Waterford in Brooksville

Waterford Homes for Sale in Brooksville, FL

New D.R. Horton community · Brooksville · ZIP 34613

A new D.R. Horton single-residential community with a very low HOA in Brooksville.

New D.R. Horton constructionVery low HOANear the Suncoast Parkway
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a new-construction community, so the read is the builder base price and incentives this week, the HOA line and any CDD, and how a resale competes with live D.R. Horton spec inventory.
Free · No obligation
Unlock Off-Market Waterford

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Waterford is a new D.R. Horton single-residential community in Brooksville, in Hernando County between Highway 19 and the Suncoast Parkway, so the read is a new-construction Nature Coast read: public sources describe concrete-block homes with open-concept floor plans from roughly 1,504 to 3,313 square feet, built from 2023 onward, priced from about a confirmed amount with an average list in the mid a confirmed amounts, and an unusually low HOA reported around a confirmed amount to a confirmed amount a month. The location is the value, less than ten miles to the Gulf Coast with quick Suncoast Parkway access toward Tampa. Because the community is still building out, the live builder base price and incentives, the HOA line and whether any CDD applies, and how a resale stacks against D.R. Horton's own spec inventory drive the number. Your leverage is reading the builder sheet and the fee lines before you offer."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Waterford is a new D.R. Horton single-residential community in Brooksville, Hernando County, in the 34613 area, situated between Highway 19 and the Suncoast Parkway on Florida's Nature Coast, less than ten miles from the Gulf Coast.

Public sources describe concrete-block homes with open-concept floor plans from roughly 1,504 to 3,313 square feet, built from 2023 onward, priced from about a confirmed amount with an average list in the mid a confirmed amounts in recent inventory. The all-block construction and the new-build status are the headline, with a notably low HOA reported around a confirmed amount to a confirmed amount a month.

The defining read is the builder picture and the carrying cost: the live base price and incentives for the plan you want, the low HOA line and whether any Community Development District applies on the parcel's tax bill, and how a resale would compete with D.R. Horton's own live spec inventory. Confirm the HOA and any CDD for the exact parcel.

For buyers who want a new, block-built single-family home at an attainable price with a very low HOA and quick Suncoast Parkway access, Waterford is a credible Nature Coast value option. The work is reading the builder base price and incentives, the HOA and any CDD line, and the resale-versus-spec math honestly before you buy.

Best for

  • Buyers who want a new, block-built single-family home at an attainable price
  • Anyone who values a very low HOA and quick Suncoast Parkway access
  • Buyers drawn to a Nature Coast location near the Gulf
  • Buyers who will read the builder base price, the HOA, and any CDD line

Probably not for

  • Buyers who want an established, fully built-out neighborhood with no construction
  • Anyone wanting a short commute to downtown Tampa
  • Buyers seeking deep design-studio personalization rather than spec product
  • Buyers who want resort amenities or a gated community

How Waterford is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Waterford listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Waterford buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Waterford sits in Brooksville, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

Suncoast Parkway~5-10 min · toll route to Tampa and TPA
US-19 / Brooksville retail~5-10 min · shopping and dining
Gulf beaches (Hernando Beach)~15-20 min · Nature Coast boating and beach
Weeki Wachee Springs State Park~10-15 min · springs and recreation
Tampa International Airport (TPA)~45-55 min · via the Suncoast Parkway
Downtown Tampa~50-60 min · via the Suncoast Parkway

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Waterford Homes for Sale in Brooksville, FL with Momentum Realty’s local guides.

VOVoss Oak Lake Estates Homes for Sale in Weeki Wachee, FLWeeki Wachee, FL · 0.4 miPRPinecone Reserve Homes for Sale in Brooksville, FLBrooksville, FL · 0.4 miPPPrinceton Place,Weeki Wachee Homes for SaleWeeki Wachee, FL · 0.5 miHWHeather Walk,Weeki Wachee Homes for SaleWeeki Wachee, FL · 0.5 miLHLeisureRetreats Homes for Sale in Weeki Wachee, FLWeeki Wachee, FL · 1.2 miGHGlenLakes Homes for Sale in Weeki Wachee, FLWeeki Wachee, FL · 1.4 miRHRoyal Highlands Homes for Sale in Weeki Wachee, FLWeeki Wachee, FL · 1.4 miWWWoodland Waters Homes for Sale in Weeki Wachee, FLWeeki Wachee, FL · 1.4 miWWWeeki Wachee HillsWeeki Wachee, FL · 1.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Waterford (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hernando County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Waterford is served by Hernando County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hernando County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Waterford address.

The takeaway

What is actually shaping value at Waterford: the new D.R. Horton block construction, the very low HOA, the Nature Coast location near the Gulf, and the builder closeout. Each item is sourced and linked.

Recent Developments in Waterford

Our read on what is being built around Waterford, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe new block construction, low HOA, and Nature Coast location support demand, while the defining watch items are the live builder base price and incentives, the HOA and any CDD line, and the resale-versus-spec math.

