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Treasure Isle Estates in Navarre

Treasure Isle Estates

Established 1988 · Intracoastal West · ZIP 32224

A built-out D.R. Horton community in Navarre near East Bay, A-rated schools, a tiny HOA.

A-rated Navarre schoolsVery low HOANear East Bay (not canal-front)
Live Market Pulse
63/100
Momentum
Balanced Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Treasure Isle Estates

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulsePensacola MLS
$475K
Median Price
1.5mo
Supply
33days
Avg DOM
Balanced
Seller Leverage
$202/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Treasure Isle Estates is a built-out D.R. Horton single-family community in Navarre, and the first honest thing to set straight is the name: despite the nautical branding, this is an inland subdivision with views of Poplar Creek and East Bay, not a canal-front, dock-equipped boating community. What it actually offers is solid value in an A-rated Santa Rosa County school district, a tiny HOA (reported around $31 a year) with no CDD, and roomy 2018-2022 homes, about ten minutes from Navarre Beach. The honest reads are that resets on the waterfront expectation are necessary, D.R. Horton build quality warrants a thorough independent inspection (community reviews are mixed), US-98 is the lone congested corridor, and the market has softened. Buy it for the schools, the low carry, and the space; reset the boating expectation and inspect."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Treasure Isle Estates market snapshot (as of June 11, 2026): the median sale price is about $475K ($202 per sq ft), with homes averaging 33 days on market and 1.5 months of supply, a balanced market (limited data). Based on 8 recent closings in live Pensacola MLS data.

Treasure Isle Estates is an established single-family community in Navarre, an unincorporated part of Santa Rosa County (32566), off Highway 87 and Gordon Evans Road north of US-98, built by D.R. Horton largely between 2018 and 2022.

Homes are roomy detached houses, commonly four to six bedrooms and around 3,000 to 3,500 square feet, on streets such as Turquoise Drive and Secret Isle Way. The community is sold out by the builder, so purchases now are resales.

The name and street theme are nautical, but this is an inland subdivision near water, not a canal-platted boating community: homes may have views of Poplar Creek and East Bay, but no private canals or individual boat docks within the subdivision were confirmed. Reset any waterfront-lot expectation accordingly. The carry is very light, with an HOA reported around $31 a year and no CDD found, though confirm both directly.

The draw is the schools and the location. Navarre feeds the A-rated Santa Rosa County district, Navarre Beach is about ten minutes south, and Hurlburt Field is a reasonable commute east. The trade-offs are the waterfront-name reset, mixed D.R. Horton build-quality reviews, US-98 traffic as the only east-west corridor, and a softer 2025-2026 market.

Quick Match

Who Treasure Isle Estates is best for.

Best for

  • Buyers who want roomy homes in an A-rated Santa Rosa County school district
  • Buyers who value a very low HOA and proximity to Navarre Beach
  • Hurlburt Field and Navarre-oriented commuters

Probably not for

  • Buyers who want a true canal-front, dock-equipped boating lot
  • Daily NAS Pensacola commuters (it is a long drive west)
  • Buyers unwilling to do a thorough independent inspection on a D.R. Horton home
Market Pulse

How Treasure Isle Estates is performing right now

63/100
momentum
Balanced Market (limited data)
Seller's marketBalancedBuyer's market
1.5Months of supplytight
33Median days on marketdays
1 : 1Under contract vs for salestrong demand
8Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Treasure Isle Estates listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Treasure Isle Estates buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Treasure Isle Estates

Live MLS inventory for Treasure Isle Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

3504 Topaz Cir home for sale in Treasure Isle EstatesActive · 33 daysTop listing
$468,590
4 bd · 2 ba · 2,320 sqft · built 2009
3504 Topaz Cir, Navarre, 32566
Reno opportunityBest value
Listed by Levin Rinke Realty
3557 Turquoise Dr home for sale in Treasure Isle EstatesPending · 11 days
$488,022
4 bd · 3.5 ba · 2,479 sqft · built 2018
3557 Turquoise Dr, Navarre, 32566
RenovatedBest value
Listed by KELLER WILLIAMS REALTY EMERALD COAST WEST BRANCH

Active and pending Treasure Isle Estates listings as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Interactive Map

Treasure Isle Estates on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Treasure Isle Estates. They are approximate and vary with traffic and your exact start point.

Navarre Beach~10 min · ~5-7 miles south via SR-87
Hurlburt Field~22-25 min · ~17 miles east on US-98
I-10 (SR-87 interchange)~18-20 min · north via SR-87
Downtown Pensacola~35-40 min · ~23-25 miles west on US-98
Pensacola International Airport (PNS)~43-50 min · via SR-87 and I-10
NAS Pensacola~40-45 min · ~27-30 miles west

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Treasure Isle Estates with Momentum Realty’s local guides.

