Cove Cay Village
Condos for Sale in Clearwater, FL
All 1,250 homes for sale in Clearwater, FL · median $315,000 · 612 condos for sale in Clearwater · 71 homes for sale in 33760 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Cove Cay Village Iii in Clearwater, FL has 6 homes for sale, asking from $161,500 to $290,000 (median $219,250). Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $162,000, $169 per square foot, a median 75 days on market, sellers accepting 86% of original asking (-1% versus the prior year). Homes listed or recently sold were built 1989 - 1991; 10 of the 10 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $3,140 ($2,330 with the full homestead exemption).
Part of Cove Cay Village, Clearwater, FL — see all Cove Cay Village homes for sale (28 listings across 6 sections in the MLS).
Last 30 days in Cove Cay Village: 1 new listing (median asking $259,000). As of October 17, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Cove Cay Village
Live MLS inventory for Cove Cay Village. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 36 daysTop listing
Active · 1 days
Active · 99 days
Active · 105 days
Active · 349 days
Active · 100 daysActive and pending Cove Cay Village listings as of 2026-10-17, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Tap any home to ask about it.
Cove Cay Village right now
🟢 Buyer-leaning market. 14.4 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (6 active and pending listings, 4 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($162K) is down 1.2% from the prior 12 months ($164K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (4 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 18, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cove Cay Village market snapshot (as of September 20, 2026): the median sale price is about $162K ($169 per sq ft over the trailing 12 months of closed sales), a median 75 days on market for closed sales, and 14.4 months of supply, a buyer-leaning market. The trailing-12-month median is down 1% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
In ZIP 33760 (Clearwater), 157 homes closed in the last 12 months at a median of $278K ($193/sq ft), down 3.1% year over year, with a median 56 days on market. Right now 43 active and 8 pending listings put supply at about 4.7 months - a buyer's market. See the live ZIP 33760 housing market and the Pinellas County market.
Stellar MLS sales records identify 104 homes in Cove Cay Village that have changed hands since 2004, built between 1972 and 1991 (median 1980), with a median living area of about 1,070 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
The setting & the homes.
Aerial and on-site photos of Cove Cay Village. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Cove Cay VillageCove Cay VillageCove Cay VillageCove Cay VillageCove Cay VillageCove Cay Village
Cove Cay Village
Cove Cay VillagePhotos from Stellar MLS listings in Cove Cay Village; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($162K) IS the median in the snapshot above, and the move from 2025 ($164K) IS the -1.2% one-year change.
Windows contain 2 to 13 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Deemed reliable but not guaranteed.
19% of homes for sale in ZIP 33760 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-18).
Cove Cay Village Market Scorecard
Cove Cay Village is currently a buyer-leaning market. About 14.4 months of supply, a median asking price of $204,750, and homes go under contract in about 100 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Cove Cay Village on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Cove Cay Village
- Golf · reported on 13 of 13 listings
- Pool · reported on 12 of 13 listings
- Clubhouse · reported on 11 of 13 listings
- Gated Community - Guard · reported on 11 of 13 listings
- Restaurant · reported on 10 of 13 listings
- Buyer Approval Required · reported on 9 of 13 listings
- Association Recreation - Owned · reported on 8 of 13 listings
- Special Community Restrictions · reported on 7 of 13 listings
- Cable TV · reported on 6 of 13 listings
- Security · reported on 6 of 13 listings
- Fitness Center · reported on 5 of 13 listings
- Elevators · reported on 5 of 13 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Cove Cay Village listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cove Cay Village address.
Shop the zone: Homes zoned for Pinellas Park High-Pn High School
Recent Developments in Cove Cay Village Iii
Development, infrastructure, retail, and school activity affecting Cove Cay Village Iii, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Development
ClearView apartments complete at $1 billion Echelon City Center in St. Petersburg
The 363-unit ClearView community, with ground-floor retail, is complete within the Echelon City Center development by Third Lake Partners and Echelon. A 3rd & 3rd residential high-rise with ground-floor retail is expected to open in the first quarter of 2027.
What it may mean for the marketNew downtown apartments and walkable retail add rental inventory and amenities in central St. Petersburg. The project is about 12 miles southeast of Cove Cay Village Iii, elsewhere in Pinellas County.
Source: Tampa Bay Business and Wealth - August 2026Infrastructure
Four firms vie to build Tampa International Airport's $150 million control tower
TPA narrowed the field to four builders for a new blast-resistant air traffic control tower on about 2 acres northwest of the main terminal. The budget is about $150 million, with board selection expected Oct. 1 and substantial completion targeted for March 2029.
What it may mean for the marketAirport capital spending supports construction employment and long-term air service capacity for the region. The site is about 12 miles east of Cove Cay Village Iii.
Source: Tampa Bay Business and Wealth - July 2026Development
St. Pete advances housing plan for nine vacant city lots
The St. Petersburg City Council unanimously approved a first reading of an ordinance to place a measure on the November 3 ballot that would remove nine vacant city lots in Methodist Town from the city's Charter Park and Waterfront Map. The change would allow up to 41 units of affordable or workforce housing, with four lots planned for single family homes and five larger parcels for multifamily housing. The lots have held park designations since 1984 but have remained vacant.
What it may mean for the marketAdvances a plan to convert nine vacant city lots into new single family and multifamily housing, adding to local housing inventory. Placing the parcels on the ballot could open long dormant land for residential construction. The project is about 12 miles south of Cove Cay Village Iii, elsewhere in Pinellas County.
