Point Park Drive, Jacksonville, 32225
RenovatedBest value
Listed by UNITED REAL ESTATE GALLERY
12528 Point Park Drive home for sale in Mt Pleasant CreekActive · 27 days
$409,900
3 bd · 2 ba · 2,013 sqft · built 1991
12528 Point Park Drive, Jacksonville, 32225
RenovatedBest value
Listed by WATSON REALTY CORP
1558 Rusty Rail Road home for sale in Mt Pleasant CreekPending · 9 days
$350,000
3 bd · 2 ba · 1,828 sqft · built 1991
1558 Rusty Rail Road, Jacksonville, 32225
RenovatedBest value
Listed by NEXT MOVE ATLANTIC COAST
1572 Mt Airy Court home for sale in Mt Pleasant CreekPending · 31 days
$275,000
3 bd · 2 ba · 1,752 sqft · built 1998
1572 Mt Airy Court, Jacksonville, 32225
Reno opportunityBest value
Listed by 7 STAR REALTY, INC.

Active and pending Mt Pleasant Creek listings as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Interactive Map

Mt Pleasant Creek on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Mt Pleasant Creek. They are approximate and vary with traffic and your exact start point.

Mt Pleasant Creek / St. Johns access~1 to 5 min · boating and kayaking
Fort Caroline National Memorial~5 to 12 min · parks and history
Monument / Atlantic Boulevard corridor~8 to 15 min · shopping and dining
St. Johns Town Center~15 to 25 min · south for major shopping
Atlantic beaches~20 to 30 min · east via Atlantic Blvd
Downtown Jacksonville~18 to 25 min · west via the Arlington corridors
Jacksonville Int'l Airport (JAX)~22 to 30 min · north

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Mt Pleasant Creek Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

Fort Caroline Homes for Sale in Jacksonville, FLFort Caroline Homes for Sale in Jacksonville, FLJacksonville, FL · 0.2 miReed Island Homes for Sale in Jacksonville, FLReed Island Homes for Sale in Jacksonville, FLJacksonville, FL · 0.9 miStStJacksonville, FL · 1.0 miTiffany Pines Homes for Sale in Jacksonville, FLTiffany Pines Homes for Sale in Jacksonville, FLJacksonville, FL · 1.3 miMariner Point Homes for Sale in Jacksonville, FLMariner Point Homes for Sale in Jacksonville, FLJacksonville, FL · 1.4 miAPArbor Pointe Homes for Sale in Jacksonville, FLJacksonville, FL · 1.5 miBrookview Homes for Sale in Jacksonville, FLBrookview Homes for Sale in Jacksonville, FLJacksonville, FL · 1.5 miRiver Point at Monument Landing Homes for Sale in Jacksonville, FLRiver Point at Monument Landing Homes for Sale in Jacksonville, FLJacksonville, FL · 1.5 miHIHarbour Island and Harbour North Homes for Sale in Jacksonville, FLJacksonville, FL · 1.6 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Mt Pleasant Creek (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Mt Pleasant Creek is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Mt Pleasant Creek address.

The takeaway

What is actually moving near Mt Pleasant Creek, sourced and dated. We do not publish rumor.

Recent Developments in Mt Pleasant Creek

Development Intelligence

Our read on what is being built around Mt Pleasant Creek, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe Fort Caroline area is a built-out, water-oriented part of Jacksonville, so the story for Mt Pleasant Creek is the water access, condition, and flood diligence rather than new construction.

Water access as a durable draw

BullishNotable impact
SignificanceRadius: Fort Caroline / 32225

Creek and St. Johns River access for boating, kayaking, and fishing is a durable, hard-to-replicate draw that supports demand where a home has real water access; verify the access for the specific home.

Flood zone and waterfront insurance

NeutralNotable impact
SignificanceRadius: Mt Pleasant Creek

Given the creek, pull the FEMA flood zone for the specific parcel and a bindable insurance quote, since flood and any waterfront exposure shape the carrying cost.

Duval millage and the tax bill

NeutralMinor impact
SignificanceRadius: Duval County

Property taxes follow City of Jacksonville and Duval County millage on the assessed value; read the actual figure for the specific parcel (Duval County Property Appraiser, 2024).

