Windsor Forest in Destin

Windsor Forest
Homes for Sale in Destin, FL

All 603 homes for sale in Destin, FL · median $634,900 · 411 homes for sale in 32541 · Okaloosa County homes for sale

Community in Destin · Okaloosa County · ZIP 32541
190 homesBuilt 1965–2023
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data30 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Windsor Forest in Destin, FL has 2 homes for sale. Homes listed or recently sold were built 1993–1998; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 10 ft).

WINDSOR FOREST key facts
LocationDestin, Okaloosa County, FL · ZIP 32541
Homes in the community190 (FL DOR 2025 assessment roll)
Years built1965–2023 (median 1994)
Typical living area3,324 sq ft (median)
For sale right now2 active, 1 pending · median asking $749,950
Owner-occupied (homestead) share79%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “WINDSOR FOREST key facts,” movewithmomentum.com/neighborhoods/windsor-forest--okaloosa, data as of September 20, 2026.

Last 30 days in Windsor Forest: 1 new listing (median asking $675,000), 1 under contract right now. As of July 25, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

Live · Windsor Forest Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
33%
Under contract
Okaloosa: 23% (551 of 2,441)
2 · 1
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
79%
Owner-occupied · Windsor Forest
160 of 203 parcels homesteaded (FL DOR 2025)
21%
Non-owner-occupied · Windsor Forest
incl. 17% trust or LLC-held · 6% out-of-state
190
Homes in the community
plus 13 vacant residential lots · 203 residential parcels (FL DOR 2025)
Track record · 30 years of records
10
Recorded sales · 2024-2025
median $828K · qualified sales on the county roll (FL DOR 2025)
Est. 1965
Community established
homes built 1965-2023, median 1994 (FL DOR 2025)
0.5%/yr
Turnover rate
about 1 of 190 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Windsor Forest is a condition-and-square-footage story, not a subdivision-template one. With a build range spanning 1965 to 2023 and a median living area north of 3,300 square feet, what a home actually trades for here depends heavily on which vintage you're buying and how much of it has been updated. There are no shared amenities to underpin value, so the house itself carries the argument.

With just 2 active listings against 193 homes and a homestead share near 79%, this is a tightly held pocket where most owners aren't going anywhere. That thin supply gives sellers of a well-presented home real leverage, but it also means buyers should expect to move decisively when the right one surfaces, and to underwrite each property on its own merits rather than recent comps that may not exist.

The 60-Second Overview

Windsor Forest is a small, established Destin enclave of larger homes with a wide age spread and no HOA amenity package, which puts the emphasis squarely on the individual house and lot. Turnover is light, so listings are the exception rather than the rule.

Emerald Coast MLS sales records identify 38 homes in WINDSOR FOREST that have changed hands since 2001, built between 1993 and 2016 (median 1994), with a median living area of about 2,498 sq ft and a typical 4-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 10 qualified sales in WINDSOR FOREST across 2024–2025 (7 in 2024, 3 in 2025), median $828,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing generous interior space over a large slate of listings to compare
  • Long-hold owner-occupants comfortable in a low-turnover, high-homestead pocket
  • Buyers willing to budget for updates and lean on inspection given the wide age spread

Probably not for

  • Buyers who want an HOA amenity package or shared community features
  • Shoppers who need multiple active options and deep comparable-sales data
  • Buyers seeking a smaller, lower-maintenance footprint

The market around Windsor Forest

Windsor Forest is too small for its own price trend, so here is the market around it.

In ZIP 32541, 720 homes are on the market and 13% are under contract — a slower corner of Destin.

Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).

In ZIP 32541 (Destin), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Windsor Forest specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in WINDSOR FOREST, Destin

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 8 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Windsor Forest

Live MLS inventory for Windsor Forest. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Windsor Forest listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Windsor Forest Okaloosa Right Now (3)

All 3 active and pending Windsor Forest Okaloosa listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 4071 Burning Tree Drive · $675,000 · 3 bd / 2.5 ba · listed Sep 2, 2026 · listed by Pinnacle Beach Properties
  • 4086 Indian Trail · $824,900 · 3 bd / 2.5 ba · listed Jul 22, 2026 · listed by Pinnacle Beach Properties
  • 4079 Burning Tree Drive · $670,000 · 3 bd / 2 ba · pending · listed Jun 27, 2026 · listed by The Gulf Coast Property Group

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Destin · Elementary
  • Destin · Middle
  • Fort Walton Beach · High

Zoned schools reflect the assignments reported on recent Windsor Forest listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Windsor Forest address.

