Willow Bend in Fort Walton Beach

Willow Bend
Homes for Sale in Fort Walton Beach, FL

All 408 homes for sale in Fort Walton Beach, FL · median $396,000 · 101 homes for sale in 32547 · Okaloosa County homes for sale

Community in Fort Walton Beach · Okaloosa County · ZIP 32547
35 homesBuilt 1985–1989
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data7 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Willow Bend Ph I Lot 8 in Fort Walton Beach, FL has 1 home for sale. As of September 2026, the MLS records 2 closed sales in Willow Bend Ph I Lot 8 in Fort Walton Beach, FL since 2019, the most recent in July 2021. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).

Part of the Willow Bend master-planned community in Fort Walton Beach, FL — see all Willow Bend homes for sale (5 listings across 2 villages and sections in the MLS).

WILLOW BEND PH I LOT 8 key facts
LocationFort Walton Beach, Okaloosa County, FL · ZIP 32547
Homes in the community35 (FL DOR 2025 assessment roll)
Years built1985–1989 (median 1986)
Typical living area1,493 sq ft (median)
For sale right now1 active, 0 pending · median asking $309,900
Owner-occupied (homestead) share49%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “WILLOW BEND PH I LOT 8 key facts,” movewithmomentum.com/neighborhoods/willow-bend-ph-i-lot-8, data as of September 20, 2026.

Live · Willow Bend Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Okaloosa: 23% (551 of 2,441)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
49%
Owner-occupied · Willow Bend
17 of 35 parcels homesteaded (FL DOR 2025)
51%
Non-owner-occupied · Willow Bend
incl. 11% trust or LLC-held · 20% out-of-state
35
Homes in the community
35 residential parcels (FL DOR 2025)
Track record · 7 years of records
Est. 1985
Community established
homes built 1985-1989, median 1986 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Willow Bend Ph I is a small pocket in Fort Walton Beach, and right now there is exactly one active listing on the MLS. With inventory this thin, there is no true "market rate" to lean on — price here is set by the individual home: its condition, its updates, and how motivated the one seller happens to be. Treat any single number as a data point, not a trend.

For a buyer, a one-listing community means your leverage depends entirely on how long that home has sat and how firm the seller is; there is no comp war and no backup option down the street. For a seller, you are effectively the whole market, which cuts both ways — no competition, but also no momentum from neighboring sales to pull your number up. Pricing to condition, not to hope, is what moves it.

The 60-Second Overview

Willow Bend Ph I is a compact residential enclave in Fort Walton Beach with a single home currently on the market and no community amenities identified from current MLS listings — a place you buy for the house itself, not for shared features.

Emerald Coast MLS sales records identify 77 homes in WILLOW BEND that have changed hands since 2001, built between 1985 and 1994 (median 1986), with a median living area of about 1,250 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who have found the one home here and want it evaluated on its own merits
  • Buyers comfortable underwriting a property without a stack of nearby comps
  • Buyers seeking a Fort Walton Beach location without paying for HOA amenities

Probably not for

  • Buyers who want to compare several homes side by side before committing
  • Buyers who prioritize community pools, gates, or shared facilities
  • Buyers who need an active resale market to feel confident about liquidity

The market around Willow Bend

Willow Bend is too small for its own price trend, so here is the market around it.

In ZIP 32547, 198 homes are on the market and 27% are under contract — a steady corner of Fort Walton Beach.

Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).

In ZIP 32547 (Fort Walton Beach), 385 homes closed in the last 12 months at a median of $337K ($136/sq ft), up 12.1% year over year, with a median 38 days on market. Right now 107 active and 39 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Willow Bend specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in WILLOW BEND PH I LOT 8, Fort Walton Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 6 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Willow Bend

Live MLS inventory for Willow Bend. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Willow Bend listings as of 2026-09-28, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Willow Bend Ph I Lot 8 Right Now (1)

All 1 active and pending Willow Bend Ph I Lot 8 listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 2521 Georgetown Lane · $309,900 · 3 bd / 2.5 ba · listed Aug 28, 2026 · listed by Griffin Real Estate Group

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Kenwood · Elementary
  • Pryor · Middle
  • Choctawhatchee · High

Zoned schools reflect the assignments reported on recent Willow Bend listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Willow Bend address.

