Bella Vista on Lake
Condos for Sale in Largo, FL
All 566 homes for sale in Largo, FL · median $299,000 · 134 condos for sale in Largo · 81 homes for sale in 33773 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
As of November 2026, Bella Vista On Lake Largo in Largo, FL has 6 homes for sale and 3 pending, asking from $154,000 to $234,900 (median $159,500). Homes listed or recently sold were built 1987 - 1987; 8 of 20 report an HOA (median $545/mo); 7 of the 20 geocoded homes sit in a FEMA special flood hazard zone (median elevation 12 ft).
Last 30 days in Bella Vista on Lake: 2 new listings (median asking $157,000), 3 under contract right now. As of November 12, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Bella Vista on Lake
Live MLS inventory for Bella Vista on Lake. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 38 daysTop listing
Active · 160 days
Active · 25 days
Active · 10 days
Active · 67 days
Active · 7 days
Under Contract · 13 days
Under Contract · 3 days
Under Contract · 267 daysActive and pending Bella Vista on Lake listings as of 2026-11-05, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Tap any home to ask about it.
Price here is driven by condition and the carrying cost of the HOA, not square footage alone. At a median of $165,000 and about $172 per square foot, this is a condo/attached market where what you pay tracks closely to how updated a unit is and what the association delivers for the dues. The amenity set is real - pool, clubhouse, fitness center, spa, dog park - so a buyer is paying for a managed, gated package, not just four walls.
The posture is mixed and worth reading carefully. At 2.2 months of supply the band leans toward sellers, but a median of 93 days on market and a soft heat score tell you nothing moves on urgency here - pricing has to be right or it sits. The year-over-year figure is down 18 percent, so sellers should price to the current comps rather than last year's, and buyers have room to be deliberate. With only two active listings, selection is thin and timing matters more than usual.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Bella Vista on Lake right now
🟡 Balanced market. 2.2 months of supply and 33% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (3 active and pending listings, 11 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($165K) is down 18.0% from the prior 12 months ($201K). With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Medium (11 and 9 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bella Vista on Lake market snapshot (as of September 20, 2026): the median sale price is about $165K ($172 per sq ft over the trailing 12 months of closed sales), a median 93 days on market for closed sales, and 2.2 months of supply, a balanced market. The trailing-12-month median is down 18% from the prior 12 months, computed from record-level Stellar MLS closed sales (11 closings in the current window).
In ZIP 33773 (Largo), 48 homes closed in the last 12 months at a median of $362K ($280/sq ft), down 10.9% year over year, with a median 45 days on market. Right now 24 active and 5 pending listings put supply at about 6.0 months - a buyer's market. See the live ZIP 33773 housing market and the Pinellas County market.
Stellar MLS sales records identify 66 homes in Bella Vista On Lake that have changed hands since 2005, built between 1987 and 2005 (median 1987), with a median living area of about 1,018 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Bella Vista on Lake is a small, gated, amenity-rich community in Largo where the median sits at $165,000. With just two homes active and sales measured in the low double digits, inventory is scarce and each listing carries real weight.
The setting & the homes.
Aerial and on-site photos of Bella Vista on Lake. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Bella Vista on LakeBella Vista on LakeBella Vista on LakeBella Vista on LakeBella Vista on LakeBella Vista on LakeBella Vista on LakeBella Vista on LakePhotos from Stellar MLS listings in Bella Vista on Lake; content deemed reliable but not guaranteed.
Who Bella Vista on Lake is best for.
Best for
- Buying to hold in a gated, deed-restricted setting with a managed amenity package
- Buyers who value pool, fitness, spa, and dog-park access without maintaining it themselves
- Buying at a modest entry median and willing to move quickly when the right unit lists
Probably not for
- Needing a quick close with no buyer-approval step in the way
- Wanting broad selection - inventory here is down to a couple of active listings
- Avoiding HOA dues and deed restrictions as part of your monthly cost
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($165K) IS the median in the snapshot above, and the move from 2025 ($201K) IS the -18.0% one-year change.
Windows contain 0 to 15 sales each (11 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
16% of homes for sale in ZIP 33773 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-14).
Bella Vista on Lake Market Scorecard
Bella Vista on Lake is currently a buyer's market. About 6.5 months of supply, a median asking price of $159,500, and homes go under contract in about 42 days.
Typical home value in the 33773 ZIP is $333,535, about 8.8% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Bella Vista on Lake on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Bella Vista on Lake
- Pool · reported on 16 of 16 listings
- Gated Community - No Guard · reported on 15 of 16 listings
- Clubhouse · reported on 14 of 16 listings
- Fitness Center · reported on 14 of 16 listings
- Buyer Approval Required · reported on 9 of 16 listings
- Spa/Hot Tub · reported on 5 of 16 listings
- Gated · reported on 4 of 16 listings
- Community Mailbox · reported on 3 of 16 listings
- Gated Community · reported on 3 of 16 listings
- Association Recreation - Owned · reported on 3 of 16 listings
- Deed Restrictions · reported on 3 of 16 listings
- Recreation Facilities · reported on 2 of 16 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Bella Vista on Lake listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bella Vista on Lake address.
The Bella Vista on Lake buying strategy.
If we were buying in Bella Vista on Lake today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bella Vista on Lake.
A managed community, priced on condition
This is a deed-restricted, gated community with buyer approval required - the association reviews purchasers, so plan for that step in your timeline and read the rules before you fall in love with a unit. The amenities reported across listings include a pool, clubhouse, fitness center, spa/hot tub, dog park, and association-owned recreation facilities, plus reclaimed-water irrigation. All of it runs through the HOA, which means dues are part of your true monthly cost; verify current fees, access, and any assessments directly with the association.