Palmetto RidgePalmetto RidgeNavarre, FL · 0.6 miVillaDanielleVillaDanielleNavarre, FL · 0.6 miNavarre2nd AdditionNavarre2nd AdditionNavarre, FL · 0.7 miNavarre ShoresNavarre ShoresNavarre, FL · 0.7 miRobledal EstatesRobledal EstatesNavarre, FL · 0.7 miCaptain's CoveCaptain's CoveNavarre, FL · 0.7 miVillage at NavarreVillage at NavarreNavarre, FL · 0.8 miBuckeyes LandingBuckeyes LandingNavarre, FL · 0.8 miSound RetreatSound RetreatNavarre, FL · 0.9 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Treasure Isle Estates (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Santa Rosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Treasure Isle Estates is served by Santa Rosa County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Treasure Isle Estates address.

The takeaway

What is actually shaping value at Treasure Isle Estates, sourced and dated. The A-rated schools, a softer market, and US-98 traffic are the practical facts.

Recent Developments in Treasure Isle Estates

Development Intelligence

Our read on what is being built around Treasure Isle Estates, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe backdrop is steady Navarre demand on strong schools and beach proximity, against a softer 32566 market that favors buyers. A long-range Navarre access road and population growth are the corridor watch items.

A-rated Santa Rosa County schools

BullishNavarre feeds the A-rated Santa Rosa County district (Holley-Navarre and Navarre High), a durable draw for buyers and a support for resale. impact
SignificanceRadius: Navarre

A-rated Santa Rosa County schools

Softening 32566 market

NeutralThe Navarre ZIP eased into late 2025 with days on market lengthening, handing prepared buyers negotiating room. impact
SignificanceRadius: ZIP 32566

Softening 32566 market

US-98 congestion and a planned relief road

NeutralUS-98 is the only east-west corridor and congests at peak; Santa Rosa County completed a study for a parallel Navarre access road, a long-range relief project. impact
SignificanceRadius: Navarre corridor

US-98 congestion and a planned relief road

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Treasure Isle Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. June 2025
    Infrastructure

    Navarre Community Access Road study completed

    Santa Rosa County completed the project-development study for a new east-west corridor north of US-98 in June 2025, with engineering ongoing, intended to relieve the single-corridor congestion that affects Navarre commutes. Why it matters: Long-range relief is planned but not built; factor current US-98 peak traffic into commute expectations. Source

  2. 2024-2025
    Schools

    Santa Rosa County rated an A district

    Santa Rosa County District Schools earned an A rating for 2024-2025, reinforcing Navarre's appeal to families. Why it matters: A strong county district supports resale demand here; confirm the zoned schools for the specific address. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Treasure Isle Estates buying strategy.

If we were buying in Treasure Isle Estates, this is the order of operations we would run, and the one we run for our clients.

1

Reset the waterfront expectation. This is an inland subdivision near Poplar Creek and East Bay, not a canal-front boating community with private docks; confirm exactly what water access, if any, a specific home has.

2

Get a thorough independent inspection. Community reviews of the builder are mixed; on a 2018-2022 D.R. Horton home, use your own inspector for roof, systems, and grading.

3

Confirm the HOA and any rental rules. Verify the reported ~$31/yr HOA, what it covers, and any short-term-rental rules via the association.

4

Check the FEMA flood zone. Inland Navarre lots are often lower-risk, but confirm the zone and insurance for the specific address.

5

Verify the zoned schools. Confirm the assigned primary, intermediate, middle, and high school by address with the district.

The Quick Decision
Best Buy
A well-built, well-inspected 2018-2022 home priced to recent in-community comps, bought for the A-rated schools and the space, with the water expectation reset.
Biggest Risk
Overpaying on a waterfront assumption the subdivision does not deliver, or buying a D.R. Horton home without an independent inspection.
Best Lot
Lots are similar inland parcels; weigh creek or bay views, drainage, and what the home backs to.
Smart Timing
A softer 2025-2026 market with longer days on market gives prepared buyers room; price to in-community comps.
Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Treasure Isle Estates is a built-out single-family community in Navarre (unincorporated Santa Rosa County, 32566), off Highway 87 and Gordon Evans Road north of US-98, built by D.R. Horton largely 2018-2022. Homes are roomy detached houses (commonly 3,000 to 3,500 square feet, four to six bedrooms) on streets like Turquoise Drive; the community is sold out, so purchases are resales. Despite the nautical name, it is an inland subdivision with views of Poplar Creek and East Bay, not a canal-platted boating community with private docks. The carry is very light, with an HOA reported around $31 a year and no CDD found. The draws are the A-rated Santa Rosa County schools and proximity to Navarre Beach; trade-offs are the waterfront-name reset, mixed D.R. Horton build reviews, US-98 traffic, and a softer market. Schools are in the Santa Rosa County School District; confirm assignments by address.

