Data Analysis
Of 1,131 Okaloosa and Walton condo listings that reported a fee on October 29, 2026, 646 charged $1,000 a month or more, and the median was $1,069.
Our Emerald Coast MLS data showed condos with fees under $600 a month at 3.8 listings per pending sale, against 11.9 to 1 for fees of $900 to $1,199.
Our live Emerald Coast MLS data showed 1,139 active condos in Okaloosa and Walton counties on October 29, 2026, and 1,131 of them reported an association fee. The median fee was $1,069 a month, and 646 listings, about 57 percent, charged $1,000 a month or more. In Destin the median was $1,167 a month on a median asking price of $505,450. Condos with fees under $600 a month ran at 3.8 active listings per pending sale, while condos with fees from $900 to $1,199 ran at 11.9 to 1. All figures are ours, computed from Emerald Coast MLS records; information is deemed reliable but not guaranteed.
This is a cost read on the monthly fee that comes with a condo. Our October 25 article on Destin-area condo price cuts and contracts covers condo listing activity, and our October 28 article on Destin-area $1 million homes covers the luxury tier. Completed-month figures are in our Destin median price and Destin days on market articles, and the full series sits on the Destin market data hub.
How much are condo fees in Destin and along 30A?
| City | Active condos | Pending | Median monthly fee | Median asking price | Annual fee as share of price |
|---|---|---|---|---|---|
| Miramar Beach | 413 | 30 | $1,063 | $529,990 | 2.2% |
| Destin | 354 | 30 | $1,167 | $505,450 | 2.6% |
| Fort Walton Beach | 183 | 14 | $997 | $425,000 | 2.6% |
| Santa Rosa Beach | 112 | 47 | $939 | $649,000 | 1.7% |
| Inlet Beach | 37 | 9 | $1,397 | $1,389,900 | 1.2% |
Source: Momentum Research, computed from Emerald Coast MLS records, live snapshot, October 29, 2026. Fees converted to a monthly figure from the frequency on the listing. Cities follow the listing address. Deemed reliable but not guaranteed.
Destin had the highest median fee of the three largest condo cities, $1,167 a month. Over a year that is about $14,000, or 2.6 percent of the median asking price. In Santa Rosa Beach the median fee was lower, $939, on a higher median price, and condos there had 47 pending sales against 112 active. Inlet Beach had the highest median fee, $1,397, on a median asking price of $1,389,900. Recent prices by place are on the Destin, Miramar Beach, Fort Walton Beach, Santa Rosa Beach and Inlet Beach market pages.
Do higher condo fees slow sales?
In our snapshot, condos with lower fees moved fastest.
| Monthly association fee | Active condos | Pending | Active per pending | Median asking price | Median days listed |
|---|---|---|---|---|---|
| Under $600 | 138 | 36 | 3.8 | $259,000 | 126 |
| $600 to $899 | 219 | 31 | 7.1 | $374,900 | 146 |
| $900 to $1,199 | 332 | 28 | 11.9 | $535,000 | 140.5 |
| $1,200 to $1,499 | 250 | 26 | 9.6 | $639,450 | 151 |
| $1,500 and above | 192 | 15 | 12.8 | $1,137,500 | 140 |
Source: Momentum Research, live snapshot, October 29, 2026. Deemed reliable but not guaranteed.
Condos with fees under $600 a month were 12 percent of active listings and 26 percent of pending ones. Pending condos had a median fee of $918 a month, against $1,069 for active condos. Fee and price rise together, so part of this pattern reflects price, and the fee alone does not explain it. Overall, Okaloosa and Walton condos ran at about 8.4 active listings per pending sale.
Does building age change condo fees?
| Year built | Active condos | Pending | Active per pending | Median monthly fee | Median asking price |
|---|---|---|---|---|---|
| Before 1985 | 320 | 25 | 12.8 | $909 | $417,450 |
| 1985 to 1999 | 285 | 32 | 8.9 | $1,026 | $574,900 |
| 2000 to 2009 | 449 | 37 | 12.1 | $1,235 | $535,000 |
| 2010 and later | 85 | 42 | 2.0 | $1,051 | $824,900 |
Source: Momentum Research, live snapshot, October 29, 2026. Year built as reported on the listing. Deemed reliable but not guaranteed.