If we were buying in Windsor Forest today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Windsor Forest.

Best Buy
Buyers who want square footage in an established Destin setting and will do the condition homework.
Biggest Risk
A build range across decades means condition varies widely and comps are scarce.
Sweet Spot
An updated larger home that matches the community's generous median footprint.
Avoid If
You need choice, shared amenities, or a quick, comp-driven purchase.

A square-footage market with a thin shelf

The defining number here is space: a median living area above 3,300 square feet is generous by Destin standards, and the build window from 1965 through 2023 means you can find both original mid-century-era construction and recent builds within the same 193-home community. That range is a buyer's due-diligence assignment. Two homes of similar footprint can sit far apart in value depending on systems, roof, and how much has been renovated, so inspection and honest condition assessment matter more than headline stats.

Supply is the other headline. With only 2 homes active and roughly four in five owner-occupied, inventory doesn't sit around and comparable sales can be sparse. Sellers benefit from the scarcity when their home shows well; buyers should be pre-positioned to act and to value each property on its own condition rather than waiting for a deep pool of choices that this community simply doesn't produce.

“

The location and the amenities are priced into every listing in Windsor Forest. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-turnover pocket with a wide build range and no amenity crutch, pricing and evaluating a home comes down to reading condition and vintage correctly against thin comparable data. That's where we earn our keep — helping sellers position a larger home to its strengths, and helping buyers underwrite an individual property soberly when the market gives them only one or two to choose from.

Windsor Forest in 15 seconds.

Best forBuyers who want square footage in an established Destin setting and will do the condition homework.
Biggest advantageThin supply and high owner-occupancy make well-kept homes hold attention.
Biggest riskA build range across decades means condition varies widely and comps are scarce.
Sweet spotAn updated larger home that matches the community's generous median footprint.
Avoid ifYou need choice, shared amenities, or a quick, comp-driven purchase.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Windsor Forest homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Windsor Forest.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Windsor Forest sales matched to your home.

What is your Windsor Forest home worth?

Get a no-obligation home value based on real comparable sales in Windsor Forest, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Destin →

Real comps, not an automated estimate.
How much local inventory is already under contract

12% of homes for sale in ZIP 32541 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-28).

Frequently Asked Questions

How many homes are in Windsor Forest?
The Florida DOR 2025 assessment roll shows 190 homes plus 13 vacant residential lots in Windsor Forest (public records).
What share of Windsor Forest is owner-occupied?
79% of Windsor Forest parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Windsor Forest built?
Homes in Windsor Forest were built between 1965 and 2023, with a median year built of 1994 (FL DOR 2025 roll).
Who is the best real estate agent for Windsor Forest?
The best agent for Windsor Forest is one who actively works Destin and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Windsor Forest.
How do I find a top Destin real estate agent who knows Windsor Forest?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Windsor Forest and the wider Destin area.
Can Momentum Realty connect me with an agent for Windsor Forest?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Windsor Forest purchase or sale - no call center and no pressure.
Where is Windsor Forest, and what county is it in?
Windsor Forest is in Destin, Okaloosa County, FL, ZIP 32541.
Buyers prioritizing generous interior space over a large slate of listings to compareExcellent fit
Long-hold owner-occupants comfortable in a low-turnover, high-homestead pocketExcellent fit
Buyers willing to budget for updates and lean on inspection given the wide age spreadExcellent fit
Buyers who want an HOA amenity package or shared community featuresProbably not
Shoppers who need multiple active options and deep comparable-sales dataProbably not
Buyers seeking a smaller, lower-maintenance footprintProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: July 25, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (4 streets, ZIP 32541))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 1996 (69 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Nearby Communities

Explore more neighborhoods near Windsor Forest with Momentum Realty’s local guides.

Indian Creek S D0.2 mi away · 141 homes, built 1940–22, 1 for saleEagles Landing (Walton)0.3 mi away · 1 for saleHidden Pines S D0.4 mi away · median $565K, 3 sales/12 moIBIndian Bayou0.4 mi away · 6 for saleEstates At Indian Pointe0.4 mi away · 6 homes, built 2010–23IBIndian Bayou West0.4 mi awayIndian Bayou0.6 mi away · median $875K, 19 sales/12 moIndian Lakes0.9 mi away · 97 homes, built 1996–02

Browse all neighborhood guides →

Thinking of selling in WINDSOR FOREST? 1 recorded closings (window ending 2026-09-20). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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