Nature Lake in Crestview

Nature Lake
Homes for Sale in Crestview, FL

All 427 homes for sale in Crestview, FL · median $325,000 · 157 homes for sale in 32536 · Okaloosa County homes for sale

Community in Crestview · Okaloosa County · ZIP 32536
Median sale $419K
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data10 years of closingsUpdated twice daily

As of September 2026, Nature Lake in Crestview, FL has 2 homes for sale. Over the 12 months ending 2026-09-12, 8 recorded sales closed at a median of $418,975, a median 73 days on market, sellers accepting 99% of original asking (+1% versus the prior year). Homes listed or recently sold were built 2017–2025 with 4 new construction; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 183 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $5,400 ($4,890 with the full homestead exemption).

Live · Nature Lake Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$419K
Median sold · 12 mo
up 0.7% vs the prior 12 months
+0.7%
1-yr price change
n = 8 and 9 sales in the two windows
98.9%
Sale vs ask
Tempo
3.0mo
Supply
3 to 6 months is the balanced band
74days
Median DOM · closed
2 days at the 2022 low
33%
Under contract
Okaloosa: 25% (765 of 3,030)
2 · 1
For sale · pending
live counts, refreshed twice daily
8
Sold · last 12 mo
10-yr average: about 6 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Nature Lake sits in Crestview with a median around $418,975 and essentially flat year-over-year movement at 0.2%. With no shared amenities identified in current MLS listings, price here is driven by the house itself — square footage, condition, updates, and lot — rather than any community package you're paying into.

The posture is measured. A median of roughly 40 days on market means homes are moving at a deliberate pace, not overnight. For sellers, that argues for sharp pricing and clean presentation; for buyers, it means there's usually room to inspect, negotiate, and act without panic.

Nature Lake Housing Pulse · Momentum Research · as of September 12, 2026

Nature Lake right now

🟡 Balanced market. 3.0 months of supply and 33% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 12, 2026. Confidence: Medium (3 active and pending listings, 8 closed sales in 12 months).

🟡 Still climbing. The trailing-12-month median ($419K) is up 0.7% from the prior 12 months ($416K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 12. Confidence: Medium (8 and 9 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 19, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Nature Lake market snapshot (as of September 12, 2026): the median sale price is about $419K, a median 74 days on market for closed sales, and 3.0 months of supply, a balanced market. The trailing-12-month median is up 1% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (8 closings in the current window).

In ZIP 32536 (Crestview), 433 homes closed in the last 12 months at a median of $322K, up 6.6% year over year, with a median 73 days on market. Right now 123 active and 60 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 32536 housing market and the Okaloosa County market.

Emerald Coast MLS sales records identify 57 homes in Nature Lake that have changed hands since 2018, built between 2016 and 2027 (median 2022), with a median living area of about 2,622 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Nature Lake is a modest, single-community pocket of Crestview in Okaloosa County where value tracks the individual home, not a roster of shared perks. Inventory is thin, so the reads here are best treated as a snapshot rather than a deep sample.

Best for

  • Buyers targeting the mid-$400s who value the home and lot over shared facilities
  • Patient buyers willing to wait for the right listing in a low-inventory pocket
  • Sellers ready to price sharply and present cleanly against a ~40-day pace

Probably not for

  • Buyers who need a broad set of listings to compare at once
  • Buyers who want pools, clubhouses, or other community amenities included
  • Sellers expecting a fast, no-prep sale at an above-market number

Windows contain 0 to 14 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$300K$400K201620182020202220242026
Up 0.7% year over year.
Median days on market · closed sales
0255075201620182020202220242026
2 days at the 2022 low; 74 now.
Sale price vs original ask · median
100%102%104%201620182020202220242026
98.9% now.
Homes sold per 12-mo window
051015201620182020202220242026
0 to 14 a year; 8 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,235/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

32% of homes for sale in ZIP 32536 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-19).

Nature Lake Market Scorecard

Seller's market

Nature Lake is currently a seller's market. About 3.0 months of supply, a median asking price of $432,950, and homes go under contract in about 14 days.

