Gardens At Waterstone
Homes for Sale in Palm Bay, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Space Coast MLS
As of September 2026, Gardens At Waterstone in Palm Bay, FL has 10 homes for sale and 2 pending, asking from $299,000 to $560,000 (median $424,950). Over the 12 months ending 2026-09-12, 19 recorded sales closed at a median of $365,251, $182 per square foot, a median 81 days on market, sellers accepting 97% of original asking (-1% versus the prior year). Homes listed or recently sold were built 2023–2026 with 10 new construction; 24 of 24 report an HOA (median $92/mo); none of the 11 geocoded homes sit in a FEMA special flood hazard zone (median elevation 24 ft). At the median price and Brevard County's FY2025-26 rate of 15.6 mills, annual property tax runs about $5,700 ($5,080 with the full homestead exemption).
Part of the Waterstone master-planned community in Palm Bay, FL — see all Waterstone homes for sale (26 listings across 9 villages and sections in the MLS).
Homes For Sale Right Now in Gardens At Waterstone
Live MLS inventory for Gardens At Waterstone. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
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PendingActive and pending Gardens At Waterstone listings as of 2026-09-13, priced high to low. Based on information from the Space Coast MLS for the period 2023 through 2026. Tap any home to ask about it.
Gardens At Waterstone is pricing at a $350K median and $170 per square foot—well below much of Brevard County—but that discount comes with a tradeoff: homes are moving slowly. The median time on market is nearly two and a half months, which tells you this is a market where buyers hold negotiating leverage and condition matters more than address.
Prices are down six and a half percent year-over-year, reflecting both the community's lower-cost position in Palm Bay and the longer absorption window. For buyers, this is a place to go slow, inspect carefully, and negotiate; for sellers, staging and pricing discipline are not optional.
Gardens At Waterstone right now
🟡 Balanced market. 5.7 months of supply and 18% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Space Coast MLS records, as of September 12, 2026. Confidence: Very High (11 active and pending listings, 19 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($365K) is down 1.2% from the prior 12 months ($370K).Momentum Research, record-level Space Coast MLS closed sales, 12-month windows ending September 12. Confidence: High (19 and 53 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 14, 2026 · Live data: Space Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Gardens At Waterstone market snapshot (as of September 12, 2026): the median sale price is about $365K ($182 per sq ft over the trailing 12 months of closed sales), a median 81 days on market for closed sales, and 5.7 months of supply, a balanced market. The trailing-12-month median is down 1% from the prior 12 months, computed from record-level Space Coast MLS closed sales (19 closings in the current window).
Flood zones in Gardens At Waterstone: of 11 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Palm Bay.
In ZIP 32909 (Palm Bay), 2,089 homes closed in the last 12 months at a median of $319K ($188/sq ft), down 1.5% year over year, with a median 51 days on market. Right now 52 active and 14 pending listings put supply at about 4.6 months — a balanced market. See the live ZIP 32909 housing market and the Brevard County market.
Gardens At Waterstone is a community of 167 homes in Palm Bay, Brevard County, built between 2023 and 2024 (median 2024.0), with a median living area of about 2,776 square feet. 34% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Gardens At Waterstone sits in Palm Bay's value tier—homes move at their own pace, and the market rewards patience over urgency.
The setting & the homes.
Aerial and on-site photos of Gardens At Waterstone. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Gardens At WaterstoneGardens At WaterstoneGardens At WaterstoneGardens At WaterstoneGardens At WaterstoneGardens At WaterstoneGardens At WaterstoneGardens At WaterstonePhotos from Space Coast MLS listings in Gardens At Waterstone; content deemed reliable but not guaranteed.
Who Gardens At Waterstone is best for.
Best for
- First-time buyers seeking ownership on the Space Coast at a median near $350K
- Investors comfortable with longer hold periods and selective on condition
- Buyers who value negotiating room and can afford to wait for the right property
Probably not for
- Buyers expecting clubhouse, pool, or managed amenities
- Those who need a fast transaction or are relocating on a tight timeline
- Buyers unwilling to conduct thorough inspections or manage repair negotiations
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Space Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($365K) IS the median in the snapshot above, and the move from 2025 ($370K) IS the -1.2% one-year change.
Windows contain 13 to 64 sales each (19 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on information from the Space Coast MLS for the period 2023 through 2026. Deemed reliable but not guaranteed.
22% of homes for sale in ZIP 32909 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-08).
Gardens At Waterstone Market Scorecard
Gardens At Waterstone is currently a balanced market. About 5.7 months of supply, a median asking price of $399,900.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Space Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Gardens At Waterstone on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Space Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Brevard County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Sunrise · Elementary
- Southwest · Middle
- Bayside · High
Zoned schools reflect the assignments reported on recent Gardens At Waterstone listings and can change; always confirm with Brevard County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Gardens At Waterstone address.
Shop the zone: Homes zoned for Bayside High School
The Gardens At Waterstone buying strategy.
If we were buying in Gardens At Waterstone today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Gardens At Waterstone.
What you're buying into
This is a quiet, lower-cost Palm Bay community without the clubhouse or resort amenities common in newer Brevard developments. The appeal is straightforward: single-family homes at a price point that opens the door to ownership for buyers stretching into the Space Coast market or prioritizing house over extras.
The seventy-three-day median time on market is a significant data point. It means you're not competing in a frenzy, but it also means sellers can't assume a quick close. Condition, updates, and realistic pricing drive outcomes here. Buyers should expect variability—some homes are move-in ready, others need work—and use inspection periods to full advantage.
The year-over-year price decline reflects the reality of a community where inventory lingers and buyers have options. This is not distressed; it's a market resetting to equilibrium after the post-pandemic surge. If you're buying, you have room to negotiate. If you're selling, you need to compete on both price and presentation.
The location and the amenities are priced into every listing in Gardens At Waterstone. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Gardens At Waterstone buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.3). Basis: Recent Direction -1.2% year-over-year; Liquidity & Demand 5.7 months of supply; Owner Commitment 34% owner-occupied; Pricing Power 96.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a slower market like Gardens At Waterstone, representation matters. Our agents know how to structure offers when homes sit, how to identify deferred maintenance before it becomes your problem, and when to walk away. We'll tell you if a property is overpriced for its condition, and we'll negotiate with the stamina a seventy-day median demands. You need a broker who treats this like the methodical market it is—not a sprint.
Gardens At Waterstone in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $92/month (about $1,104/yr) · median of 12 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $92 per month ($1,104 a year) — the median AssociationFee across 12 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Gardens At Waterstone buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Gardens At Waterstone sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Gardens At Waterstone, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Gardens At Waterstone home worth?
Get a no-obligation home value based on real comparable sales in Gardens At Waterstone, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Bay →
Frequently Asked Questions
What is the median home price in Gardens At Waterstone?
How long do homes in Gardens At Waterstone take to sell?
Is Gardens At Waterstone a buyer's or seller's market right now?
How many homes are in Gardens At Waterstone?
What share of Gardens At Waterstone is owner-occupied?
When were the homes in Gardens At Waterstone built?
Who is the best real estate agent for Gardens At Waterstone?
How do I find a top Palm Bay real estate agent who knows Gardens At Waterstone?
Can Momentum Realty connect me with an agent for Gardens At Waterstone?
Should you buy in Gardens At Waterstone?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Space Coast MLS, refreshed twice daily (last: September 13, 2026) |
| Community market stats | Space Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32909)) |
| Under-contract shares | Space Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2023 (149 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Gardens At Waterstone fits the bigger picture — live prices, inventory, and Momentum Scores:
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