Buck Bay
Homes for Sale in Gainesville, FL
All 815 homes for sale in Gainesville, FL · median $299,900 · 52 homes for sale in 32609 · Alachua County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Buck Bay Rep in Gainesville, FL has 1 home for sale. Over the 12 months ending 2026-08-02, 6 recorded sales closed at a median of $259,000, $216 per square foot, a median 86 days on market, sellers accepting 95% of original asking (-5% versus the prior year). Homes listed or recently sold were built 2015 - 2018; 8 of 8 report an HOA (median $43/mo); 2 of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 187 ft). At the median price and Alachua County's FY2025-26 rate of 16.56 mills, annual property tax runs about $4,290 ($3,640 with the full homestead exemption).
Homes For Sale Right Now in Buck Bay
Live MLS inventory for Buck Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 157 daysTop listing
Active · 40 days
Active · 37 daysActive and pending Buck Bay listings as of 2026-10-20, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Tap any home to ask about it.
Buck Bay right now
🔴 Seller-leaning market. 1.7 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: Medium (1 active and pending listings, 6 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($259K) is down 4.9% from the prior 12 months ($272K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Medium (6 and 8 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Buck Bay market snapshot (as of August 2, 2026): the median sale price is about $259K ($216 per sq ft over the trailing 12 months of closed sales), a median 87 days on market for closed sales, and 1.7 months of supply, a seller-leaning market. The trailing-12-month median is down 5% from the prior 12 months, computed from record-level Stellar MLS closed sales (6 closings in the current window).
In ZIP 32609 (Gainesville), 172 homes closed in the last 12 months at a median of $297K ($213/sq ft), down 2.9% year over year, with a median 36 days on market. Right now 35 active and 15 pending listings put supply at about 6.4 months - a balanced market. See the live ZIP 32609 housing market and the Alachua County market.
Buck Bay is a community of 577 homes in Gainesville, Alachua County, built between 1900 and 2022 (median 1979.0), with a median living area of about 1,312 square feet. 62% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Buck Bay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Buck Bay; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($259K) IS the median in the snapshot above, and the move from 2025 ($272K) IS the -4.9% one-year change.
Windows contain 0 to 8 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Deemed reliable but not guaranteed.
15% of homes for sale in ZIP 32609 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Buck Bay Market Scorecard
Buck Bay is currently a seller-leaning market. About 1.7 months of supply, a median asking price of $339,999, and homes go under contract in about 40 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Buck Bay on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Schools
- Alachua County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- C. W. Norton Elementary School-AL · Elementary
- A.Quinn Jones Center-AL · Middle
- Santa Fe High School-AL · High
Zoned schools reflect the assignments reported on recent Buck Bay listings and can change; always confirm with Alachua County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Buck Bay address.
Shop the zone: Homes zoned for Santa Fe High School-Al
The Buck Bay buying strategy.
If we were buying in Buck Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Buck Bay.
A closer look at the Buck Bay market
At a median of $216 per square foot, Buck Bay prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 1.7 months of supply, a seller-leaning market and the trailing-12-month median down 5% year over year. Homes that do trade take a median 87 days on market, useful leverage on any listing that has lingered.
The housing stock is 577 homes built between 1900 and 2022, and 62% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Buck Bay. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Buck Bay buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.5). Basis: Recent Direction -4.9% year-over-year; Liquidity & Demand 1.7 months of supply; Owner Commitment 62% owner-occupied; Pricing Power 95.0% sale-to-list. Refreshed with each data update.
Tools for a Buck Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Buck Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Buck Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Buck Bay home worth?
Get a no-obligation home value based on real comparable sales in Buck Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Gainesville →
| Location | Gainesville, Alachua County, FL · ZIP 32609 |
|---|---|
| Homes in the community | 577 (FL DOR 2025 assessment roll) |
| Years built | 1900–2022 (median 1979.0) |
| Typical living area | 1,312 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Community Mailbox, Deed Restrictions, Fence Restrictions, Security System |
| Sale prices, last 12 months | $259,000 median across 6 closed sales · $216 per sq ft · -4.9% vs the prior 12 months |
| Days on market (closed sales) | 86 median |
| For sale right now | 1 active, 0 pending · median asking $339,999 · 1.7 months of supply |
| Owner-occupied (homestead) share | 62% |
Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Buck Bay key facts,” movewithmomentum.com/neighborhoods/buck-bay-rep-gainesville, data as of August 2, 2026.
Housing distress & ownership in BUCK BAY REP, Gainesville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Every Home for Sale in Buck Bay Rep Gainesville Right Now (3)
All 3 active and pending Buck Bay Rep Gainesville listings with a detail page, newest first, refreshed twice a day from the MLS.
- 7812 NW 21st Drive · $269,900 · 3 bd / 2 ba · listed Sep 12, 2026 · listed by Orlando Premium Properties Llc
- 7753 NW 21st Terrace · $290,000 · 3 bd / 2 ba · listed Sep 9, 2026 · listed by First Choice Realty Of North Florida Llc
- 7745 NW 20th Way · $329,900 · 4 bd / 2.5 ba · listed Jul 22, 2026 · listed by Lpt Realty, Llc
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Gainesville guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Alachua County)
- Homestead exemption (Alachua County)
- Home insurance cost
- HOA database
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- NW 21St Terrace (6 homes on record)
- NW 20Th Drive (3 homes on record)
What it really costs to own in Buck Bay
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | At today's median asking price of $290,000, the first-year bill with homestead is about $4,200/yr (Alachua County total millage 16.5552 mills, FY2025-26, Alachua County Property Appraiser, FY2025-26 adopted budget). |
|---|---|
| HOA dues | Median $43/month across 8 MLS listings (most billed quarterly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Alachua County is $1,020/yr (714 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2016 across 8 listings. An original roof here is about 10 years old: still inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage. |
Estimated carrying cost at the median asking price, before the mortgage: about $478/month (tax $350, HOA $43, insurance $85). An estimate from the sources above, not a quote.
Email me new listings in Buck Bay
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Buck Bay
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Buck Bay will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Buck Bay?
How long do homes in Buck Bay take to sell?
Is Buck Bay a buyer's or seller's market right now?
How many homes are in Buck Bay?
What share of Buck Bay is owner-occupied?
When were the homes in Buck Bay built?
Do cash buyers compete in Buck Bay?
Who is the best real estate agent for Buck Bay?
How do I find a top Gainesville real estate agent who knows Buck Bay?
Can Momentum Realty connect me with an agent for Buck Bay?
Where is Buck Bay, and what county is it in?
Is Buck Bay a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 20, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32609)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2021 (29 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how BUCK BAY REP fits the bigger picture — live prices, inventory, and Momentum Scores:
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More on Buck Bay
- Home values · What homes in Buck Bay actually sell for





