Treasure Isle Estates Navarre in Navarre

Treasure Isle Estates Navarre
Homes for Sale in Navarre, FL

Community in Navarre · Santa Rosa County
62 homesBuilt 2006–2022
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Built fromLive Pensacola MLS dataFL DOR public recordsUpdated twice daily
Live · Treasure Isle Estates Navarre Housing Pulse Pensacola MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
3.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Santa Rosa: 38% (348 of 929)
2 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
92%
Owner-occupied · Treasure Isle Estates Navarre
57 of 62 parcels homesteaded (FL DOR 2025)
8%
Non-owner-occupied · Treasure Isle Estates Navarre
incl. 2% trust or LLC-held · 10% out-of-state
62
Homes in the community
62 residential parcels (FL DOR 2025)
Track record · years of records
Est. 2006
Community established
homes built 2006-2022, median 2009 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Treasure Isle Estates is a small, newer-construction pocket in Navarre — 62 homes built between 2006 and 2022, with the median around 2009. What sets price here is less about vintage and more about condition and finish, because the homes cluster in a fairly tight age window and run large, with a median around 2,586 living square feet. There are no identified community amenities pulling the number in any direction, so the house itself does the talking.

The market is balanced at 3.0 months of supply, and with only 2 active listings, the sample is thin. That cuts both ways: a well-prepared seller has little direct competition, and a buyer has few options and needs to move deliberately when the right one lists. Nearly all homes here are homesteaded — roughly 92% — so turnover is low and inventory does not come loose often.

Treasure Isle Estates Navarre Housing Pulse · Momentum Research · as of July 13, 2026

Treasure Isle Estates Navarre right now

🟡 Balanced market. 3.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Pensacola MLS records, as of July 13, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 13, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Best for

  • Buyers wanting a newer-construction home (2006-2022) without hunting for a fixer
  • Those prioritizing space, with a median footprint near 2,586 square feet
  • Long-hold owner-occupants comfortable in a low-turnover, balanced market

Probably not for

  • Anyone needing to buy immediately from a broad selection
  • Buyers who want resort-style shared amenities on site
  • Investors chasing frequent turnover or quick flips in a mostly homesteaded pocket

The market around Treasure Isle Estates Navarre

Treasure Isle Estates Navarre is too small for its own price trend, so here is the market around it.

Across Santa Rosa County, 581 homes are active and 348 pending (38% under contract).

ZIP and county figures describe the wider market, not Treasure Isle Estates Navarre specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Treasure Isle Estates Navarre, Navarre

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 5 listings

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Treasure Isle Estates Navarre

Live MLS inventory for Treasure Isle Estates Navarre. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Treasure Isle Estates Navarre listings as of 2026-07-03, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.

Listing locations from Pensacola MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Santa Rosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Holley Navarre · Elementary
  • HOLLEY NAVARRE · Middle
  • Navarre · High

Zoned schools reflect the assignments reported on recent Treasure Isle Estates Navarre listings and can change; always confirm with Santa Rosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Treasure Isle Estates Navarre address.

If we were buying in Treasure Isle Estates Navarre today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Treasure Isle Estates Navarre.

Best Buy
Buyers who want a newer, larger single-family home and can be patient about timing.
Biggest Risk
With only 2 active listings, choice is limited and you may wait.
Sweet Spot
A well-maintained home in the 2,586-sqft range that shows its condition.
Avoid If
You need amenities or a wide selection to compare right now.

A small, held-tight inventory

With a homestead share near 92%, Treasure Isle Estates behaves like a community people settle into rather than trade through. That stability is the defining trait: only 2 homes are active against a base of 62, which is why the timing of your search matters more than in a high-turnover subdivision. If you want in, you watch and wait.

The build range of 2006 to 2022 means construction methods and systems are relatively modern across the board, and the median living area of about 2,586 square feet points to full-size single-family product rather than starter footprints. Because there are no identified shared amenities, pricing differences you see will track condition, updates, and lot rather than a clubhouse or pool premium.