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Mt Pleasant Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Taxes

    Duval County millage and assessments

    Property taxes in Mt Pleasant Creek follow City of Jacksonville and Duval County millage applied to the assessed value, with any HOA billed separately; the authoritative figure is the specific parcel's record. Why it matters: Pull the actual Duval County Property Appraiser record and the FEMA flood zone for the exact home, since assessed value and flood status drive the carrying cost. Source

Development alerts for Mt Pleasant CreekGet a short monthly email when something new is approved, funded, or opens near Mt Pleasant Creek.

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By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Mt Pleasant Creek buying strategy.

If we were buying in Mt Pleasant Creek, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the water access and any dock rights. Verify whether the specific home has creek frontage, a dock, or shared water access, since it drives both value and cost.

2

Pull the FEMA flood zone and an insurance quote. Given the creek, confirm the determination and a bindable quote for the specific parcel.

3

Confirm any HOA or deed restrictions. Verify whether an HOA applies to the specific home and what it covers.

4

Inspect the home's basics. Roof age, HVAC, systems, and any dock or seawall drive the real cost; budget them before you write.

5

Verify the exact zoned schools by address, and comp house-by-house against the closest comparable Mt Pleasant Creek sale by water access and condition.

The Quick Decision
Best Buy
A well-kept home with real, verified water access and a clean flood and insurance picture, priced to its condition and access.
Biggest Risk
Overpaying for limited water access, unexpected flood exposure, or deferred maintenance on an older home or dock.
Best Lot
The lot, the water access, and the home's condition are the value here; verified creek frontage or a dock is the premium.
Smart Timing
A quiet, water-oriented market gives a prepared buyer who has verified the access, flood, and insurance room to negotiate on condition.
Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Mt Pleasant Creek is a quiet, established residential neighborhood in the Fort Caroline area of Jacksonville, Duval County, ZIP 32225, off the Mt Pleasant Road corridor. It is a mix of single-family homes with a wide size range, roughly 1,612 to 2,616 square feet, oriented to Mt Pleasant Creek and the nearby St. Johns River system and popular with boating, kayaking, and fishing enthusiasts. Recent third-party listings have spanned roughly the mid $200,000s to high $400,000s. The central diligence items are any HOA, the Duval County tax, the FEMA flood zone given the creek, any dock or water-access rights for the specific home, and the condition of the older home.

Mt Pleasant Creek Homes For Sale

What your money buys in Mt Pleasant Creek.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Mt Pleasant Creek today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: interior homes without direct water access
$340K to $425K

Homes set back from the water are the value entry. Budget updates and verify any shared water access before you write (third-party context, June 2026, not MLS).

Lowest entry
Mid: updated homes near the water
$425K to $450K

Updated homes near the creek with good access are the core of the neighborhood. Condition, lot, and access separate these; price on the closest comparable Mt Pleasant Creek sale.

Most inventory
High: creek-frontage or dock homes
$450K to $452K

Homes with verified creek frontage or a private dock sit at the top. Price each on its water access, condition, and flood and insurance picture, not square footage.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings
What Your Money Buys

What ~$425K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$340K to $425K
Entry: interior homes without direct water access
Homes set back from the water are the value entry. Budget updates and verify any shared water access before you write (third-party context, June 2026, not MLS).
$425K to $450K
Mid: updated homes near the water
Updated homes near the creek with good access are the core of the neighborhood. Condition, lot, and access separate these; price on the closest comparable Mt Pleasant Creek sale.
$450K to $452K
High: creek-frontage or dock homes
Homes with verified creek frontage or a private dock sit at the top. Price each on its water access, condition, and flood and insurance picture, not square footage.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Mt Pleasant Creek, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Proprietary Data

The renovation premium.

Updated homes ask about 34% more per square foot than original-condition homes, and they tend to sell faster. In an all-resale market, condition is the single biggest swing in value, which is why reading the renovation math is the whole game.

