How to Find the Best Real Estate Agent in North Creek, Jacksonville

In North Creek: Top Realtors & Agents, recent sales run a median of about $363,000 ($165/sq ft), typically closing in about 60 days — so accurate local pricing and comparable-sales knowledge are what separate a strong North Creek: Top Realtors & Agents agent from an average one.

Buying here? See North Creek homes for sale and the North Creek community guide (Jacksonville).

North Creek recorded 21 closings in the last 12 months at a median of $363,000, averaging 60 days on market — the numbers any agent you interview here should already know. This guide covers how to find the top realtors in North Creek, what makes a great North Creek real estate agent, the questions to ask before you hire, the current North Creek market in detail, and how to connect with a proven local expert. See the North Creek neighborhood guide for homes and lifestyle.

Top realtors in North Creek: what “top North Creek real estate agents” actually means

The best North Creek agents share four things: local sales experience (they’ve actually closed deals here), pricing accuracy built on real comps, marketing that reaches the right buyers, and negotiation that protects your money. In North Creek, homes can take time to sell (a median of 60 days on market), so marketing reach and negotiation make the difference, and values are up about 2% over the past year.

That local nuance is why a North Creek specialist beats a generalist: they know the streets, the HOAs, the school zones, and what buyers here will and won’t pay for. New to the process? Start with what a real estate agent actually does.

Recent market activity in North Creek

A great agent works from data, not guesswork. Here’s the current snapshot for North Creek (from Momentum’s MLS data, as of 2026-10-28):

$363,000
Median sale price
$165/sq ft
Price per sq ft
60 days
Median days on market
2.9 mo
Months of supply
+2%
1-year price change
21
Recent closings

Market read: Seller's Market. Use these numbers to pressure-test any agent you interview — a true local will know them cold.

Recent sales in North Creek

Real homes recently closed in North Creek — the kind of comps a great local agent prices from:

AddressDetailsSold
816 Reflection Cove Road4 bd / 3 ba · 2,221 sqft · closed 2026-10-21$339,900
598 Amber Creek Drive3 bd / 2.5 ba · 2,003 sqft · closed 2026-10-20$366,000
549 Amber Creek Drive4 bd / 3 ba · 2,770 sqft · closed 2026-10-19$432,500
788 Reflection Cove Road4 bd / 2.5 ba · 2,567 sqft · closed 2026-10-13$430,000
14122 Summer Breeze Drive5 bd / 2 ba · 2,119 sqft · closed 2026-09-25$390,000
14304 Summer Breeze Drive4 bd / 2 ba · 1,975 sqft · closed 2026-08-17$331,000

Source: Data provided by realMLS. Recent closed sales shown for market context.

How North Creek compares to its neighbors

Pricing a home means knowing the alternatives buyers are weighing. The five nearest tracked communities, side by side:

CommunityMedian$/sq ftDOMMomentum Score
North Creek$363,000$16560 d71
Crestwick Crossing$285,000$150.036 d–
Oceanway$254,000$184130 d36
Avery Park$380,000$162.8417 d–
Daybreak Woods$300,000$17256 d64
Annies Walk$227,000$17149 d46

Momentum Score is Momentum Realty’s proprietary 0-100 community market rating. Figures from Momentum’s MLS data, as of 2026-10-28.

What is on the market in North Creek right now

From the live MLS feed as of 2026-10-29: 5 active listings (plus 2 pending) asking from $342,900 to $525,000, median $459,000; 1 of 5 have been on the market over 60 days (median 50 days so far); the homes listed or recently sold were built between 2002 and 2014 (median 2006); 19 of 19 listed or recently sold homes report an HOA, median $50/mo; none of the 19 geocoded listed or recently sold homes sits in a FEMA special flood hazard zone (median elevation 22 ft); the features listings here most often name are Tennis Court(s), Playground, RV/Boat Storage and Basketball Court. For a seller this is the competition a buyer will tour alongside your home; for a buyer, the stale share is where negotiating room usually is. See the current North Creek listings →

Which way this market is moving

Active inventory across Duval County has fallen over the past year (-13%). About 29% of county listings currently carry a price cut, which tells you how much negotiating room the average seller has already conceded. North Creek itself has appreciated about 74% over the period Momentum’s MLS data tracks — a community-level trend, not the county average. A strong local agent will reconcile these numbers with what is happening on your exact street before recommending a price.

What it costs to own in North Creek

On a median-priced North Creek home ($363,000), property taxes at Duval County’s typical millage of 17.865 run roughly $5,592 a year with the homestead exemption applied — before any CDD or special-district charges, which vary by community.

The average Citizens Property Insurance premium in Duval County is about $1,315 a year (April 2026 filings); private-market quotes differ, and a good agent will tell you which carriers are actually writing here.

Run the real numbers before you commit: what selling nets you, whether your Save Our Homes benefit moves with you, and rent vs buy in Duval County.

At North Creek’s $363,000 median and Duval County’s adopted 17.86 mills (FY2025-26), a home assessed at that price carries roughly $6,480 a year in property tax before exemptions, or about $5,750 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Duval County tax page.

Rents and the investor math

Typical asking rent across Duval County sits near $1,603 a month (Zillow’s rent index). Rents are moving about 2.5% year over year. County-level yield math pencils to roughly a 6.54% cap rate on typical numbers, before expenses. Home prices run about 4.3x the county’s median household income, the affordability backdrop every buyer here negotiates inside. If you are weighing an investment purchase in North Creek, ask your agent for community-level rent comps rather than county averages — the spread between communities is wide.

Who is moving to Duval County, and what they earn

The county gained a net 912 people in the latest IRS county-migration year. Households moving IN average $67,296 in income versus $68,273 for those moving out — movers arriving here earn less than those leaving, which shapes what sellers can ask and what buyers compete against. The biggest out-of-state feeder markets are GA, CA, VA. Median household income in Duval County has grown about 28% since 2018 ($68,447 now). Population is up about 9% over the same stretch. An agent who knows these flows can tell you which way demand in North Creek is actually pointing, not just where prices have been.

Sources: IRS SOI county-to-county migration; U.S. Census income and population estimates. County-level data for context; community demand varies within the county.

School context you can verify: the Duval County school district earned a district grade of A from the Florida Department of Education (2025-26) and has held an A since 2025. Attendance zones vary by address, so confirm the zoned schools for any specific home with the district.

Recent developments in North Creek, Jacksonville

Roads, retail, schools and new construction change what homes in North Creek, Jacksonville are worth. Ask any agent you interview about the projects below — how they answer tells you whether they actually work this area. Last updated November 2026.

October 2026 · Civic
Nassau committee proposes data center zoning district with no county incentives

A draft county report released Oct. 21 rejects both a ban and the status quo, proposing a new industrial park-data center zoning district, no county incentives or tax abatements, and disclosure of water and power needs. Siting would prioritize proximity to 500-kilovolt transmission lines, and developers would pay infrastructure costs. Workshops run Oct. 26 and Nov. 9, with a Planning and Zoning hearing Dec. 1 and commission hearings Dec. 14 and Jan. 25 under a June moratorium.

Why it matters The rules will determine where large power-and-water-intensive industrial users can locate in western Nassau, shaping future land use and utility demand. The site is about 10 miles north of North Creek.

Source: Fernandina Observer ›
October 2026 · Market
Northeast Florida home sales dip in September as inventory tightens

Closed sales across the six-county Northeast Florida Association of Realtors area fell 7.7% year over year to 1,608, with the median price at $398,566, up 2.8%. Active inventory dropped 18.4% to 6,348 homes. Median prices were $344,000 in Duval, $575,000 in St. Johns, $355,000 in Clay and $496,500 in Nassau.

Why it matters Lower inventory with softer sales volume points to a thinner supply of listings across all four counties, with Clay the only one of the four showing a year-over-year price decline. The site is about 11 miles south of North Creek.

Source: Clay Today ›
September 2026 · Infrastructure
JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT

JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.

Why it matters Raised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 9 miles southeast of North Creek.

Source: News4JAX ›
July 2026 · Builder Activity
Wildlight subdivision advances in Yulee as the master-planned community expands

Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.

Why it matters Ongoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The site is about 13 miles north of North Creek.

Source: Jax Daily Record ›
April 2026 · Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs

Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.

Why it matters A large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 9 miles southeast of North Creek.

Source: JAXPORT ›
February 2026 · Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports

At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.

Why it matters Continued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 9 miles southeast of North Creek.

Source: News4Jax ›

Full North Creek, Jacksonville news timeline & guide ›

Summaries reflect public reporting and official sources linked above as of the dates shown; details and timelines can change. General observation, not investment advice.

Homes for sale right now in North Creek, Jacksonville

4 for sale · 3 pending — the inventory any agent you interview should already know street by street.

604 REFLECTION COVE Road, Jacksonville 32218 home for saleActive · 59 days
$484,000
3 bd · 2 ba · 1,795 sqft · built 2006
604 REFLECTION COVE Road, Jacksonville 32218
Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.
465 BRIDGEPORT Court, Jacksonville 32218 home for saleActive · 34 days
$459,000
5 bd · 4 ba · 2,730 sqft · built 2005
465 BRIDGEPORT Court, Jacksonville 32218
Listed by 1 PERCENT LISTS FIRST COAST
796 REFLECTION COVE Road, Jacksonville 32218 home for saleActive · 59 days
$438,900
4 bd · 3 ba · 2,600 sqft · built 2012
796 REFLECTION COVE Road, Jacksonville 32218
Listed by SPECTRUM REALTY SERVICES
644 SPANISH WELLS Road, Jacksonville 32218 home for saleActive · 132 days
$342,900
4 bd · 2 ba · 2,131 sqft · built 2005
644 SPANISH WELLS Road, Jacksonville 32218
Listed by WATSON REALTY CORP
13998 SUMMER BREEZE Drive, Jacksonville 32218 home for salePending
$525,000
5 bd · 3.5 ba · 3,240 sqft · built 2003
13998 SUMMER BREEZE Drive, Jacksonville 32218
Listed by COLDWELL BANKER ANABASIS REALTY
652 SPANISH WELLS Road, Jacksonville 32218 home for salePending
$439,000
5 bd · 2.5 ba · 2,907 sqft · built 2005
652 SPANISH WELLS Road, Jacksonville 32218
Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA

See every 2 listing, with full data ›

Source: Data provided by realMLS. Deemed reliable but not guaranteed. Listings shown as of 2026-11-07; prices and availability change.

If you’re buying in North Creek

Come pre-approved, not pre-qualified, and be ready to move within days of a new listing. In a market like North Creek’s, your agent’s job is speed and terms: escalation strategy, appraisal-gap planning, and knowing which contingencies you can safely keep. Ask any agent you interview how their last three North Creek buyers won.

If you’re selling in North Creek

You have leverage, but overpricing still kills momentum — homes that sit past the median days on market start fielding lowball offers. Price at the data, prep properly, and make buyers compete in week one. Your listing agent’s first-week marketing plan matters more than their commission number.

Questions to ask before you hire a North Creek agent

Why community expertise matters in North Creek

Two homes a mile apart can sell on completely different terms. A North Creek expert prices to the micro-market, knows which upgrades buyers reward, and has the relationships to get deals done.

Top listing agents vs. buyer’s agents in North Creek

If you’re selling in North Creek, a top listing agent’s pricing, staging, and marketing are what win top dollar — the same skills behind a strong home sale. If you’re buying, a sharp buyer’s agent protects you in negotiation and inspections. The best North Creek Realtors do both well; ask any agent you interview which side they’re strongest on and how they’d handle yours.

