Whaleys Creek Ph 2
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Whaleys Creek Ph 2 right now
🟡 Off the recent peak. The trailing-12-month median ($445K) is down 5.3% from the prior 12 months ($470K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 13. Confidence: Low (3 and 5 sales in the two windows).
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Updated July 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Whaleys Creek Ph 2 market snapshot (as of July 13, 2026): the median sale price is about $445K ($167 per sq ft over the trailing 12 months of closed sales), and a median 75 days on market for closed sales. The trailing-12-month median is down 5% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
Whaleys Creek Ph 2 is a community of 316 homes in St Cloud, Osceola County, built between 2017 and 2020 (median 2019.0), with a median living area of about 2,610 square feet. 78% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The Whaleys Creek Ph 2 buying strategy.
If we were buying in Whaleys Creek Ph 2 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Whaleys Creek Ph 2.
A closer look at the Whaleys Creek Ph 2 market
At a median of $167 per square foot, Whaleys Creek Ph 2 prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median down 5% year over year. Homes that do trade take a median 75 days on market, useful leverage on any listing that has lingered.
The housing stock is 316 homes built between 2017 and 2020, and 78% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Whaleys Creek Ph 2. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Whaleys Creek Ph 2 buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.0). Basis: Recent Direction -5.3% year-over-year; Owner Commitment 78% owner-occupied; Pricing Power 97.6% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Whaleys Creek Ph 2 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Whaleys Creek Ph 2 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Whaleys Creek Ph 2, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Whaleys Creek Ph 2 home worth?
Get a no-obligation home value based on real comparable sales in Whaleys Creek Ph 2, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Whaleys Creek Ph 2 on the map →
Frequently Asked Questions
What is the median home price in Whaleys Creek Ph 2?
How long do homes in Whaleys Creek Ph 2 take to sell?
How many homes are in Whaleys Creek Ph 2?
What share of Whaleys Creek Ph 2 is owner-occupied?
When were the homes in Whaleys Creek Ph 2 built?
Do cash buyers compete in Whaleys Creek Ph 2?
Who is the best real estate agent for Whaleys Creek Ph 2?
How do I find a top St Cloud real estate agent who knows Whaleys Creek Ph 2?
Can Momentum Realty connect me with an agent for Whaleys Creek Ph 2?
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 13, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (3 streets, ZIP 34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2022 (9 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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