Asking price per square foot
Renovated$210
Original$157
Median days on market
Renovated23
Original31

From current Mt Pleasant Creek listings (renovated 4, original 1); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Jon Brooks, Momentum Realty
Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Mt Pleasant Creek holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Mt Pleasant Creek

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Mt Pleasant Creek1

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Mt Pleasant Creek2

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Mt Pleasant Creek3

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Mt Pleasant Creek4

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Mt Pleasant Creek5

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Mt Pleasant Creek is about quiet, water-oriented living with creek access, not amenities. The deal is read in the verified water access, the flood and insurance picture, and the home's condition, not the sticker.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

6.4B · Buy Score
Resale Strength6.4/10
Renovation Risk5.6/10
Location Efficiency6.8/10
Long-Term Defensibility6.4/10
Carrying Cost Advantage5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Mt Pleasant Creek is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.
About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • The lot, the water access, and the home's condition are the value; verified creek frontage or a dock is the premium.
  • Pull the FEMA flood zone and an insurance quote given the creek.
  • Confirm any dock, ramp, or shared water-access rights for the specific home.

In a water-oriented neighborhood, value comes down to the lot, the water access, and the home's condition. At Mt Pleasant Creek, the homes are driven by roof age, systems, and updates, and verified creek frontage or a dock is the durable premium, while the creek makes flood zone and waterfront insurance central diligence items. The honest approach is to confirm the real water access, the flood zone, and any HOA, then price the specific home on its access and condition against the closest comparable Mt Pleasant Creek sale rather than an area median.

The 15-Second Verdict

Mt Pleasant Creek in 15 seconds.

Best forBuyers who want a quiet, water-oriented Fort Caroline home with creek and river access.
Strong onWater access and setting: boating, kayaking, and fishing in a quiet, established east-side neighborhood.
WatchFlood zone and waterfront insurance, the level of real water access, and older-home condition.
Not forBuyers who want new construction, a gated amenity master plan, or no flood-zone considerations.
The edgeCreek and St. Johns River access in a quiet, established Fort Caroline neighborhood.

HOA, CDD & Fees

15-Second Take
  • Confirm whether an HOA applies and what it covers for the specific home.
  • Verify any dock, ramp, or shared water-access rights.
  • Budget the FEMA flood determination and waterfront insurance.

Mt Pleasant Creek is an established neighborhood; whether an HOA applies, and its dues, are best confirmed for the specific home, along with any community dock or water-access arrangement. No CDD is expected in an established neighborhood; confirm per parcel.

Any association is likely limited; verify what, if anything, is funded, and confirm any shared dock, ramp, or water-access rights for the specific home.

There is no reported private club or mandatory membership; the draws are the creek and river access and the quiet, historic Fort Caroline setting.

Run Your Numbers

Tools for a Mt Pleasant Creek buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxDuval County millage and the homestead picture.Rent vs buyThe breakeven on owning in Mt Pleasant Creek.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Mt Pleasant Creek

Thinking of selling in Mt Pleasant Creek?

Your buyer is comparing water-oriented Fort Caroline homes, so sell what is specific and verifiable: the water access and any dock, the updates you have made, the roof and systems, and a clean flood and insurance picture.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Mt Pleasant Creek, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Fort Caroline, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Mt Pleasant Creek home worth?

Get a no-obligation home value based on real comparable sales in Mt Pleasant Creek matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Mt Pleasant Creek on the map →

Real comps, not an automated estimate.
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Windows contain 5 to 17 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K$400K20122014201620182020202220242026
Up 0.0% year over year; up 223% since 2012.
Every sale since 2001 · price vs size
$0$200K$400K2k2k2k
271 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$50$100$150$20020122014201620182020202220242026
Up from $67 in 2012 to a $221 peak in 2024; $198 now.
Median days on market · closed sales
05010015020122014201620182020202220242026
10 days at the 2021 low; 25 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
97.5% now.
Homes sold per 12-mo window
05101520122014201620182020202220242026
5 to 17 a year; 6 in the current window.
Sellers who gave up · failed listings per year
05102004200820122016202020242025
Canceled, expired, or withdrawn. 13 quit in 2004; 0 so far in 2025. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
71 at the 2020 peak, 19 in the troughs, 61 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,614/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

37% of homes for sale in ZIP 32225 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).