New block construction with a very low HOA anchors value

2023-2026
BullishMajor impact
SignificanceRadius: Community

New, all-concrete-block homes at an attainable price with an HOA of only a few dollars a month is a strong value on the Nature Coast; confirm any CDD per parcel.

Closeout means resales compete with live builder inventory

2026
NeutralMajor impact
SignificanceRadius: Community

While D.R. Horton still sells spec homes here, a resale must price against this week's base price and incentives, which is buyer leverage.

Nature Coast location near the Gulf supports demand

Ongoing
BullishNotable impact
SignificanceRadius: Area

A Brooksville location less than ten miles to the Gulf with quick Suncoast Parkway access supports demand for attainable new homes.

Confirm the HOA and any CDD line

Ongoing
NeutralNotable impact
SignificanceRadius: Community

The HOA is reported very low; verify the exact HOA and whether any CDD assessment applies on the parcel's tax bill.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Waterford, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2026
    Builder

    Waterford selling new D.R. Horton block homes from the a confirmed amounts

    Public sources describe Waterford as an active D.R. Horton Brooksville community of concrete-block, open-concept homes from about 1,504 to 3,313 square feet, priced from about a confirmed amount with an HOA around a confirmed amount to a confirmed amount a month. Why it matters: Price a resale against the live builder sheet, and confirm the HOA and any CDD for the exact parcel. Source

  2. July 2025
    Policy

    Florida refines HOA and community-disclosure rules

    Florida continued to refine homeowners' association and new-community disclosure requirements, reinforcing the importance of verifying fees and any CDD assessment before purchase. Why it matters: Confirm the HOA schedule and any CDD line on the parcel's tax bill before you offer. Source

Development alerts for WaterfordGet a short monthly email when something new is approved, funded, or opens near Waterford.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Waterford, this is the order of operations we would run, and the one we run for our clients.

1

Get the live builder sheet first. Pull D.R. Horton's current base price and incentives for the plan you want before you judge any resale.

2

Confirm the HOA and any CDD line. Verify the low HOA fee and whether a CDD assessment applies on the parcel's tax bill.

3

Price a resale against spec. While the community closes out, comp any resale against live D.R. Horton inventory a street away.

4

Read the incentive strings. Builder rate buydowns and credits often require the builder's lender and title, so price the true net cost.

5

Cross-shop the Nature Coast, and weigh Villages of Avalon for an amenity-rich alternative nearby.

Best Buy
A well-positioned pond or conservation homesite priced under live spec
Biggest Risk
Overpaying a resale while the builder still discounts new inventory
Best Lot
A pond, conservation, or larger homesite over a standard interior lot
Smart Timing
Confirm the builder sheet, the HOA, and any CDD before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Waterford is a new D.R. Horton single-residential community in Brooksville, Hernando County, in the 34613 area, situated between Highway 19 and the Suncoast Parkway less than ten miles from the Gulf Coast. Public sources describe concrete-block homes with open-concept floor plans from roughly 1,504 to 3,313 square feet, built from 2023 onward, priced from about a confirmed amount with an average list in the mid a confirmed amounts, and a very low HOA reported around a confirmed amount to a confirmed amount a month. The defining factors in value are the builder picture and the carrying cost: the live base price and incentives, the low HOA, any CDD line, and how a resale competes with D.R. Horton's own live spec inventory.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Home

Smaller block-built plans, the lowest-cost new-construction door in the community, priced for value.

Lowest entry
The Core Home

Mid-size plans on standard lots in a sound phase, the heart of the resale market here.

Most inventory
The Premium Home

The largest plans on pond, conservation, or larger homesites, the homes that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Home
Smaller block-built plans, the lowest-cost new-construction door in the community, priced for value.
The Core Home
Mid-size plans on standard lots in a sound phase, the heart of the resale market here.
The Premium Home
The largest plans on pond, conservation, or larger homesites, the homes that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within BrooksvilleStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Waterford

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The new block construction and the tiny HOA sell the home. The deal is won or lost on the builder sheet, the HOA and any CDD line, and the resale-versus-spec math.

Jon Brooks · Founder, Momentum Realty
7.3B · Buy Score
Resale Strength7.0/10
Renovation Risk8.2/10
Location Efficiency7.0/10
Long-Term Defensibility6.6/10
Carrying Cost Advantage8.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Waterford is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the homesite are the scarce, durable asset here
  • A better-positioned lot holds value at resale
  • The homesite cannot be changed, the house can
  • Read the lot and the flood zone before the finishes
  • Condition and renovation level drive the number

In Waterford, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

Waterford in 15 seconds.

Best forBuyers who want a new, block-built single-family home with a very low HOA on the Nature Coast.
Biggest advantageNew D.R. Horton block construction at an attainable price with a very low HOA near the Suncoast Parkway and the Gulf.
Biggest riskOverpaying a resale while the builder still discounts live spec inventory.
Sweet spotA pond or conservation homesite priced under the live builder sheet.
Avoid ifYou want a fully built-out neighborhood, resort amenities, or a short Tampa commute.