The location and the amenities are priced into every listing in Treasure Isle Estates Navarre. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this thin — 2 active listings against 62 homes — the edge is knowing when something is coming before it hits the feed and reading whether a given home is priced to its condition. We track this Navarre pocket closely, so buyers get positioned early and sellers get told the truth about where their finish level lands against a scarce, balanced market.

Treasure Isle Estates Navarre in 15 seconds.

Best forBuyers who want a newer, larger single-family home and can be patient about timing.
Biggest advantageLow turnover and a balanced market mean stable, non-frenzied conditions.
Biggest riskWith only 2 active listings, choice is limited and you may wait.
Sweet spotA well-maintained home in the 2,586-sqft range that shows its condition.
Avoid ifYou need amenities or a wide selection to compare right now.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Treasure Isle Estates Navarre sales matched to your home.

What is your Treasure Isle Estates Navarre home worth?

Get a no-obligation home value based on real comparable sales in Treasure Isle Estates Navarre, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Treasure Isle Estates Navarre on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Santa Rosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,148/mo
Santa Rosa County typical true cost to own
$204/mo
Santa Rosa County typical home insurance
No CDD
No community development district bond

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Treasure Isle Estates Market Scorecard

Buyer-Leaning Market (limited data)

Treasure Isle Estates is currently a buyer-leaning market (limited data). About 5.1 months of supply, a median asking price of $454,900, and homes go under contract in about 49 days.

5.1
Months supply
$454,900
Median list
$487,000
Median sold
$197
Per sqft
49
Days on mkt
3/0/7
Active/Pend/Sold

Typical home value in the 32566 ZIP is $420,674, about 15.4% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Treasure Isle Estates Navarre a buyer's or seller's market right now?
As of July 13, 2026, Treasure Isle Estates Navarre is roughly balanced: 3.0 months of supply at the current sales pace (Pensacola MLS live counts).
How many homes are in Treasure Isle Estates Navarre?
The Florida DOR 2025 assessment roll shows 62 homes in Treasure Isle Estates Navarre (public records).
What share of Treasure Isle Estates Navarre is owner-occupied?
92% of Treasure Isle Estates Navarre parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Treasure Isle Estates Navarre built?
Homes in Treasure Isle Estates Navarre were built between 2006 and 2022, with a median year built of 2009 (FL DOR 2025 roll).
Who is the best real estate agent for Treasure Isle Estates Navarre?
The best agent for Treasure Isle Estates Navarre is one who actively works Navarre and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Treasure Isle Estates Navarre.
How do I find a top Navarre real estate agent who knows Treasure Isle Estates Navarre?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Treasure Isle Estates Navarre and the wider Navarre area.
Can Momentum Realty connect me with an agent for Treasure Isle Estates Navarre?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Treasure Isle Estates Navarre purchase or sale - no call center and no pressure.
Buyers wanting a newer-construction home (2006-2022) without hunting for a fixerExcellent fit
Those prioritizing space, with a median footprint near 2,586 square feetExcellent fit
Long-hold owner-occupants comfortable in a low-turnover, balanced marketExcellent fit
Anyone needing to buy immediately from a broad selectionProbably not
Buyers who want resort-style shared amenities on siteProbably not
Investors chasing frequent turnover or quick flips in a mostly homesteaded pocketProbably not

Nearby Communities

Explore more neighborhoods near Treasure Isle Estates Navarre with Momentum Realty’s local guides.

RERobledal EstatesNavarre, FL · 1.1 miBLBuckeyes LandingNavarre, FL · 1.2 miHSHolley ShoresNavarre, FL · 1.2 miPAPro Am EstatesNavarre, FL · 1.5 miMCMossy CoveNavarre, FL · 1.5 miTKTom King Estates NavarreNavarre, FL · 2.0 miHCHidden Creek At Holley By The SeNavarre, FL · 2.1 miVDVilla DanielleNavarre, FL · 2.5 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsPensacola MLS, refreshed twice daily (last: July 3, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (community parcel extract)
Under-contract sharesPensacola MLS records, as of 2026-07-12

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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