Harvey Grant in Fleming Island

Harvey Grant

Individually built Fleming Island waterfront homes along Harvey Grant Road · Doctors Lake / Swimming Pen Creek · ZIP 32003

A small, low-density Fleming Island waterfront pocket off Doctors Lake and Swimming Pen Creek in Clay County, where some homes carry private docks, boatlifts, and direct water access toward the St. Johns River; not gated, no golf, and a thin, verify-everything resale market.

Waterfront / dock lotsNot gated, no golfThin resale market
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a thin, low-information market and we will not invent figures. HOA status is Unknown and likely low or none, no CDD is confirmed, and pricing is Unknown and swings hard on water position. Not every lot has deepwater or dock rights. Confirm HOA and CDD status, the dock and water rights, and current comps with the county and a local agent before you act.
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Unlock Off-Market Harvey Grant

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Harvey Grant is a small, individually built waterfront pocket of Fleming Island in Clay County, strung along Harvey Grant Road near the Doctors Lake and Swimming Pen Creek shoreline. The durable draw is water: some lots carry private docks, boatlifts, and direct access toward the St. Johns River, with lower density and more acreage than the amenitized Fleming Island master plans, and likely low or no HOA and no CDD. The honest gap is data and amenities: this is a thin market with no gate, no clubhouse, and no golf, and both the fees and the water rights are Unknown until confirmed parcel by parcel. Not every lot is deepwater, so the entire value case rests on a specific home's dock permits, water depth, and navigability. Treat it as a scarcity-driven, verify-everything buy: confirm the water rights, the dock condition, the fee status, and the true comps in writing before you commit."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Fleming Island runs from large amenitized master plans to quiet, low-density waterfront pockets. Harvey Grant sits at the quiet end: an established area of individually built homes along Harvey Grant Road near the Doctors Lake and Swimming Pen Creek shoreline, where some properties carry private docks, boatlifts, and long water frontage. It is not gated and not a golf community.

We are honest that this is a thin, low-information market. The builder, build year, size, fees, and water rights vary lot by lot, and not every home has deepwater or a usable dock. Pricing is Unknown and swings hard on water position, so treat Harvey Grant as a scarcity-driven, verify-everything buy rather than a community with a single spec sheet.

Best for

  • Buyers who want Fleming Island water access and a private dock on the right lot
  • Buyers who value lower density, acreage, and privacy over a resort master plan
  • Buyers who want likely low or no HOA and no CDD, subject to confirmation
  • Buyers willing to do real, lot-by-lot diligence on water rights, docks, and fees

Probably not for

  • Buyers who want a gated, guarded community with a clubhouse and pools
  • Buyers who want on-site golf or a resort amenity campus
  • Buyers who want a large, transparent inventory with deep price history
  • Buyers who expect guaranteed deepwater and a dock without verifying the specific lot

How Harvey Grant is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
24Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of July 3, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Harvey Grant listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Harvey Grant buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Doctors Lake MarinaMinutes · Nearby marina on US-17 for fuel, service, and slips
Fleming Island US-17 retail corridorMinutes · Everyday groceries, shops, and dining (confirm times)
Orange ParkA short drive north · Additional retail and services along US-17 (confirm)
St. Johns RiverBy boat, via Doctors Lake · Water access for dock-equipped lots; confirm navigability
Jacksonville / I-295A drive north · Wider job market and highway network (confirm times)

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Harvey Grant with Momentum Realty’s local guides.

