Bahia Lakes
Homes for Sale in Ruskin, FL
All 295 homes for sale in Ruskin, FL · median $334,800 · 228 homes for sale in 33570 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
As of October 2026, bahia lakes ph 4 in Ruskin, FL has 7 homes for sale and 3 pending, asking from $273,500 to $534,900 (median $374,900). Over the 12 months ending 2026-09-20, 24 recorded sales closed at a median of $337,500, $162 per square foot, a median 92 days on market, sellers accepting 96% of original asking (-8% versus the prior year). Homes listed or recently sold were built 2007 - 2012; 22 of 22 report an HOA (median $33/mo); 9 of the 22 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft). At the median price and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $5,310 ($4,680 with the full homestead exemption).
Last 30 days in Bahia Lakes: 2 new listings (median asking $349,450), 3 under contract right now, 3 closed sales (median $285,000). As of October 16, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Bahia Lakes
Live MLS inventory for Bahia Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 56 daysTop listing
Active · 1 days
Active · 182 days
Active · 40 days
Active · 3 days
Active · 1 days
Active · 58 days
Active · 53 days
Pending · 52 days
Pending · 109 days
Pending · 58 daysActive and pending Bahia Lakes listings as of 2026-10-15, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026. Tap any home to ask about it.
Bahia Lakes right now
🟡 Balanced market. 3.2 months of supply and 46% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Very High (13 active and pending listings, 24 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($338K) is down 7.8% from the prior 12 months ($366K) and up 80% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: High (24 and 16 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 16, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bahia Lakes market snapshot (as of September 20, 2026): the median sale price is about $338K ($162 per sq ft over the trailing 12 months of closed sales), a median 92 days on market for closed sales, and 3.2 months of supply, a balanced market. The trailing-12-month median is down 8% from the prior 12 months and up 80% since 2012, computed from record-level Stellar MLS closed sales (24 closings in the current window).
In ZIP 33570 (Ruskin), 552 homes closed in the last 12 months at a median of $321K ($171/sq ft), down 2.6% year over year, with a median 56 days on market. Right now 158 active and 45 pending listings put supply at about 6.4 months - a buyer's market. See the live ZIP 33570 housing market and the Hillsborough County market.
County records show 20 qualified sales in bahia lakes across 2024 - 2025 (8 in 2024, 12 in 2025), median $360,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Bahia Lakes: of 20 listing addresses checked against the FEMA National Flood Hazard Layer, 55% sit outside the FEMA Special Flood Hazard Area (Zone X); 45% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Ruskin.
Bahia Lakes is a community of 336 homes in Ruskin, Hillsborough County, built between 2007 and 2013 (median 2011.0), with a median living area of about 2,196 square feet. 67% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Bahia Lakes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Bahia LakesBahia LakesBahia LakesBahia LakesBahia LakesBahia LakesBahia LakesBahia LakesPhotos from Stellar MLS listings in Bahia Lakes; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($338K) IS the median in the snapshot above, and the move from 2025 ($366K) IS the -7.8% one-year change.
Windows contain 0 to 36 sales each (24 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026. Deemed reliable but not guaranteed.
30% of homes for sale in Bahia Lakes are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-17).
Bahia Lakes Market Scorecard
Bahia Lakes is currently a seller's market. About 3.1 months of supply, a median asking price of $374,900, and homes go under contract in about 53 days.
Typical home value in the 33570 ZIP is $310,228, about 9.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Bahia Lakes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Bahia Lakes
- Pool · reported on 17 of 18 listings
- Playground · reported on 14 of 18 listings
- Deed Restrictions · reported on 9 of 18 listings
- Park · reported on 8 of 18 listings
- Buyer Approval Required · reported on 3 of 18 listings
- Clubhouse · reported on 3 of 18 listings
- Special Community Restrictions · reported on 2 of 18 listings
- Community Mailbox · reported on 2 of 18 listings
- Dog Park · reported on 2 of 18 listings
- Recreation Facilities · reported on 1 of 18 listings
- Maintenance · reported on 1 of 18 listings
- Fence Restrictions · reported on 1 of 18 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Thompson Elementary · Elementary
- Shields-HB · Middle
- Lennard-HB · High
Zoned schools reflect the assignments reported on recent Bahia Lakes listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bahia Lakes address.
Shop the zone: Homes zoned for Lennard-Hb High School
Recent Developments in Bahia Lakes
Development, infrastructure, retail, and school activity affecting Bahia Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Development
Carbon dioxide terminal planned at Seaport Manatee for proposed biomethanol plant
Aptamus Carbon Solutions will plan a CO2 terminal and marine transport system at Seaport Manatee tied to Demeter Energy's proposed biomethanol plant. The plant would produce about 100,000 metric tons of biomethanol and capture about 200,000 metric tons of CO2 yearly. Cost and timeline were not disclosed.
