Water Oak
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 93 homes for sale in 32257 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 1 closed sale in Water Oak in Jacksonville, FL, the most recent in January 2008. Across Jacksonville as a whole, 7,604 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,427 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).
Nearby homes for sale
No active listings inside Water Oak right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Water Oak is a residential community in Jacksonville, within Duval County. Beyond that, the specifics that matter here come down to the individual home and its condition rather than any single market headline.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Water Oak is best for.
Best for
- Buyers who want to stay inside Duval County and are focused on a specific Jacksonville community rather than casting a wide net
- Buyers prepared to evaluate homes one at a time on condition, since that tends to drive value more than any single market number
- Buyers who want a broker to pressure-test an asking price against the actual property in front of them
Probably not for
- Buyers who need a published price range or a firm entry point before they will engage a community
- Buyers unwilling to tour homes individually and who expect one average to describe every listing
- Buyers whose search is not tied to Jacksonville or Duval County at all
The market around Water Oak
Water Oak is too small for its own price trend, so here is the market around it.
In ZIP 32257, 155 homes are on the market and 37% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 3,856 homes are active and 1,668 pending (30% under contract).
In ZIP 32257 (Jacksonville), 805 homes closed in the last 12 months at a median of $354K ($202/sq ft), down 0.6% year over year, with a median 36 days on market. Right now 148 active and 72 pending listings put supply at about 20.3 months — a buyer's market. See the live ZIP 32257 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Water Oak specifically. Momentum Research analysis of MLS records.
The Water Oak buying strategy.
If we were buying in Water Oak today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Water Oak.
The location and the amenities are priced into every listing in Water Oak. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We cover Jacksonville and Duval County closely, and Water Oak is on our map. Because a community like this can carry a wide spread between one listing and the next, our value is in walking specific homes with you, reading each one on condition and location rather than on a generic average, and telling you plainly when a particular property does not justify its asking price.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Water Oak buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Water Oak sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Water Oak, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Water Oak home worth?
Get a no-obligation home value based on real comparable sales in Water Oak, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Should you buy in Water Oak?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-24 |
| Historical depth | Closed-sale records back to 2008 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Water Oak fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Water Oak. These are the public schools most often assigned to other communities in ZIP 32257; zones change and vary by address, so confirm with the district before you buy.
- Mandarin Middle School · 6-8 · FLDOE grade A (assigned to 51 nearby communities)
- Mandarin High School · 9-12 · FLDOE grade A (assigned to 50 nearby communities)
- Mandarin Oaks Elementary School · PreK-5 · FLDOE grade A (assigned to 23 nearby communities)
- Crown Point Elementary School · PreK-5 (confirm by address) · FLDOE grade C (assigned to 9 nearby communities)
- Beauclerc Elementary School · PK-5, Gifted/Talented and Dual Language magnet · FLDOE grade C (assigned to 8 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Water Oak
Where is Water Oak?
Water Oak is a community in Jacksonville, Duval County, Florida, ZIP 32257.
Are there homes for sale in Water Oak right now?
No active listings inside Water Oak at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Water Oak have an HOA or CDD?
No HOA is on record for Water Oak in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Lippizan Drive (1 homes on record)
Nearby Communities
Explore more neighborhoods near Water Oak with Momentum Realty’s local guides.