Chatham VillageChatham VillageFleming Island, FL · 0.4 miBVBeulah Vista EstatesFleming Island, FL · 0.4 miHLHarbor LakeFleming Island, FL · 0.5 miCreighton Pointe Homes for Sale in Fleming Island, FLCreighton Pointe Homes for Sale in Fleming Island, FLFleming Island, FL · 0.5 miPace Island Homes for Sale in Fleming Island, FLPace Island Homes for Sale in Fleming Island, FLFleming Island, FL · 0.5 miWOThe WoodlandsFleming Island, FL · 0.5 miFleming Island Homes for SaleFleming Island Homes for SaleFleming Island, FL · 0.6 miAMAmberwoodFleming Island, FL · 0.6 miTHThornhillFleming Island, FL · 0.6 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Harvey Grant (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Harvey Grant is served by Clay County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public 9-12, Orange Park (confirm zoning by address)

Fleming Island High School

Sources disagree; confirm the zoned elementary by address

Clay County elementary (zone unconfirmed)

Confirm the zoned junior high by address

Clay County junior high (zone unconfirmed)

Buying with schools in mind? We can confirm the exact zoned schools for any Harvey Grant address.

The takeaway

What actually shapes value here is the specific lot's water rights and the scarcity of true deepwater dock homes, not a community-wide trend. Because this is a thin, low-information market, resale value hinges on inventory that rarely comes to market and on verified dock and navigability; confirm current comps and water rights directly.

Recent Developments in Harvey Grant

Our read on what is being built around Harvey Grant, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishMixed / verify

Thin, scarcity-driven waterfront inventory

Ongoing
BullishNotable impact
SignificanceRadius: Community

True deepwater dock homes along Harvey Grant come to market infrequently, which supports pricing for the best water positions but means buyers should expect thin choice and act decisively when the right lot lists.

Water rights vary lot by lot

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Not every lot has deepwater, a permitted dock, or reliable navigable access to the St. Johns River, so value depends heavily on verifying the specific parcel; this cuts both ways and is a diligence item, not an assumption.

Fee status unconfirmed

Ongoing
NeutralModerate impact
SignificanceRadius: Community

HOA status is Unknown and likely low or none, with no CDD confirmed. This likely keeps the monthly carry low, but it must be verified in writing and on the Clay County tax roll for the specific parcel before you budget.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Harvey Grant, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Harvey GrantGet a short monthly email when something new is approved, funded, or opens near Harvey Grant.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Harvey Grant, this is the order of operations we would run, and the one we run for our clients.

    1

    Confirm the water rights on the specific lot. Verify deepwater versus water-view, the dock and boatlift permits, water depth, and navigability toward the St. Johns River.

    2

    Confirm HOA status in writing for the parcel; it is Unknown and likely low or none, but do not assume in either direction.

    3

    Verify the CDD line and true tax bill on the Clay County tax roll for the exact property before you budget.

    4

    Verify build year, size, and school zoning by address, since portal specs and school labels here are unreliable and sources disagree.

    5

    Cross-shop the neighbors: compare Doctors Lake Estates and Doctors Inlet on the same water system before you commit.

    Best Buy
    A true deepwater lot with a permitted, transferable dock and boatlift and confirmed navigable access, with fees and taxes verified in writing
    Biggest Risk
    Paying a deepwater premium for a water-view or interior lot, or assuming fees, dock rights, or navigability that the specific parcel does not have
    Best Lot
    True deepwater dock lots over water-view, pond-side, and interior lots
    Smart Timing
    Thin, scarcity-driven inventory; be ready to move when the right deepwater home lists
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Product

    Resale single-family homes along Harvey Grant Road in Fleming Island, ranging from smaller pond-side houses to large custom waterfront estates on acreage; some listings show private docks, boatlifts, and long water frontage on the Doctors Lake / Swimming Pen Creek system. Confirm the exact age, size, and water rights of any specific home against the listing and survey

    Builder / origin

    This is an established, non-master-planned area of individually built homes rather than a single-builder subdivision; the builder and year vary lot by lot. Confirm the specific home's builder and build year on the Clay County Property Appraiser record

    Scale

    A small, road-oriented waterfront enclave, not a gated master plan and not a golf community; inventory is thin and comes to market infrequently, so treat it as a scarcity-driven resale market

