Sandy Ridge Estates
Homes for Sale in Mary Esther, FL
All 71 homes for sale in Mary Esther, FL · median $324,900 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Emerald Coast MLS
As of September 2026, Sandy Ridge Estates in Mary Esther, FL has 4 homes for sale. Over the 12 months ending 2026-09-20, 10 recorded sales closed at a median of $331,162, a median 24 days on market, sellers accepting 100% of original asking (+11% versus the prior year). Homes listed or recently sold were built 1992–2011; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 104 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,270 ($3,760 with the full homestead exemption).
| Location | Mary Esther, Okaloosa County, FL · ZIP 32536, 32569 |
|---|---|
| Homes in the community | 207 (FL DOR 2025 assessment roll) |
| Years built | 1992–2021 (median 2006) |
| Typical living area | 2,220 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Playground, Fire Alarm, Pets Allowed, Picnic Area, Short Term Rental - Allowed |
| Sale prices, last 12 months | $331,162 median across 10 closed sales · +10.8% vs the prior 12 months |
| Days on market (closed sales) | 24 median |
| For sale right now | 4 active, 0 pending · median asking $349,450 · 4.8 months of supply |
| Owner-occupied (homestead) share | 59% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “SANDY RIDGE ESTATES key facts,” movewithmomentum.com/neighborhoods/sandy-ridge-estates, data as of September 20, 2026.
Last 30 days in Sandy Ridge Estates: 1 closed sale (median $294,900). As of September 26, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Sandy Ridge Estates
Live MLS inventory for Sandy Ridge Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Sandy Ridge Estates listings as of 2026-09-26, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Sandy Ridge Estates Right Now (3)
All 3 active and pending Sandy Ridge Estates listings with a detail page, newest first, refreshed twice a day from the MLS.
- 520 Boulder Street · $349,000 · 4 bd / 2.5 ba · listed Aug 21, 2026 · listed by The Property Group 850 Inc
- 504 Boulder Street · $309,900 · 3 bd / 2.5 ba · listed Aug 20, 2026 · listed by Diamond Gulf Realty
- 416 Peoria Boulevard · $349,900 · 4 bd / 2.5 ba · listed Aug 12, 2026 · listed by The Property Group 850 Inc
Price in Sandy Ridge Estates is driven by condition and the specific home, not by any amenity package — the community has none identified in current MLS listings. With a median around $325,000 and a median living area near 2,220 square feet, you are paying for interior space and whatever updates a given house carries. The build years run from 1992 to 2021, with a median around 2006, so expect a spread of finishes and mechanical ages that will separate one asking price from the next.
The market posture here is tight and warm. Only 2 active listings against 13 closings in the window, a median 21 days on market, and a heat score of 68 tell you sellers hold the leverage right now. Year-over-year prices are up 9.8 percent. Buyers should come prepared to move on a well-priced home; sellers should price to the recent comps rather than reaching, because the low inventory does the work of drawing attention.
Sandy Ridge Estates right now
🟡 Balanced market. 4.8 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (4 active and pending listings, 10 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($331K) is up 10.8% from the prior 12 months ($299K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Medium (10 and 12 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Sandy Ridge Estates market snapshot (as of September 20, 2026): the median sale price is about $331K, a median 25 days on market for closed sales, and 4.8 months of supply, a balanced market. The trailing-12-month median is up 11% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (10 closings in the current window).
In ZIP 32536 (Mary Esther), 425 homes closed in the last 12 months at a median of $322K, up 3.9% year over year, with a median 73 days on market. Right now 122 active and 57 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 32536 housing market and the Okaloosa County market.
County records show 21 qualified sales in SANDY RIDGE ESTATES across 2024–2025 (11 in 2024, 10 in 2025), median $319,900 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Sandy Ridge Estates is a community of 207 homes in Mary Esther, Okaloosa County, built between 1992 and 2021 (median 2006), with a median living area of about 2,220 square feet. 59% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Sandy Ridge Estates is an established Crestview community of 209 homes with no shared amenities, so the value proposition is the house itself — its square footage, its condition, and its age within a roughly three-decade build span.
