Creetwoods

Established 1988 · Intracoastal West · ZIP 32224

An established East Navarre brick-home neighborhood, no HOA, near Hurlburt Field.

No HOAAll-brick Adams HomesA-rated Navarre schools

Live Market Pulse

53/100
Momentum

Buyer-Leaning Market (limited data)

Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.

Free · No obligation

Unlock Off-Market Creetwoods

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulsePensacola MLS

$385K

Median Price

0mo

Supply

58days

Avg DOM

Soft

Seller Leverage

$214/sf

Median $/Sqft

-6%

1-Yr Price Change

0now

Distress

Jon's Current Read

"Creetwoods is an established (circa 2001-09) Adams Homes single-family neighborhood on Heritage Circle in East Navarre, valued for all-brick construction at no HOA in the A-rated Santa Rosa County school district, with strong military demand from nearby Hurlburt Field. Homes (three and four bedrooms, roughly 1,500 to 3,000 square feet) trade around $350,000 to $430,000, about a mile from US-98 and minutes from Navarre Beach. The honest reads are 15-to-25-year-old homes now on a systems cycle, a 5/10 zoned high school, the single-corridor US-98 commute, and a softening Navarre market. Buy it for the brick build, the no-HOA carry, and the schools; inspect the systems and comp within the neighborhood."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Creetwoods market snapshot (as of June 11, 2026): the median sale price is about $385K ($214 per sq ft), a buyer-leaning market (limited data). Based on 1 recent closings in live Pensacola MLS data.

Creetwoods is an established single-family neighborhood on Heritage Circle in East Navarre (unincorporated Santa Rosa County, 32566), accessed off Whispering Pines Boulevard about a mile north of US-98.

The homes are detached all-brick Adams Homes houses, three and four bedrooms, roughly 1,500 to 3,000 square feet, built primarily 2001-09, with underground utilities. It is a built-out neighborhood; purchases are resales.

There is no HOA (confirmed across listings, with $0 dues) and no CDD, so recurring overhead is just taxes and insurance. Confirm any individual deed restrictions for the specific home.

The draw is all-brick value at no HOA in the A-rated Santa Rosa County district, with strong Hurlburt Field military demand, minutes from Navarre's retail and Navarre Beach. The trade-offs are 15-to-25-year-old homes on a systems cycle, a 5/10 zoned high school, the single-corridor US-98 commute, and a softening Navarre market.

Quick Match

Who Creetwoods is best for.

Best for

Military buyers wanting all-brick value near Hurlburt Field at no HOA
Buyers who want the A-rated Santa Rosa district without HOA fees
Value buyers who want a brick home minutes from Navarre Beach

Probably not for

Families set on a strong zoned high school
Buyers who want new construction or HOA amenities
Daily NAS Pensacola commuters (it is a long drive west)

Market Pulse

How Creetwoods is performing right now

53/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

66Median days on marketdays

1 : 0Under contract vs for salestrong demand

1Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Creetwoods listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare or Navarre. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 1active : pending

For sale0

Pending1

Sold 12mo1

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Creetwoods buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Creetwoods

Live MLS inventory for Creetwoods. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

9562 Dynasty Ln home for sale in Creetwoods

Pending · 42 days

$400,000

4 bd · 2 ba · 2,282 sqft · built 2003

9562 Dynasty Ln, Navarre, 32566

Listed by Levin Rinke Realty

2479 Heritage Cir home for sale in Creetwoods

Sold

$385,000

3 bd · 2 ba · 1,799 sqft · built 2003

2479 Heritage Cir, Navarre, 32566

Listed by KELLER WILLIAMS REALTY EMERALD COAST WEST BRANCH

No homes are actively for sale in Creetwoods right now, so its recent closed sales are shown, as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Interactive Map

Creetwoods on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Creetwoods. They are approximate and vary with traffic and your exact start point.

Navarre US-98 retail~3-5 min · ~1 mile south

Navarre Beach~10 min · south via SR-87

Hurlburt Field~20-25 min · east on US-98

NAS Whiting Field (Milton)~30-40 min · north via FL-87

NAS Pensacola~35-45 min · west on US-98

Pensacola International Airport (PNS)~45-50 min · west

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Creetwoods with Momentum Realty’s local guides.

