Whispering Pines
Homes for Sale in Land O Lakes, FL
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-20, 9 recorded sales closed at a median of $549,000, $197 per square foot, a median 89 days on market, sellers accepting 96% of original asking (-8% versus the prior year). At the median price and Pasco County's FY2025-26 rate of 16.15 mills, annual property tax runs about $8,870 ($8,220 with the full homestead exemption).
| Location | Land O Lakes, Pasco County, FL · ZIP 34638 |
|---|---|
| Homes in the community | 316 (FL DOR 2025 assessment roll) |
| Years built | 2023–2024 (median 2024.0) |
| Typical living area | 3,200 sq ft (median) |
| Sale prices, last 12 months | $549,000 median across 9 closed sales · $197 per sq ft · -7.9% vs the prior 12 months |
| Days on market (closed sales) | 89 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 66% |
| Zoned public schools | Pasco County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “whispering pines ph 1 key facts,” movewithmomentum.com/neighborhoods/whispering-pines-ph-1-land-o-lakes, data as of September 20, 2026.
Whispering Pines right now
🟡 Off the recent peak. The trailing-12-month median ($549K) is down 7.9% from the prior 12 months ($596K).Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Medium (9 and 40 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 8, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside whispering pines ph 1 right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Whispering Pines market snapshot (as of September 20, 2026): the median sale price is about $549K ($197 per sq ft over the trailing 12 months of closed sales), and a median 89 days on market for closed sales. The trailing-12-month median is down 8% from the prior 12 months, computed from record-level Stellar MLS closed sales (9 closings in the current window).
In ZIP 34638 (Land O Lakes), 1,727 homes closed in the last 12 months at a median of $395K ($181/sq ft), up 1.9% year over year, with a median 45 days on market. Right now 168 active and 81 pending listings put supply at about 2.2 months - a healthy market. See the live ZIP 34638 housing market and the Pasco County market.
County records show 26 qualified sales in whispering pines across 2024 - 2025 (11 in 2024, 15 in 2025), median $592,400 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Whispering Pines is a community of 316 homes in Land O Lakes, Pasco County, built between 2023 and 2024 (median 2024.0), with a median living area of about 3,200 square feet. 66% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($549K) IS the median in the snapshot above, and the move from 2025 ($596K) IS the -7.9% one-year change.
Windows contain 5 to 75 sales each (9 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pasco County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pasco County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
27% of homes for sale in ZIP 34638 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Whispering Pines Market Scorecard
Whispering Pines is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in whispering pines ph 1, Land O Lakes
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Schools
- Pasco County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pasco County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Whispering Pines listings and can change; always confirm with Pasco County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Whispering Pines address.
Recent Developments in Whispering Pines Ph 1
Development, infrastructure, retail, and school activity affecting Whispering Pines Ph 1, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
Pomelo Square mixed-use community advances in Wesley Chapel
Ryan Cos. and PulteGroup are advancing Pomelo Square, a mixed use development at the northeast corner of Old Pasco Road and Overpass Road in Wesley Chapel. Plans call for 415 residential units made up of 325 apartments and 90 townhomes, about 42,000 square feet of retail, and a hotel pad. Completion is targeted for the first quarter of 2028.
What it may mean for the marketAdds a mixed use community of apartments and townhomes with retail space and a hotel pad, expanding housing and commercial supply in a growing Pasco County corridor. The project is about 10 miles northeast of Whispering Pines Ph 1, elsewhere in Pasco County.
Source: Florida YIMBY - April 2026Development
New mixed-use development planned on State Road 52 in central Pasco
A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.
What it may mean for the marketA new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 5 miles north of Whispering Pines Ph 1.
Source: Tampa Bay Times - January 2026Development
Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco
Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.
What it may mean for the marketA large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 6 miles northwest of Whispering Pines Ph 1.
Source: WUSF - January 2026Development
Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel
Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.
What it may mean for the marketAdded outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The site is about 8 miles east of Whispering Pines Ph 1.
Source: HCO News
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Whispering Pines buying strategy.
If we were buying in Whispering Pines today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Whispering Pines.
A closer look at the Whispering Pines market
At a median of $197 per square foot, Whispering Pines prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median down 8% year over year. Homes that do trade take a median 89 days on market, useful leverage on any listing that has lingered.
The housing stock is 316 homes built between 2023 and 2024, and 66% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Whispering Pines. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Whispering Pines buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.0). Basis: Recent Direction -7.9% year-over-year; Owner Commitment 66% owner-occupied; Pricing Power 96.2% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Whispering Pines buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Whispering Pines sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Whispering Pines, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Whispering Pines home worth?
Get a no-obligation home value based on real comparable sales in Whispering Pines, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Whispering Pines on the map →
Frequently Asked Questions
What is the median home price in Whispering Pines?
How long do homes in Whispering Pines take to sell?
How many homes are in Whispering Pines?
What share of Whispering Pines is owner-occupied?
When were the homes in Whispering Pines built?
What schools serve Whispering Pines?
Who is the best real estate agent for Whispering Pines?
How do I find a top Land O Lakes real estate agent who knows Whispering Pines?
Can Momentum Realty connect me with an agent for Whispering Pines?
Where is Whispering Pines, and what county is it in?
Is Whispering Pines a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 24, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (7 streets, ZIP 34638)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2023 (129 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how whispering pines ph 1 fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Whispering Pines
- Home values · What homes in Whispering Pines actually sell for
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