    Distinct from

    Not the same as the amenitized Fleming Island master plans nearby such as Eagle Harbor or Pace Island; Harvey Grant is a lower-density waterfront pocket. Confirm which community a listing actually refers to

    Costs & Fees

    HOA

    HOA status is Unknown for this area and likely low or none, since Harvey Grant reads as an individually platted waterfront pocket rather than an amenitized association community. Confirm in writing whether any HOA applies to the specific parcel, and what it covers, before you offer

    CDD

    No CDD is confirmed for this area, and none is expected given it is not a master-planned community. Verify on the Clay County tax roll for the specific parcel before you budget, since any assessment would change the monthly carry

    Reality

    Pricing is Unknown and varies widely by water position; a large deepwater estate with a dock and boatlift and a smaller interior or pond-side home are very different buys. Confirm current comps and any waterfront or dock premium with a local agent, since inventory is thin

    Amenities

    Waterfront setting

    Several Harvey Grant properties front the Doctors Lake / Swimming Pen Creek system, with some homes showing private docks, boatlifts, and long water frontage. Confirm which lots have true deepwater, dock rights, and navigable access for a specific address

    Boating access

    For dock-equipped lots, the draw is water access from Doctors Lake out to the St. Johns River; Doctors Lake Marina sits nearby on US-17. Confirm the actual water depth, dock permit status, and navigability for the specific property

    No resort campus

    This is not a clubhouse, pool, or golf community; the water and the acreage are the amenity. If a resort amenity package is the priority, this is not that kind of neighborhood

    Everyday convenience

    Fleming Island's US-17 retail corridor, with grocery, dining, and services, is close, and Orange Park and the Jacksonville job market are a reasonable drive. Confirm current drive times for your routine

    Location

    Setting

    Fleming Island, unincorporated Clay County, ZIP 32003, along Harvey Grant Road near the Doctors Lake / Swimming Pen Creek shoreline. Coordinates are an APPROX best estimate near Doctors Lake; confirm the exact position of a specific homesite with the survey and plat

    Highways

    US-17 runs the length of Fleming Island for north-south travel toward Orange Park and Jacksonville; I-295 and the wider Jacksonville network are a drive north. Confirm current routes and times for your commute

    Errands

    The Fleming Island US-17 corridor carries most everyday shopping, dining, and services, with Doctors Lake Marina nearby for boating. Confirm specifics for your household

    The Homes & Style

    Harvey Grant is a small, road-oriented waterfront pocket of Fleming Island in unincorporated Clay County, strung along Harvey Grant Road near the Doctors Lake and Swimming Pen Creek shoreline. It is not a gated master plan and not a golf community; it reads as an established area of individually built homes rather than a single-builder subdivision.

    Because homes here were built lot by lot over time, product varies widely, from smaller pond-side houses to large custom waterfront estates on acreage. Some listings on this road show private docks, boatlifts, and long water frontage on the Doctors Lake system; others do not front navigable water at all, so the range is real.

    We are honest about the data here: this is a thin, low-information market. The builder, build year, exact square footage, and water rights vary by parcel, so confirm every one of those against the actual listing, the survey, and the Clay County Property Appraiser record rather than assuming a community-wide spec.

    The premium positions are the true deepwater lots with a permitted dock, a boatlift, and navigable access out to the St. Johns River; those are the scarce homes that define the neighborhood's appeal and hold value best. An interior or pond-side lot on the same road is a very different, and typically less expensive, buy.

    As always with a low-density waterfront pocket, do not trust an aggregator label. Confirm whether a specific home is true waterfront with dock rights, a water-view lot, or an interior lot before you act on any price.

    Living Here

    Day to day, Harvey Grant is a quiet, low-density waterfront corner of Fleming Island with the US-17 retail corridor close for groceries, dining, and services, and Doctors Lake Marina nearby for boating. The trade is space, water, and privacy over a resort amenity package.

