Cove Cay Village in Clearwater

Cove Cay Village
Condos for Sale in Clearwater, FL

All 1,260 homes for sale in Clearwater, FL · median $314,950 · 632 condos for sale in Clearwater · 73 homes for sale in 33760 · Pinellas County homes for sale

Community in Clearwater · Pinellas County · ZIP 33760
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Photo via Stellar MLS

Built fromLive Stellar MLS data12 years of closingsUpdated twice daily

As of October 2026, Cove Cay Village in Clearwater, FL has 2 homes for sale. Homes listed or recently sold were built 1972–1974; 2 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 8 ft).

Sections of Cove Cay Village in the MLS

Cove Cay Village in Clearwater, FL is recorded as 5 separate subdivisions/phases in the MLS; 25 homes are for sale across them today. Each section has its own page:

Last 30 days in Cove Cay Village: 1 new listing (median asking $175,000). As of October 24, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · Cove Cay Village Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Pinellas: 20% (1,627 of 8,166)
2 · 0
For sale · pending
live counts, refreshed twice daily

Homes For Sale Right Now in Cove Cay Village

Live MLS inventory for Cove Cay Village. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Cove Cay Village listings as of 2026-10-20, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2025. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 13, 2026

Cove Cay Village is a defined community of 734 homes in Clearwater, built between 1972 and 1991 with a median vintage right at 1974. At a median of roughly 1,050 living square feet, this is a compact-footprint market, and in a stock this consistent in age and size, price is set less by square footage and more by condition, updates, and location within the community. Two units of the same size can trade well apart depending on how much of the original 1970s build has been reworked.

The current snapshot shows no closings in the reporting window, so there is no fresh comparable to anchor pricing off of. That cuts both ways: sellers can't lean on a recent trade to justify a number, and buyers can't point to one to push back. Homestead share sits near 47%, meaning a little over half the community is held as something other than a primary residence — worth understanding before you write an offer, because it shapes rental and ownership dynamics here.

Figures in this note are as of July 13, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Cove Cay Village is a mature, uniformly scaled Clearwater community where the homes share a common era and size profile, so the meaningful differences between listings come down to condition and updates rather than floor plan.

Stellar MLS sales records identify 104 homes in Cove Cay Village that have changed hands since 2004, built between 1972 and 1991 (median 1980), with a median living area of about 1,070 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a compact, lower-maintenance home in the roughly 1,050 sqft range
  • Value hunters willing to buy an original 1970s-era unit and update it over time
  • Buyers open to a market where condition, not size, sets the price

Probably not for

  • Buyers who need substantially more than 1,050 square feet of living space
  • Buyers who require a recent comparable sale before they'll commit to a number
  • Buyers wanting newer construction than the 1972–1991 build era

The market around Cove Cay Village

Cove Cay Village is too small for its own price trend, so here is the market around it.

In ZIP 33760, 85 homes are on the market and 18% are under contract — a slower corner of Clearwater.

Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).

In ZIP 33760 (Clearwater), 157 homes closed in the last 12 months at a median of $278K ($193/sq ft), down 3.1% year over year, with a median 56 days on market. Right now 43 active and 8 pending listings put supply at about 4.7 months — a buyer's market. See the live ZIP 33760 housing market and the Pinellas County market.

ZIP and county figures describe the wider market, not Cove Cay Village specifically. Momentum Research analysis of MLS records.

Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.

If we were buying in Cove Cay Village today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cove Cay Village.

Best Buy
Buyers who want a compact Clearwater home and are comfortable judging value on condition rather than comps.
Biggest Risk
No recent closings means pricing rests on older data and active listings, not a fresh trade.
Sweet Spot
An updated, move-in-ready home at or below the community's 1,050 sqft median profile.
Avoid If
You need a large footprint or demand a recent comparable sale to justify every dollar.

A condition-driven market with thin recent data

With build dates clustered from 1972 to 1991 and a median around 1,050 square feet, Cove Cay Village doesn't offer much variety in size. That makes it a comparatively easy community to read on paper — but it also means the spread in value is driven almost entirely by what's been done to each home since the 1970s. Kitchens, baths, systems, and windows are where the price separates.

The absence of closings in the current window is the single most important thing to price into your strategy. Without a recent trade to reference, both sides are working from older data and from active listings, which is a softer foundation. Expect appraisals and negotiations to hinge more on documented updates than on a clean comp. The near-47% homestead share also tells you a meaningful portion of these homes are not owner-occupied, which is relevant to anyone weighing long-term hold versus flexibility.

“

The location and the amenities are priced into every listing in Cove Cay Village. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with no recent closings and a stock this uniform, our value comes from reading condition against the median rather than leaning on a comp that doesn't exist. We'll walk the specific updates that move price in Cove Cay Village, tell you where a listing is fairly asked versus optimistic, and help you structure an offer or a price that holds up when the data behind it is thin.

Cove Cay Village in 15 seconds.

Best forBuyers who want a compact Clearwater home and are comfortable judging value on condition rather than comps.
Biggest advantageA uniform stock of similarly aged, similarly sized homes makes updates easy to price against the community median.
Biggest riskNo recent closings means pricing rests on older data and active listings, not a fresh trade.
Sweet spotAn updated, move-in-ready home at or below the community's 1,050 sqft median profile.
Avoid ifYou need a large footprint or demand a recent comparable sale to justify every dollar.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cove Cay Village sales matched to your home.

What is your Cove Cay Village home worth?

Get a no-obligation home value based on real comparable sales in Cove Cay Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Buyers seeking a compact, lower-maintenance home in the roughly 1,050 sqft rangeExcellent fit
Value hunters willing to buy an original 1970s-era unit and update it over timeExcellent fit
Buyers open to a market where condition, not size, sets the priceExcellent fit
Buyers who need substantially more than 1,050 square feet of living spaceProbably not
Buyers who require a recent comparable sale before they'll commit to a numberProbably not
Buyers wanting newer construction than the 1972–1991 build eraProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 20, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2014 (199 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Email me new listings in Cove Cay Village Condos for Sale

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Cove Cay Village Condos for Sale

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Cove Cay Village Condos for Sale will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Thinking of selling in Cove Cay Village? See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Housing distress & ownership in Cove Cay Village, Clearwater

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 26 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-10-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.

Every Home for Sale in Cove Cay Village Right Now (3)

All 3 active and pending Cove Cay Village listings with a detail page, newest first, refreshed twice a day from the MLS.

Nearby Communities

Explore more neighborhoods near Cove Cay Village with Momentum Realty’s local guides.

Cove Cay 26 17 Village0.1 mi away · median $200K, 3 sales/12 moCCCove Cay 26 17 Village I Condo Apt0.1 mi awayCCCove Cay Twenty Six Twenty Village Ii Condo0.1 mi awayCCCove Cay 2621 Village 2 Condo0.2 mi away

Browse all neighborhood guides →

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