What it may mean for the marketPlanned industrial and port activity could add maritime and industrial employment at the port. The site is about 8 miles southwest of Bahia Lakes.
Source: Tampa Bay Business and Wealth - September 2026Schools
New Wimauma middle school under construction, to open August 2027
A new grades 6 through 8 school on West Lake Drive in Wimauma is under construction, and the school board is set to choose its name from three finalists. It is intended as a pathway to Aquilla J. Morgan High School. Districtwide enrollment fell from 183,015 to 171,553 over the last year.
What it may mean for the marketA new public middle school adds local school capacity in one of southern Hillsborough's fastest-growing areas. The project is about 11 miles east of Bahia Lakes, elsewhere in Hillsborough County.
Source: BayNews 9 - August 2026Development
ONE Tampa condo tower tops out at 42 stories with nearly 70% of units sold
Kolter Urban's 42-story tower at North Ashley Drive and East Twiggs Street has 225 residences and is capped at 649 feet by aviation limits. Closings are expected to begin in the third quarter of 2027. About 5,000 square feet of ground-floor restaurant space is planned.
What it may mean for the marketNew downtown condo inventory and ground-floor dining add housing choices and walkable amenities near Curtis Hixon Waterfront Park. The project is about 15 miles north of Bahia Lakes, elsewhere in Hillsborough County.
Source: Tampa Bay Business and Wealth - August 2026Parks & Amenities
Tampa advances $1.999 million design contract for Picnic Island coastal restoration
Tampa selected HDR Engineering to design a nature-based shoreline plan including living breakwaters, a living shoreline and reinforced dunes. The contract covers design and permitting only, over 458 days, funded by a state resiliency grant. Construction is not yet funded or scheduled.
What it may mean for the marketShoreline work aims to reduce flood and erosion exposure for Port Tampa City and add park and trail amenities. The project is about 10 miles northwest of Bahia Lakes, elsewhere in Hillsborough County.
Source: Tampa Bay Business and Wealth - July 2026Development
33-story tower planned for Water Street Tampa expansion
Strategic Property Partners plans a 33-story mixed use tower at Water Street and Cumberland Avenue in downtown Tampa on a 1.9-acre site. The building would hold 452 residential units ranging from studios to three bedrooms plus about 37,000 square feet of retail and 645 parking spaces. Construction is scheduled to begin in spring 2027 with completion targeted for 2029.
What it may mean for the marketAdds a 33 story tower with 452 residential units and ground floor retail to the downtown Tampa market, continuing the buildout of the Water Street district and expanding high rise housing supply. The project is about 15 miles north of Bahia Lakes, elsewhere in Hillsborough County.
Source: Florida YIMBY - July 2026Infrastructure
New Interstate 75 interchange planned for Parrish area access
A new Interstate 75 interchange is being planned to improve access for the Parrish area, primarily located in Hillsborough County and connecting to Manatee County through a possible Fort Hamer Road extension. The project is in the planning phase.
What it may mean for the marketPlans a new interstate interchange that would expand road capacity and connectivity for a growing area, potentially shaping future development patterns along the corridor. The project is about 11 miles southeast of Bahia Lakes, elsewhere in Hillsborough County.
Source: Tampa Bay Times
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Bahia Lakes buying strategy.
If we were buying in Bahia Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bahia Lakes.
A closer look at the Bahia Lakes market
At a median of $162 per square foot, Bahia Lakes prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 3.2 months of supply, a balanced market and the trailing-12-month median down 8% year over year. Homes that do trade take a median 92 days on market, useful leverage on any listing that has lingered.
The housing stock is 336 homes built between 2007 and 2013, and 67% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Bahia Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bahia Lakes buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (6.2). Basis: Long-Term Appreciation +80% since 2012; Recent Direction -7.8% year-over-year; Liquidity & Demand 3.2 months of supply; Owner Commitment 67% owner-occupied; Pricing Power 96.2% sale-to-list. Refreshed with each data update.
What it really costs to own in Bahia Lakes
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| CDD / special assessments | Listings here report a median of $1,605/yr in CDD or special-district assessments on the tax bill (17 listings, MLS, 2026-10-16). 89% of the 19 listings that report the field show one. The amount is per lot and set by the district: confirm it on the parcel's TRIM notice. |
|---|---|
| HOA dues | Median $33/month across 673 MLS listings (most billed quarterly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Hillsborough County is $1,816/yr (6,518 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 20 listing addresses checked against the FEMA flood map, 55% sit outside the high-risk zone and 45% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2010 across 20 listings. An original roof here would be about 16 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Bahia Lakes
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Bahia Lakes
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Bahia Lakes will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $33/month (about $396/yr) · median of 673 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $33 per month ($396 a year) - the median AssociationFee across 673 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 21 sampled listing addresses in this community: 57% outside the FEMA Special Flood Hazard Area (Zone X/B/C); 43% in an A-series Special Flood Hazard Area zone.
