Harbor Club
Condos for Sale in Palm Harbor, FL

Harbor Club Condo market snapshot (as of September 20, 2026): the median sale price is about $136K ($195 per sq ft over the trailing 12 months of closed sales), a median 40 days on market for closed sales, and 7.4 months of supply, a buyer-leaning market. The trailing-12-month median is down 12% from the prior 12 months, computed from record-level Stellar MLS closed sales (10 closings in the current window).

In ZIP 34683 (Palm Harbor), 544 homes closed in the last 12 months at a median of $492K ($285/sq ft), down 1.6% year over year, with a median 49 days on market. Right now 113 active and 31 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 34683 housing market and the Pinellas County market.

Stellar MLS sales records identify 39 homes in Harbor Club Condo that have changed hands since 2009, built between 1985 and 2012 (median 1985), with a median living area of about 898 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

This is a modestly sized condominium community in Palm Harbor, built between 1985 and 2012, where the value proposition is a small, low-maintenance footprint rather than square footage. A little over a quarter of units are homesteaded, so expect a mix of owner-occupants and non-primary owners.

• Ozona Elementary-PN · Elementary
• Palm Harbor Middle-PN · Middle
• Palm Harbor Univ High-PN · High

Zoned schools reflect the assignments reported on recent Harbor Club Condo listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Harbor Club Condo address.

With 51 homes in the community and only 11 closings in the current window, transaction volume is thin. That means a single well-priced or poorly-priced sale can swing the visible median, and it makes comparable analysis more art than arithmetic. Read each closed sale on its own merits — what was renovated, which floor, what view — rather than assuming the median describes your target unit.

The year-built range spans 1985 to 2012, and the median build year of 1985 tells you a meaningful share of stock is older. On any purchase here, the condo association's reserves, assessment history, and building systems matter as much as the interior finishes. The 12% year-over-year decline and the low heat score both point to a market where doing that homework pays, because there is no pressure to skip it.

In a thin market like this one, the median only tells you so much. We read each closing individually, pull the association documents early, and help you separate a fair price from a stale one — whether you are pricing a unit to actually move in just over 50 days or trying to buy without overpaying in a softening market.

Listings in this community report association dues of about $504 per month ($6,048 a year) — the median AssociationFee across 208 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.