    Is Harvey Grant a gated or amenitized community?

    No. Based on what we can confirm, it reads as an individually built waterfront pocket, not a gated master plan and not a golf or clubhouse community. Confirm the specifics for a given parcel.

    Do all the homes have docks and water access?

    No. Some lots front navigable water with docks and boatlifts; others are interior or pond-side without deepwater access. Confirm the water position and dock rights for the specific address.

    What does it cost to live here?

    Pricing is Unknown and varies widely by water position. A deepwater estate with a dock and a smaller interior home are very different buys. Confirm current comps with a local agent.

    Are there HOA or CDD fees?

    Unknown and likely low or none, with no CDD confirmed. Verify both in writing and on the Clay County tax roll for the specific parcel before you offer.

    Before You Offer
    • Confirm the water position. Is the lot true deepwater, limited-access waterfront, water-view, pond-side, or interior?
    • Verify dock and boatlift permits. Confirm existing structures are permitted and transferable, and check seawall condition.
    • Check navigability. Confirm the water depth and that your boat can reach the St. Johns River at the tides you use.
    • Confirm HOA status in writing. Determine whether any HOA applies to the parcel and exactly what it covers.
    • Verify the CDD line. Check the Clay County tax roll for the specific property before you budget.
    • Confirm the true tax bill. Waterfront assessments and any homestead status change the carry; pull the actual record.
    • Verify build year and size. Confirm against the survey and Property Appraiser, not the portal.
    • Confirm school zoning by address. Sources disagree here; verify directly with Clay County District Schools.
    Jon Brooks · Co-Founder, Momentum Realty

    Harvey Grant is exactly the kind of thin, water-driven pocket where a generic portal page will steer you wrong. The value is not in a community spec sheet; it is in one specific lot's water depth, dock permits, and navigability, and those vary house to house along the road.

    We represent you, not the seller. On a home like this we go straight to the diligence that actually protects the check you are writing: the water rights, the dock condition, the fee status, and the true comps, and we tell you honestly when a listing photo is writing a check the lot cannot cash.

    Comparisons

    Harvey Grant competes for the buyer who wants Fleming Island water access and a dock without buying into a large, amenitized, fee-heavy master plan. It gives up the clubhouse, pools, and manned gate of those communities in exchange for lower density, more acreage, and, on the right lot, direct deepwater access.

    CommunityHow it compares to Harvey Grant
    Doctors InletNearby on the same Doctors Lake / Doctors Inlet water system; a related waterfront-oriented option to cross-shop for dock access.
    Doctors Lake EstatesAn established Doctors Lake waterfront enclave just across the water in Orange Park; a direct related comparison for lakefront buyers.
    Hibernia PlantationAnother lower-density, water-oriented Fleming Island community; a related option for buyers who want space and water over a resort campus.
    Eagle HarborThe large amenitized Fleming Island master plan with golf, pools, and clubs; a competing choice that trades Harvey Grant's privacy and acreage for resort amenities and higher fees.
    Pace IslandA gated Fleming Island community with amenities; a competing option for buyers who prioritize a gate and a clubhouse over a private waterfront lot.
    Harbor IslandA waterfront-oriented Fleming Island pocket; a competing choice worth comparing on price, water position, and dock access.

    The honest summary: Harvey Grant wins on privacy, acreage, and, on the right lot, direct deepwater and a dock, with likely low or no HOA and no CDD. It gives ground on resort amenities, gated security, and data transparency, and its value hinges almost entirely on the specific lot's water rights, which you must verify.

