Saddlebrook Estates in Pace

Saddlebrook Estates

Built-out community · Pace, Santa Rosa County · ZIP 32571

A built-out D.R. Horton community in quiet Pace, near top schools and two naval air stations.

Nearly-new homesA-rated schoolsBase proximity
Live Market Pulse
47/100
Momentum
Buyer-Leaning Market (limited data)
These are nearly-new, uniform homes, so the lot and the price against active builder inventory decide where one trades.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulsePensacola MLS
$502K
Median Price
24mo
Supply
40days
Avg DOM
Soft
Seller Leverage
$211/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Saddlebrook Estates is a built-out D.R. Horton community in Pace, so it reads as a nearly-new resale market: recent, relatively uniform single-family homes where the lot, floor plan, and condition since move-in drive value. The pull is a quiet, small-town Pace setting with top-rated schools and proximity to NAS Pensacola and NAS Whiting Field, popular with military relocation buyers. Your leverage is the lot and the price against nearby new inventory."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Saddlebrook Estates market snapshot (as of June 11, 2026): the median sale price is about $502K ($211 per sq ft), with homes averaging 40 days on market and 24.0 months of supply, a buyer-leaning market (limited data). Based on 2 recent closings in live Pensacola MLS data.

Saddlebrook Estates is a single-family community by D.R. Horton in Pace (ZIP 32571), Santa Rosa County, reached off Chumuckla Highway and Ten Mile Road. It offers a quiet, small-town setting with the amenities of nearby city life, beach destinations, schools, and medical facilities within reach.

The community is now sold out, so purchases are resales of nearly-new homes, though some are available in the current market. Confirm the current availability, floor plans, and pricing for a specific home.

Saddlebrook Estates sits near top-rated schools in the A-rated Santa Rosa County School District and is convenient to both NAS Pensacola and NAS Whiting Field, which makes it popular with military relocation buyers and others seeking space in Pace and Milton. There is typically a homeowners association; confirm the current dues and what they cover, and verify whether any CDD bond applies.

Because the homes are recent and uniform, the buy hinges on the lot, the floor plan, and light condition since move-in rather than a deep renovation. A larger or buffered lot is the part of the value most likely to hold up at resale against competing inventory in the fast-growing Pace corridor.

Best for

  • Buyers who want a nearly-new home in a quiet, small-town Pace setting
  • Military relocation buyers near NAS Pensacola and NAS Whiting Field
  • Buyers prioritizing the A-rated Santa Rosa County schools
  • Buyers who want a low-maintenance recent home with space

Probably not for

  • Buyers who want an established neighborhood with mature trees
  • Buyers who want a downtown or beachfront location
  • Buyers seeking a custom or larger executive home
  • Buyers who want a short commute to central Pensacola

How Saddlebrook Estates is performing right now

47/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
24Months of supplytight
22Median days on marketdays
0 : 4Under contract vs for salestrong demand
2Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
-3%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Saddlebrook Estates listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Saddlebrook Estates buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Saddlebrook Estates

Live MLS inventory for Saddlebrook Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Saddlebrook Estates listings as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The Pace location trades a longer Pensacola commute for a nearly-new home, the A-rated schools, base proximity, and small-town space.

Pace (Five Points)~12-15 min · ~7 miles
Downtown Milton~15-18 min · ~10 miles
NAS Whiting Field~15-18 min · ~10 miles
Interstate 10 (Avalon Blvd)~18-22 min · ~13 miles
Downtown Pensacola~30-35 min · ~20 miles
Navarre Beach~40-45 min · ~26 miles

Drive times are approximate and vary with traffic and your exact departure point. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Saddlebrook Estates with Momentum Realty’s local guides.

Chase FarmsChase FarmsPace, FL · 0.3 miAbernathyAbernathyPace, FL · 0.6 miIndian HillsIndian HillsPace, FL · 0.6 miRobinsonEstatesRobinsonEstatesPace, FL · 0.7 miWillowGlenWillowGlenPace, FL · 0.9 miLegend CreekEstatesLegend CreekEstatesPace, FL · 1.2 miParkwoodCommonsParkwoodCommonsPace, FL · 1.2 miEagle'sRidgeEagle'sRidgePace, FL · 1.3 miSentinel RidgeSentinel RidgePace, FL · 1.3 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Saddlebrook Estates (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Santa Rosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Saddlebrook Estates is served by Santa Rosa County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Saddlebrook Estates address.

The takeaway

What is actually shaping value around Saddlebrook Estates: rapid Santa Rosa County growth, A-rated schools and base proximity, and active competing new construction nearby. Each item is sourced and linked.

Recent Developments in Saddlebrook Estates

Our read on what is being built around Saddlebrook Estates, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishCounty growth, schools, and base proximity point demand up, while active new supply is the near-term counterweight on resale pricing. The watch item is the price gap to new inventory.