Treasure Isle Estates Homes For Sale

What your money buys in Treasure Isle Estates.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Treasure Isle Estates today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: smaller floor plans
$388K to $462K

The lower end is the smaller plans in the community, with documented resales from around $369,900 (Redfin, 2023). The very low HOA keeps the carry minimal.

Lowest entry
Mid: roomy four-bedroom homes
$462K to $660K

The core is the roomy four- and five-bedroom homes, with documented resales in the $435,000 to $540,000 range (Redfin, 2023-2025), near or above the 32566 ZIP median around $395,000 to $420,000.

Most inventory
High: largest homes
$660K to $670K

The top is the largest five- and six-bedroom homes, with resales reaching toward $625,000 (Redfin, 2024). Size and condition, not waterfront, drive these; comp within the community.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings
What Your Money Buys

What ~$475K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$388K to $462K
Entry: smaller floor plans
The lower end is the smaller plans in the community, with documented resales from around $369,900 (Redfin, 2023). The very low HOA keeps the carry minimal.
$462K to $660K
Mid: roomy four-bedroom homes
The core is the roomy four- and five-bedroom homes, with documented resales in the $435,000 to $540,000 range (Redfin, 2023-2025), near or above the 32566 ZIP median around $395,000 to $420,000.
$660K to $670K
High: largest homes
The top is the largest five- and six-bedroom homes, with resales reaching toward $625,000 (Redfin, 2024). Size and condition, not waterfront, drive these; comp within the community.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Treasure Isle Estates, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Proprietary Data

The renovation premium.

Renovated-listing inventory in Treasure Isle Estates is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Treasure Isle Estates holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Treasure Isle Estates

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Treasure Isle Estates1

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Treasure Isle Estates2

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Treasure Isle Estates3

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Treasure Isle Estates4

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Treasure Isle Estates5

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The name says treasure isle, but this is inland Navarre near the water, not a canal-front dock community. The deal is the A-rated schools, the low carry, and a real inspection.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.7B+ · Buy Score
Resale Strength7.8/10
Renovation Risk8.2/10
Location Efficiency7.4/10
Long-Term Defensibility7.4/10
Carrying Cost Advantage8.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Treasure Isle Estates is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.
About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take
  • Lots are inland parcels; some have creek or bay views.
  • Weigh drainage and what the home backs to.
  • Confirm the FEMA flood zone for the specific lot.

Treasure Isle Estates' lots are inland Navarre parcels, some with views toward Poplar Creek or East Bay but without private docks. The lot read covers any water view, drainage, what the home backs to, and the FEMA flood zone for the specific address. Because the homes are similar D.R. Horton builds, the lot, the view, and the home's condition, not square footage alone, separate one home's value from the next.

The 15-Second Verdict

Treasure Isle Estates in 15 seconds.

Best forBuyers who want roomy homes in an A-rated district near Navarre Beach at a very low HOA.
Strong onSchools, space, and carry: A-rated Santa Rosa schools, large 2018-2022 homes, a reported ~$31/yr HOA, and no CDD.
WatchThe waterfront-name reset (no canal lots), mixed D.R. Horton build reviews, US-98 traffic, and a softer market.
Not forBuyers wanting a true canal-front dock lot, daily NAS commuters, or those who will not inspect a D.R. Horton home.
The edgeA softer market with longer days on market lets a prepared, well-inspected buyer negotiate in a strong school zone.

HOA, CDD & Fees

15-Second Take
  • HOA reported ~$31/yr, very low.
  • No CDD found.
  • Inland subdivision near water, not canal-front with docks.
  • A-rated Santa Rosa schools.
  • Use your own inspector on a D.R. Horton home.

The HOA is reported at roughly $31 a year, an unusually low figure, with no CDD found, so recurring overhead is minimal. Confirm the exact dues, what they cover, and any short-term-rental rules via the association, since resident reviews describe the HOA as light-touch. The real costs are taxes and insurance rather than dues.

The HOA covers basic common-area items in keeping with the very low dues; there are no major amenities to fund. Verify the specifics for a particular home.

This is a low-amenity community without resort facilities; the appeal is the schools, the space, and proximity to Navarre Beach.

Run Your Numbers

Tools for a Treasure Isle Estates buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxSanta Rosa County millage and the homestead picture.Rent vs buyThe breakeven on owning in Treasure Isle Estates.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Treasure Isle Estates

Selling in Treasure Isle Estates? Be clear it is near the water, not canal-front.