Momentum’s record in North Creek

In Jacksonville, Momentum Realty listed and closed 296 homes in the last 12 months at a median sale price of $310,000 (most recent closing November 2026). The communities we close most often in: The Woods (5), Arlington Hills (4), Victoria Lakes (3), Osprey Landing (3), Winchester Ridge (3), Bartram Springs (3), Mill Creek North (3), Lake Mandarin (3). Source: Momentum Realty list-side closings in the MLS record, trailing 12 months; the brokerage’s own figures, not a market-share claim. Counting both sides of the table, Momentum agents closed 693 transactions in Jacksonville in the 12 months to November 2026: 302 as the listing brokerage, 355 representing the buyer, 36 on both sides; median sale $307,000 (brokerage closed records; full sales record).

Momentum agents who work Jacksonville

Service areas are self-reported by each agent; see the agent’s page for current listings and recent closings. All Momentum agents.

Meet your local expert

Brittany Brooks, Co-Founder of Momentum Realty
Your local expert
Brittany Brooks — Co-Founder, Momentum Realty

Brittany co-founded Momentum Realty, a RealTrends 500 brokerage (ranked #440 in the U.S.) with 320+ agents and $3.5B+ in closed sales across Florida. Tell her what you’re looking for and she’ll connect you with the right local Momentum specialist — and make sure you’re taken care of from first call to closing.

★★★★★ 5.0 · 12 reviews on Zillow
“If we could give Brittany and Jon Brooks a ten-star review we would. This couple is amazing at what they do.” — Jake S., Zillow
“I have now worked with Brittany and the Brooks Group / Momentum Realty to both buy and sell a property over the past 3 years. I had an outstanding experience.” — A. Lloyd, Zillow
Talk to Brittany →

Related North Creek resources

Common questions

How do I find the best real estate agent in North Creek?
Look for an agent with real, recent sales in the community, a clear marketing plan, strong negotiation skills, and responsive communication. Ask for their track record and references, and make sure they actually know North Creek, not just the metro.
What questions should I ask a North Creek agent before hiring them?
Ask how many homes they've sold in or near North Creek, how they price, how they market, how they handle negotiations and inspections, how they communicate, and how they get paid. The answers reveal local expertise fast.
Does Momentum Realty cover North Creek?
Yes. Momentum Realty serves North Creek and Duval County, and can match you with the local specialist who knows it best.
What happens after I ask to be matched?
A local agent who works North Creek reaches out to talk through your goal and timing. There is no obligation to list or buy with anyone; you decide whether they are the right fit.
What is the median home price in North Creek?
About $363,000 based on recent closed sales in Momentum MLS data, with homes averaging 60 days on market. Ask an agent for live comps, since community medians move month to month.
Is North Creek a buyer market or a seller market right now?
Momentum data currently reads North Creek as a Seller's Market. Days on market and months of supply on this page show how much negotiating room each side has.
What should I budget beyond the mortgage in North Creek?
Property taxes at the county typical millage, insurance, any HOA or CDD charges specific to North Creek, and maintenance. The cost-to-own section on this page puts numbers on each.
Is North Creek in a flood zone?
None of the 19 recently listed or sold North Creek homes with a geocoded location sits inside a FEMA special flood hazard zone (A or V zones); the median elevation of those listings is 22 ft. Zones are checked per address, not per community; confirm any specific parcel on FEMA's map before relying on it.
Does North Creek have an HOA, and how much is it?
19 of the 19 homes recently listed or sold in North Creek report an HOA, with a median fee of $50 per month as entered by the listing agents. Fees vary by sub-association and product type; verify with the association's current budget.
How much are property taxes in North Creek?
Using the Duval County FY2025-26 rate of 17.86 mills and North Creek's recorded median sold price of $363,000, a home assessed at that price would owe roughly $6,480 a year before exemptions, or about $5,750 with the full homestead exemption. Long-time owners under Save Our Homes usually pay less; taxes reset toward this level when a home sells. Actual bills depend on the parcel's municipality and special districts.

Market figures are aggregates from Momentum Realty’s MLS data for North Creek, as of 2026-10-28, and will change over time. This is general guidance on how to choose an agent, not a ranking or endorsement of any individual. Equal Housing Opportunity.

Hiring an agent in North Creek?

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