Holley ShoresNavarre, FL · 0.8 mi

Buckeyes LandingNavarre, FL · 0.9 mi

Sky Ridge EstatesNavarre, FL · 1.0 mi

Village at NavarreNavarre, FL · 1.4 mi

Hidden Creekat Holley by the SeaNavarre, FL · 1.5 mi

Biscayne PointeNavarre, FL · 1.6 mi

Fox Den VillagesNavarre, FL · 1.6 mi

Ivalea GardensNavarre, FL · 1.6 mi

Mossy CoveNavarre, FL · 1.6 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Creetwoods (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Santa Rosa County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Creetwoods is served by Santa Rosa County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Creetwoods address.

The takeaway

What is actually shaping value in Creetwoods, sourced and dated. The brick build, the no-HOA carry, and the A-rated schools are the practical facts.

Recent Developments in Creetwoods

Development Intelligence

Our read on what is being built around Creetwoods, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe backdrop is steady Navarre demand on strong schools and Hurlburt Field proximity, against a softer 32566 market. The recurring items are the home systems and the high school.

All-brick value at no HOA

BullishAll-brick Adams Homes at no HOA in the A-rated Santa Rosa district is a scarce, established combination. impact

SignificanceRadius: East Navarre

All-brick value at no HOA

Hurlburt Field military demand

BullishStrong demand from Hurlburt Field and AFSOC families supports resale liquidity and rental interest. impact

SignificanceRadius: East Navarre

Hurlburt Field military demand

5/10 high school and US-98 commute

NeutralThe zoned high school rates 5/10 and US-98 is the single west-east corridor; weigh the high school and the commute. impact

SignificanceRadius: Navarre

5/10 high school and US-98 commute

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Creetwoods, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

2025-2026
Market
Navarre 32566 softens
Into 2026 the 32566 market eased, with the median around $399,000 and longer days on market, while Creetwoods homes traded around $350,000 to $430,000 (Redfin/Zillow, 2021-2026). Why it matters: Softer conditions give buyers room; comp within the neighborhood. Source
2024-2025
Schools
Santa Rosa County rated an A district
Santa Rosa County District Schools earned an A district rating for 2024-2025, with Holley-Navarre Intermediate and Middle (both 7/10) and Navarre High at 5/10. Why it matters: A strong county district supports demand; confirm the zoned schools and weigh the high school. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Creetwoods buying strategy.

If we were buying in Creetwoods, this is the order of operations we would run, and the one we run for our clients.

Inspect the systems. On a 2001-09 brick home, inspect the roof, HVAC, and systems and budget for updates on a 15-to-25-year-old home.

Confirm no HOA and any deed restrictions. Verify there is no HOA or CDD and any individual deed restrictions for the specific home.

Verify the schools, especially the high school. Confirm the assigned schools by address, weighing the strong intermediate and middle and the 5/10 high school.

Pull the FEMA flood zone. East Navarre interior lots are often lower-risk, but confirm the flood zone for the exact lot.

Comp within the neighborhood. Price to recent Heritage Circle sales in a softening market.

The Quick Decision

Best Buy

A well-kept 2001-09 brick home whose roof and systems are addressed, priced to recent in-neighborhood comps, in the A-rated school district.

Biggest Risk

Underbudgeting the home's systems, or buying without weighing the high school and the commute.

Best Lot

Lots are similar Adams Homes parcels; weigh what the home backs to and the drainage.

Smart Timing

A softer 32566 market gives buyers room; comp within the neighborhood.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Creetwoods is an established single-family neighborhood on Heritage Circle in East Navarre (unincorporated Santa Rosa County, 32566), off Whispering Pines Boulevard about a mile north of US-98, with detached all-brick Adams Homes houses (roughly 1,500 to 3,000 square feet) built primarily 2001-09 on underground utilities. There is no HOA (confirmed across listings) and no CDD, keeping the carry minimal. The draw is all-brick value at no HOA in the A-rated Santa Rosa County district with strong Hurlburt Field military demand, minutes from Navarre's retail and Navarre Beach; trade-offs are 15-to-25-year-old homes on a systems cycle, a 5/10 zoned high school, the single-corridor US-98 commute, and a softening market. Schools are in the Santa Rosa County School District; confirm assignments by address.

Creetwoods Homes For Sale

What your money buys in Creetwoods.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Creetwoods today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: smaller three-bedroom homes

$385K to $385K

The lower end is the smaller three-bedroom brick homes (around 1,500 to 1,800 square feet), tracking toward the low $350,000s (Redfin/Coldwell Banker, 2021-2026).

