Biscayne Pointe in Navarre

Biscayne Pointe

HOA community · Navarre · ZIP 32566

An HOA community of single-family homes in Navarre, minutes from the beach and the pier.

HOA communitySingle-familyNear Navarre Beach
Live Market Pulse
60/100
Momentum
Balanced Market (limited data)
Biscayne Pointe is an HOA community of single-family homes, so condition, the lot, and the HOA terms set where a home lands more than any headline number.
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Unlock Off-Market Biscayne Pointe

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulsePensacola MLS
$550K
Median Price
4mo
Supply
1days
Avg DOM
Balanced
Seller Leverage
$249/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Biscayne Pointe is an established HOA community of about 158 single-family homes in Navarre, a managed neighborhood near Navarre Beach and Florida's longest fishing pier in the A-rated Santa Rosa school county. The read is condition and the lot together with the HOA terms, on a consistent single-family stock, with Navarre's schools and beach access as the durable draws."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Biscayne Pointe market snapshot (as of June 11, 2026): the median sale price is about $550K ($249 per sq ft), with homes averaging 1 days on market and 4.0 months of supply, a balanced market (limited data). Based on 3 recent closings in live Pensacola MLS data.

Biscayne Pointe is an HOA community of about 158 single-family homes in Navarre, Santa Rosa County (ZIP 32566). Navarre sits on the Gulf Coast about 25 miles east of Pensacola, known for its beaches, fishing, and outdoor recreation.

As an HOA community, the read is the home and the lot together with the HOA terms: confirm the current dues, what they cover, and any rules. The single-family stock is relatively consistent, so condition and updates separate one sale from the next.

Navarre's draw is the blend of A-rated Santa Rosa schools and beach access, with Navarre Beach and the longest fishing pier in Florida a short drive away.

For buyers who want a managed single-family neighborhood near the beach and top schools, Biscayne Pointe is a sensible target; confirm the HOA terms, the home, and the lot.

Best for

  • Buyers who want a managed single-family HOA neighborhood
  • Buyers who want A-rated Navarre schools and beach access
  • Buyers who value a consistent neighborhood standard
  • Buyers comfortable with HOA dues and rules

Probably not for

  • Buyers who want no HOA and the lowest carrying cost
  • Buyers who want a large custom or estate home
  • Buyers who want a waterfront lot of their own
  • Buyers who want an urban, walkable setting

How Biscayne Pointe is performing right now

60/100
momentum
Balanced Market (limited data)
Seller's marketBalancedBuyer's market
4Months of supplytight
1Median days on marketdays
1 : 1Under contract vs for salestrong demand
3Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
-4%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Biscayne Pointe listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Biscayne Pointe buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Biscayne Pointe

Live MLS inventory for Biscayne Pointe. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Biscayne Pointe listings as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Biscayne Pointe pairs A-rated Navarre schools with a short drive to Navarre Beach and the pier, trading a longer Pensacola commute for value and lifestyle.

Navarre (Hwy 98) retail~10 min · shopping and dining
Navarre Beach and pier~15 to 20 min · Gulf access
Hurlburt Field~25 min · east
Gulf Breeze~25 min · west
Downtown Pensacola~40 min · via Hwy 98 or I-10
Pensacola Int'l Airport (PNS)~40 min · west

Drive times are approximate and vary with traffic and your exact departure point. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Biscayne Pointe with Momentum Realty’s local guides.

Fox Den VillagesFox Den VillagesNavarre, FL · adjacentIvalea GardensIvalea GardensNavarre, FL · adjacentMossy CoveMossy CoveNavarre, FL · adjacentVillage at NavarreVillage at NavarreNavarre, FL · 0.3 miHidden Creekat Holley by the SeaHidden Creekat Holley by the SeaNavarre, FL · 0.7 miPalmetto RidgePalmetto RidgeNavarre, FL · 0.7 miVillaDanielleVillaDanielleNavarre, FL · 0.7 miBuckeyes LandingBuckeyes LandingNavarre, FL · 0.9 miGrand Bay EstatesGrand Bay EstatesNavarre, FL · 0.9 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Biscayne Pointe (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Santa Rosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Biscayne Pointe is served by Santa Rosa County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Biscayne Pointe address.

The takeaway

What shapes value around Biscayne Pointe: Santa Rosa County's sustained growth, the A-rated school district's capacity expansion, and the area's value relative to the coast. Each item is sourced and linked.

Recent Developments in Biscayne Pointe

Our read on what is being built around Biscayne Pointe, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishSanta Rosa's schools and growth support demand. The watch items are condition on a varied stock and statewide insurance costs.