    Who It Fits

    Harvey Grant fits if you want

    • Fleming Island water access and a private dock on the right lot
    • Lower density, more acreage, and privacy over a master plan
    • Likely low or no HOA and no CDD, subject to confirmation
    • Boating access from Doctors Lake toward the St. Johns River
    • A quiet waterfront pocket close to the US-17 retail corridor
    • A buyer willing to do real diligence on water rights and docks

    Consider elsewhere if you want

    • A gated, guarded community with a manned entrance
    • A clubhouse, resort pools, and on-site golf
    • A large, transparent inventory with deep price history
    • A guaranteed dock and deepwater without lot-by-lot diligence
    • Turnkey certainty rather than a thin, low-information market
    • Predictable, published community-wide fees and specs
    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    A smaller or interior home on the road without deepwater, the value way in; confirm it is not being priced as if it were a dock lot.

    Lowest entry
    The Core

    A waterfront or water-adjacent home with some access; confirm the dock rights, depth, and navigability, since access varies lot by lot.

    Most inventory
    The Top

    A true deepwater estate on acreage with a permitted dock and boatlift, the scarce homes that define the neighborhood and hold value best.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    A smaller or interior home on the road without deepwater, the value way in; confirm it is not being priced as if it were a dock lot.
    The Core
    A waterfront or water-adjacent home with some access; confirm the dock rights, depth, and navigability, since access varies lot by lot.
    The Top
    A true deepwater estate on acreage with a permitted dock and boatlift, the scarce homes that define the neighborhood and hold value best.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Fleming Island waterfront access toward the St. Johns River on the right lotStrong
    Lower density, acreage, and privacy versus the master plansStrong
    Likely low or no HOA and no CDD (confirm)Positive
    Thin, low-information market; pricing and fees Unknown until confirmedKnow the trade
    Water rights vary lot by lot; not every lot is deepwaterVerify per parcel

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Harvey Grant

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    The big Fleming Island master plans sell a gate, a clubhouse, and pools. Harvey Grant sells privacy, acreage, and, on the right lot, a private dock and deepwater, if you verify it.

    Jon Brooks · Founder, Momentum Realty
    7.2B- · Buy Score
    Resale Strength7.4/10
    Renovation Risk6.8/10
    Location Efficiency8.0/10
    Long-Term Defensibility7.6/10
    Carrying Cost Advantage8.2/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Harvey Grant is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • True deepwater dock lots carry the biggest premium
    • Water-view and pond-side lots are a very different, lower buy
    • Interior lots on the road have no water access
    • Docks, boatlifts, and seawalls need inspection and permits
    • Confirm depth and navigability, not just water frontage

    Harvey Grant is a thin, low-information market, so the lot is most of the story and value swings hard on water position rather than any community-wide spec. True deepwater homesites with a permitted, transferable dock, a boatlift, and reliable navigable access to the St. Johns River carry the biggest premium and are the scarce, best-holding positions. Waterfront lots with limited or shallow access are a step down, water-view and pond-side lots are a very different and typically lower buy, and interior lots have no water at all. Do not trust a listing photo of water; confirm the actual depth, the dock and seawall condition and permits, and whether your boat can get out at the tides you use. Get any waterfront or dock premium in writing and compare deepwater to deepwater, not to interior lots.

    Harvey Grant in 15 seconds.

    Best forBuyers who want a private Fleming Island waterfront lot with a dock, plus acreage and privacy, and who will verify the water rights.
    Biggest advantageLower density, acreage, likely low or no HOA and no CDD, and, on the right lot, direct deepwater and a dock toward the St. Johns River.
    Biggest riskA thin, low-information market where fees and water rights are Unknown until confirmed, and not every lot is truly deepwater.
    Sweet spotA true deepwater lot with a permitted, transferable dock and boatlift, with fees, taxes, and comps confirmed in writing.
    Avoid ifYou want a gated, amenitized master plan with a clubhouse, pools, or golf, or a large transparent inventory with deep price history.

