Treasure Isle Estates Navarre
Homes for Sale in Navarre, FL
True comps, carrying-cost math, and listings before the portals.
Treasure Isle Estates is a small, newer-construction pocket in Navarre — 62 homes built between 2006 and 2022, with the median around 2009. What sets price here is less about vintage and more about condition and finish, because the homes cluster in a fairly tight age window and run large, with a median around 2,586 living square feet. There are no identified community amenities pulling the number in any direction, so the house itself does the talking.
The market is balanced at 3.0 months of supply, and with only 2 active listings, the sample is thin. That cuts both ways: a well-prepared seller has little direct competition, and a buyer has few options and needs to move deliberately when the right one lists. Nearly all homes here are homesteaded — roughly 92% — so turnover is low and inventory does not come loose often.
Treasure Isle Estates Navarre right now
🟡 Balanced market. 3.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Pensacola MLS records, as of July 13, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 13, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Treasure Isle Estates Navarre. Swipe to explore the community.
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Treasure Isle Estates Navarre
Treasure Isle Estates Navarre
Treasure Isle Estates Navarre
Treasure Isle Estates Navarre
Treasure Isle Estates NavarreWho Treasure Isle Estates Navarre is best for.
Best for
- Buyers wanting a newer-construction home (2006-2022) without hunting for a fixer
- Those prioritizing space, with a median footprint near 2,586 square feet
- Long-hold owner-occupants comfortable in a low-turnover, balanced market
Probably not for
- Anyone needing to buy immediately from a broad selection
- Buyers who want resort-style shared amenities on site
- Investors chasing frequent turnover or quick flips in a mostly homesteaded pocket
Homes For Sale Right Now in Treasure Isle Estates Navarre
Live MLS inventory for Treasure Isle Estates Navarre. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Treasure Isle Estates Navarre listings as of 2026-07-03, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.
Treasure Isle Estates Navarre on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Pensacola MLS. Map data © OpenStreetMap, tiles © CARTO.
How far is everything?
The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.
Drive times from Treasure Isle Estates. They are approximate and vary with traffic and your exact start point.
Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.
Nearby Communities
Explore more neighborhoods near Treasure Isle Estates Homes for Sale in Navarre, FL with Momentum Realty’s local guides.
Carrying cost · the no-CDD edge
No CDD bond means thousands less per year than newer master plans.
Roughly $25,000 saved over 10 years in carrying cost, before resale.
Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.
Schools
- Santa Rosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Confirm current ratings before relying on them
- Private and parochial options nearby
Treasure Isle Estates is served by Santa Rosa County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.
Buying with schools in mind? We can confirm the exact zoned schools for any Treasure Isle Estates address.
What is actually shaping value at Treasure Isle Estates, sourced and dated. The A-rated schools, a softer market, and US-98 traffic are the practical facts.
Recent Developments in Treasure Isle Estates
Our read on what is being built around Treasure Isle Estates, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.
A-rated Santa Rosa County schools
A-rated Santa Rosa County schools
Softening 32566 market
Softening 32566 market
US-98 congestion and a planned relief road
US-98 congestion and a planned relief road
Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.
Development, infrastructure, retail, and school activity affecting Treasure Isle Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.
Showing the latest, scroll for all updates ↓
- June 2025
Infrastructure
Navarre Community Access Road study completed
Santa Rosa County completed the project-development study for a new east-west corridor north of US-98 in June 2025, with engineering ongoing, intended to relieve the single-corridor congestion that affects Navarre commutes. Why it matters: Long-range relief is planned but not built; factor current US-98 peak traffic into commute expectations. Source
- 2024-2025
Schools
Santa Rosa County rated an A district
Santa Rosa County District Schools earned an A rating for 2024-2025, reinforcing Navarre's appeal to families. Why it matters: A strong county district supports resale demand here; confirm the zoned schools for the specific address. Source
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Treasure Isle Estates Navarre buying strategy.
If we were buying in Treasure Isle Estates Navarre today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Treasure Isle Estates Navarre.
A small, held-tight inventory
With a homestead share near 92%, Treasure Isle Estates behaves like a community people settle into rather than trade through. That stability is the defining trait: only 2 homes are active against a base of 62, which is why the timing of your search matters more than in a high-turnover subdivision. If you want in, you watch and wait.
The build range of 2006 to 2022 means construction methods and systems are relatively modern across the board, and the median living area of about 2,586 square feet points to full-size single-family product rather than starter footprints. Because there are no identified shared amenities, pricing differences you see will track condition, updates, and lot rather than a clubhouse or pool premium.
The location and the amenities are priced into every listing in Treasure Isle Estates Navarre. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin — 2 active listings against 62 homes — the edge is knowing when something is coming before it hits the feed and reading whether a given home is priced to its condition. We track this Navarre pocket closely, so buyers get positioned early and sellers get told the truth about where their finish level lands against a scarce, balanced market.
Treasure Isle Estates Navarre in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Treasure Isle Estates Navarre buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Treasure Isle Estates Navarre sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Treasure Isle Estates Navarre, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Treasure Isle Estates Navarre home worth?
Get a no-obligation home value based on real comparable sales in Treasure Isle Estates Navarre, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Treasure Isle Estates on the map →
Or get your Treasure Isle Estates home value & selling guide →
What is your Treasure Isle Estates home worth?
Get a no-obligation home value based on real comparable sales in Treasure Isle Estates matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Santa Rosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Santa Rosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
32% of homes for sale in ZIP 32566 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
Treasure Isle Estates Market Scorecard
Treasure Isle Estates is currently a buyer-leaning market (limited data). About 3.0 months of supply, a median asking price of $453,200, and homes go under contract in about 46.0 days.
Typical home value in the 32566 ZIP is $418,527, about 15.7% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Treasure Isle Estates Market Scorecard
Treasure Isle Estates is currently a buyer-leaning market (limited data). About 3.0 months of supply, a median asking price of $453,200, and homes go under contract in about 42.0 days.
Typical home value in the 32566 ZIP is $418,527, about 15.7% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Treasure Isle Estates Navarre a buyer's or seller's market right now?
How many homes are in Treasure Isle Estates Navarre?
What share of Treasure Isle Estates Navarre is owner-occupied?
When were the homes in Treasure Isle Estates Navarre built?
Who is the best real estate agent for Treasure Isle Estates Navarre?
How do I find a top Navarre real estate agent who knows Treasure Isle Estates Navarre?
Can Momentum Realty connect me with an agent for Treasure Isle Estates Navarre?
Should you buy in Treasure Isle Estates Navarre?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Treasure Isle Estates Navarre with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Pensacola MLS, refreshed twice daily (last: July 3, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Pensacola MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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