Mt Pleasant Creek Market Scorecard

Buyer's market

Mt Pleasant Creek is currently a buyer's market. About 6.0 months of supply, a median asking price of $434,900, and homes go under contract in about 36 days.

6.0
Months supply
$434,900
Median list
$419,800
Median sold
$216
Per sqft
36
Days on mkt
3/1/6
Active/Pend/Sold

Typical home value in the 32225 ZIP is $379,757, about 13.3% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Mt Pleasant Creek

Live MLS inventory for Mt Pleasant Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

12430 GENTLE BEN Court home for sale in Mt Pleasant CreekActive · 79 daysTop listing
$475,000
4 bd · 2 ba · 1,946 sqft · built 1989
12430 GENTLE BEN Court, Jacksonville, 32225
Listed by RIVER CITY REALTY
1594 POINT PARK Drive home for sale in Mt Pleasant CreekActive · 38 days
$434,900
3 bd · 2 ba · 2,009 sqft · built 1993
1594 POINT PARK Drive, Jacksonville, 32225
Listed by UNITED REAL ESTATE GALLERY
1640 TROY LYNN Trail home for sale in Mt Pleasant CreekPending · 5 days
$445,000
3 bd · 2 ba · 1,828 sqft · built 1991
1640 TROY LYNN Trail, Jacksonville, 32225
Listed by THE LEGENDS OF REAL ESTATE
12528 POINT PARK Drive home for sale in Mt Pleasant CreekPending · 46 days
$399,900
3 bd · 2 ba · 2,013 sqft · built 1991
12528 POINT PARK Drive, Jacksonville, 32225
Listed by WATSON REALTY CORP
1572 MT AIRY Court home for sale in Mt Pleasant CreekPending · 31 days
$275,000
3 bd · 2 ba · 1,752 sqft · built 1998
1572 MT AIRY Court, Jacksonville, 32225
Listed by 7 STAR REALTY, INC.

Active and pending Mt Pleasant Creek listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Interactive Map

Mt Pleasant Creek on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

=======

Mt Pleasant Creek Market Scorecard

Buyer's market

Mt Pleasant Creek is currently a buyer's market. About 6.0 months of supply, a median asking price of $434,900, and homes go under contract in about 36 days.

6.0
Months supply
$434,900
Median list
$419,800
Median sold
$216
Per sqft
36
Days on mkt
3/1/6
Active/Pend/Sold

Typical home value in the 32225 ZIP is $379,757, about 13.3% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

>>>>>>> origin/main
The Strategy

The Mt Pleasant Creek buying strategy.

If we were buying in Mt Pleasant Creek today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mt Pleasant Creek.

The Quick Decision
Best Buy
Buyers and sellers focused on an established, low-turnover resale market rather than new construction.
Biggest Risk
Only 3 active listings means limited choice for buyers right now.
Sweet Spot
Move-in-ready homes near the $419,800 median tend to price and sell most predictably.
Avoid If
Buyers who need a wide selection to compare should avoid this community while inventory stays this thin.
The Deep Dive

Three listings define this market

With only 3 active listings against 319 homes in the community, Mt Pleasant Creek's resale market is thin on paper even though six months of supply and a market heat score of 58 place it in the balanced band rather than a seller squeeze. The trailing six-month closings window puts the median price at $419,800 and $197.58 per square foot, with homes typically finding a buyer in about 24 days.

Year-over-year the median price is essentially flat, but the longer arc tells the real story: since 2012, values in this community are up 222%. Homes span a 1988-to-2016 build range with a median year built of 1991, and 82.8% carry a homestead exemption — an ownership base that trades infrequently, which helps explain why so few listings surface at any given time.

“

The location and the amenities are priced into every listing in Mt Pleasant Creek. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the factors that decide how a home in Mt Pleasant Creek buys, holds, and resells. Momentum Research; not an appraisal.