The setting & the homes.
Aerial and on-site photos of Sandy Ridge Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Sandy Ridge EstatesPhotos from Emerald Coast MLS listings in Sandy Ridge Estates; content deemed reliable but not guaranteed.
Who Sandy Ridge Estates is best for.
Best for
- Buyers targeting a mid-$300s purchase who prioritize living space over shared amenities
- Move-ready buyers prepared to act inside a 21-day contract window on limited inventory
- Owner-occupants planning a longer hold in an established, low-turnover subdivision
Probably not for
- Buyers who want a resort-style amenity package included with the home
- Bargain hunters expecting a deep discount in a tight, seller-leaning market
- Investors chasing rapid turnover in a community dominated by owner-occupants
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($331K) IS the median in the snapshot above, and the move from 2025 ($299K) IS the +10.8% one-year change.
Windows contain 1 to 17 sales each (10 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
34% of homes for sale in ZIP 32536 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
SANDY RIDGE ESTATES Market Scorecard
SANDY RIDGE ESTATES is currently a seller's market. About 3.6 months of supply, a median asking price of $349,000, and homes go under contract in about 37 days.
Typical home value in the 32569 ZIP is $318,627, about 12.9% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Sandy Ridge Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Antioch · Elementary
- Shoal River · Middle
- Crestview · High
Zoned schools reflect the assignments reported on recent Sandy Ridge Estates listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Sandy Ridge Estates address.
Shop the zone: Homes zoned for Crestview High School
The Sandy Ridge Estates buying strategy.
If we were buying in Sandy Ridge Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sandy Ridge Estates.
What the numbers are telling you
With homes built between 1992 and 2021 and a median build year near 2006, this is not a uniform subdivision. Two houses at the same median footprint can sit far apart on price depending on roof age, systems, and interior updates. That variability is the single most important thing to underwrite before you write an offer.
Homestead share sits near 59 percent, which points to a community held largely by owner-occupants rather than short-hold investors. Combined with just 2 active listings and a 21-day median time to contract, the practical takeaway is that turnover is limited and quality inventory clears quickly.
The location and the amenities are priced into every listing in Sandy Ridge Estates. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Sandy Ridge Estates buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.4). Basis: Recent Direction +10.8% year-over-year; Liquidity & Demand 4.8 months of supply; Owner Commitment 59% owner-occupied; Pricing Power 99.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Because there is no amenity story to lean on, the money is made or lost on reading the individual home against a thin set of comps. We know how the 1992-to-2021 build range plays out in inspection findings and pricing, and with only a couple of active listings we can move you fast when the right one surfaces — or tell you plainly when a listing is priced ahead of its condition.
Sandy Ridge Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sandy Ridge Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sandy Ridge Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sandy Ridge Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sandy Ridge Estates home worth?
Get a no-obligation home value based on real comparable sales in Sandy Ridge Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Mary Esther →
Recently off market in SANDY RIDGE ESTATES
Homes in SANDY RIDGE ESTATES that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 184 Peoria Boulevard · off market
- 402 Sandy Ridge Circle · off market
Frequently Asked Questions
What is the median home price in Sandy Ridge Estates?
How long do homes in Sandy Ridge Estates take to sell?
Is Sandy Ridge Estates a buyer's or seller's market right now?
How many homes are in Sandy Ridge Estates?
What share of Sandy Ridge Estates is owner-occupied?
When were the homes in Sandy Ridge Estates built?
Who is the best real estate agent for Sandy Ridge Estates?
How do I find a top Mary Esther real estate agent who knows Sandy Ridge Estates?
Can Momentum Realty connect me with an agent for Sandy Ridge Estates?
Where is Sandy Ridge Estates, and what county is it in?
Is Sandy Ridge Estates a good place to live?
Should you buy in Sandy Ridge Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32536/32569)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1997 (171 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how SANDY RIDGE ESTATES fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Sandy Ridge Estates with Momentum Realty’s local guides.