Lowest entry

Mid: four-bedroom family homes

$385K to $385K

The core is the four-bedroom homes (around 2,000 to 2,400 square feet), with a 2022 sale around $369,000 (Redfin), near the 32566 median.

Most inventory

High: largest or updated homes

$385K to $385K

The top is the larger or fully updated homes (toward 3,000 square feet), into the $400,000s (area estimates, 2024-2026). Size and condition separate these; comp within the neighborhood.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$385K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$385K to $385K

Entry: smaller three-bedroom homes

The lower end is the smaller three-bedroom brick homes (around 1,500 to 1,800 square feet), tracking toward the low $350,000s (Redfin/Coldwell Banker, 2021-2026).

$385K to $385K

Mid: four-bedroom family homes

The core is the four-bedroom homes (around 2,000 to 2,400 square feet), with a 2022 sale around $369,000 (Redfin), near the 32566 median.

$385K to $385K

High: largest or updated homes

The top is the larger or fully updated homes (toward 3,000 square feet), into the $400,000s (area estimates, 2024-2026). Size and condition separate these; comp within the neighborhood.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Creetwoods, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Creetwoods is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Creetwoods holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong

Central Intracoastal West locationStrong

Scarce golf and lake homesitesStrong

$30M club reinvestment to 2028Positive

All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Creetwoods

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Creetwoods is all-brick value at no HOA in the A-rated Navarre district. The honest read is the home systems, the 5/10 high school, and the US-98 commute.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.7B+ · Buy Score

Resale Strength7.8/10

Renovation Risk7.4/10

Location Efficiency7.4/10

Long-Term Defensibility7.8/10

Carrying Cost Advantage8.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Creetwoods is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take

Lots are similar Adams Homes parcels; check what each backs to.
Weigh drainage on the specific lot.
Confirm the FEMA flood zone (often lower-risk interior).

Creetwoods' lots are similar Adams Homes parcels, so the lot read covers what the home backs to, the drainage, and the FEMA flood zone for the specific East Navarre address. On 2001-09 brick homes, the lot and the condition of the systems, not square footage alone, separate one home's value from the next.

The 15-Second Verdict

Creetwoods in 15 seconds.

Best forMilitary buyers wanting all-brick value near Hurlburt Field at no HOA in the A-rated Navarre district.

Strong onConstruction and carry: all-brick Adams Homes, no HOA, A-rated Santa Rosa schools, and Navarre Beach proximity.

Watch15-to-25-year-old systems, a 5/10 zoned high school, the single-corridor US-98 commute, and a softening market.

Not forFamilies set on a strong high school, buyers wanting new construction or amenities, or daily NAS Pensacola commuters.

The edgeAll-brick value at no HOA in an A-rated district, in a softer market, rewards a buyer who inspects well.

HOA, CDD & Fees

15-Second Take

No HOA (confirmed, $0 dues); no CDD.
All-brick Adams Homes, 2001-09.
A-rated Santa Rosa schools; 5/10 high school.
Near Hurlburt Field; minutes to Navarre Beach.
Underground utilities.

There is no HOA (confirmed across listings, with $0 dues) and no CDD, so recurring overhead is just taxes and insurance. Confirm any individual deed restrictions for the specific home. The real costs are the upkeep of a 2001-09 home and Navarre-area insurance.

There are no HOA-funded services or amenities; this is a no-HOA neighborhood. Verify any deed restrictions per property.

There is no club or amenity package; the appeal is the all-brick construction, the no-HOA carry, and the Navarre location.

Run Your Numbers

Tools for a Creetwoods buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxSanta Rosa County millage and the homestead picture.Rent vs buyThe breakeven on owning in Creetwoods.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Creetwoods

Selling in Creetwoods? Lead with the brick build and the no-HOA carry.

Your home's edge is an all-brick home at no HOA in an A-rated district near Hurlburt Field. Document the brick build, updated systems, and the schools, then price to recent in-neighborhood comps.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Creetwoods, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Creetwoods, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Creetwoods home worth?

Get a no-obligation home value based on real comparable sales in Creetwoods matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Creetwoods home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Creetwoods year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Creetwoods Market Scorecard

No active listings

Creetwoods is currently a no active listings. Limited supply, a median asking price of n/a.

n/a

Months supply

n/a

Median list

$385,000

Median sold

n/a

Per sqft

n/a

Days on mkt

0/1/1

Active/Pend/Sold

Typical home value in the 32566 ZIP is $417,975, about 15.5% below the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Does Creetwoods have an HOA or CDD?

