Cutler Cay
Homes for Sale in Cutler Bay, FL
All 78 homes for sale in Cutler Bay, FL · median $310,000 · Miami-Dade County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via MIAMI MLS
As of September 2026, Cutler Cay in Cutler Bay, FL has 15 homes for sale and 6 pending, asking from $779,000 to $2,200,000 (median $1,129,000). Over the 12 months ending 2026-09-20, 25 recorded sales closed at a median of $1,100,000, $260 per square foot, a median 58 days on market, sellers accepting 94% of original asking (+0% versus the prior year). Homes listed or recently sold were built 2005–2007; 21 of 21 report an HOA (median $508/mo). At the median price and Miami-Dade County's FY2025-26 rate of 17.59 mills, annual property tax runs about $19,350 ($18,640 with the full homestead exemption).
| Location | Cutler Bay, Miami-Dade County, FL · ZIP 33156, 33157 |
|---|---|
| Home types (current listings and sales) | singlefamilyresidence 100% |
| Sale prices, last 12 months | $1,100,000 median across 25 closed sales · $260 per sq ft · +0.0% vs the prior 12 months |
| Days on market (closed sales) | 58 median |
| For sale right now | 17 active, 5 pending · median asking $1,129,000 |
Data as of September 20, 2026. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2012 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “CUTLER CAY key facts,” movewithmomentum.com/neighborhoods/cutler-cay, data as of September 20, 2026.
Last 30 days in Cutler Cay: 9 new listings (median asking $950,000), 6 under contract right now. As of September 23, 2026, Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS(R). Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Cutler Cay
Live MLS inventory for Cutler Cay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Cutler Cay listings as of 2026-09-23, priced high to low. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2012 through 2026. Tap any home to ask about it.
Every Home for Sale in Cutler Cay Right Now (20)
All 20 active and pending Cutler Cay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 19209 SW 80th Ct · $2,200,000 · 5 bd / 5 ba · listed Sep 11, 2026 · listed by Urban Key Realty Corp
- 7601 SW 187th St · $1,145,000 · 5 bd / 5 ba · listed Sep 11, 2026 · listed by Coldwell Banker Realty
- 7436 SW 188th Ln · $840,000 · 5 bd / 5 ba · listed Sep 11, 2026 · listed by Coldwell Banker Realty
- 7548 SW 189th St · $779,000 · 4 bd / 3 ba · listed Sep 11, 2026 · listed by Coldwell Banker Realty
- 18704 SW 76th Ct · $950,000 · 5 bd / 6 ba · listed Sep 7, 2026 · listed by Coldwell Banker Realty
- 19508 SW 79th Ct · $1,225,000 · 5 bd / 4 ba · listed Sep 6, 2026 · listed by Elite Sales Group
- 19385 SW 79th Ct · $910,000 · 5 bd / 4 ba · listed Sep 4, 2026 · listed by Florida Select Realty
- 7516 SW 190th St · $1,495,000 · 5 bd / 4 ba · listed Sep 2, 2026 · listed by The Lab Realty Group, LLC
- 7965 SW 195th St · $1,150,000 · 5 bd / 4 ba · pending · listed Aug 26, 2026 · listed by The World Realty, Inc
- 7926 SW 195th Ter · $999,999 · 5 bd / 4 ba · pending · listed Aug 2, 2026 · listed by BHHS EWM Realty
- 7956 SW 195th St · $1,250,000 · 5 bd / 5 ba · listed Jul 28, 2026 · listed by Charles Rutenberg Realty FTL
- 7563 SW 188th Ter · $1,100,000 · 4 bd / 4 ba · pending · listed Jul 3, 2026 · listed by LPT Realty, LLC
- 19529 SW 80th Ct · $1,250,000 · 6 bd / 5 ba · listed Jun 27, 2026 · listed by Elite Sales Group
- 7504 SW 188th Ter · $1,165,000 · 5 bd / 4 ba · listed Jun 27, 2026 · listed by Compass Florida, LLC
- 7441 SW 187th St · $1,129,000 · 5 bd / 4 ba · listed Jun 27, 2026 · listed by LPT Realty, LLC
- 18832 SW 77th Ct · $999,000 · 5 bd / 6 ba · listed Jun 27, 2026 · listed by Avanti Way Brickell
- 7645 SW 193rd Ln · $779,000 · 4 bd / 4 ba · listed Jun 27, 2026 · listed by The Kellado Group LLC
- 18841 SW 74th Ct · $1,250,000 · 6 bd / 5 ba · pending · listed Jun 27, 2026 · listed by Gables Gate Enterprises Inc.