HOA, CDD & Fees

15-Second Take
  • Community HOA reported very low (~a confirmed amount-a confirmed amount/mo)
  • Confirm whether any CDD applies
  • New all-concrete-block construction
  • Open-concept plans, 1,504 to 3,313 sqft
  • Price a resale against live builder spec

A community HOA applies, reported very low at around a confirmed amount to a confirmed amount a month; confirm the current schedule and exactly what it covers. Verify whether a Community Development District assessment applies on the parcel's tax bill, since some Nature Coast new communities carry one.

Public sources describe a low HOA for the community; confirm exactly what it covers and whether any CDD line applies. The value is the new block-built home and the attainable price rather than a resort amenity package.

Public sources do not describe a large resort amenity set; Waterford's appeal is new, block-built single-family homes at an attainable price with a very low HOA near the Suncoast Parkway and the Gulf. Confirm the current amenities with the builder.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Waterford, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Villages of Avalon, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Waterford home worth?

Get a no-obligation home value based on real comparable sales in Waterford matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Waterford on the map →
Or get your Waterford home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Hernando County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,713/mo
Hernando County typical true cost to own
$142/mo
Hernando County typical home insurance
Has a CDD
Bond assessment on top of taxes

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Waterford Market Scorecard

Thin data

Waterford is currently a thin data. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/0
Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Waterford in Brooksville?
Waterford is a new D.R. Horton single-residential community in Brooksville, Hernando County, in the 34613 area, between Highway 19 and the Suncoast Parkway, less than ten miles from the Gulf Coast.
Who builds Waterford?
Public sources describe it as a D.R. Horton community of concrete-block, open-concept single-family homes, built from 2023 onward. Confirm the builder and any remaining warranty for a specific home.
How big are the homes and what do they cost?
Public sources describe homes from roughly 1,504 to 3,313 square feet, priced from about a confirmed amount with an average list in the mid a confirmed amounts in recent inventory. Builder base prices and incentives change week to week, so read the live sheet plus closed comps.
What are the HOA fees, and is there a CDD?
Public sources describe a very low HOA, around a confirmed amount to a confirmed amount a month. Confirm the current HOA fee and whether any CDD assessment applies on the parcel's tax bill for the exact home.
Is Waterford still selling new homes?
Public sources describe it as an active, building-out D.R. Horton community. Practically, new spec homes and early resales may trade side by side, which is leverage for prepared buyers.
What amenities does Waterford have?
Public sources emphasize the new, attainable block-built homes rather than a large resort amenity set. Confirm the current community amenities with the builder.
How far is it from the Gulf and Tampa?
Public sources place the Gulf Coast less than ten miles away, with Tampa International Airport and downtown Tampa roughly forty-five to sixty minutes south via the Suncoast Parkway, and Weeki Wachee Springs nearby.
What schools serve Waterford?
The community is served by Hernando County Schools. School assignment is by address and can change, so confirm the current zoned schools for the exact home before you offer.
What should I check before buying here?
Pull D.R. Horton's live base price and incentives, confirm the HOA and any CDD line for the parcel, compare any resale against live spec inventory, and read the incentive strings on lender and title.
Should I use the listing agent to buy here?
No. The builder sales office works for the seller. In a new-construction community where the builder sheet and incentives move value, having your own representation is the highest-leverage decision you make.
Who is the best real estate agent for Waterford Ph 1?
The best agent for Waterford Ph 1 is one who actively works Brooksville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Waterford Ph 1.
How do I find a top Brooksville real estate agent who knows Waterford Ph 1?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Waterford Ph 1 and the wider Brooksville area.
Can Momentum Realty connect me with an agent for Waterford Ph 1?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Waterford Ph 1 purchase or sale - no call center and no pressure.
Buyers who want a new, block-built single-family home at an attainable priceExcellent fit
Anyone who values a very low HOA and quick Suncoast Parkway accessExcellent fit
Buyers drawn to a Nature Coast location near the GulfExcellent fit
Buyers who will read the builder base price, the HOA, and any CDD lineExcellent fit
Buyers who will compare a resale against live D.R. Horton spec inventoryExcellent fit
Buyers who want an established, fully built-out neighborhood with no constructionProbably not
Anyone wanting a short commute to downtown TampaProbably not
Buyers seeking deep design-studio personalization rather than spec productProbably not
Buyers who want resort amenities or a gated communityProbably not
Buyers who will not read the HOA and any CDD lineProbably not

Get the inside read on Waterford

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Waterford home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Waterford specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Waterford — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Zoom out before you decide: see the Hernando County market guide or every community in the Neighborhood Finder.

Get my Hernando County cash offer →

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the local market average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

or call (904) 351-6461
CallFree valuation →
Talk to a Local Waterford Expert
Call Get Listings