Santa Rosa among the fastest-growing counties

2025
BullishMajor impact
SignificanceRadius: County

Sustained population growth supports demand across the county.

A-rated district expanding capacity

2026
BullishMajor impact
SignificanceRadius: County

An A-rated district adding capacity, including a new high school, is a durable draw.

Value relative to the coast

Ongoing
BullishNotable impact
SignificanceRadius: Area

Prices below the coastal communities keep the area attractive to value buyers.

Convenient access to Pensacola and the beaches

Ongoing
BullishNotable impact
SignificanceRadius: Area

Reasonable access to jobs and the Gulf keeps the buyer pool broad.

Varied housing stock

Ongoing
NeutralNotable impact
SignificanceRadius: Community

A varied stock means condition and the lot, not a single standard, set pricing.

Florida insurance costs

Ongoing
BearishNotable impact
SignificanceRadius: Area

Rising statewide insurance is a carrying-cost factor to confirm early.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Biscayne Pointe, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. March 2025
    Growth

    Santa Rosa County posts strong population growth

    Census-based reporting showed Santa Rosa County among Gulf Coast counties gaining population in 2025, part of a multi-year surge driving heavy demand. Why it matters: Sustained growth supports demand for Biscayne Pointe. Source

  2. January 2026
    Schools

    Santa Rosa adds school capacity as population surges

    With the A-rated district straining on capacity, Santa Rosa County moved to add schools, including Soundside High School opening in fall 2026 with room for 1,800 students. Why it matters: An A-rated district adding capacity supports values in the area. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Biscayne Pointe, this is the order of operations we would run, and the one we run for our clients.

1

Read the HOA terms. Confirm the dues, what they cover, and the rules for the community.

2

Check the home and the lot, the condition, updates, and the lot.

3

Confirm the flood picture on any lower-lying Navarre lot, and quote insurance early.

4

Verify the zoned schools by address in the A-rated Santa Rosa system.

5

Cross-shop a Navarre peer, and weigh Buckeyes Landing nearby.

Best Buy
An updated home on a strong lot in the managed community
Biggest Risk
Overlooking HOA terms or the flood picture
Best Lot
Larger and well-positioned lots over standard interior lots
Smart Timing
Confirm HOA terms, flood, and condition before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Biscayne Pointe is an HOA community of about 158 single-family homes in Navarre, a managed neighborhood near Navarre Beach and the longest fishing pier in Florida, in the A-rated Santa Rosa school county. As an HOA community, the read is the home and the lot together with the HOA terms, on a relatively consistent single-family stock where condition and updates separate one sale from the next. Confirm the HOA dues and rules, any CDD, the flood and insurance picture, and school zoning per home.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Home
$475K to $550K

Standard single-family homes on interior lots, the entry into a managed Navarre community.

Lowest entry
The Updated Home
$550K to $1.18M

Well-kept and updated homes on strong lots, the heart of the market here.

Most inventory
The Best Lots
$1.18M to $1.18M

The larger or better-positioned lots with strong homes, the properties that hold value best here.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$475K to $550K
The Entry Home
Standard single-family homes on interior lots, the entry into a managed Navarre community.
$550K to $1.18M
The Updated Home
Well-kept and updated homes on strong lots, the heart of the market here.
$1.18M to $1.18M
The Best Lots
The larger or better-positioned lots with strong homes, the properties that hold value best here.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Asking price per square foot
Renovated$240
Original$211
Median days on market
Renovated1
Original3

From current Biscayne Pointe listings (renovated 1, original 1); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Jon Brooks, Momentum Realty
Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Managed HOA single-family communityStrong
A-rated Navarre schoolsStrong
Beach and pier access nearbyPositive
HOA terms to confirmManage it
Coastal insurance in parts of NavarreManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Biscayne Pointe

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The management and the beach access are the draw. The deal is won or lost on the home, the lot, and the HOA terms.

Jon Brooks · Founder, Momentum Realty
7.9B · Buy Score
Resale Strength7.9/10
Renovation Risk7.0/10
Location Efficiency8.0/10
Long-Term Defensibility8.0/10
Carrying Cost Advantage7.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Biscayne Pointe is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take
  • The home and the lot drive value
  • The HOA protects a community standard
  • Larger, well-positioned lots hold value best
  • Confirm the flood picture in Navarre
  • Read the HOA and the home first

In a managed single-family HOA community, value is in the specific home and lot within a protected standard. Biscayne Pointe's consistent homes near top schools and the beach are the durable draw, while the HOA terms shape the carrying cost. Read the HOA, the home, and the lot first, confirm the flood picture, and price against in-community comps.