    HOA, CDD & Fees

    15-Second Take
    • Individually built Fleming Island waterfront pocket; not gated, no golf
    • HOA status Unknown and likely low or none; confirm in writing
    • No CDD confirmed; verify on the Clay County tax roll
    • No clubhouse, pool, or golf; the water and acreage are the amenity
    • Not every lot is deepwater; confirm dock rights and navigability

    The honest headline on fees is that we do not have confirmed HOA or CDD figures for Harvey Grant, and we will not invent them. What we can say is what the area looks like: an individually platted waterfront pocket, not an amenitized association community, which usually points to a low HOA or none and no CDD.

    HOA status is Unknown and likely low or none. No CDD is confirmed. Before you offer, get written confirmation of whether any HOA applies to the specific parcel and what it covers, and verify the CDD line on the Clay County tax roll for that exact property. Do not assume, in either direction.

    Because pricing here swings hard on water position, the real cost question is not the HOA line, it is what you are paying for the waterfront and the dock. A large deepwater estate with a permitted dock and boatlift and a smaller interior home on the same road are not comparable; confirm any waterfront or dock premium in writing and pull the closest true comps.

    SettingHarvey Grant Road, Fleming Island, unincorporated Clay County, FL 32003Coordinates are an APPROX estimate near Doctors Lake; confirm the exact parcel with the survey
    CDDNone confirmedVerify on the Clay County tax roll for the specific parcel before you offer
    HOAUnknown; likely low or noneConfirm in writing whether any HOA applies to the specific parcel and what it covers
    The takeaway

    Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Harvey Grant, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Doctors Lake Estates, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Harvey Grant home worth?

    Get a no-obligation home value based on real comparable sales in Harvey Grant matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Harvey Grant on the map →
    Or get your Harvey Grant home value & selling guide →

    Real comps, not a Zestimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Harvey Grant year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,609/mo
    Duval County typical true cost to own
    $110/mo
    Duval County typical home insurance
    No CDD
    No community development district bond

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Harvey Grant Market Scorecard

    Strong seller's market

    Harvey Grant is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 58 days.

    1.8
    Months supply
    $1,019,500
    Median list
    $847,500
    Median sold
    $313
    Per sqft
    58
    Days on mkt
    6/8/41
    Active/Pend/Sold

    Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

    Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

    Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Where is Harvey Grant?
    In Fleming Island, unincorporated Clay County, ZIP 32003, along Harvey Grant Road near the Doctors Lake and Swimming Pen Creek shoreline. Coordinates on this page are an approximate estimate near Doctors Lake; confirm the exact position of a specific homesite with the survey and plat.
    Is Harvey Grant a gated or master-planned community?
    No. Based on what we can confirm, it reads as an established area of individually built homes rather than a gated master plan or a single-builder subdivision. It is not the same as the amenitized Fleming Island master plans such as Eagle Harbor or Pace Island; confirm which community a listing refers to.
    Do all Harvey Grant homes have docks and water access?
    No. Some lots front the Doctors Lake system with private docks and boatlifts, while others are interior or pond-side without deepwater access. Confirm the water position, dock rights, depth, and navigability for the specific address before you assume.
    What do homes cost at Harvey Grant?
    Pricing is Unknown to us and varies widely by water position. A deepwater estate with a dock and boatlift and a smaller interior home on the same road are very different buys. Confirm current comps with a local agent, since inventory is thin and we will not invent a figure.
    Are there HOA fees at Harvey Grant?
    HOA status is Unknown and likely low or none, given it reads as an individually platted waterfront pocket rather than an amenitized association. Confirm in writing whether any HOA applies to the specific parcel and what it covers before you offer.
    Does Harvey Grant have a CDD?
    No CDD is confirmed, and none is expected given it is not a master-planned community. Verify the CDD line on the Clay County tax roll for the specific parcel before you budget, since any assessment would change the monthly carry.
    What water system is Harvey Grant on?
    The Doctors Lake and Swimming Pen Creek system, with access from Doctors Lake out to the St. Johns River for dock-equipped lots. Doctors Lake Marina sits nearby on US-17. Confirm the actual navigability and water depth for a specific property.
    Can I get my boat to the St. Johns River from Harvey Grant?
    On the right lot, yes, via Doctors Lake, but navigability, water depth, and dock permits vary by parcel. Confirm the depth at the dock and that your specific boat can reach the river at the tides you use before you buy.
    Does Harvey Grant have a clubhouse, pool, or golf?
    No. This is not a resort amenity community. There is no clubhouse, pool complex, or on-site golf course; the water, the dock on the right lot, and the acreage are the amenities.
    What schools are zoned for Harvey Grant?
    Clay County District Schools serve the area, and Fleming Island homes generally feed the Fleming Island chain, commonly including Fleming Island High School. We have seen conflicting elementary assignments for this ZIP, so confirm the current zoned elementary, junior high, and high school by the specific address with Clay County District Schools before you buy.
    How big are the lots and homes at Harvey Grant?
    They vary widely, from smaller pond-side homes to large custom waterfront estates on acreage. Because homes were built lot by lot, confirm the exact size, build year, and acreage against the survey and the Clay County Property Appraiser rather than a portal listing.
    Who built the homes at Harvey Grant?
    There is no single builder; this is an area of individually built homes, so the builder and build year vary by parcel. Confirm the specific home's builder and year on the Clay County Property Appraiser record.
    What should I inspect on a waterfront Harvey Grant home?
    The dock and boatlift permits and condition, the seawall, the water depth at the dock, and the navigability to the St. Johns River, in addition to the standard home inspection. These items are costly to repair or permit, so verify them before you offer.
    How does Harvey Grant compare to the Doctors Lake communities nearby?
    Doctors Inlet and Doctors Lake Estates are related options on the same water system worth cross-shopping for dock access. Against amenitized master plans like Eagle Harbor and Pace Island, Harvey Grant trades a gate, clubhouse, and golf for privacy, acreage, and, on the right lot, a private dock.
    Who should I call about buying at Harvey Grant?
    Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with a Fleming Island and Doctors Lake waterfront specialist who will verify the water rights, docks, fees, and comps for you.
    Do I need my own agent to buy a waterfront home here?
    Yes. Your own agent represents only you, verifies the dock permits, water depth, and navigability, confirms HOA and CDD status and the true tax bill, checks the build year and school zoning by address, and structures the contract to protect you in a thin, low-information market.
    Who is the best real estate agent for Harvey Grant?
    The best agent for Harvey Grant is one who actively works Fleming Island and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harvey Grant.
    How do I find a top Fleming Island real estate agent who knows Harvey Grant?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harvey Grant and the wider Fleming Island area.
    Can Momentum Realty connect me with an agent for Harvey Grant?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harvey Grant purchase or sale - no call center and no pressure.
    Buyers who want a private Fleming Island waterfront lot with a dock on the right parcelExcellent fit
    Buyers who value acreage, privacy, and lower density over a resort master planExcellent fit
    Buyers who want likely low or no HOA and no CDD, once confirmedExcellent fit
    Buyers who want boating access from Doctors Lake toward the St. Johns RiverExcellent fit
    Buyers who will verify water rights, dock condition, fees, and comps parcel by parcelExcellent fit
    Buyers who want a gated, guarded community with a clubhouse and poolsProbably not
    Buyers who want on-site golf or a resort amenity campusProbably not
    Buyers who want a large, transparent inventory with deep price historyProbably not
    Buyers who expect guaranteed deepwater and a dock without verifying the lotProbably not
    Buyers who need a quick, turnkey purchase with minimal diligenceProbably not

    Get the inside read on Harvey Grant

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Harvey Grant home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Harvey Grant specialist will reach out personally, usually the same day.

    Thinking about hiring an agent here? How to find the best real estate agent in Harvey Grant - what to look for, questions to ask, and your local expert.
    Harvey Grant median home price history from 2012 to 2026, chart by Momentum Realty
    Median sale price in Harvey Grant, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

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