Fast-growing Santa Rosa County

2025
BullishMajor impact
SignificanceRadius: County

Strong, sustained population growth underpins housing demand across Pace and the wider county.

A-rated schools and base proximity

Ongoing
BullishNotable impact
SignificanceRadius: Community

A-rated schools and proximity to two naval air stations are durable demand drivers, especially for military buyers.

Active new-home supply nearby competes at resale

Ongoing
NeutralNotable impact
SignificanceRadius: Metro

Ongoing new construction in Pace means a nearly-new resale competes with fresh builder inventory.

Small-town Pace setting

Ongoing
BullishMinor impact
SignificanceRadius: Community

A quiet, small-town feel with city amenities nearby supports demand for the Pace lifestyle.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Saddlebrook Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2025
    County

    Santa Rosa County posts continued strong growth

    County data and reporting showed Santa Rosa adding several thousand residents and needing on the order of 1,500 new homes a year to keep pace with demand. Why it matters: Sustained growth underpins housing demand across Pace and the wider county. Source

  2. March 2025
    Market

    Santa Rosa County housing inventory and sales climb

    Market data showed inventory and monthly sales rising sharply in early 2025 as new communities came online across the county. Why it matters: More inventory means a nearly-new resale competes with fresh builder product, a factor for near-term pricing. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Saddlebrook Estates, this is the order of operations we would run, and the one we run for our clients.

1

Read the lot and light condition. On a recent home, check the lot and any wear since move-in rather than a deep renovation.

2

Confirm the HOA and any CDD. Get the current dues and verify whether a CDD bond rides on the homesite.

3

Verify the school zoning. Confirm the assigned Santa Rosa schools for the specific address with the district.

4

Compare to active new inventory. Weigh a Saddlebrook resale against active new construction in the Pace corridor.

5

Match the home to real comps. Floor plan, lot, and condition since move-in decide where a nearly-new home lands.

Best Buy
A well-kept home on a larger or buffered lot, priced against nearby new inventory
Biggest Risk
Paying a new-construction premium for a resale without weighing active builder inventory
Best Lot
A larger or buffered lot over a tight interior lot
Smart Timing
Confirm the HOA, any CDD, and school zoning before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Saddlebrook Estates is a built-out D.R. Horton single-family community in Pace, reached off Chumuckla Highway and Ten Mile Road, offering a quiet small-town setting with city amenities, beaches, schools, and medical facilities within reach. Now sold out, it functions as a nearly-new resale market. It sits near top-rated schools in the A-rated Santa Rosa County School District and is convenient to both NAS Pensacola and NAS Whiting Field, which makes it popular with military relocation buyers. It typically has a homeowners association. There is no golf or country-club membership; the value story is the lot, the floor plan, light condition since move-in, and the price against active new inventory nearby.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Home
$490K to $490K

The smaller floor plans on standard lots, the nearly-new entry into a quiet Pace community.

Lowest entry
The Core Home
$490K to $515K

The larger floor plans on solid lots, well kept since move-in, the heart of the resale market here.

Most inventory
The Best Lot
$515K to $515K

A well-kept home on a premium larger or buffered lot, the configuration that holds value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$490K to $490K
The Entry Home
The smaller floor plans on standard lots, the nearly-new entry into a quiet Pace community.
$490K to $515K
The Core Home
The larger floor plans on solid lots, well kept since move-in, the heart of the resale market here.
$515K to $515K
The Best Lot
A well-kept home on a premium larger or buffered lot, the configuration that holds value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Fast-growing Santa Rosa CountyStrong
A-rated schools and base proximityStrong
Nearly-new, low-maintenance homesPositive
Active competing new inventoryManage it
Inland, longer drive to the coastTrade-off

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Saddlebrook Estates

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

These homes are nearly new and uniform. The deal is won or lost on the lot, light condition, and the price versus new inventory.

Jon Brooks · Founder, Momentum Realty
7.5B · Buy Score
Resale Strength7.4/10
Renovation Risk2.6/10
Location Efficiency7.2/10
Long-Term Defensibility7.2/10
Carrying Cost Advantage8.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Saddlebrook Estates is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take
  • Larger and buffered lots hold value best
  • Tight interior lots are where buyers overpay
  • On a young home, the lot is the main differentiator
  • Light condition since move-in matters, not a reno
  • Weigh the lot against active new inventory

In a built-out community of nearly-new homes, the floor plans are uniform, so the lot does most of the work on value. Larger or buffered lots hold value better than tight interior lots facing more of the same. Read the lot and the light condition since move-in, and price the home against active builder inventory in the Pace corridor.

Saddlebrook Estates in 15 seconds.

Best forBuyers who want a nearly-new home in a quiet Pace setting near schools and two naval air stations.
Biggest advantageA recent, low-maintenance home with small-town space, A-rated schools, and base proximity.
Biggest riskPaying a premium over active new inventory nearby, plus any CDD or HOA carrying cost.
Sweet spotA well-kept home on a larger or buffered lot, priced against nearby new construction.
Avoid ifYou want an established neighborhood, a downtown or beach location, or a larger custom home.

HOA, CDD & Fees

15-Second Take
  • HOA community, confirm the current dues
  • Verify whether a CDD bond applies per homesite
  • Built-out, nearly-new D.R. Horton homes
  • A-rated Santa Rosa County schools
  • Near NAS Pensacola and NAS Whiting Field

Saddlebrook Estates typically has a homeowners association; confirm the current dues amount and billing for the specific home with the listing.

Typical neighborhood HOA upkeep of common areas and entries. Verify exactly what is covered and whether any community development district (CDD) bond also applies to the homesite.

There is no golf or country-club membership tied to this community.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Saddlebrook Estates, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Chase Farms, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Saddlebrook Estates home worth?

Get a no-obligation home value based on real comparable sales in Saddlebrook Estates matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Saddlebrook Estates home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Saddlebrook Estates year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Saddlebrook Estates Market Scorecard

Strong buyer's market

Saddlebrook Estates is currently a strong buyer's market. About 24.0 months of supply, a median asking price of $445,000, and homes go under contract in about 41 days.

24.0
Months supply
$445,000
Median list
$502,500
Median sold
$205
Per sqft
41
Days on mkt
4/0/2
Active/Pend/Sold

Typical home value in the 32571 ZIP is $327,859, about 25.9% below the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Who built Saddlebrook Estates in Pace?
Saddlebrook Estates is a single-family community by D.R. Horton in Pace, Santa Rosa County, reached off Chumuckla Highway and Ten Mile Road.
Is Saddlebrook Estates still selling new homes?
It is now sold out, so purchases are resales of nearly-new homes, though some may be available in the current market. Confirm the current status with the listing.
What kind of homes are in Saddlebrook Estates?
Recent D.R. Horton single-family homes with the space and layouts typical of newer Santa Rosa communities. Confirm the floor plans and availability for a specific home.
Does Saddlebrook Estates have an HOA?
Yes, typically. Confirm the current dues and what they cover for a specific home with the listing.
Does Saddlebrook Estates have a CDD fee?
Verify whether a community development district (CDD) bond applies to the specific homesite. Confirm per parcel as a matter of course.
What schools serve Saddlebrook Estates?
Saddlebrook Estates is in the A-rated Santa Rosa County School District, near top-rated schools. Confirm the exact assigned schools for a specific address with the district.
Is Saddlebrook Estates convenient to military bases?
Yes. It is convenient to both NAS Pensacola and NAS Whiting Field, which makes it popular with military relocation buyers.
Where exactly is Saddlebrook Estates?
From Pensacola, head east on Highway 90, turn onto Woodbine Road, continue on Chumuckla Highway, then turn onto Ten Mile Road to reach the community. Confirm your real commute at your real departure time.
Is Saddlebrook Estates a good value?
As a built-out community, it can offer a nearly-new home without a brand-new premium, but weigh any resale against active builder inventory nearby. The right figure is a comparable-sales read.
Is Saddlebrook Estates a good investment?
Santa Rosa County's growth, schools, and base proximity support demand. As with any recent community, the lot, condition, and competing inventory drive resale outcomes; this is not a guarantee of future value.
How far is Saddlebrook Estates from the beaches?
Pace sits inland in Santa Rosa County, with the Gulf beaches a drive away. Confirm your real commute at your real departure time.
Should I use the listing agent to buy in Saddlebrook Estates?
No. The listing agent works for the seller. Even on a nearly-new home, having your own representation protects your interests on price and the contract.
Buyers who want a nearly-new home in a quiet, small-town Pace settingExcellent fit
Military relocation buyers near NAS Pensacola and NAS Whiting FieldExcellent fit
Buyers prioritizing the A-rated Santa Rosa County schoolsExcellent fit
Buyers who want a low-maintenance recent home with spaceExcellent fit
Buyers who will weigh a resale against active new inventoryExcellent fit
Buyers who want an established neighborhood with mature treesProbably not
Buyers who want a downtown or beachfront locationProbably not
Buyers seeking a custom or larger executive homeProbably not
Buyers who want a short commute to central PensacolaProbably not
Buyers unwilling to confirm the HOA or any CDDProbably not

Get the inside read on Saddlebrook Estates

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Saddlebrook Estates home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Saddlebrook Estates specialist will reach out personally, usually the same day.

Saddlebrook Estates median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Saddlebrook Estates, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Pensacola area market guide or every community in the Neighborhood Finder.

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