Biscayne Pointe in 15 seconds.

Best forBuyers who want a managed single-family HOA neighborhood in Navarre near the beach.
Biggest advantageA managed standard near top schools and the beach in Navarre.
Biggest riskHOA terms and the flood picture, so confirm both carefully.
Sweet spotAn updated home on a strong lot, priced to comps.
Avoid ifYou want no HOA, a custom estate, or your own waterfront lot.

HOA, CDD & Fees

15-Second Take
  • HOA community of ~158 single-family homes
  • Confirm dues, rules, and any CDD
  • A-rated Navarre schools nearby
  • Home, lot, and HOA terms drive value
  • Confirm the flood picture

Biscayne Pointe is an HOA community; confirm the current dues, what they cover, and the rules with the association. Confirm whether a CDD applies per parcel, and the flood and insurance picture on lower-lying Navarre lots.

HOA administration and common-area maintenance protecting a community standard; confirm exact inclusions and rules in the current HOA documents.

The takeaway

In Biscayne Pointe your home, lot, and the HOA terms decide your number; we build the case with in-community comps, not an automated guess.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Biscayne Pointe, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Buckeyes Landing, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Biscayne Pointe home worth?

Get a no-obligation home value based on real comparable sales in Biscayne Pointe matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Biscayne Pointe home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Biscayne Pointe year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Biscayne Pointe Market Scorecard

Balanced

Biscayne Pointe is currently a balanced. About 4.0 months of supply, a median asking price of $410,000, and homes go under contract in about 1 days.

4.0
Months supply
$410,000
Median list
$550,000
Median sold
$240
Per sqft
1
Days on mkt
1/1/3
Active/Pend/Sold

Typical home value in the 32566 ZIP is $417,975, about 15.5% below the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Biscayne Pointe?
Biscayne Pointe is an HOA community of about 158 single-family homes in Navarre, Santa Rosa County (ZIP 32566).
Does Biscayne Pointe have an HOA?
Yes. Confirm the current dues, what they cover, and the rules with the association, and whether a CDD applies.
What kind of homes are in Biscayne Pointe?
Single-family homes in a managed community, relatively consistent in standard. Condition and updates separate one sale from the next.
What do homes cost in Biscayne Pointe?
It is a single-family HOA market in Navarre. The figure that matters is the comparable-sales read on a specific home, matched to its condition, lot, and the HOA.
Are the schools good in Biscayne Pointe?
It is in the A-rated Santa Rosa County district in the Navarre area. School assignment is by address, so confirm the exact zoning for a specific home.
How close is Biscayne Pointe to the beach?
Navarre Beach and the longest fishing pier in Florida are a short drive from the community. Confirm your real drive times.
Is Biscayne Pointe in a flood zone?
Parts of Navarre can fall in flood zones. Pull the FEMA flood zone and insurance quotes on any specific home before you rely on a price.
Is there a CDD in Biscayne Pointe?
Confirm whether a Community Development District applies to a specific parcel as part of your due diligence.
How many homes are in Biscayne Pointe?
About 158 single-family homes per third-party sources. Confirm the exact count and any phasing with the association.
Is Biscayne Pointe a good investment?
A managed standard, top schools, and beach access support the community. As with any HOA community, the home, the lot, and the association drive the outcome; this is not a guarantee of future value.
What should I check before buying here?
The HOA dues and rules, the home and lot, the flood and insurance picture, school zoning, and the comparable-sales read.
Should I use the listing agent to buy in Biscayne Pointe?
No. The listing agent works for the seller. Having your own representation, especially when the HOA terms and the lot swing value, is the highest-leverage decision you make.
Buyers who want a managed single-family HOA neighborhoodExcellent fit
Buyers who want A-rated Navarre schools and beach accessExcellent fit
Buyers who value a consistent neighborhood standardExcellent fit
Buyers comfortable with HOA dues and rulesExcellent fit
Buyers who want no HOA and the lowest carrying costProbably not
Buyers who want a large custom or estate homeProbably not
Buyers who want a waterfront lot of their ownProbably not
Buyers who want an urban, walkable settingProbably not

Get the inside read on Biscayne Pointe

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Biscayne Pointe home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Biscayne Pointe specialist will reach out personally, usually the same day.

Biscayne Pointe median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Biscayne Pointe, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Pensacola area market guide or every community in the Neighborhood Finder.

More Navarre & Pensacola, Escambia & Santa Rosa guides

Compare before you commit — every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Pensacola, Escambia & Santa Rosa or the full Neighborhood Finder.

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