No. Multiple listings confirm no HOA (with $0 dues), and there is no CDD, so recurring overhead is just taxes and insurance. Confirm any individual deed restrictions.

Who built Creetwoods?

Adams Homes built the neighborhood primarily 2001-09, in detached all-brick plans from about 1,500 to 3,000 square feet. It is built out; purchases are resales.

How much do homes in Creetwoods cost?

Activity ran roughly $350,000 to $430,000 depending on size and condition (Redfin/Coldwell Banker/Zillow, 2021-2026), near the 32566 median around $399,000. Comp within the neighborhood.

What schools serve Creetwoods?

It is in the A-rated Santa Rosa County School District, with Holley-Navarre Intermediate (7/10), Holley-Navarre Middle (7/10), and Navarre High (5/10). Confirm the assignment by address.

Is Creetwoods a good fit for military buyers?

Yes. East Navarre is popular with Hurlburt Field and AFSOC families, with Hurlburt about 20 to 25 minutes east and NAS Whiting about 30 to 40 north; NAS Pensacola is a longer drive west.

How old are the homes in Creetwoods?

Most were built 2001-09, so budget a thorough inspection of the roof, HVAC, and systems on a 15-to-25-year-old home.

Is Creetwoods gated?

No. It is an open, no-HOA neighborhood on Heritage Circle, not gated.

Is Creetwoods waterfront?

No. It is an interior East Navarre neighborhood about a mile north of US-98; Navarre Beach is about 10 minutes south.

Is Creetwoods in a flood zone?

East Navarre interior lots are often lower-risk (Zone X), but flood risk is parcel-specific. Confirm the FEMA flood zone for the exact lot.

What should I check before buying in Creetwoods?

Inspect the systems, confirm there is no HOA and any deed restrictions, verify the schools, pull the FEMA flood zone, and comp within the neighborhood.

Is Creetwoods a good investment?

All-brick value at no HOA in an A-rated district near Hurlburt Field supports demand, but the home systems, the 5/10 high school, and the US-98 commute are factors. Inspect well and comp within the neighborhood; this is not a guarantee of future value.

Should I use the listing agent to buy in Creetwoods?

No. The listing agent works for the seller. Having your own representation to read the comps, the costs, and the inspection is the highest-leverage decision you make.

The Verdict

Should you buy in Creetwoods?

An honest fit check. We will tell you when it is not your community.

You want all-brick value near Hurlburt Field at no HOAExcellent fit

You want the A-rated Santa Rosa district without HOA feesExcellent fit

You want a brick home minutes from Navarre BeachExcellent fit

You are set on a strong zoned high schoolProbably not

You want new construction or HOA amenitiesProbably not

You commute daily to NAS PensacolaProbably not

Get the inside read on Creetwoods

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Creetwoods home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Creetwoods specialist will reach out personally, usually the same day.

Creetwoods median home price history from 2012 to 2026 — chart by Momentum Realty — Median sale price in Creetwoods, Florida by year (2012–2026). Source: Momentum Realty.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

Creetwoods

The 60-Second Overview

Who Creetwoods is best for.

Best for

Probably not for

How Creetwoods is performing right now

Homes For Sale Right Now in Creetwoods

Creetwoods on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in Creetwoods

All-brick value at no HOA

Hurlburt Field military demand

5/10 high school and US-98 commute

Navarre 32566 softens

Santa Rosa County rated an A district

The Creetwoods buying strategy.

The full read, only if you want it.

What your money buys in Creetwoods.

What ~$385K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Creetwoods holds value.

5 Mistakes Buyers Make in Creetwoods

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Creetwoods is different.

Which Lots & Views Hold Value Best

Creetwoods in 15 seconds.

HOA, CDD & Fees

Tools for a Creetwoods buy.

Selling in Creetwoods? Lead with the brick build and the no-HOA carry.

In Creetwoods, condition and view decide your number

What is your Creetwoods home worth?

Price History: What Homes Here Have Actually Sold For

Creetwoods Market Scorecard

Frequently Asked Questions

Should you buy in Creetwoods?

Get the inside read on Creetwoods

You are all set.

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