- 7823 SW 195th Ter · $1,089,000 · 5 bd / 4 ba · pending · listed Jun 27, 2026 · listed by Keller Williams Realty Premier Properties
- 7753 SW 193rd St · $888,777 · 5 bd / 4 ba · pending · listed Jun 27, 2026 · listed by Commercial Rlty Advisors & Investment Grp LLC
Cutler Cay right now
🟡 Still climbing. The trailing-12-month median ($1.10M) is up 0.0% from the prior 12 months ($1.10M) and up 177% since 2012.Momentum Research, record-level MIAMI MLS closed sales, 12-month windows ending September 20. Confidence: High (25 and 28 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 26, 2026 · Live data: MIAMI MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cutler Cay market snapshot (as of September 20, 2026): the median sale price is about $1.10M ($260 per sq ft over the trailing 12 months of closed sales), and a median 58 days on market for closed sales. The trailing-12-month median is up 0% from the prior 12 months and up 177% since 2012, computed from record-level MIAMI MLS closed sales (25 closings in the current window).
In ZIP 33156 (Cutler Bay), 378 homes closed in the last 12 months at a median of $1.08M ($386/sq ft), up 2.9% year over year, with a median 62 days on market. Right now 191 active and 52 pending listings — a buyer's market. See the live ZIP 33156 housing market and the Miami-Dade County market.
MIAMI REALTORS sales records identify 512 homes in CUTLER CAY that have changed hands since 2006, built between 2004 and 2007 (median 2006), with a median living area of about 3,982 sq ft and a typical 5-bedroom, 4-bath layout; 100% are single-family homes. Source: MIAMI REALTORS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
The setting & the homes.
Aerial and on-site photos of Cutler Cay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Cutler CayPhotos from MIAMI MLS listings in Cutler Cay; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level MIAMI MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.10M) IS the median in the snapshot above, and the move from 2025 ($1.10M) IS the +0.0% one-year change.
Windows contain 1 to 61 sales each (25 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2012 through 2026. Deemed reliable but not guaranteed.
29% of homes for sale in Cutler Cay are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-25).
Cutler Cay Market Scorecard
Cutler Cay is currently a balanced market., a median asking price of $1,129,000, and homes go under contract in about 11 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: MIAMI MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
The Cutler Cay buying strategy.
If we were buying in Cutler Cay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cutler Cay.
A closer look at the Cutler Cay market
At a median of $260 per square foot, Cutler Cay prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The location and the amenities are priced into every listing in Cutler Cay. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Cutler Cay buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.3). Basis: Long-Term Appreciation +177% since 2012; Recent Direction +0.0% year-over-year; Pricing Power 93.8% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $508/month (about $6,096/yr) · median of 63 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $508 per month ($6,096 a year) — the median AssociationFee across 63 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cutler Cay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cutler Cay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cutler Cay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cutler Cay home worth?
Get a no-obligation home value based on real comparable sales in Cutler Cay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Cutler Bay →
Recently off market in CUTLER CAY
Homes in CUTLER CAY that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 18821 SW 74th Ct · off market
- 7408 SW 189th St · off market
Frequently Asked Questions
What is the median home price in Cutler Cay?
How long do homes in Cutler Cay take to sell?
Have Cutler Cay home prices gone up?
Who is the best real estate agent for Cutler Cay?
How do I find a top Cutler Bay real estate agent who knows Cutler Cay?
Can Momentum Realty connect me with an agent for Cutler Cay?
Where is Cutler Cay, and what county is it in?
Data sources & freshness
| Live listings | MIAMI MLS, refreshed twice daily (last: September 23, 2026) |
| Community market stats | MIAMI MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | MIAMI MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (465 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of MIAMI MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the MIAMI MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how CUTLER CAY fits the bigger picture — live prices, inventory, and Momentum Scores:
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