3.0
Months supply
$432,950
Median list
$418,975
Median sold
n/a
Per sqft
14
Days on mkt
2/1/8
Active/Pend/Sold

Typical home value in the 32536 ZIP is $295,931, about 28.3% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Nature Lake, Crestview

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 17 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-15)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Nature Lake

Live MLS inventory for Nature Lake. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Nature Lake listings as of 2026-09-17, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Bob Sikes · Elementary
  • Davidson · Middle
  • Crestview · High

Zoned schools reflect the assignments reported on recent Nature Lake listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Nature Lake address.

If we were buying in Nature Lake today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Nature Lake.

Best Buy
Buyers who want a Crestview home valued on its own merits, not a shared-amenity premium.
Biggest Risk
With eight closings and one active listing, the data is thin and can swing on a single sale.
Sweet Spot
A well-maintained home bought around the mid-$400s median with careful per-home underwriting.
Avoid If
You need a wide selection or want community amenities baked into the deal.

A thin market that rewards patience

The numbers to respect here are the small ones: eight closings in the tracked window and a single active listing as of late July 2026. That's a low-volume market, which means any one sale can swing the median, and a buyer may wait for the right home to surface rather than choosing among many at once.

With no community amenities pulled from current listings, expect the spread between homes to come down to condition and updates. A turnkey, well-maintained property and a dated one can differ sharply in value even on the same street, so underwriting each home on its own merits matters more than leaning on a neighborhood average.

The location and the amenities are priced into every listing in Nature Lake. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.5B · Buy Score
Recent Direction6.2/10
Liquidity & Demand7.0/10
Pricing Power9.3/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.5). Basis: Recent Direction +0.7% year-over-year; Liquidity & Demand 3.0 months of supply; Pricing Power 98.9% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a low-inventory pocket like Nature Lake, timing and pricing discipline decide outcomes. We track the handful of closings that actually set the market, tell you when a listing is priced ahead of its condition, and help sellers position against a roughly 40-day sales pace instead of guessing.

Nature Lake in 15 seconds.

Best forBuyers who want a Crestview home valued on its own merits, not a shared-amenity premium.
Biggest advantageA deliberate pace near 40 days on market gives room to inspect and negotiate.
Biggest riskWith eight closings and one active listing, the data is thin and can swing on a single sale.
Sweet spotA well-maintained home bought around the mid-$400s median with careful per-home underwriting.
Avoid ifYou need a wide selection or want community amenities baked into the deal.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Nature Lake homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Nature Lake.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Nature Lake sales matched to your home.

What is your Nature Lake home worth?

Get a no-obligation home value based on real comparable sales in Nature Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Crestview →

Real comps, not an automated estimate.

Recently off market in Nature Lake

Homes in Nature Lake that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

What is the median home price in Nature Lake?
The median sale price in Nature Lake was $419K over the 12 months ending September 12, 2026 (8 closed sales, Emerald Coast MLS).
How long do homes in Nature Lake take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 74 days on market (8 sales, Emerald Coast MLS).
Is Nature Lake a buyer's or seller's market right now?
As of September 12, 2026, Nature Lake is roughly balanced: 3.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
Who is the best real estate agent for Nature Lake?
The best agent for Nature Lake is one who actively works Crestview and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Nature Lake.
How do I find a top Crestview real estate agent who knows Nature Lake?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Nature Lake and the wider Crestview area.
Can Momentum Realty connect me with an agent for Nature Lake?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Nature Lake purchase or sale - no call center and no pressure.
Where is Nature Lake, and what county is it in?
Nature Lake is in Crestview, Okaloosa County, FL, ZIP 32536.
Is Nature Lake a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Nature Lake: the median sale price over the last 12 months was $419K (8 sales), 30% above the Crestview median of $322K; homes took a median 74 days to go under contract; supply is 3.0 months at the current sales pace, which is balanced. The full numbers, price history and the flood and school sections are above.
Buyers targeting the mid-$400s who value the home and lot over shared facilitiesExcellent fit
Patient buyers willing to wait for the right listing in a low-inventory pocketExcellent fit
Sellers ready to price sharply and present cleanly against a ~40-day paceExcellent fit
Buyers who need a broad set of listings to compare at onceProbably not
Buyers who want pools, clubhouses, or other community amenities includedProbably not
Sellers expecting a fast, no-prep sale at an above-market numberProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 17, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 12, 2026
Under-contract sharesEmerald Coast MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2016 (58 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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Thinking of selling in Nature Lake? 8 recorded closings; median 73 days on market (window ending 2026-09-12). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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