Creetwoods
Homes for Sale in Navarre, FL
All 118 homes for sale in Navarre, FL · median $494,900 · Santa Rosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of Jodi Van Wagner, Levin Rinke Realty · via Pensacola MLS
Creetwoods is a community in Navarre, Santa Rosa County, FL. Across Navarre as a whole, 102 homes closed in the last 12 months at a median of $448,500, 40 median days on market, with 17 homes for sale today. At that median and Santa Rosa County's FY2025-26 rate of 12.81 mills, annual property tax runs about $5,740 ($5,240 with the full homestead exemption).

Creetwoods is a 107-home enclave in Navarre where the homes were built in a tight window, 2001 to 2014, with the median dating to 2003. That narrow age band matters: you are largely comparing like against like, so what separates one sale from the next is condition, updates, and lot, not vintage. The median home runs a substantial 2,564 square feet, so this is a full-size-house market rather than a starter one, and price here is driven by how a specific home has been kept rather than by any community premium.
As of July 13, 2026, there are zero active listings. That is the whole story for posture right now: nothing is on the market, so buyers cannot shop and sellers cannot see fresh comps. A near-80% homestead share tells you most owners are settled in and not casually flipping, which is part of why inventory is so thin. If you want in, you are playing a waiting game, and when a home does list, be ready to move on it.
The 60-Second Overview
Creetwoods is a settled, owner-occupied pocket of Navarre in Santa Rosa County, built out across a single decade and dominated by larger homes. With no listings currently active, it trades quietly and infrequently.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Creetwoods. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Pensacola MLS listings in Creetwoods; content deemed reliable but not guaranteed.
Who Creetwoods is best for.
Best for
- Buyers seeking more square footage who value a settled, low-turnover setting
- Patient buyers who can wait months for the right home to list
- Owner-occupants planning to stay put rather than flip quickly
Probably not for
- Buyers on a tight timeline who need to close in the next few weeks
- Anyone whose budget only works for a smaller, entry-size home
- Buyers who want pools, clubhouses, or other on-site amenities
The market around Creetwoods
Creetwoods is too small for its own price trend, so here is the market around it.
Across Santa Rosa County, 581 homes are active and 348 pending (38% under contract).
ZIP and county figures describe the wider market, not Creetwoods specifically. Momentum Research analysis of MLS records.
The Creetwoods buying strategy.
If we were buying in Creetwoods today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Creetwoods.
A closed-shop market with size on its side
The defining traits here are size and stability. A median of 2,564 living square feet puts most of these homes well above a compact footprint, and with construction concentrated between 2001 and 2014, systems and layouts share a common era. When you evaluate a home in Creetwoods, spend your energy on updates, roof and mechanical age, and interior condition, because those are the levers that move value in a subdivision this uniform.
No community amenities turned up in current MLS listings, so do not underwrite this as an amenity play. The draw is the housing stock itself and the Navarre location. Combine that with a homestead share near 80% and a fully built-out community, and you get a market that turns over slowly. Patience is the price of admission.
The location and the amenities are priced into every listing in Creetwoods. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with no active listings and infrequent turnover, timing and access are everything. We track Creetwoods at the parcel level, watch for homes coming to market before they hit the feed, and can tell you quickly whether a specific home's condition justifies its ask given how uniform the surrounding stock is. For sellers, we can position a rare listing into a market with essentially no competing inventory.
Creetwoods in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Creetwoods buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Creetwoods sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Creetwoods, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Creetwoods home worth?
Get a no-obligation home value based on real comparable sales in Creetwoods, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Navarre →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Santa Rosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Santa Rosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Creetwoods Market Scorecard
Creetwoods is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.
Typical home value in the 32566 ZIP is $416,780, about 15.5% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Creetwoods?
What share of Creetwoods is owner-occupied?
When were the homes in Creetwoods built?
Who is the best real estate agent for Creetwoods?
How do I find a top Navarre real estate agent who knows Creetwoods?
Can Momentum Realty connect me with an agent for Creetwoods?
Where is Creetwoods, and what county is it in?
Should you buy in Creetwoods?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Pensacola MLS, refreshed twice daily (last: September 20, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Pensacola MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Creetwoods fits the bigger picture — live prices, inventory, and Momentum Scores:
More Navarre & Pensacola, Escambia & Santa Rosa guides
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