Buildings from 2000 to 2009 had the highest median fee, $1,235 a month, and held the most active condos, 449. Condos built in 2010 or later ran at 2.0 to 1, the fastest group, even with a median fee above $1,000.
Which Destin-area condo buildings carry the highest fees?
At Emerald Grande in Destin, 13 condos were active and 1 pending, with a median fee of $2,145 a month on a median asking price of $725,000. The Palms of Destin had the most listings of any building, 36 active and 3 pending, with a median fee of $1,235 on a median price of $339,375. Grand Sandestin in Miramar Beach had 17 active and none pending, at a median fee of $1,224, and Sterling Shores in Destin had 13 active and none pending, at $1,280. More buildings are on our Okaloosa County condo communities and Walton County condo communities pages.
What do houses and townhomes pay in association fees?
Far less. In Walton County, 1,081 of 1,558 active single-family listings reported a fee, at a median of $192 a month, and townhomes a median of $425. In Okaloosa County, 408 of 944 single-family listings reported a fee, at a median of $55 a month. In Santa Rosa Beach the single-family median was $212 and in Inlet Beach $267.
What other costs come with a Destin-area home?
The last tax bill shown on active condo listings had a median of $4,319 in Okaloosa County and $3,862 in Walton County. Those are the current owner's bills, and a buyer's first bill can differ because exemptions and assessment caps reset after a sale. Our Okaloosa County property tax page uses a 2025 total millage of about 12.89 mills and our Walton County property tax page about 9.76 mills, both Florida TaxWatch county averages. Insurance estimates are on our Destin, Miramar Beach, Santa Rosa Beach and Fort Walton Beach home insurance pages, and flood zones on our Destin flood zones page. Statewide cost pressures are on our Florida condo special assessments page.
People also ask
How much are condo HOA fees in Destin, Florida?
Destin condo listings reported a median association fee of $1,167 a month on October 29, 2026, on a median asking price of $505,450. Across Okaloosa and Walton counties the median was $1,069.
Do condos with lower fees sell faster on the Emerald Coast?
In our October 29, 2026 snapshot, condos with fees under $600 a month ran at 3.8 active listings per pending sale, against 11.9 to 1 for fees from $900 to $1,199. Lower-fee condos also had lower prices.
What are HOA fees for houses in Santa Rosa Beach?
Single-family listings in Santa Rosa Beach that reported a fee showed a median of $212 a month on October 29, 2026. Walton County's single-family median was $192.
Limitations
Figures are a single live snapshot taken October 29, 2026, not monthly totals. Fees are as entered on each listing and converted to a monthly figure from the stated frequency; they may not include special assessments, rental program charges or club dues, and 8 active condos reported no fee. Single-family fee medians cover only listings that reported a fee. Tax amounts are the most recent bill on the listing, which may reflect the current owner's exemptions and an earlier tax year. Millage figures are county averages from our property tax pages and vary by city and district. Cities follow the listing record. Days listed may reset when a listing is withdrawn and relisted. Figures may be revised as the MLS updates records. This article is general information, not advice about any specific property or transaction.
Sources
- Momentum Research, computed from Emerald Coast MLS records, Okaloosa and Walton counties, live snapshot, October 29, 2026. Information is deemed reliable but not guaranteed.
- Okaloosa County property tax and Walton County property tax, Momentum Research, citing Florida TaxWatch 2025 county millage averages.
- Destin market data hub, Momentum Research.
Disclosure: Jon Brooks is a co-founder of Momentum Realty, a Florida real estate brokerage that owns and funds Florida Housing Intelligence. Momentum has a financial interest in Florida real estate transactions, including in markets named here. See our editorial standards.
Market statistics in this article are computed from MLS data licensed by Momentum Realty, and are current as of the date shown. Data may be preliminary and subject to revision by its source. This article is general information, not advice about any specific property, transaction, or financial decision, and is not a representation about any specific property, community, builder, or association.
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