Set the right expectation up front, this is an inland Navarre home in an A-rated school zone, not a dock-equipped canal lot. Document the schools, the space, and the low carry, and price to recent in-community comps.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Treasure Isle Estates, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Treasure Isle Estates, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Treasure Isle Estates home worth?

Get a no-obligation home value based on real comparable sales in Treasure Isle Estates matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Treasure Isle Estates home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Treasure Isle Estates year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Treasure Isle Estates Market Scorecard

Strong seller's market

Treasure Isle Estates is currently a strong seller's market. About 1.5 months of supply, a median asking price of $468,590, and homes go under contract in about 33 days.

1.5
Months supply
$468,590
Median list
$474,750
Median sold
$202
Per sqft
33
Days on mkt
1/1/8
Active/Pend/Sold

Typical home value in the 32566 ZIP is $417,975, about 15.5% below the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Treasure Isle Estates a waterfront or canal community?
No. Despite the nautical name, it is an inland Navarre subdivision with views of Poplar Creek and East Bay, not a canal-platted community with private boat docks. Confirm exactly what water access, if any, a specific home offers.
Does Treasure Isle Estates have an HOA or CDD?
It has a very low HOA, reported at roughly $31 a year, and no CDD was found. Confirm the exact dues, what they cover, and any rental rules via the association.
Who built Treasure Isle Estates?
D.R. Horton built the community largely between 2018 and 2022, with roomy four- to six-bedroom homes. It is sold out, so purchases are resales.
How much do homes in Treasure Isle Estates cost?
Documented resales ran roughly $370,000 to $625,000 depending on size (Redfin, 2023-2025), near or above the 32566 ZIP median around $395,000 to $420,000. Confirm current pricing with recent in-community comps.
What schools serve Treasure Isle Estates?
It is in the A-rated Santa Rosa County School District, typically Holley-Navarre or West Navarre schools and Navarre High. Assignment is by address, so confirm the zoned schools with the district.
How far is Treasure Isle Estates from the beach?
Navarre Beach is about ten minutes south via SR-87, with Hurlburt Field roughly twenty-two to twenty-five minutes east and I-10 about eighteen to twenty minutes north.
Is Treasure Isle Estates a good fit for NAS Pensacola families?
Less so for daily NAS Pensacola commuters, since the base is about 27 to 30 miles west, a forty-to-forty-five-minute drive. It fits better for Hurlburt Field, Navarre, and remote-work buyers.
Is Treasure Isle Estates in a flood zone?
Inland Navarre lots are often lower-risk (commonly FEMA Zone X), but the zone is parcel-specific. Confirm the FEMA flood zone and insurance for the exact address.
What should I know about D.R. Horton quality here?
Community reviews of the builder are mixed, so use your own independent inspector (not builder-affiliated) for the roof, systems, and grading on a specific 2018-2022 home before closing.
What should I check before buying in Treasure Isle Estates?
Reset the waterfront expectation, get an independent inspection, confirm the HOA dues and rental rules, verify the school zoning, and check the FEMA flood zone and insurance, then comp to recent in-community sales.
Is Treasure Isle Estates a good investment?
The A-rated schools, roomy homes, and low carry support steady demand near Navarre Beach, but the waterfront-name reset, mixed build reviews, and a softer market are factors. Buy well and inspect; this is not a guarantee of future value.
Should I use the listing agent to buy in Treasure Isle Estates?
No. The listing agent works for the seller. Having your own representation to reset the water expectation, arrange an independent inspection, and comp the community is the highest-leverage decision you make.
The Verdict

Should you buy in Treasure Isle Estates?

An honest fit check. We will tell you when it is not your community.

You want roomy homes in an A-rated Santa Rosa County districtExcellent fit
You value a very low HOA and proximity to Navarre BeachExcellent fit
You commute toward Hurlburt Field or work in NavarreExcellent fit
You want a true canal-front, dock-equipped boating lotProbably not
You commute daily to NAS PensacolaProbably not
You will not do a thorough independent inspectionProbably not

Get the inside read on Treasure Isle Estates

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Treasure Isle Estates home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

By pressing Get My Treasure Isle Estates Game Plan, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call and text you about your inquiry, which may involve automated means and prerecorded or artificial voices, at the number you provided. You do not need to consent as a condition of buying any property, goods, or services. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out, HELP for help. You also agree to our Privacy Policy and SMS Terms.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Treasure Isle Estates specialist will reach out personally, usually the same day.

Treasure Isle Estates median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Treasure Isle Estates, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Pensacola area market guide or every community in the Neighborhood Finder.

More Navarre & Pensacola, Escambia & Santa Rosa guides

Compare before you commit — every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Pensacola, Escambia & Santa Rosa or the full Neighborhood Finder.

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