7.7B+ · Buy Score
Long-Term Appreciation10.0/10
Recent Direction6.0/10
Liquidity & Demand6.0/10
Owner Commitment8.3/10
Pricing Power8.3/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.7). Basis: Long-Term Appreciation +223% since 2012; Recent Direction -0.0% year-over-year; Liquidity & Demand 4.0 months of supply; Owner Commitment 83% owner-occupied; Pricing Power 97.5% sale-to-list. Refreshed with each data update.

Why Momentum

Why work with Momentum here

With as few as 3 active listings covering 319 homes built across nearly three decades (1988-2016), pricing a home in Mt Pleasant Creek correctly means reading vintage and condition against a thin, current comp set — not applying a single neighborhood number. We track the realmls feed here directly and price against the trailing six-month closings window, not a stale citywide average.

The 15-Second Verdict

Mt Pleasant Creek in 15 seconds.

Best forBuyers and sellers focused on an established, low-turnover resale market rather than new construction.
Biggest advantageLong-term appreciation is strong, with values up 222% since 2012.
Biggest riskOnly 3 active listings means limited choice for buyers right now.
Sweet spotMove-in-ready homes near the $419,800 median tend to price and sell most predictably.
Avoid ifBuyers who need a wide selection to compare should avoid this community while inventory stays this thin.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Mt Pleasant Creek buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxDuval County millage and the homestead picture.Rent vs buyThe breakeven on owning in Mt Pleasant Creek.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mt Pleasant Creek sales matched to your home.

Selling in Mt Pleasant Creek

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Mt Pleasant Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Mt Pleasant Creek home worth?

Get a no-obligation home value based on real comparable sales in Mt Pleasant Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Mt Pleasant Creek on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Mt Pleasant Creek?
The median sale price in Mt Pleasant Creek was $420K over the 12 months ending July 14, 2026 (6 closed sales, realMLS).
How long do homes in Mt Pleasant Creek take to sell?
Homes that closed in the 12 months ending July 14, 2026 took a median 25 days on market (6 sales, realMLS).
Is Mt Pleasant Creek a buyer's or seller's market right now?
As of July 14, 2026, Mt Pleasant Creek is roughly balanced: 4.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Mt Pleasant Creek?
The Florida DOR 2025 assessment roll shows 319 homes in Mt Pleasant Creek (public records).
What share of Mt Pleasant Creek is owner-occupied?
83% of Mt Pleasant Creek parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Mt Pleasant Creek built?
Homes in Mt Pleasant Creek were built between 1988 and 2016, with a median year built of 1991 (FL DOR 2025 roll).
Do cash buyers compete in Mt Pleasant Creek?
Cash buyers took 33% of Mt Pleasant Creek sales in the 12 months ending July 2025 (2 of 6 closings, realMLS).
Have Mt Pleasant Creek home prices gone up?
The trailing-12-month median is up 223% since 2012, from $130K to $420K (realMLS closed records).
Who is the best real estate agent for Mt Pleasant Creek?
The best agent for Mt Pleasant Creek is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Mt Pleasant Creek.
How do I find a top Jacksonville real estate agent who knows Mt Pleasant Creek?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Mt Pleasant Creek and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Mt Pleasant Creek?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Mt Pleasant Creek purchase or sale - no call center and no pressure.
The Verdict

Should you buy in Mt Pleasant Creek?

An honest fit check. We will tell you when it is not your community.

Buyers comfortable competing for one of a small number of active listings.Excellent fit
Sellers with an updated, well-priced home who want to benefit from six months of supply and steady interest.Excellent fit
Move-up or downsizing buyers targeting a home near the $419,800 median with 2,163 square feet of living space.Excellent fit
Buyers who need to compare many homes side-by-side before deciding — inventory is currently just 3 listings.Probably not
Buyers seeking new construction — homes here were built between 1988 and 2016.Probably not
Sellers expecting fast year-over-year price gains — the trailing year has been flat.Probably not

Nearby Communities

Explore more neighborhoods near Mt Pleasant Creek with Momentum Realty’s local guides.

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Community market statsrealMLS closed sales, 12-month windows ending July 14, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (19 streets, ZIP 32217/32225/32241))
Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2001 (271 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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