Source: St Pete Catalyst - July 2026Infrastructure
St. Pete approves temporary downtown dock for Tampa Bay ferry
The St. Petersburg City Council approved a temporary ferry dock on Bayshore Boulevard near the Vinoy in downtown St. Petersburg under a three-year contract costing about 324,200 dollars. Hubbard's Marina will operate cross bay service between downtown St. Petersburg and the Tampa Convention Center, with two vessels running year round. Service is expected to begin in October or November.
What it may mean for the marketEstablishes a temporary downtown dock and cross bay ferry connection, adding a new transit option and waterfront infrastructure serving the downtown St. Petersburg market. The project is about 12 miles southeast of Cove Cay Village Iii, elsewhere in Pinellas County.
Source: FOX 13 Tampa Bay - July 2026Development
Blake-Related team selected to redevelop 86-acre Historic Gas Plant District
St. Petersburg selected a bid led by Blake Investment Partners, with the Related Group as co-developer, to redevelop the 86-acre Historic Gas Plant District at the Tropicana Field site. The roughly 8.1 billion dollar mixed use plan calls for more than 3,600 income-restricted residential units, a 13-acre central park, and office, retail, hotel and civic space over an estimated 20-year buildout. The developers plan to purchase about 58 acres while the city retains roughly one third.
What it may mean for the marketAdds a large mixed use district with thousands of new residential units, a central park, and office, retail, hotel and civic space to the downtown St. Petersburg market. Redevelopment of the Tropicana Field site reshapes the surrounding property landscape and expands housing supply. The project is about 12 miles south of Cove Cay Village Iii, elsewhere in Pinellas County.
Source: Florida YIMBY
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Tampa Bay.
The Cove Cay Village buying strategy.
If we were buying in Cove Cay Village today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cove Cay Village.
A closer look at the Cove Cay Village market
At a median of $169 per square foot, Cove Cay Village prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 14.4 months of supply, a buyer-leaning market and the trailing-12-month median down 1% year over year. Homes that do trade take a median 75 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Cove Cay Village. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Cove Cay Village buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (2.1). Basis: Recent Direction -1.2% year-over-year; Liquidity & Demand 14.4 months of supply; Pricing Power 85.9% sale-to-list. Refreshed with each data update.
What it really costs to own in Cove Cay Village Condos for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $695/month across 32 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1990 across 10 listings. An original roof here would be about 36 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Cove Cay Village Condos for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Cove Cay Village Condos for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Cove Cay Village Condos for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $695/month (about $8,340/yr) · median of 32 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $695 per month ($8,340 a year) - the median AssociationFee across 32 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cove Cay Village buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cove Cay Village sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cove Cay Village, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cove Cay Village home worth?
Get a no-obligation home value based on real comparable sales in Cove Cay Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Clearwater →
Recently off market in Cove Cay Village Iii
Homes in Cove Cay Village Iii that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1000 Cove Cay Drive #2C · off market
| Location | Clearwater, Pinellas County, FL · ZIP 33760 |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Amenities listed by sellers | Golf, Pool, Clubhouse, Gated Community - Guard, Restaurant, Buyer Approval Required |
| Sale prices, last 12 months | $162,000 median across 4 closed sales · $169 per sq ft · -1.2% vs the prior 12 months |
| Days on market (closed sales) | 75 median |
| For sale right now | 6 active, 0 pending · median asking $204,750 · 14.4 months of supply |
| Zoned public schools | Pinellas County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cove Cay Village key facts,” movewithmomentum.com/neighborhoods/cove-cay-village-iii-clearwater, data as of September 20, 2026.
Housing distress & ownership in Cove Cay Village Iii, Clearwater
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in Cove Cay Village
The newest homes for sale in Cove Cay Village right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 800 Cove Cay Drive #7D $259,000 · 2 bd · 2 ba · 960 sq ft · 1 day on market Courtesy of RE/MAX ALLIANCE GROUP
- 900 Cove Cay Drive #2B $290,000 · 2 bd · 2 ba · 960 sq ft · 36 days on market Courtesy of LPT REALTY, LLC.
- 800 Cove Cay Drive #5G $229,000 · 3 bd · 2 ba · 1,065 sq ft · 99 days on market Courtesy of FUTURE HOME REALTY INC
- 900 Cove Cay Drive #1F $161,500 · 2 bd · 2 ba · 960 sq ft · 100 days on market Courtesy of KELLER WILLIAMS ST PETE REALTY
- 1000 Cove Cay Drive #4D $209,500 · 2 bd · 2 ba · 960 sq ft · 105 days on market Courtesy of FUTURE HOME REALTY INC
- 800 Cove Cay Drive #4F $199,999 · 2 bd · 2 ba · 960 sq ft · 349 days on market Courtesy of HOMEFRONT REALTY
Checked against the MLS Oct 18, 2026. All new listings in this market.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Cove Cay Drive (1 homes on record)
- Cove Cay Drive (1 homes on record)
Frequently Asked Questions
What is the median home price in Cove Cay Village?
How long do homes in Cove Cay Village take to sell?
Is Cove Cay Village a buyer's or seller's market right now?
What schools serve Cove Cay Village?
Who is the best real estate agent for Cove Cay Village?
How do I find a top Clearwater real estate agent who knows Cove Cay Village?
Can Momentum Realty connect me with an agent for Cove Cay Village?
Where is Cove Cay Village, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 17, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2021 (33 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Cove Cay Village Iii fits the bigger picture — live prices, inventory, and Momentum Scores:
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- Home values · What homes in Cove Cay Village Condos for Sale in Clearwater actually sell for