On the market side, the spread between the seller-leaning supply figure and the 93-day median tells the practical story: homes here are not changing hands fast, and the down year-over-year number means recent comps should anchor any price. For a seller, that argues for pricing to today and presenting a unit in move-in condition. For a buyer, the thin active count is the real constraint - when the right unit appears, you move; when it does not, you wait.
The location and the amenities are priced into every listing in Bella Vista on Lake. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bella Vista on Lake buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (3.9). Basis: Recent Direction -18.0% year-over-year; Liquidity & Demand 2.2 months of supply; Pricing Power 88.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community this small, with only a couple of active listings and a buyer-approval process, the difference between a clean close and a stalled one is knowing the comps, the HOA requirements, and the carrying costs cold. We price to the current data rather than last year's, walk you through the association approval and deed restrictions up front, and tell you plainly when a unit's condition does not justify its ask.
Bella Vista on Lake in 15 seconds.
Tools for a Bella Vista on Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bella Vista on Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bella Vista on Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bella Vista on Lake home worth?
Get a no-obligation home value based on real comparable sales in Bella Vista on Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Bella Vista On Lake Largo
Homes in Bella Vista On Lake Largo that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 10100 Sailwinds Boulevard #205 · off market
- 10195 Sailwinds Boulevard #201 · off market
| Location | Largo, Pinellas County, FL · ZIP 33773 |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Amenities listed by sellers | Pool, Clubhouse, Gated Community - No Guard, Fitness Center, Buyer Approval Required, Gated |
| For sale right now | 6 active, 3 pending · median asking $159,500 · 6.5 months of supply |
| Zoned public schools | Pinellas County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of November 13, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bella Vista on Lake key facts,” movewithmomentum.com/neighborhoods/bella-vista-on-lake-largo, data as of November 13, 2026.
Housing distress & ownership in Bella Vista On Lake Largo, Largo
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
Just listed in Bella Vista on Lake
The newest homes for sale in Bella Vista on Lake right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 10103 Sailwinds Boulevard #102 $160,000 · 3 bd · 2 ba · 1,155 sq ft · listed Oct 27, 2026 Courtesy of BLAKE REAL ESTATE INC
- 12261 Sailwinds Drive #204 $154,000 · 3 bd · 2 ba · 1,138 sq ft · listed Oct 27, 2026 Courtesy of LAURA FERGUSON REALTY
- 10199 Sailwinds Boulevard #103 $155,000 · 2 bd · 2 ba · 901 sq ft · listed Oct 9, 2026 Courtesy of COLDWELL BANKER REALTY
- 10103 Sailwinds Boulevard #105 $234,900 · 3 bd · 2 ba · 1,155 sq ft · listed Sep 26, 2026 Courtesy of ROCKS REALTY
- 10199 Sailwinds Boulevard #201 $159,000 · 2 bd · 2 ba · 901 sq ft · listed Aug 28, 2026 Courtesy of MOMENTUM REALTY - GAINESVILLE
- 10125 Sailwinds Boulevard #104 $200,000 · 2 bd · 2 ba · 1,018 sq ft · listed May 27, 2026 Courtesy of KELLER WILLIAMS ST PETE REALTY
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Bella Vista On Lake Largo Right Now (8)
All 8 active and pending Bella Vista On Lake Largo listings with a detail page, newest first, refreshed twice a day from the MLS.
- 10103 Sailwinds Boulevard #102 · $160,000 · 3 bd / 2 ba · listed Oct 26, 2026 · listed by Blake Real Estate Inc
- 10177 Sailwinds Boulevard #203 · $149,900 · 2 bd / 2 ba · pending · listed Oct 26, 2026 · listed by Charles Rutenberg Realty Inc
- 12261 Sailwinds Drive #204 · $154,000 · 3 bd / 2 ba · listed Oct 24, 2026 · listed by Laura Ferguson Realty
- 10199 Sailwinds Boulevard #103 · $155,000 · 2 bd / 2 ba · listed Oct 9, 2026 · listed by Coldwell Banker Realty
- 10199 Sailwinds Boulevard #202 · $155,000 · 2 bd / 2 ba · pending · listed Oct 9, 2026 · listed by Bhhs Florida Properties Group
- 10103 Sailwinds Boulevard #105 · $234,900 · 3 bd / 2 ba · listed Sep 26, 2026 · listed by Rocks Realty
- 10125 Sailwinds Boulevard #104 · $200,000 · 2 bd / 2 ba · listed Aug 15, 2026 · listed by Keller Williams St Pete Realty
- 10167 Sailwinds Boulevard #104 · $110,000 · 2 bd / 2 ba · pending · listed Aug 15, 2026 · listed by Charles Rutenberg Realty Inc
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Largo guides & data
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- Cost of living
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- Flood zones
- Property taxes (Pinellas County)
- Homestead exemption (Pinellas County)
- Home insurance cost
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Florida buyer guides
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- Florida property tax calculator
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- Florida flood insurance calculator
- Florida housing market map
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Sailwinds Boulevard (1 homes on record)
What it really costs to own in Bella Vista on Lake
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $545/month across 8 MLS listings (most billed monthly; 2026-11-14). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1987 across 17 listings. An original roof here would be about 39 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Bella Vista on Lake
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Bella Vista on Lake Condos for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Bella Vista on Lake Condos for Sale will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Bella Vista on Lake?
How long do homes in Bella Vista on Lake take to sell?
Is Bella Vista on Lake a buyer's or seller's market right now?
What schools serve Bella Vista on Lake?
Who is the best real estate agent for Bella Vista on Lake?
How do I find a top Largo real estate agent who knows Bella Vista on Lake?
Can Momentum Realty connect me with an agent for Bella Vista on Lake?
Where is Bella Vista on Lake, and what county is it in?
Should you buy in Bella Vista on Lake?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 5, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2005 (103 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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