Cove Cay Village
Homes for Sale in Clearwater, FL
All 1,140 homes for sale in Clearwater, FL · median $284,950 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Cove Cay Village in Clearwater, FL has 2 homes for sale. As of September 2026, the MLS records 199 closed sales in Cove Cay Village in Clearwater, FL since 2014, the most recent in February 2025. Recorded prices across those 199 sales ran from $1,250 to $305,000 (median $118,500), on homes of 565 to 1,742 sq ft. Across Clearwater as a whole, 1,267 homes closed in the last 12 months at a median of $315,000, 49 median days on market, with 393 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $2,300 ($1,490 with the full homestead exemption).
Sections of Cove Cay Village in the MLS
Cove Cay Village in Clearwater, FL is recorded as 5 separate subdivisions/phases in the MLS; 22 homes are for sale across them today. Each section has its own page:
- Cove Cay 26 17 Village I · 10 for sale · 3 sold/12 mo
- Cove Cay Village Iv · 6 for sale · 17 sold/12 mo
- Cove Cay Village Iii · 6 for sale · 4 sold/12 mo
- Cove Cay 26-17 Village I Condo Apt 710
- Cove Cay 2621 Village 2 Condo

Cove Cay Village is a defined community of 734 homes in Clearwater, built between 1972 and 1991 with a median vintage right at 1974. At a median of roughly 1,050 living square feet, this is a compact-footprint market, and in a stock this consistent in age and size, price is set less by square footage and more by condition, updates, and location within the community. Two units of the same size can trade well apart depending on how much of the original 1970s build has been reworked.
The current snapshot shows no closings in the reporting window, so there is no fresh comparable to anchor pricing off of. That cuts both ways: sellers can't lean on a recent trade to justify a number, and buyers can't point to one to push back. Homestead share sits near 47%, meaning a little over half the community is held as something other than a primary residence — worth understanding before you write an offer, because it shapes rental and ownership dynamics here.
The 60-Second Overview
Cove Cay Village is a mature, uniformly scaled Clearwater community where the homes share a common era and size profile, so the meaningful differences between listings come down to condition and updates rather than floor plan.
Stellar MLS sales records identify 105 homes in Cove Cay Village that have changed hands since 2004, built between 1972 and 1991 (median 1980), with a median living area of about 1,070 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Cove Cay Village is best for.
Best for
- Buyers seeking a compact, lower-maintenance home in the roughly 1,050 sqft range
- Value hunters willing to buy an original 1970s-era unit and update it over time
- Buyers open to a market where condition, not size, sets the price
Probably not for
- Buyers who need substantially more than 1,050 square feet of living space
- Buyers who require a recent comparable sale before they'll commit to a number
- Buyers wanting newer construction than the 1972–1991 build era
The market around Cove Cay Village
Cove Cay Village is too small for its own price trend, so here is the market around it.
In ZIP 33760, 80 homes are on the market and 14% are under contract — a slower corner of Clearwater.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
In ZIP 33760 (Clearwater), 158 homes closed in the last 12 months at a median of $278K ($194/sq ft), down 6.1% year over year, with a median 56 days on market. Right now 36 active and 8 pending listings put supply at about 4.4 months — a buyer's market. See the live ZIP 33760 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Cove Cay Village specifically. Momentum Research analysis of MLS records.
Cove Cay Village Market Scorecard
Cove Cay Village is currently a thin data market. Limited supply, a median asking price of $194,950, and homes go under contract in about 130 days.
Typical home value in the 33760 ZIP is $253,390, about 14.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Cove Cay Village
Live MLS inventory for Cove Cay Village. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Cove Cay Village listings as of 2026-09-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2025. Tap any home to ask about it.
The Cove Cay Village buying strategy.
If we were buying in Cove Cay Village today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cove Cay Village.
A condition-driven market with thin recent data
With build dates clustered from 1972 to 1991 and a median around 1,050 square feet, Cove Cay Village doesn't offer much variety in size. That makes it a comparatively easy community to read on paper — but it also means the spread in value is driven almost entirely by what's been done to each home since the 1970s. Kitchens, baths, systems, and windows are where the price separates.
The absence of closings in the current window is the single most important thing to price into your strategy. Without a recent trade to reference, both sides are working from older data and from active listings, which is a softer foundation. Expect appraisals and negotiations to hinge more on documented updates than on a clean comp. The near-47% homestead share also tells you a meaningful portion of these homes are not owner-occupied, which is relevant to anyone weighing long-term hold versus flexibility.
The location and the amenities are priced into every listing in Cove Cay Village. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with no recent closings and a stock this uniform, our value comes from reading condition against the median rather than leaning on a comp that doesn't exist. We'll walk the specific updates that move price in Cove Cay Village, tell you where a listing is fairly asked versus optimistic, and help you structure an offer or a price that holds up when the data behind it is thin.
Cove Cay Village in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cove Cay Village buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cove Cay Village sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cove Cay Village, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cove Cay Village home worth?
Get a no-obligation home value based on real comparable sales in Cove Cay Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Cove Cay Village?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (199 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Cove Cay Village fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Cove Cay Village
Where is Cove Cay Village?
Cove Cay Village is a community in Clearwater, Pinellas County, Florida, ZIP 33760.
Are there homes for sale in Cove Cay Village right now?
Yes — 2 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Cove Cay Village have an HOA or CDD?
No HOA is on record for Cove Cay Village in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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