Homes for Sale $300K to $500K in Lutz, FL

This page tracks every Lutz listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

95 homes listed between $300,000 and $500,000 are for sale or pending in Lutz, FL today across 62 communities. The median asking price is $420,000, from $309,000 to $499,900. Listings in Lutz without that feature have a median of $697,350. Most listings right now: Villarosa Ph F (5), Long Lake Ranch Village 6 Prcl A (4), Volanti (3). Updated September 13, 2026 from the MLS.

Lutz homes $300K–$500K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes $300K–$500K listed are tabled; the rest follow.

CommunityHomes $300K–$500KNew buildMedian listFrom
Villarosa Ph F50$444,900$425,000
Long Lake Ranch Village 6 Prcl A40$372,450$315,000
Volanti31$410,000$399,900
Townes/Cypress Ranch30$399,600$330,000
Carpenters Run30$388,000$330,000
Hidden Oaks Twnhms30$369,900$347,000
Parkview At Long Lake Ranch30$365,000$345,000
Willow Bend20$487,400$479,800
Long Lake Ranch Village 2 Prcl A-1, A20$465,000$455,000
Heritage Harbor Ph 2C20$459,700$449,500
Livingston Unit Ii B20$447,000$415,000
Parkview/Long Lake Ranch Ph 1B20$437,000$399,000
Oak Grove Ph 4A20$424,994$414,988
Parkview/Long Lake Ranch Ph 2A20$420,000$360,000
Sylvan Xing Ph 220$386,000$365,000
Oak Grove Ph 0320$382,450$349,900
Sonata Ph 220$364,000$359,000
Long Lake Ranch Village 820$336,750$309,500
The Reserve At Long Lake Ranch10$499,900$499,900
Crystal Lakes View10$499,900$499,900
Sutton Estates10$495,000$495,000
Stonebrier Ph 110$494,999$494,999
Chapman Manors10$490,000$490,000
Sonata Ph 110$489,000$489,000
Oakwood Preserve10$489,000$489,000
Cheval West Village Unit 210$484,999$484,999
Oak Grove Ph 0210$482,000$482,000
Coopers Pond10$479,900$479,900
Stonebrier Ph 4E10$475,000$475,000
Townes At Cypress Ranch10$475,000$475,000
Oak Grove Ph 4B & 5B10$469,000$469,000
Stonebrier Ph 4B10$467,400$467,400
Woodridge10$460,000$460,000
Volanti Ph 210$455,000$455,000
Reflections Ph 110$450,000$450,000
Villarosa K10$449,900$449,900
Lake Heron Ph 06A 06B 0710$440,000$440,000
West North Tampa10$439,900$439,900
Villarosa Ph 1B110$434,900$434,900
Lake Forest Unit 310$429,900$429,900
Sierra Pines Unrec10$425,000$425,000
Lake Keen Sub Unit10$425,000$425,000
Volanti Phase 210$420,000$420,000
Villarosa I10$420,000$420,000
Oak Grove Ph 01B10$416,000$416,000
Oak Grove Ph 5A 6A&6B10$415,000$415,000
Windemere Unit Ii10$405,900$405,900
Parkview/Long Lake Ranch10$405,000$405,000
Silver Forrest10$395,000$395,000
Sylvan Crossing Ph 110$380,000$380,000
Windemere Unit V10$375,000$375,000
Sunlake Park Unit 110$375,000$375,000
Calusa Trace Tr 1210$369,900$369,900
Carpenters Run Ph 110$364,900$364,900
Barrington Sub Unit A10$349,900$349,900
Oak Grove10$339,900$339,900
Oak Grove Ph 5A 6A & 6B10$339,900$339,900
Willow Bend Tr Mf0210$339,900$339,900
Fiddlers Cove10$335,000$335,000
Willow Square Townhomes10$334,000$334,000

Also with homes $300K–$500K for sale

Where this band sits in the market

The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.

Questions to ask about any listing in this band

What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.

Common questions

How many homes listed between $300,000 and $500,000 are for sale in Lutz?
As of September 13, 2026, 95 Lutz, FL listings whose MLS record reports an asking price between $300,000 and $500,000 are active or pending, across 62 communities. The count updates with every MLS refresh.
What do homes $300K–$500K cost in Lutz?
The median asking price today is $420,000, with listings from $309,000 to $499,900. Lutz listings without that feature have a median of $697,350.
Which Lutz community has the most homes $300K–$500K for sale?
Villarosa Ph F has the most right now (5), followed by Long Lake Ranch Village 6 Prcl A (4), Volanti (3), Townes/Cypress Ranch (3).
What is the monthly payment on a $400,000 home?
At today’s rates with 20% down, principal and interest on a $400,000 purchase runs roughly $2,000–$2,300 a month before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator turns them into one monthly figure.

Keep exploring Lutz

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Lutz, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.

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