Shearwater Estates in Mascotte

Shearwater Estates
Homes for Sale in Mascotte, FL

All 44 homes for sale in MASCOTTE, FL · median $332,750 · 43 homes for sale in 34753 · Lake County homes for sale

Community in Mascotte · Lake County · ZIP 34753
117 homesBuilt 2007–2019Median sale $330K
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Built fromLive Stellar MLS data18 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Shearwater Estates in Mascotte, FL has 3 homes for sale. Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $330,000, $142 per square foot, a median 12 days on market, sellers accepting 97% of original asking (-18% versus the prior year). Homes listed or recently sold were built 2007 - 2019; 9 of 9 report an HOA (median $60/mo); 1 of the 9 geocoded homes sit in a FEMA special flood hazard zone (median elevation 143 ft). At the median price and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $5,490 ($4,820 with the full homestead exemption).

Shearwater Estates key facts
LocationMASCOTTE, Lake County, FL · ZIP 34753
Homes in the community117 (FL DOR 2025 assessment roll)
Years built2007–2019 (median 2018)
Typical living area1,999 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersGated, Gated Community - No Guard, Deed Restrictions, Fire Alarm, Gated Community, Gated Community - Guard
Sale prices, last 12 months$330,000 median across 5 closed sales · $142 per sq ft · -17.5% vs the prior 12 months
Days on market (closed sales)12 median
For sale right now3 active, 0 pending · median asking $291,000 · 5.1 months of supply
Owner-occupied (homestead) share82%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2008 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Shearwater Estates key facts,” movewithmomentum.com/neighborhoods/shearwater-estates-mascotte, data as of September 20, 2026.

Last 30 days in Shearwater Estates: 1 closed sale (median $399,000). As of September 27, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · Shearwater Estates Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$330K ▼
Median sold · 12 mo
down 17.5% vs the prior 12 months
-17.5% ▼
1-yr price change
n = 5 and 3 sales in the two windows
$142/sf
Sold $/sqft · 12 mo
peak $187 in 2024
97.4%
Sale vs ask
Tempo
5.1mo
Supply
3 to 6 months is the balanced band
12days
Median DOM · closed
7 days at the 2022 low
0%
Under contract
Lake: 25% (1,077 of 4,311)
3 · 0
For sale · pending
live counts, refreshed twice daily
5
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
82%
Owner-occupied · Shearwater Estates
96 of 117 parcels homesteaded (FL DOR 2025)
18%
Non-owner-occupied · Shearwater Estates
incl. 10% trust or LLC-held · 10% out-of-state
117
Homes in the community
117 residential parcels (FL DOR 2025)
Track record · 18 years of records
4
Recorded sales · 2024-2025
median $355K · qualified sales on the county roll (FL DOR 2025)
Est. 2007
Community established
homes built 2007-2019, median 2018 (FL DOR 2025)
2,432sqft
Median sold home size
12-mo windows, closed sales
4.3%/yr
Turnover rate
about 5 of 117 homes trade a year
Shearwater Estates Housing Pulse · Momentum Research · as of September 20, 2026

Shearwater Estates right now

🟡 Balanced market. 5.1 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (3 active and pending listings, 5 closed sales in 12 months).

🔴 Off the recent peak. The trailing-12-month median ($330K) is down 17.5% from the prior 12 months ($400K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 3 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Shearwater Estates market snapshot (as of September 20, 2026): the median sale price is about $330K ($142 per sq ft over the trailing 12 months of closed sales), a median 12 days on market for closed sales, and 5.1 months of supply, a balanced market. The trailing-12-month median is down 18% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).

In ZIP 34753 (MASCOTTE), 157 homes closed in the last 12 months at a median of $349K ($185/sq ft), down 5.4% year over year, with a median 49 days on market. Right now 12 active and 8 pending listings put supply at about 2.9 months - a healthy market. See the live ZIP 34753 housing market and the Lake County market.

County records show 4 qualified sales in Shearwater Estates across 2024 - 2025 (3 in 2024, 1 in 2025), median $355,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Shearwater Estates: of 9 listing addresses checked against the FEMA National Flood Hazard Layer, 89% sit outside the FEMA Special Flood Hazard Area (Zone X); 11% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov.

Shearwater Estates is a community of 117 homes in Mascotte, Lake County, built between 2007 and 2019 (median 2018), with a median living area of about 1,999 square feet. 82% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 0 to 22 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2008 through 2026. Deemed reliable but not guaranteed.

