Westchester Ph 03
Homes for Sale in Clermont, FL

Community in Clermont · Lake County
58 homesBuilt 1995–2000
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Built fromLive Stellar MLS data11 years of closingsFL DOR public recordsUpdated twice daily
Live · Westchester Ph 03 Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
1
Sold · last 12 mo
10-yr average: about 0 a year
Ownership and context
60%
Owner-occupied · Westchester Ph 03
35 of 58 parcels homesteaded (FL DOR 2025)
40%
Non-owner-occupied · Westchester Ph 03
incl. 12% trust or LLC-held · 24% out-of-state
100%
Cash buyers · Westchester Ph 03
3 of 3 sales, 12 mo ending June 2020
58
Homes in the community
58 residential parcels (FL DOR 2025)
Track record · 11 years of records
Est. 1995
Community established
homes built 1995-2000, median 1998 (FL DOR 2025)
0
Failed listings · 2019
peaked at 2 in 2019
1.7%/yr
Turnover rate
about 1 of 58 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Westchester Ph 03 is a small, established pocket of Clermont — 58 homes built between 1995 and 2000, with a median year built of 1998. At this size, and with only a single closing in the most recent window, pricing here is set home by home rather than by a running market trend. Condition, updates, and lot specifics will matter more than any broad community average.

With just one recorded closing in the current window, there is not enough transaction volume to draw a reliable price-per-square-foot or trend line. Anyone pricing a listing or evaluating an offer here should lean on individual comps and recent condition-adjusted sales rather than community-wide statistics, which simply are not deep enough yet to be predictive.

Best for

  • Buyers wanting a modestly sized, single-story home built in the late 1990s without amenity fees attached.
  • Buyers comfortable doing their own condition-based comp work in a small, low-turnover community.
  • Owner-occupant buyers looking for established Clermont housing stock rather than new construction.

Probably not for

  • Buyers who want an HOA with a pool, clubhouse, or other shared recreational amenities.
  • Investors expecting deep recent sales data to model pricing or rental comps.
  • Buyers set on larger square footage beyond the community's modest median size.

The market around Westchester Ph 03

Westchester Ph 03 is a small community — 3 recorded sales on file, most recently in 2019 — too few for its own price trend. Here is the market around it.

Across Lake County, 3,176 homes are active and 1,107 pending (26% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Westchester Ph 03 specifically. Momentum Research analysis of MLS records.

If we were buying in Westchester Ph 03 today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Westchester Ph 03.

Best Buy
Buyers looking for a modestly sized, late-1990s home in Clermont without a homeowners' amenity package attached.
Biggest Risk
Thin closing volume means pricing guidance here relies on very few recent data points, so appraisals and comps need extra scrutiny.
Sweet Spot
A single-story home near 1,400 square feet in original or lightly updated condition.
Avoid If
You are counting on community amenities like a pool or clubhouse as part of the purchase decision.

A small, built-out 1990s phase

The housing stock here is tightly clustered in age — nearly all homes were built between 1995 and 2000 — which means buyers are largely comparing homes of similar construction era and layout logic rather than a mix of decades. Median living area sits at 1,393 square feet, pointing toward a community of modest-footprint, likely single-story homes rather than larger or multi-story construction.

No community amenities are identified in current MLS listings, so this is not a clubhouse-and-pool HOA package — the draw is the home and its location within Clermont, not shared recreational infrastructure. With homestead exemption held on just over 60% of the 58 homes, the balance suggests a mix of owner-occupied and non-homestead (rental or second-home) ownership, worth confirming property by property rather than assuming either way.

The location and the amenities are priced into every listing in Westchester Ph 03. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this small and this thin on recent closings, generic market reports are close to useless — we build the comp set home by home, checking condition, lot, and true recent sales rather than leaning on averages that a single transaction can skew.

Westchester Ph 03 in 15 seconds.

Best forBuyers looking for a modestly sized, late-1990s home in Clermont without a homeowners' amenity package attached.
Biggest advantageThe community's tight build era (1995–2000) means fewer surprises on construction style and systems age when comparing homes.
Biggest riskThin closing volume means pricing guidance here relies on very few recent data points, so appraisals and comps need extra scrutiny.
Sweet spotA single-story home near 1,400 square feet in original or lightly updated condition.
Avoid ifYou are counting on community amenities like a pool or clubhouse as part of the purchase decision.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Westchester Ph 03 sales matched to your home.

What is your Westchester Ph 03 home worth?

Get a no-obligation home value based on real comparable sales in Westchester Ph 03, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Westchester Ph 03?
The Florida DOR 2025 assessment roll shows 58 homes in Westchester Ph 03 (public records).
What share of Westchester Ph 03 is owner-occupied?
60% of Westchester Ph 03 parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Westchester Ph 03 built?
Homes in Westchester Ph 03 were built between 1995 and 2000, with a median year built of 1998.0 (FL DOR 2025 roll).
Do cash buyers compete in Westchester Ph 03?
Cash buyers took 100% of Westchester Ph 03 sales in the 12 months ending June 2020 (3 of 3 closings, Stellar MLS).
Who is the best real estate agent for Westchester Ph 03?
The best agent for Westchester Ph 03 is one who actively works Clermont and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Westchester Ph 03.
How do I find a top Clermont real estate agent who knows Westchester Ph 03?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Westchester Ph 03 and the wider Clermont area.
Can Momentum Realty connect me with an agent for Westchester Ph 03?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Westchester Ph 03 purchase or sale - no call center and no pressure.
Buyers wanting a modestly sized, single-story home built in the late 1990s without amenity fees attached.Excellent fit
Buyers comfortable doing their own condition-based comp work in a small, low-turnover community.Excellent fit
Owner-occupant buyers looking for established Clermont housing stock rather than new construction.Excellent fit
Buyers who want an HOA with a pool, clubhouse, or other shared recreational amenities.Probably not
Investors expecting deep recent sales data to model pricing or rental comps.Probably not
Buyers set on larger square footage beyond the community's modest median size.Probably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 34714))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2015 (7 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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