Cove Cay Village
Homes for Sale in Clearwater, FL

Cove Cay Village is a mature, uniformly scaled Clearwater community where the homes share a common era and size profile, so the meaningful differences between listings come down to condition and updates rather than floor plan.

Stellar MLS sales records identify 105 homes in Cove Cay Village that have changed hands since 2004, built between 1972 and 1991 (median 1980), with a median living area of about 1,070 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Cove Cay Village is too small for its own price trend, so here is the market around it.

In ZIP 33760, 85 homes are on the market and 18% are under contract — a slower corner of Clearwater.

Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).

In ZIP 33760 (Clearwater), 157 homes closed in the last 12 months at a median of $278K ($193/sq ft), down 3.1% year over year, with a median 56 days on market. Right now 43 active and 8 pending listings put supply at about 4.7 months — a buyer's market. See the live ZIP 33760 housing market and the Pinellas County market.

ZIP and county figures describe the wider market, not Cove Cay Village specifically. Momentum Research analysis of MLS records.

With build dates clustered from 1972 to 1991 and a median around 1,050 square feet, Cove Cay Village doesn't offer much variety in size. That makes it a comparatively easy community to read on paper — but it also means the spread in value is driven almost entirely by what's been done to each home since the 1970s. Kitchens, baths, systems, and windows are where the price separates.

The absence of closings in the current window is the single most important thing to price into your strategy. Without a recent trade to reference, both sides are working from older data and from active listings, which is a softer foundation. Expect appraisals and negotiations to hinge more on documented updates than on a clean comp. The near-47% homestead share also tells you a meaningful portion of these homes are not owner-occupied, which is relevant to anyone weighing long-term hold versus flexibility.

In a community with no recent closings and a stock this uniform, our value comes from reading condition against the median rather than leaning on a comp that doesn't exist. We'll walk the specific updates that move price in Cove Cay Village, tell you where a listing is fairly asked versus optimistic, and help you structure an offer or a price that holds up when the data behind it is thin.

Listings in this community report association dues of about $719 per month ($8,628 a year) — the median AssociationFee across 22 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.