Every sale since 2008 · price vs size
$0$200K$400K2k2k2k3k
44 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Homes sold per 12-mo window
0102020122014201620182020202220242026
0 to 22 a year; 5 in the current window.
How much local inventory is already under contract

28% of homes for sale in ZIP 34753 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).

SHEARWATER ESTATES Market Scorecard

Seller's market

SHEARWATER ESTATES is currently a seller's market. About 3.4 months of supply, a median asking price of $299,750, and homes go under contract in about 31 days.

3.4
Months supply
$299,750
Median list
$329,900
Median sold
$179
Per sqft
31
Days on mkt
2/0/7
Active/Pend/Sold

Typical home value in the 34753 ZIP is $322,024, about 16.1% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Shearwater Estates, MASCOTTE

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend - 0.0% now (2026-08-10 → 2026-09-26)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Shearwater Estates

Live MLS inventory for Shearwater Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Shearwater Estates listings as of 2026-09-26, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2008 through 2026. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Shearwater Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Shearwater Estates.

A closer look at the Shearwater Estates market

At a median of $142 per square foot, Shearwater Estates prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

Inventory runs at 5.1 months of supply, a balanced market and the trailing-12-month median down 18% year over year. Homes that do trade take a median 12 days on market, useful leverage on any listing that has lingered.

The housing stock is 117 homes built between 2007 and 2019, and 82% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Shearwater Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.7C+ · Buy Score
Recent Direction1.6/10
Liquidity & Demand4.9/10
Owner Commitment8.2/10
Pricing Power8.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.7). Basis: Recent Direction -17.5% year-over-year; Liquidity & Demand 5.1 months of supply; Owner Commitment 82% owner-occupied; Pricing Power 97.4% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Shearwater Estates homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Shearwater Estates.
In short
  • HOA dues reported around $60/month (about $720/yr) · median of 144 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $60 per month ($720 a year) - the median AssociationFee across 144 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Shearwater Estates sales matched to your home.

What is your Shearwater Estates home worth?

Get a no-obligation home value based on real comparable sales in Shearwater Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Recently off market in Shearwater Estates

Homes in Shearwater Estates that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Frequently Asked Questions

What is the median home price in Shearwater Estates?
The median sale price in Shearwater Estates was $330K over the 12 months ending September 20, 2026 (5 closed sales, Stellar MLS).
How long do homes in Shearwater Estates take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 12 days on market (5 sales, Stellar MLS).
Is Shearwater Estates a buyer's or seller's market right now?
As of September 20, 2026, Shearwater Estates is roughly balanced: 5.1 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Shearwater Estates?
The Florida DOR 2025 assessment roll shows 117 homes in Shearwater Estates (public records).
What share of Shearwater Estates is owner-occupied?
82% of Shearwater Estates parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Shearwater Estates built?
Homes in Shearwater Estates were built between 2007 and 2019, with a median year built of 2018 (FL DOR 2025 roll).
Who is the best real estate agent for Shearwater Estates?
The best agent for Shearwater Estates is one who actively works Mascotte and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Shearwater Estates.
How do I find a top Mascotte real estate agent who knows Shearwater Estates?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Shearwater Estates and the wider Mascotte area.
Can Momentum Realty connect me with an agent for Shearwater Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Shearwater Estates purchase or sale - no call center and no pressure.
Where is Shearwater Estates, and what county is it in?
Shearwater Estates is in MASCOTTE, Lake County, FL, ZIP 34753. The community's center is about 7 miles south of the center of MASCOTTE (straight-line).
Is Shearwater Estates a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Shearwater Estates: the median sale price over the last 12 months was $330K (5 sales), 6% below the MASCOTTE median of $349K; homes took a median 12 days to go under contract; the assessment roll counts 117 homes, 82% of them homesteaded (owner-occupied); supply is 5.1 months at the current sales pace, which is balanced. The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 26, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 34753))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2008 (44 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Shearwater Estates with Momentum Realty’s local guides.

Knight Lake Estates0.4 mi away · median $320K, 7 sales/12 moMBMascotte Bay Ridge0.6 mi away · 35 homes, built 1966–01Mascotte Myers0.6 mi away · 1 for saleMHMascotte Hills0.7 mi away · 40 homes, built 1964–23Bay Ridge0.7 mi away · 34 homes, built 1952–01Mascotte Twin Oaks0.7 mi away · 1 for saleMCMascotte Courtney Park0.7 mi away · 83 homes, built 2000–05, 1 for saleCPCourtney Park0.8 mi away · 160 homes, built 2000–05

Browse all neighborhood guides →

Thinking of selling in Shearwater Estates? 5 recorded closings; median 12 days on market (window ending 2026-09-20). See the Lake County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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