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=21) · as of 2026-10
Tools for a Bahia Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bahia Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bahia Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bahia Lakes home worth?
Get a no-obligation home value based on real comparable sales in Bahia Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Ruskin →
Recently off market in bahia lakes ph 4
Homes in bahia lakes ph 4 that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 7 on record.
- 718 Griffen Heights Court · off market
- 802 Fern Leaf Drive · off market
- 814 Parker Den Drive · off market
- 823 Seminole Sky Drive · off market
- 827 Seminole Sky Drive · off market
- 905 Parker Den Drive · off market
- 910 Fern Leaf Drive · off market
| Location | Ruskin, Hillsborough County, FL · ZIP 33570 |
|---|---|
| Homes in the community | 336 (FL DOR 2025 assessment roll) |
| Years built | 2007–2013 (median 2011.0) |
| Typical living area | 2,196 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Pool, Playground, Deed Restrictions, Buyer Approval Required, Park, Clubhouse |
| Sale prices, last 12 months | $337,500 median across 24 closed sales · $162 per sq ft · -7.8% vs the prior 12 months |
| Days on market (closed sales) | 92 median |
| For sale right now | 7 active, 6 pending · median asking $399,999 · 3.2 months of supply |
| Owner-occupied (homestead) share | 67% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bahia Lakes key facts,” movewithmomentum.com/neighborhoods/bahia-lakes, data as of September 20, 2026.
Housing distress & ownership in bahia lakes ph 4, Ruskin
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in Bahia Lakes
The newest homes for sale in Bahia Lakes right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 1111 Seminole Sky Drive $324,000 · 3 bd · 2 ba · 1,360 sq ft · 1 day on market Courtesy of DALTON WADE INC
- 903 Parker Den Drive $374,900 · 4 bd · 2 ba · 2,011 sq ft · 3 days on market Courtesy of LPT REALTY, LLC
- 1503 Yale Castle Court $399,999 · 4 bd · 2.5 ba · 2,627 sq ft · 40 days on market Courtesy of WESTON GROUP
- 803 Parker Den Drive $273,500 · 3 bd · 2 ba · 1,489 sq ft · 53 days on market Courtesy of CENTURY 21 BEGGINS ENTERPRISES
- 809 Seminole Sky Drive $534,900 · 4 bd · 3 ba · 2,651 sq ft · 56 days on market Courtesy of KELLER WILLIAMS SOUTH SHORE
- 901 Parker Den Drive $275,000 · 3 bd · 2 ba · 1,540 sq ft · 69 days on market Courtesy of INTEGRITY REALTY & MNGMNT INC.
Checked against the MLS Oct 16, 2026. All new listings in this market.
Recently sold in Bahia Lakes
- 814 Parker Den Drive · sold $260,000
- 823 Seminole Sky Drive · sold $412,000
- 910 Fern Leaf Drive · sold $285,000
- 827 Seminole Sky Drive · sold $550,000
- 718 Griffen Heights Court · sold $330,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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- Ruskin home values: what is my house worth?
- ZIP 33570 housing scorecard
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Seminole Sky Drive (42 homes on record)
- Seminole Sky Drive (40 homes on record)
- Fern Leaf Drive (27 homes on record)
- Seminole Sky Drive (25 homes on record)
- Parker Den Drive (21 homes on record)
- Parker Den Drive (15 homes on record)
- Parker Den Drive (13 homes on record)
- Seminole Sky Drive (12 homes on record)
- Pasadena Bloom Lane (11 homes on record)
- Parker Den Drive (10 homes on record)
- Parker Den Drive (9 homes on record)
- Pasadena Bloom Lane (8 homes on record)
Frequently Asked Questions
What is the median home price in Bahia Lakes?
How long do homes in Bahia Lakes take to sell?
Is Bahia Lakes a buyer's or seller's market right now?
How many homes are in Bahia Lakes?
What share of Bahia Lakes is owner-occupied?
When were the homes in Bahia Lakes built?
Have Bahia Lakes home prices gone up?
Who is the best real estate agent for Bahia Lakes?
How do I find a top Ruskin real estate agent who knows Bahia Lakes?
Can Momentum Realty connect me with an agent for Bahia Lakes?
Where is Bahia Lakes, and what county is it in?
Is Bahia Lakes in a flood zone?
Is Bahia Lakes a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 15, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 33570)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (213 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how bahia lakes ph 4 fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Bahia Lakes
- Home values · What homes in Bahia Lakes actually sell for
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