If we were buying in Willow Bend today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Willow Bend.

Best Buy
Buyers who want a specific home in Fort Walton Beach and are not shopping for shared amenities.
Biggest Risk
Thin inventory gives you no comps and no fallback if the one home doesn't work.
Sweet Spot
A well-underwritten offer on a home priced to its actual condition.
Avoid If
You need choice, amenities, or the reassurance of an active resale market.

A one-listing market

With one active listing as of mid-2026, this is not a community you can shop by comparison. There are no HOA amenities pulled from current MLS data — no pool, no gate, no shared facilities to price into the equation — so value tracks the physical home and its lot rather than a lifestyle package.

That makes homework matter more than usual. Because there is no cluster of recent sales to anchor a price, condition, layout, and any updates carry the whole valuation. Buyers should underwrite the specific property and its location within Fort Walton Beach and Okaloosa County; sellers should expect scrutiny on the details, since there is nothing next door to distract from them.

“

The location and the amenities are priced into every listing in Willow Bend. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this small, the deal lives in the details — days on market, seller motivation, and how the one available home stacks up against alternatives in surrounding Fort Walton Beach neighborhoods. We track the emerald coast feed closely and will tell you plainly whether this specific listing is priced to its condition or whether your budget is better spent elsewhere in Okaloosa County.

Willow Bend in 15 seconds.

Best forBuyers who want a specific home in Fort Walton Beach and are not shopping for shared amenities.
Biggest advantageNo competition — a single listing means no bidding war against other buyers.
Biggest riskThin inventory gives you no comps and no fallback if the one home doesn't work.
Sweet spotA well-underwritten offer on a home priced to its actual condition.
Avoid ifYou need choice, amenities, or the reassurance of an active resale market.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Willow Bend homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Willow Bend.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Willow Bend sales matched to your home.

What is your Willow Bend home worth?

Get a no-obligation home value based on real comparable sales in Willow Bend, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fort Walton Beach →

Real comps, not an automated estimate.
How much local inventory is already under contract

27% of homes for sale in ZIP 32547 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-28).

Frequently Asked Questions

How many homes are in Willow Bend?
The Florida DOR 2025 assessment roll shows 35 homes in Willow Bend (public records).
What share of Willow Bend is owner-occupied?
49% of Willow Bend parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Willow Bend built?
Homes in Willow Bend were built between 1985 and 1989, with a median year built of 1986 (FL DOR 2025 roll).
Who is the best real estate agent for Willow Bend?
The best agent for Willow Bend is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Willow Bend.
How do I find a top Fort Walton Beach real estate agent who knows Willow Bend?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Willow Bend and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for Willow Bend?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Willow Bend purchase or sale - no call center and no pressure.
Where is Willow Bend, and what county is it in?
Willow Bend is in Fort Walton Beach, Okaloosa County, FL, ZIP 32547.
Buyers who have found the one home here and want it evaluated on its own meritsExcellent fit
Buyers comfortable underwriting a property without a stack of nearby compsExcellent fit
Buyers seeking a Fort Walton Beach location without paying for HOA amenitiesExcellent fit
Buyers who want to compare several homes side by side before committingProbably not
Buyers who prioritize community pools, gates, or shared facilitiesProbably not
Buyers who need an active resale market to feel confident about liquidityProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 28, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32547))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2019 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Nearby Communities

Explore more neighborhoods near Willow Bend with Momentum Realty’s local guides.

Willow Bend (Okaloosa)0.1 mi away · median $275K, 11 sales/12 moCCharleston0.1 mi away · 1 for saleLake Charleston (Okaloosa)0.2 mi away · 72 homes, built 1976–95Yorktown At Willow Bend0.2 mi away · median $279K, 4 sales/12 moChinas Cove0.3 mi awayVillage West0.3 mi away · 64 homes, built 1976–95Landview Estates0.4 mi awayQuail Meadows (Okaloosa)0.4 mi away

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