Treasure Isle Estates Navarre
Homes for Sale in Navarre, FL
True comps, carrying-cost math, and listings before the portals.

Treasure Isle Estates is a small, newer-construction pocket in Navarre — 62 homes built between 2006 and 2022, with the median around 2009. What sets price here is less about vintage and more about condition and finish, because the homes cluster in a fairly tight age window and run large, with a median around 2,586 living square feet. There are no identified community amenities pulling the number in any direction, so the house itself does the talking.
The market is balanced at 3.0 months of supply, and with only 2 active listings, the sample is thin. That cuts both ways: a well-prepared seller has little direct competition, and a buyer has few options and needs to move deliberately when the right one lists. Nearly all homes here are homesteaded — roughly 92% — so turnover is low and inventory does not come loose often.
Treasure Isle Estates Navarre right now
🟡 Balanced market. 3.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Pensacola MLS records, as of July 13, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 13, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Treasure Isle Estates Navarre. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Pensacola MLS listings in Treasure Isle Estates Navarre; content deemed reliable but not guaranteed.
Who Treasure Isle Estates Navarre is best for.
Best for
- Buyers wanting a newer-construction home (2006-2022) without hunting for a fixer
- Those prioritizing space, with a median footprint near 2,586 square feet
- Long-hold owner-occupants comfortable in a low-turnover, balanced market
Probably not for
- Anyone needing to buy immediately from a broad selection
- Buyers who want resort-style shared amenities on site
- Investors chasing frequent turnover or quick flips in a mostly homesteaded pocket
The market around Treasure Isle Estates Navarre
Treasure Isle Estates Navarre is too small for its own price trend, so here is the market around it.
Across Santa Rosa County, 581 homes are active and 348 pending (38% under contract).
ZIP and county figures describe the wider market, not Treasure Isle Estates Navarre specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Treasure Isle Estates Navarre, Navarre
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Treasure Isle Estates Navarre
Live MLS inventory for Treasure Isle Estates Navarre. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 25 daysTop listing
Active · 13 days
Active · 119 days
Active · 49 daysActive and pending Treasure Isle Estates Navarre listings as of 2026-07-03, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.
Treasure Isle Estates Navarre on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Pensacola MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Santa Rosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Holley Navarre · Elementary
- HOLLEY NAVARRE · Middle
- Navarre · High
Zoned schools reflect the assignments reported on recent Treasure Isle Estates Navarre listings and can change; always confirm with Santa Rosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Treasure Isle Estates Navarre address.
The Treasure Isle Estates Navarre buying strategy.
If we were buying in Treasure Isle Estates Navarre today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Treasure Isle Estates Navarre.
A small, held-tight inventory
With a homestead share near 92%, Treasure Isle Estates behaves like a community people settle into rather than trade through. That stability is the defining trait: only 2 homes are active against a base of 62, which is why the timing of your search matters more than in a high-turnover subdivision. If you want in, you watch and wait.
The build range of 2006 to 2022 means construction methods and systems are relatively modern across the board, and the median living area of about 2,586 square feet points to full-size single-family product rather than starter footprints. Because there are no identified shared amenities, pricing differences you see will track condition, updates, and lot rather than a clubhouse or pool premium.
The location and the amenities are priced into every listing in Treasure Isle Estates Navarre. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin — 2 active listings against 62 homes — the edge is knowing when something is coming before it hits the feed and reading whether a given home is priced to its condition. We track this Navarre pocket closely, so buyers get positioned early and sellers get told the truth about where their finish level lands against a scarce, balanced market.
Treasure Isle Estates Navarre in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Treasure Isle Estates Navarre buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Treasure Isle Estates Navarre sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Treasure Isle Estates Navarre, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Treasure Isle Estates Navarre home worth?
Get a no-obligation home value based on real comparable sales in Treasure Isle Estates Navarre, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Treasure Isle Estates Navarre on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Santa Rosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Santa Rosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Treasure Isle Estates Market Scorecard
Treasure Isle Estates is currently a buyer-leaning market (limited data). About 5.1 months of supply, a median asking price of $454,900, and homes go under contract in about 49 days.
Typical home value in the 32566 ZIP is $420,674, about 15.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Treasure Isle Estates Navarre a buyer's or seller's market right now?
How many homes are in Treasure Isle Estates Navarre?
What share of Treasure Isle Estates Navarre is owner-occupied?
When were the homes in Treasure Isle Estates Navarre built?
Who is the best real estate agent for Treasure Isle Estates Navarre?
How do I find a top Navarre real estate agent who knows Treasure Isle Estates Navarre?
Can Momentum Realty connect me with an agent for Treasure Isle Estates Navarre?
Should you buy in Treasure Isle Estates Navarre?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Treasure Isle Estates Navarre with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Pensacola MLS, refreshed twice daily (last: July 3, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Pensacola MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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More Navarre & Pensacola, Escambia & Santa Rosa guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Pensacola, Escambia & Santa Rosa or the full Neighborhood Finder.
See how Treasure Isle Estates Navarre fits the bigger picture — live prices, inventory, and Momentum Scores:







