Gated Communities in Palm Harbor, FL
Looking for gated communities in Palm Harbor, FL? Momentum tracks 10 Palm Harbor communities with evidence of gated community living, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.
Palm Harbor gated communities at a glance
The communities, by recent sales activity
| Community | City | Median price | 1-yr change | Days on mkt |
|---|---|---|---|---|
| Lake Valencia · agent | Palm Harbor | $592,000 | – | 27 d |
| Salem Square · agent | Palm Harbor | $376,000 | – | 82 d |
| Hidden Grove · agent | Palm Harbor | $455,000 | – | 36 d |
| Boot Ranch · agent | Palm Harbor | $640,000 | – | 175 d |
| Montrose at Innisbrook · agent | Palm Harbor | $649,000 | – | 147 d |
| Queen Anne Gate · agent | Palm Harbor | $425,000 | – | 92 d |
| Briarwick · agent | Palm Harbor | $795,000 | – | 58 d |
| LaRocca Estates · agent | Palm Harbor | $835,000 | – | 20 d |
| Robinwood at Lansbrook · agent | Palm Harbor | $872,000 | – | 69 d |
| Foxberry Run | Palm Harbor | – | – | 85 d |
Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.
What gates change about ownership
Controlled access typically comes with a manned gate, a transponder system, or both — funded through HOA dues. Expect guest-access procedures, delivery and contractor rules, and in some communities rental restrictions. Review the HOA budget for how the gate and any roving patrol are funded, and whether roads are private (the HOA maintains them — another line in the dues) or public.
Due diligence before you buy behind a gate
Request the HOA documents early: budget, reserves, rules, and the last two years of meeting minutes. Private roads, gates and common areas are owner-funded, so thin reserves become special assessments. Our buyer closing costs calculator helps you model dues and assessments into the real monthly cost.
What it costs to own here
At Pinellas County’s typical combined millage of 19.39 mills, a purchase at $640,000 (the median across these Palm Harbor gated communities) generates roughly $12,407 a year in property tax before exemptions — about $1,034 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Pinellas County average about $1,911 a year ($159 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Pinellas County near $2,236 (principal and interest on the typical home, tax, and insurance).
Run your exact numbers: the property tax after purchase calculator uses Pinellas County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.
Demand and supply in Pinellas County right now
In the most recent IRS migration data (2022-2023), Pinellas County lost a net 1,182 people to relocation, with the largest inbound flows from NY, CA, NJ. Households moving IN reported average incomes of $95,596 versus $74,796 for those leaving — the income mix of demand, straight from tax filings. Population is up about 0.3% over the recent multi-year window. On the supply side, builders pulled 4,198 residential permits in Pinellas County in 2025 (1,376 single-family), up 59.8% year over year. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as overvalued by about 7.5% versus its income-and-rent fundamentals.
Live inventory, refreshed nightly from the MLS.
Live gated-community listings in Palm Harbor
53 active listings carry the flag today (16% of Palm Harbor inventory), median asking $368,000, $244/sq ft, median 56 days on market. Photo cards link to the listing; refreshed nightly.
Newest gated community homes in Palm Harbor
The most expensive gated community homes in Palm Harbor
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 1306 Playmoor Drive | $2,594,900 | 4,783 | Highlands Of Innisbrook |
| 1916 Jullee Lane | $1,399,900 | 3,035 | Jullee Estates |
| 1874 Havenly Ridge | $1,349,000 | 3,404 | Montrose At Innisbrook |
| 1927 Jullee Lane | $1,274,900 | 3,027 | Jullee Estates |
| 2591 Grand Cypress Boulevard | $1,250,000 | 4,118 | Grand Cypress On Lake Tarpon |
| 2622 Grand Lakeside Drive | $1,000,000 | 3,094 | Grand Cypress On Lake Tarpon |
| 4611 Grand Preserve Place | $949,000 | 3,358 | Grand Cypress On Lake Tarpon |
| 4586 Grand Lakeside Drive | $887,000 | 2,857 | Grand Cypress On Lake Tarpon |
| 3297 Valemoor Drive | $869,000 | 3,287 | Foxberry Run |
| 201 Larocca Court | $865,000 | 2,554 | Larocca Estates |
Gated Community Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 20 | 38% |
| $300Kâ$500K | 11 | 21% |
| $500Kâ$750K | 12 | 23% |
| $750Kâ$1M | 4 | 8% |
| $1M+ | 6 | 11% |
Palm Harbor gated community homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Gated Community Homes | New build | Median list | From |
|---|---|---|---|---|
| Tuscany At Innisbrook Condo | 10 | 0 | $289,450 | $195,000 |
| Montrose At Innisbrook | 8 | 8 | $705,833 | $572,110 |
| Boot Ranch - Eagle Watch | 6 | 0 | $567,450 | $430,000 |
| Salem Square | 6 | 0 | $362,450 | $319,000 |
| Grand Cypress On Lake Tarpon | 5 | 0 | $949,000 | $685,000 |
| Innisbrook 21 Condo | 5 | 0 | $499,900 | $135,000 |
| Bentley At Cobbs Landing Condo The | 5 | 1 | $199,900 | $160,000 |
| Innisbrook 04 Condo | 4 | 0 | $354,950 | $239,900 |
| Fox Chase West Condo | 4 | 0 | $185,000 | $162,900 |
| Villas Of San Marino At Palm Harbor | 3 | 0 | $539,900 | $529,000 |
| Innisbrook 13 Condo | 3 | 0 | $209,000 | $165,000 |
| Farrell Park Condo | 3 | 0 | $169,900 | $157,000 |
| Jullee Estates | 2 | 0 | $1,337,400 | $1,274,900 |
| Presidents Landing Ph 1 | 2 | 0 | $822,450 | $195,000 |
| Chattam Landing Ph I | 2 | 0 | $543,999 | $538,000 |
| Innisbrook 15 Condo | 2 | 0 | $387,000 | $239,000 |
| Waterford At Palm Harbor Luxury Condo | 2 | 0 | $285,000 | $250,000 |
| Innisbrook 19 Condo | 2 | 0 | $279,000 | $159,000 |
| Innisbrook 22 Condo | 2 | 0 | $259,450 | $219,000 |
| Innisbrook 03 Condo | 2 | 0 | $252,400 | $229,900 |
| Innisbrook 16 Condo | 2 | 0 | $251,450 | $208,000 |
| Tomaqua | 1 | 0 | $4,500,000 | $4,500,000 |
| Highlands Of Innisbrook | 1 | 0 | $2,594,900 | $2,594,900 |
| See Attached | 1 | 0 | $2,200,000 | $2,200,000 |
| Creekview Estates | 1 | 0 | $1,250,000 | $1,250,000 |
| Presidents Landing Ph 5 | 1 | 0 | $1,199,990 | $1,199,990 |
| Foxberry Run | 1 | 0 | $869,000 | $869,000 |
| Larocca Estates | 1 | 0 | $865,000 | $865,000 |
| Innisbrook Prcl L Ph 1 & 3 | 1 | 1 | $799,000 | $799,000 |
| Innisbrook 20 Condo | 1 | 0 | $547,900 | $547,900 |
| Tarpon Ridge Twnhms | 1 | 0 | $509,900 | $509,900 |
| Chattam Landing Ph Ii | 1 | 0 | $499,400 | $499,400 |
| Innisbrook 24 | 1 | 0 | $465,000 | $465,000 |
| Tarpon Ridge Townhomes | 1 | 0 | $465,000 | $465,000 |
| Innisbrook 06 Condo | 1 | 0 | $385,000 | $385,000 |
| Tealwood Villas | 1 | 0 | $359,000 | $359,000 |
| Innisbrook Condo 28 | 1 | 0 | $350,000 | $350,000 |
| Innisbrook 17 Condo | 1 | 0 | $349,900 | $349,900 |
| Fox Lake Twnhms | 1 | 0 | $280,000 | $280,000 |
| Innisbrook 08 Condo | 1 | 0 | $275,000 | $275,000 |
| Fox Chase Twnhms | 1 | 0 | $265,000 | $265,000 |
| Innisbrook 24 Condo | 1 | 0 | $259,900 | $259,900 |
| Fox Lake Townhomes | 1 | 0 | $250,000 | $250,000 |
| Innisbrook 07 Condo | 1 | 0 | $235,000 | $235,000 |
| Fox Chase Townhomes | 1 | 0 | $229,000 | $229,000 |
| Innisbrook 11 Condo | 1 | 0 | $204,900 | $204,900 |
| Innisbrook 23 Condo | 1 | 0 | $174,900 | $174,900 |
| Innisbrook 09 Condo | 1 | 0 | $139,900 | $139,900 |
| Innisbrook Condo 4 Lodge 7 | 1 | 0 | $139,900 | $139,900 |
Explore more of Palm Harbor
- Gated Communities in Pinellas County
- Golf Course Communities in Palm Harbor
- Townhome Communities in Palm Harbor
- Find the best agent in Palm Harbor
- Best neighborhoods in Palm Harbor
Run the numbers in Pinellas County
- Find the best agent in Pinellas County
- Get a cash offer in Pinellas County
- Pinellas County housing scorecard
- What would selling net you
- Buyer closing costs calculator
Common questions
How many gated communities does Palm Harbor, FL have?
What do homes in Palm Harbor gated communities cost?
How does Momentum classify a community as one of the gated communities?
How much is home insurance in Pinellas County?
What are property taxes like in Pinellas County?
Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-06-16; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.